Mobile Service Affordability for the Needy, Addiction, and ICT Policy Implications

Optimal Number of Mobile Service Providers in India

Mobile Computing ◽

10.4018/978-1-60566-054-7.ch184 ◽

2009 ◽

pp. 2306-2322

Author(s):

Rohit Prasad ◽

Varadharajan Sridhar

Keyword(s):

Economies Of Scale ◽

Service Providers ◽

Optimal Number ◽

Policy Implications ◽

Mobile Service ◽

Trade Off ◽

Unit Costs ◽

Mobile Industry ◽

The World ◽

Mobile Subscriber

With 225 million subscribers, India has the world’s third largest mobile subscriber base in the world. The Indian mobile industry is also one of the most competitive in the world with 4-7 operators in each service area. A large number of operators bring competition and its associated benefits such as decrease in price and hence corresponding growth of the market. On the other hand in the presence of economies of scale, too many operators may result in inefficient scales and high unit costs. This article analyses the trade-off between competition and economies of scale by estimating the production function for mobile subscribers and traffic carried. Analysis of panel data reveals the existence of economies of scale in the Indian mobile sector. We then derive an upper bound on the optimal number of operators in each license area and discuss policy implications.

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Squatter Housing as a Model for Affordable Housing in Developing Countries

Open House International ◽

10.1108/ohi-03-2011-b0012 ◽

2011 ◽

Vol 36 (3) ◽

pp. 119-129

Author(s):

Elmira Gür ◽

Yurdanur Dülgeroğlu Yüksel

Keyword(s):

Developing Countries ◽

Affordable Housing ◽

Low Cost ◽

Minimum Cost ◽

Policy Implications ◽

Cultural Preferences ◽

Large Numbers ◽

Squatter Housing ◽

The City ◽

The Needy

An affordability challenge for the governments is the trade-off between cost and quality. The housing gap is a reality for developing countries, and most frequently the gap is met by producing large numbers of low-cost housing units for the maximum number of people. Declining affordability is known to adversely affect both owner occupiers and tenants. The needy, due to an uninterested private sector, usually has either to depend on low quality housing mislocated in the city, without supporting infra- and social structures, or on squatter dwelling. The second option, despite being informal is responsive to the spatial and cultural needs of the users who ideally partake in the construction. The article queries and explores the ways in which the process and cultural preferences of the users of squatter houses, as builder-owner-occupants, are harmoniously intermingled in squatter housing; and draw housing policy implications through institutionalising some of their potentials. Considering squatters are at the lowest stratum areas and that their housing constitutes significant portion of the urban stock, government's pareto optimal which claims maximum good for the maximum number of people at minimum cost is seemingly justified with the quite restricted budget of governments of developing countries.

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Effects of Microcredit on Crop Productivity in District Charsadda, Khyber Pakhtunkhwa

International Review of Management and Business Research ◽

10.30543/9-4(2020)-12 ◽

2020 ◽

Vol 9 (4) ◽

pp. 130-137

Author(s):

MUHAMMAD ROVIDAD ◽

ALI RAZA ◽

SHAHID AKBAR

Keyword(s):

Interest Rate ◽

Interest Rates ◽

Crop Production ◽

Significant Positive Correlation ◽

Crop Productivity ◽

Local Economy ◽

Policy Implications ◽

Agricultural Technology ◽

Paired Sample ◽

The Needy

This study investigates the effects of microcredit on crop productivity in three villages located in district Charsadda, Pakistan. Khushali Bank, Pakistan, is an important institute that finances microcredit ranging from 15,000 to 50,000 PKR (Pakistani Rupees) per person. Sample size of 200 was choose for the analysis of this study, out of which 90 responded. Ninety farmers from three villages producing maize, tobacco, and sugarcane were interviewed. A paired sample t-test was applied to compare crop productivity in situations where microcredit was supplied with situations where it was not. Production per acre of all the three crops show a significant positive correlation with the amount of microcredit obtained from the bank. However, crop productivity remained significantly constant. Thus micro financing generally improves crop production; however, the constancy of crop productivity is explained by small credit volumes, by high interest rates, by lack of modern agricultural technology, by lack of productive ideas, and by bad monitoring through field officers of banks. The analysis of this study suggests some policy implications first, micro financing is a source of encouragement for the needy farmers, so local banks should advertise micro financing regularly. Second, the banks should increase its micro financing credit up to 200000 PKR, so that farmers can easily manage their expenses that will be more beneficial for local economy and individual profit. Third, Banks must decrease interest rate that will encourage needy farmers to take loans on regular basis. Keywords: Agricultural Technology, Microcredit, Productivity, Khushali Bank, KP, Pakistan.

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Policy implications of market segmentation as a determinant of fixed-mobile service substitution: What it means for carriers and policy makers

Telematics and Informatics ◽

10.1016/j.tele.2009.05.002 ◽

2010 ◽

Vol 27 (1) ◽

pp. 90-102 ◽

Cited By ~ 12

Author(s):

Amit M. Schejter ◽

Alexander Serenko ◽

Ofir Turel ◽

Mehdi Zahaf

Keyword(s):

Market Segmentation ◽

Policy Implications ◽

Mobile Service ◽

Policy Makers

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Determinants of Prepaid Mobile Service Providers: Evidence from Agartala

International Journal of Marketing and Business Communication ◽

10.21863/ijmbc/2015.4.4.020 ◽

2015 ◽

Vol 4 (4) ◽

Author(s):

Rajat Deb ◽

Moumita Naha

Keyword(s):

Sample Size ◽

Influencing Factors ◽

Service Provider ◽

Significant Relationship ◽

Service Providers ◽

Policy Implications ◽

Mobile Service ◽

Network Coverage ◽

Interview Schedule ◽

Customer Care

The study has taken twin objectives to find the determinants of service providers and to report the problems the respondents are exposed to in accessing the prepaid mobile services in Agartala. Based on a pre-tested interview-schedule, a sample size of 183 respondents, the empirical results have indicated that the principal influencing factors in choosing a service provider include customer care & facility, network coverage, tariff plan & recharge facilities. A significant relationship has been established between the gender of the respondents and their choice of service provider. The decision for subscription is further significantly influenced by their experiences of unsatisfactory services. Policy implications are derived from the study and it acknowledges few limitations.

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