Within the framework of Einstein's theory, cosmological universes are considered that contain three types of "fluids." A neutral cosmological fluid (dark matter), which is present everywhere, determines the overall time evolution of the universe. The second type consists of charged matter that constitutes the cores of galaxies. The electromagnetic fields generated by the charged matter make up the third kind of fluid, which is evidently null. An exact cosmological solution is furnished that provides for an early inflationary period and contains many charged black holes as galactic cores.