scholarly journals The effect of lengthening Life Expectancy on future pension and Long-Term Care expenditure in England, 2007 to 2032

2011 ◽  
Vol 52 (1) ◽  
pp. 33-61 ◽  
Author(s):  
Juliette Malley ◽  
Ruth Hancock ◽  
Mike Murphy ◽  
John Adams ◽  
Raphael Wittenberg ◽  
...  
2012 ◽  
Vol 22 (3) ◽  
pp. 238-243 ◽  
Author(s):  
Rumi Seko ◽  
Shuji Hashimoto ◽  
Miyuki Kawado ◽  
Yoshitaka Murakami ◽  
Masayuki Hayashi ◽  
...  

2020 ◽  
Vol 123 ◽  
pp. 87-101
Author(s):  
Grega Strban ◽  
Sara Bagari

There have always been people who cannot take care of their daily needs and are reliant on care. However, due to higher life expectancy and low birth rates, changes in lifestyle and increased mobility, reliance on long-term care is becoming a general risk in life. Therefore, it must be provided with social protection. In this respect, the criteria for shaping the (new) social risk of reliance on long-term care are also fulfilled. Although different benefits are already provided within different parts of the social security system, the paper discusses that the best option is to define reliance on long-term care as an independent social risk. Furthermore, we must ensure that providing long-term care will not turn out to be a double social risk. The issue has to be addressed at the national and at the EU level.


2013 ◽  
Vol 41 (2) ◽  
pp. 501-513 ◽  
Author(s):  
Y. Tony Yang ◽  
Gilbert Gimm

The call for family and medical leave reform in the United States was largely the result of sweeping demographic shifts that occurred in the workforce after the 1950s, coupled with an ever-increasing life expectancy and changing social norms concerning the role of women as caretakers. By the early 1990s, the number of women in the workforce had nearly tripled from 1950. During that same period, life expectancy increased by six years for males and seven for females. Meanwhile, the first wave of the Depression-era generation began to reach the age of retirement. In short, the parents of American workers were living longer and retiring in greater numbers while more women, who were more likely to be informal caregivers, decided to join the workforce. As a result, many families with ill or elder parents began to turn to institutional long-term care.


2021 ◽  
Vol 4 (3) ◽  
pp. 191-194
Author(s):  
Hiroshi Bando

The impact of COVID-19 can be shown by life expectancy, excess death and total years of life lost (YLL). United States showed life expectancy minus 1.67 years, excess deaths 375,235 and total YLL 7,362,555. The excess death of Japan has remained minus value for long, in which long-term care facilities (LTCF) may contribute. LTCF has characteristic points as i) mutual interrelationships between hospitals, medical societies and prefectural offices, ii) rapid communication channels for regulatory official authorities, iii) high degree of citizenship and cooperation of all Japanese people for daily life and iv) mild lockdown without any punishment with declaration.


2006 ◽  
Vol 7 (2) ◽  
pp. 86-91
Author(s):  
Leslie J. Lammers ◽  
Courtney A. Eudaly

This article’s objective is to share various financial approaches, facts, and opinions that may be helpful to those assisting the elderly. This document has four main sections: a tool kit of ideas for dealing with financial affairs; investment facts, financial planning, and recommendations—a road map for planning and investing; long-term care insurance—who might benefit, and; toward the end, steps to take to preserve wealth when life expectancy is short.


Mathematics ◽  
2021 ◽  
Vol 9 (15) ◽  
pp. 1810
Author(s):  
Amancio Betzuen Zalbidegoitia ◽  
Amaia Jone Betzuen Álvarez

Longevity risk is a major concern for governments around the world as they have to address social benefits, whether in the form of pensions, healthcare, or caring for dependents and providing long-term care, and so forth, which directly impact countries’ budgets. This paper uses a single entropy index to measure this type of risk. This methodology is clearly different from the one traditionally used in the literature, which is nearly entirely based on measuring the evolution of mathematical life expectancy. The authors used the longest-living populations in the world, Japan and Spain, to create a database in order to analyse the virtue of the indicator. The aim was to establish whether the longevity of those populations is accelerating or decelerating, compared by sex, and whether that occurs at the same intensity at different stages of a person’s life in each case. If the indicator showed differences in intensity, it would be a benchmark for the insurance and financial industry, providing it with information to market different products.


Author(s):  
Stacey Fisher ◽  
Douglas G Manuel ◽  
Sarah Spruin ◽  
Geoffrey Anderson ◽  
Monica Taljaard ◽  
...  

IntroductionIt is important for dementia patients, their families and caregivers, and health planners to have an understanding of life expectancy and the likely care experience of patients from dementia diagnosis to end-of-life. Objectives and ApproachUsing administrative health data of all dementia patients in Ontario, Canada (2014 to 2017) and period life table methodology, life expectancy and average health care use and cost for individuals from dementia diagnosis to death was examined. Dementia was ascertained by a validated case ascertainment definition and information from long-term care, home care and complex continuing care assessments. Formal care was categorized as inpatient, outpatient, home care or long-term care. ResultsLife expectancy at dementia diagnosis was 8.7 years and 9.8 years for men and women diagnosed prior to age 75, of which 3.7 years (42%) and 4.7 years (49%) was spent receiving formal care, respectively. Life expectancy was 4.4 and 5.2 years for men and women diagnosed after age 75, of which 2.2 years (50%) and 3.1 years (60%) was spent receiving care, respectively. Women received proportionally more long-term and home care compared to men, while men received more inpatient and outpatient care. In the year prior to dementia diagnosis, individuals received formal care for 20 days per 100 person-days. Those at the end-of-life received care for 79 days per 100 person-days, including 55 long-term care days and 7.8 inpatient care days. Average direct health care costs from diagnosis to end-of-life was $230,000 and was higer for women and those diagnosed before age 75. ConclusionThe burden of formal care for those with dementia is substantial. The results of this study will be used by physicians to inform conversations with patients, their families and caregivers around what to expect after a dementia diagnosis, and by health care planners for population health planning.


Health Policy ◽  
2006 ◽  
Vol 76 (3) ◽  
pp. 346-358 ◽  
Author(s):  
Sugako Kurimori ◽  
Yoshiharu Fukuda ◽  
Keiko Nakamura ◽  
Masafumi Watanabe ◽  
Takehito Takano

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