On Premiums Deduced from the Mortality Experience (1863-1893) of British Life Offices

1903 ◽  
Vol 1 ◽  
pp. 109-144 ◽  
Author(s):  
James Chatham

The distinguishing feature of the New Experience which differentiates it from all others, is the division of the observations into various classes of assurance; and when our President did me the honour of asking me to contribute a paper, I thought I could not do better than invite your attention to the premiums which, according to that experience, ought to be charged for these classes, as it is of the greatest importance to insurance companies generally that the risks which they undertake should be at adequate rates. Some of us have suspected, others have known, that the fate of mortality varied according to the class of assurance, and that one table of mortality applied to all was not satisfactory; but it is now possible for the first time to arrive at definite conclusions on the subject, and to determine in many cases what the difference between them really is.

1924 ◽  
Vol 55 (2) ◽  
pp. 144-159 ◽  

The new investigation which is the subject of the present report relates to the experience of the years 1900-1920. The observations include the lives on which all Government life annuities have been granted, the experience under Savings Bank annuities being brought under examination for the first time. The experience under the two classes of annuities, which may for convenience be termed, respectively, National Debt Annuities and Savings Bank Annuities, has been separately investigated, and the broad results elicited are shown separately below.


Mathematics ◽  
2020 ◽  
Vol 8 (10) ◽  
pp. 1691
Author(s):  
Irene Epifanio ◽  
Vicent Gimeno ◽  
Ximo Gual-Arnau ◽  
M. Victoria Ibáñez-Gual

Shape analysis of curves in Rn is an active research topic in computer vision. While shape itself is important in many applications, there is also a need to study shape in conjunction with other features, such as scale and orientation. The combination of these features, shape, orientation and scale (size), gives different geometrical spaces. In this work, we define a new metric in the shape and size space, S2, which allows us to decompose S2 into a product space consisting of two components: S4×R, where S4 is the shape space. This new metric will be associated with a distance function, which will clearly distinguish the contribution that the difference in shape and the difference in size of the elements considered makes to the distance in S2, unlike the previous proposals. The performance of this metric is checked on a simulated data set, where our proposal performs better than other alternatives and shows its advantages, such as its invariance to changes of scale. Finally, we propose a procedure to detect outlier contours in S2 considering the square-root velocity function (SRVF) representation. For the first time, this problem has been addressed with nearest-neighbor techniques. Our proposal is applied to a novel data set of foot contours. Foot outliers can help shoe designers improve their designs.


Author(s):  
Volodymyr Halaichuk ◽  

The purpose of the article is a comprehensive description of demonological ideas and beliefs of the inhabitants of Khmilnyk district of Vinnytsia region, made on the basis of their own records from this part of the historical and ethnographic Volyn. The research methodology is based on a combination of general scientific (analysis, synthesis, generalization) and special-historical (historical-typological) methods with the principles of historicism, systematization, scientificity and verification. When recording demonological materials, the main thing was to use the method of field ethnography. The works of famous Ukrainian ethnographers devoted to demonological ideas and beliefs of specific localities were used as role models. The scientific novelty of the work in the first situation was due to the publication of a large array of field ethnographic materials, which the author collected in 2014 in the villages of Voronivtsi, Zozulyntsi, Morozivka, Pagurtsi, Petrykivka, Pustovity, Rybchyntsi, Filiopol and town Khmilnyk. Most of them are published for the first time. In addition, the demonological tradition of Khmilnyk district has not yet been the subject of such accumulated attention. With the exception of some publications, the authors of which are the participants of the mentioned expedition in 2014 R. Siletsky, M. Bahlay and A. Kryvenko, these areas in this context were unknown to researchers of folk spiritual culture. Conclusions. Demonological tradition of Khmilnyk district at the beginning of the 20th century remains quite rich. Its main characters are witches and sorcerers, vampires, hobgoblins, mermaids, «potеrchatа», dead-«revenаnts», actually devils. In general, the demonology of the Khmilnyk district resembles the East Volyn region, which is natural. At the same time, there is a rapprochement with the Podillia tradition, in particular in the beliefs about vampirеs, about mermaids, about the elderberry as a «devil's tree» and so on. It is worth noting that the local population, sometimes clearly feeling the difference between their speech and Podillian, today identifies itself with Podillya.


2017 ◽  
Vol 6 (1) ◽  
pp. 77
Author(s):  
Khaerunisak Khaerunisak ◽  
Kartono Kartono ◽  
Isti Hidayah ◽  
Ahmad Yusril Fahmi

This research aimed to test RME learning with an effective scientific approach to improving mathematical literacy and self-efficacy, obtaining an overview of the mathematical literacy diagnostic assessment results that has high, medium and low self-efficacy as well as student difficulties in learning RME with a scientific approach. This research using mix method concurrent embedded with the subject of research is students class VIII. The research begins with a mathematical literacy diagnostic assessment and self-efficacy inventory then performed RME learning in experimental class and conventional learning in control class. Quantitative analysis was conducted to test the effectiveness of learning and deepened with the interview as a qualitative analysis. Learning RME with a scientific approach effective is marked by the achievement of classical completeness, the proportion of students' mathematical literacy, self-efficacy and the difference in pre-post students’ mathematical literacy on RME learning better than conventional learning. The results of students’ mathematical literacy diagnostic assessment fit the criteria of self-efficacy students except for medium mathematical literacy that having high self-efficacy. Student difficulties in RME learning with the scientific approach are based on the results of mathematical literacy diagnostic assessment, namely language skills problem, the capacity to understand, create strategies, and create the algorithm.


2018 ◽  
Vol 4 (2) ◽  
Author(s):  
Laura Sarasonia Sinaga ◽  
Waminton . Rajagukguk

ABSTRAKPenelitian ini bertujuan untuk mengetahui perbedaan hasil belajar yang diajarkan dengan menggunakan modle pembelajaran kooperatif tipe TGT dengan hasil belajar yang diajarkan menggunakan model pembelajaran kooperatif tipe TPS pada materi Kubus dan Balok,siswa kelas VIII SMP N 2 Kotapinang T.A 2017/2018.Populasi penelitian ini adalah seluruh kelas VIII SMP N 2 Kotapinang yang terdiri dari 7 kelas. Jenis penelitian ini adalah eksperimen semu dengan instrumen berupa tes pilihan berganda yang telah valid dan reliabilitas tinggi yaitu 0,739 untuk soal pretest dan 0,988 untuk soal postest. Dari hasil analisis data  pretest kelas eksperimen I diperoleh L0 = 0,142<  Ltabel = 0,148 dan data pretest kelas eksperimen II diperoleh L0 = 0,134<  Ltabel = 0,148. Maka dapat disimpulkan data pretest kedua kelas adalah berdistribusi normaL.Dari uji homogenitas data postest diperoleh bahwa kedua sampel homogen yaitu dengan Fhitung = 1,028 < Ftabel = 1,76.Setelah dilakukan uji hipotesis dengan uji t maka diperoleh thitung = 1,766 dan ttabel = 1,666. Hal ini berarti thitung > ttabel maka Ha diterima dan H0 ditolak. Maka dapat disimpulkan bahwa hasil belajar siswa yang diajar dengan model pembelajaran kooperatif tipe TGT lebih tinggi dari hasil belajar siswa yang diajarkan dengan model pembelajaran kooperatif tipe TPS siswa kelas VIII SMP N 2 Kotapinang.Kata kunci : hasil belajar matematika,model TGT,model TPS ABSTRACTThis research aims to finds the difference of mathematics achievement thought by cooperative type of TGT (Teams Games Tournament) and TPS(Think Pair Share) on cube and beam material. The subject of this research is the entire class VIII of the junior high shoool of the school year 2017/2018. The design used in this research is quasi experiments and the data coollection technique is objective test that have been valid and high reliability that is 0,739 for pretest and 0,988 for postest.From the analysis of pretest data of experiment class 1 obtained L0 = 0,142<  Ltabel = 0,148 and for pretest data of experiment class II obtainedL0 = 0,134<  Ltabel = 0,148. It can be concluded the pretest data of both classes are normally distributed. From the homogenity test of postest data obtained that two homogeneous samples areFhitung = 1,028 < Ftabel = 1,76. After hypothesis testing with t test then obtained thitung = 1,766 dan ttabel = 1,666.This meansthitung > ttabelso Ha received dan H0rejected . From this research is concluding that learning result using cooperative type of TGT is significantly better than learning result using cooperative type of TPS in class VIII SMP N 2 Kotapinang.Keywords :     mathematics achievement, cooperative learning model of TGT, cooperative learning model of TPS


2017 ◽  
Vol 6 (1) ◽  
pp. 77
Author(s):  
Khaerunisak Khaerunisak ◽  
Kartono Kartono ◽  
Isti Hidayah ◽  
Ahmad Yusril Fahmi

This research aimed to test RME learning with an effective scientific approach to improving mathematical literacy and self-efficacy, obtaining an overview of the mathematical literacy diagnostic assessment results that has high, medium and low self-efficacy as well as student difficulties in learning RME with a scientific approach. This research using mix method concurrent embedded with the subject of research is students class VIII. The research begins with a mathematical literacy diagnostic assessment and self-efficacy inventory then performed RME learning in experimental class and conventional learning in control class. Quantitative analysis was conducted to test the effectiveness of learning and deepened with the interview as a qualitative analysis. Learning RME with a scientific approach effective is marked by the achievement of classical completeness, the proportion of students' mathematical literacy, self-efficacy and the difference in pre-post students’ mathematical literacy on RME learning better than conventional learning. The results of students’ mathematical literacy diagnostic assessment fit the criteria of self-efficacy students except for medium mathematical literacy that having high self-efficacy. Student difficulties in RME learning with the scientific approach are based on the results of mathematical literacy diagnostic assessment, namely language skills problem, the capacity to understand, create strategies, and create the algorithm.


Author(s):  
John P. Langmore ◽  
Brian D. Athey

Although electron diffraction indicates better than 0.3nm preservation of biological structure in vitreous ice, the imaging of molecules in ice is limited by low contrast. Thus, low-dose images of frozen-hydrated molecules have significantly more noise than images of air-dried or negatively-stained molecules. We have addressed the question of the origins of this loss of contrast. One unavoidable effect is the reduction in scattering contrast between a molecule and the background. In effect, the difference in scattering power between a molecule and its background is 2-5 times less in a layer of ice than in vacuum or negative stain. A second, previously unrecognized, effect is the large, incoherent background of inelastic scattering from the ice. This background reduces both scattering and phase contrast by an additional factor of about 3, as shown in this paper. We have used energy filtration on the Zeiss EM902 in order to eliminate this second effect, and also increase scattering contrast in bright-field and dark-field.


2000 ◽  
Vol 5 (1) ◽  
pp. 44-51 ◽  
Author(s):  
Peter Greasley

It has been estimated that graphology is used by over 80% of European companies as part of their personnel recruitment process. And yet, after over three decades of research into the validity of graphology as a means of assessing personality, we are left with a legacy of equivocal results. For every experiment that has provided evidence to show that graphologists are able to identify personality traits from features of handwriting, there are just as many to show that, under rigorously controlled conditions, graphologists perform no better than chance expectations. In light of this confusion, this paper takes a different approach to the subject by focusing on the rationale and modus operandi of graphology. When we take a closer look at the academic literature, we note that there is no discussion of the actual rules by which graphologists make their assessments of personality from handwriting samples. Examination of these rules reveals a practice founded upon analogy, symbolism, and metaphor in the absence of empirical studies that have established the associations between particular features of handwriting and personality traits proposed by graphologists. These rules guide both popular graphology and that practiced by professional graphologists in personnel selection.


2018 ◽  
Vol 2 (5) ◽  
pp. 744
Author(s):  
Zainur Zainur

This research was motivated by the low learning outcomes of grade IX SMP Muhammadiyah Padang LuasKecamatan Tambang Kabupaten Kampar. This study aims to improve learning outcomes in mathematicslearning through STAD type cooperative learning with the RME approach in class IX SMP MuhammadiyahPadang Luas Kecamatan Tambang Kabupaten Kampar. The subjects of this study were all classes IX in SMPMuhammadiyah Padang Luas Kecamatan Tambang Kabupaten Kampar totaling 26 people. The form ofresearch is classroom action research. This research instrument consists of performance instruments and datacollection instruments in the form of teacher activity observation sheets and activities. The results of the studystated that there were significant differences between students' mathematics learning outcomes before applyingthe STAD type cooperative learning model with the RME approach with after applying the STAD typecooperative learning model with the RME approach. The difference shows student learning outcomes after theaction is better than before the action with completeness reaching 80.77% or 21 completed. Based on the resultsof the study and discussion it can be concluded that the application of STAD type learning model with RealisticMathematic Education (RME) approach can improve the learning outcomes of grade IX students of SMPMuhammadiyah Padang Luas Kecamatan Tambang Kabupaten Kampar on statistical material.


2017 ◽  
Vol 1 (2) ◽  
pp. 137
Author(s):  
Noorlela Binti Noordin ◽  
Abdul Razaq Ahmad ◽  
Anuar Ahmad

This study was aimed to evaluate the Malay proficiency among students in Form Two especially non-Malay students and its relationship to academic achievement History. To achieve the purpose of the study there are two objectives, the first is to look at the difference between mean of Malay Language test influences min of academic achievement of History subject among non-Malay students in Form Two and the second is the relationship between the level of Malay proficiency and their academic achievement for History. This study used quantitative methods, which involved 100 people of Form Two non-Malay students in one of the schools in Klang, Selangor. This study used quantitative data were analyzed using descriptive statistics and statistical inference with IBM SPSS Statistics v22 software. This study found that there was a relationship between the proficiency of Malay language among non-Malay students with achievements in the subject of History. The implications of this study are discussed in this article.


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