Service innovations in mobile banking for creating value for the poor in developing countries

2021 ◽  
Author(s):  
Aakanksha Gaur ◽  
Devendra Dilip Potnis
Keyword(s):  
Developing Countries ◽  
Mobile Banking ◽  
The Poor

The effects of debt restructurings on income inequality in the developing world

2021 ◽  
pp. 135406612110014
Author(s):  
Glen Biglaiser ◽  
Ronald J. McGauvran
Keyword(s):  
Developing Countries ◽  
Panel Data ◽  
Income Inequality ◽  
Income Distribution ◽  
Government Spending ◽  
Tax Reform ◽  
Social Spending ◽  
The Poor ◽  
The Rich ◽  
The Impact

Developing countries, saddled with debts, often prefer investors absorb losses through debt restructurings. By not making full repayments, debtor governments could increase social spending, serving poorer constituents, and, in turn, lowering income inequality. Alternatively, debtor governments could reduce taxes and cut government spending, bolstering the assets of the rich at the expense of the poor. Using panel data for 71 developing countries from 1986 to 2016, we assess the effects of debt restructurings on societal income distribution. Specifically, we study the impact of debt restructurings on social spending, tax reform, and income inequality. We find that countries receiving debt restructurings tend to use their newly acquired economic flexibility to reduce taxes and lower social spending, worsening income inequality. The results are also robust to different model specifications. Our study contributes to the globalization and the poor debate, suggesting the economic harm caused to the less well-off following debt restructurings.

“Documents, Please”

2016 ◽  
Vol 68 (2) ◽  
pp. 191-228 ◽  
Author(s):  
Wendy Hunter ◽  
Robert Brill
Keyword(s):  
Developing Countries ◽  
Social Protection ◽  
Birth Certificate ◽  
Welfare States ◽  
Poor People ◽  
Birth Registration ◽  
Developing Regions ◽  
Life Chances ◽  
The Poor ◽  
State Infrastructure

A birth certificate is essential to exercising citizenship, yet vast numbers of poor people in developing countries have no official record of their existence. Few academic studies analyze the conditions under which governments come to document and certify births routinely, and those that do leave much to be explained, including why nontotalitarian governments at low to middle levels of economic development come to prioritize birth registration. This article draws attention to the impetus that welfare-building initiatives give to identity documentation. The empirical focus is on contemporary Latin America, where extensions in institutionalized social protection since the 1990s have increased the demand for and supply of birth registration, raising the life chances of the poor and building state infrastructure in the process. The authors' argument promises to have broader applicability as welfare states form in other developing regions.

scholarly journals The Role of NGOs in Building CSR Discourse around Human Rights in Developing Countries

2017 ◽  
Vol 9 (1) ◽  
pp. 1-19 ◽  
Author(s):  
Jae-Eun Noh
Keyword(s):  
Developing Countries ◽  
Social Movements ◽  
Information Flow ◽  
Transnational Corporations ◽  
Development Projects ◽  
Global Networks ◽  
The Poor ◽  
Corporate Social ◽  
Development Ngos

As a response to increasing influences of transnational corporations (TNCs) over the lives of the poor, development NGOs have tried to promote their responsibility in cooperative ways: partnership in development projects and voluntary regulations. Notwithstanding some degree of success, these cooperative ways have failed to bring fundamental changes to TNCs. This article outlines the limitations of the mainstream corporate social responsibility (CSR) and the potential of grassroots social movements to make TNCs accountable. People in developing countries have been neglected in the CSR agenda; however, they have power to change corporations as labourers, consumers and citizens. Drawing on case studies, this article suggests that NGOs should support grassroots people in building global networks, constructing collective values and creating the information flow in order to overcome the current shortcomings of community-driven social movements. For these new roles as advocates and facilitators for grassroots movements, NGOs need to transform themselves by pursuing core values.  

scholarly journals Potato Importance for Development Focusing on Prices

2021 ◽  
Vol 14 (3) ◽  
pp. 137
Author(s):  
Olli Salmensuu
Keyword(s):  
Developing Countries ◽  
Economic Effects ◽  
Social Significance ◽  
Poor Growth ◽  
The Poor ◽  
Potato Price ◽  
General Welfare ◽  
Advanced Economies ◽  
Inferior Good ◽  
Developed World

This paper studies potato prices and consumption in the progress of economic development. Potato status tends to evolve from a luxury to a normal and, lastly, to an inferior good. In the developed world, where the potato thrived and became a food for the poor, prices of the inferior potato attract little interest due to general welfare, which further complicates discerning economic effects by computation. Contrarily, in many developing countries, due to supply constraints the potato is a relative expensive, non-staple, normal good, with little social significance. Whereas it is a common misconception that tastes in developing countries differ from advanced economies, low incomes, together with relatively high potato prices, present a real and obvious hindrance to wider potato use among the poor in the underdeveloped world. Local regressions on FAO data reveal empirical advantages favoring potato price system research in developing countries, more likely yielding predictable, statistically significant, unbiased results. Correct policies could increase potato importance in developing countries and stimulate sustainable and pro-poor growth where consumers receive affordable potatoes, while also producer incentives for greater productivity improve. Furthermore, potato-led research presents widening potential into also understanding general social structures of underdevelopment as similar factors explain both cross-border incomes and potato prices.

scholarly journals KONSEP HAK MILIK DALAM EKONOMI ISLAM

2017 ◽  
Vol 9 (2) ◽  
pp. 189-207
Author(s):  
AN Ras Try Astuti ◽  
Andi Faisal
Keyword(s):  
Developing Countries ◽  
Social Justice ◽  
Economic System ◽  
The Other ◽  
Private Ownership ◽  
The Poor ◽  
The World ◽  
Joint Ownership ◽  
The Rich ◽  
The Individual

Capitalism as an economic system that is implemented by most countries in the world today, in fact it gave birth to injustice and social inequalityare increasingly out of control. Social and economic inequalities are felt both between countries (developed and developing countries) as well as insociety itself (the rich minority and the poor majority). The condition is born from the practice of departing from faulty assumptions about the man. In capitalism the individual to own property released uncontrollably, causing a social imbalance. On the other hand, Islam never given a state model that guarantees fair distribution of ownership for all members of society, ie at the time of the Prophet Muhammad established the Islamic government in Medina. In Islam, the private ownership of property was also recognized but not absolute like capitalism. Islam also recognizes the forms of joint ownership for the benefit of society and acknowledges the ownership of the state that aims to create a balance and social justice.

Dual Incentives and Dual Asset Building: Policy Implications of the Hutubi Rural Social Security Loan Programme in China

2008 ◽  
Vol 37 (3) ◽  
pp. 453-470 ◽  
Author(s):  
BAORONG GUO ◽  
JIN HUANG ◽  
MICHAEL SHERRADEN ◽  
LI ZOU
Keyword(s):  
Developing Countries ◽  
Social Security ◽  
Rural Areas ◽  
Policy Innovation ◽  
Policy Implications ◽  
Asset Building ◽  
The Poor ◽  
Security Funds ◽  
Policy Incentives ◽  
Building Policy

AbstractThe Hutubi Rural Social Security Loan programme is a policy innovation in a rural area of China, which loans savings in social security accounts back to peasants for them to buy assets for agricultural and other development. In contrast to the nationwide recession in rural social security, this programme has shown its success in proliferating rural social security funds and retaining social security participants. With a focus on the administrative data of the loan programme, this study aims to provide an in-depth understanding of the loan programme and examine how asset building is possible for the poor when institutional incentives are offered. The findings show that when proper policy incentives are provided, poor peasants can build assets. The Hutubi programme may be a good model for other rural areas in China and other developing countries.

IMPROVING TAX ADMINISTRATION: A CASE STUDY OF THE UGANDA REVENUE AUTHORITY

2005 ◽  
Vol 49 (2) ◽  
pp. 145-176 ◽  
Author(s):  
Jalia Kangave
Keyword(s):  
Developing Countries ◽  
Gross Domestic Product ◽  
Organizational Structure ◽  
Tax Revenue ◽  
Tax Administration ◽  
Internal Revenue ◽  
Revenue Collection ◽  
The Poor ◽  
The Rich

KANGAVE, JALIA, Improving tax administration: a case study of the Uganda Revenue authority, Journal of African Law, 49, 2 (2005): 145–176The prevalence of poverty in developing countries demands that these countries should improvise internal revenue generating projects to supplement, or better still, ultimately significantly reduce dependence on foreign funding. This way self-sustaining economies will be built. One such internal revenue-generating mechanism, and perhaps the most commonly used, is taxation. This paper makes a case for tax administration as a tool of increasing the contribution of tax revenue to Gross Domestic Product, and consequently, a means of reducing the gap between the rich and the poor. The goal of this paper is to propose ways in which the Uganda Revenue Authority (the URA) can improve its tax administration. To achieve this objective, the paper begins with a detailed discussion of the URA's structure and the procedures it follows in collecting taxes. It then highlights the problems that may arise from such structure and procedures, before making proposals on how the URA can reform its organizational structure and processes to maximize its potential in revenue collection capabilities.

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