scholarly journals Household finances, financial planning, and COVID ‐19

2020 ◽  
Author(s):  
Jonathan Fox ◽  
Suzanne Bartholomae
Keyword(s):  
Financial Planning ◽  
Household Finances

scholarly journals Idealisme Perencanaan Keuangan Rumah Tangga Muslim

2019 ◽  
Vol 8 (2) ◽  
pp. 206-214
Author(s):  
Saiful Bahri
Keyword(s):  
Financial Planning ◽  
Descriptive Analysis ◽  
Household Finances ◽  
Analysis Methods ◽  
The World ◽  
Consumption Saving

Islamic economics is based on the piety based economy. The piety based economy is reflected in a Muslim's faith in the unseen, establishing prayers, spending part of his wealth fi sabilillah, believing in the Quran and the holy books of Allah which was revealed before the Prophet Muhammad, and believed in the afterlife. Because getting guidance from Allah, in the end, they benefit the world and the hereafter, including fortunate in planning household finances. By using descriptive analysis methods, this study will uncover and produce patterns of consumption, saving considerations, investment and final spending that are ideal for the financial planning of Muslim households.

scholarly journals Household Financial Management through Arisan for Saving and Lending Association in Kiarasari Village [Pengelolaan Keuangan Rumah Tangga melalui Peranan Arisan Simpan Pinjam di Desa Kiarasari]

2019 ◽  
Vol 2 ◽  
pp. 55
Author(s):  
Pristiana Widyastuti ◽  
Ari Soeti Yani ◽  
Kustiadi Basuki
Keyword(s):  
Community Service ◽  
Financial Planning ◽  
Financial Services ◽  
Financial Management ◽  
Real Life ◽  
Financial Problems ◽  
Household Finances ◽  
The People ◽  
Target Community ◽  
Living Cost

Household financial problems occur due to expenditure exceeds income. Ideally, financial planning is based on the amount of expenditure divided into 40% for consumption or living cost, 30% for credit, 20% for savings or investment and 10% for another unexpected cost. The most important things that need to be done in managing household finances is the existence of savings or investment. However, the people of Kiarasari Village, Sukajaya Sub-District, Bogor District still face several obstacles such as minimum road access and lack of banking retail. Arisan in Kiarasari Village was expected to be an alternative to providing non-formal financial services. Arisan has a function for saving and lending money in a traditional way. This community service aimed at counseling and educating household financial planning and Arisan management. Based on the results of the activity, the target community was committed to applying the counseling material in real life. This activity had an impact on the community to be able to manage household finances in a disciplined manner

scholarly journals ESENSI HUTANG DALAM KEUANGAN RUMAH TANGGA YANG ISLAMI

2017 ◽  
Vol 11 (2) ◽  
pp. 391-409
Author(s):  
Mohammad Agus Nugroho
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Financial Instability ◽  
Human Beings ◽  
Household Finances

Debt is permissible in Islam, but debt can bring a person to heaven because of his intention to please help his fellow human beings (hablun minannaas), debt can also bring a person into the fire of hell when not managed properly. So the debt becomes the last alternative is not the first done if the household finances are not stable. Financial management with the corridor of the fulfillment of the benefit can reduce the risk of household financial instability, by making family financial planning aimed at achieving falah (prosperous world and the hereafter), avoiding maisir ways, gharar, riba and unjust both in collecting income and in spend it, give priority to sadaqah even though rizki is narrow, and away from nature wasteful.

scholarly journals Akuntansi dalam Rumah Tangga : Study Fenomenologi pada Akuntan dan Non Akuntan

2016 ◽  
Vol 11 (2) ◽  
pp. 62-75
Author(s):  
Melia Yulianti
Keyword(s):  
Decision Making ◽  
Mental Status ◽  
Financial Planning ◽  
Structured Interview ◽  
Mental Accounting ◽  
Household Finances ◽  
Research Findings

Some people or couples in the household who are responsible for household finances. This research was conducted by comparing qualitative in accounting aspects investigated by motivation, benefits and values ​​developed in household accounting practices as well as budgeting, recording, decision making and long-term financial planning. Data was collected through semi structured interview collection. As informants who were made the object of this study were household partners who work as accountants and non accountants. Furthermore, the research findings were analyzed by discussing the theme, with mental accounting as the theoretical agreement. The results of the study show how accounting practices in the families of accountant and non-accountant families vary where not only the background of education but also related to employment, non-geographical and mental status needed by couples in practicing accounting in the household. for household partners in managing household finances.

Specifics of strategic financial planning of enterprise activity in the digital economy

2020 ◽  
Vol 26 (3) ◽  
pp. 499-507
Author(s):  
P.A. Levchaev ◽  
B. Khezazna
Keyword(s):  
Strategic Planning ◽  
Financial Planning ◽  
Financial Management ◽  
Digital Economy ◽  
Economic Life ◽  
Corporate Management ◽  
Economic Relations ◽  
Digital Era ◽  
Analysis And Synthesis ◽  
Corporate Management System

Subject. The article investigates the specifics of strategic financial planning of enterprise operations in conditions of digitalization processes, as well as the introduction of advanced technologies in all spheres of social and economic life. It determines unique opportunities for company development in the international market. Objectives. The study aims at reviewing a set of economic relations and problems emerging in the process of strategic financial planning of enterprise performance in the digital economy, and developing recommendations to improve the financial strategic planning of economic entities. Methods. We employ methods of economic analysis and synthesis, and comparison. The paper rests on works by academic economists on the problems of finance, financial management, and planning. Results. We investigated the most important features and problems of strategic financial planning of enterprises in the digital economy, and how the digital era increases the level of competition of participants for economic dominance. Identified features of financial strategic planning of the corporation's activities in the digital economy are recommended for use in the corporate management system of an industrial enterprise. Conclusions. Improving the strategic management process is a stage of transformations in the digital economy. Enterprises create new priorities through using management models. At the same time, the role of fixed assets is reduced, and intangible assets and information accelerate the business. The effectiveness of company operations is often determined by the availability of accurate and timely information that reflects the necessary aspects of financial and economic practice.

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