scholarly journals Household Financial Management through Arisan for Saving and Lending Association in Kiarasari Village [Pengelolaan Keuangan Rumah Tangga melalui Peranan Arisan Simpan Pinjam di Desa Kiarasari]

2019 ◽  
Vol 2 ◽  
pp. 55
Author(s):  
Pristiana Widyastuti ◽  
Ari Soeti Yani ◽  
Kustiadi Basuki
Keyword(s):  
Community Service ◽  
Financial Planning ◽  
Financial Services ◽  
Financial Management ◽  
Real Life ◽  
Financial Problems ◽  
Household Finances ◽  
The People ◽  
Target Community ◽  
Living Cost

Household financial problems occur due to expenditure exceeds income. Ideally, financial planning is based on the amount of expenditure divided into 40% for consumption or living cost, 30% for credit, 20% for savings or investment and 10% for another unexpected cost. The most important things that need to be done in managing household finances is the existence of savings or investment. However, the people of Kiarasari Village, Sukajaya Sub-District, Bogor District still face several obstacles such as minimum road access and lack of banking retail. Arisan in Kiarasari Village was expected to be an alternative to providing non-formal financial services. Arisan has a function for saving and lending money in a traditional way. This community service aimed at counseling and educating household financial planning and Arisan management. Based on the results of the activity, the target community was committed to applying the counseling material in real life. This activity had an impact on the community to be able to manage household finances in a disciplined manner

scholarly journals Pelatihan Pelaporan Keuangan Berbasis Aplikasi Di Lingkup Antar RT Dalam RW Kelurahan Kauman Kecamatan Klojen Malang

2020 ◽  
Vol 4 (1) ◽  
pp. 68
Author(s):  
Sutrisno Sutrisno ◽  
Imam Cholissodin ◽  
Arief Andy Soebroto ◽  
Dian Eka Ratnawati ◽  
Lailil Muflikhah
Keyword(s):  
Community Service ◽  
Financial Services ◽  
Financial Management ◽  
Management System ◽  
The People ◽  
Service Activity ◽  
Financial Application ◽  
Information And Communication ◽  
Financial Management System ◽  
User Friendly

ABSTRAK  Pemanfaatan teknologi informasi dan komunikasi untuk aplikasi keuangan berbasis online telah banyak dikembangkan, diantaranya di bidang perbankan, keuangan, transportasi, jual beli, kesehatan, dan sebagainya. Demikian juga aplikasi berbasis perangkat bergerak seperti telepon seluler, komputer, laptop maupun lainnya juga sudah lazim dan banyak digunakan oleh masyarakat. Berdasarkan kondisi tersebut, maka dilaksanakan kegiatan pengabdian masyarakat antar RT dalam satu RW di wilayah Kelurahan Kauman Kecamatan Klojen Kota Malang (khususnya RT-02 dan RT-03 di RW-03) untuk menggunakan aplikasi keuangan. Aplikasi yang dikembangkan diharapkan dapat mempermudah dalam melakukan pengelolaan keuangan di tingkat RT, sehingga lebih efektif, efisien, akurat dan transparan. Tahapan kegiatan pengabdian kepada masyarakat ini diawali dengan melakukan observasi dan survei khususnya RT-02 dan RT-03 di RW-03 Kelurahan Kauman Kecamatan Klojen Kota Malang. Hasil survei ini dijadikan dasar implementasi aplikasi keuangan yang dikembangkan. Selanjutnya dilakukan sosialisasi dan pelatihan penggunaan aplikasi yang telah berhasil dikembangkan dari referensi terpilih, agar masyarakat lebih terbiasa dalam menggunakan sistem layanan keuangan tersebut. Dengan adanya aplikasi ini, diharapkan pengelolaan layanan keuangan menjadi lebih mudah dan pengguna aplikasi juga dimudahkan dengan adanya fitur-fitur yang telah disediakan. Hasil dari kegiatan ini yaitu, Sistem Pengelola Keuangan RT (SIPUT) dapat diakses dalam berbagai platform baik perangkat PC desktop maupun web, lalu sistem ini menggunakan tampilan yang user friendly sehingga Staff RT-02 dan RT-03 RW-03 Kelurahan Kauman dapat dengan mudah melakukan manajemen pengelolaan keuangan dengan cepat dan akurat, sehingga kinerja mereka menjadi lebih baik. Jadi SIPUT ini sangat sesuai dengan kebutuhan objek pengabdian masyarakat. Staff RT dapat melakukan berbagai pengelolan beberapa kegiatan seperti membuat manajemen keuangan, manajemen surat, dan manajemen kegiatan warga. Kata kunci : sistem pengelola keuangan RT; Kauman Malang; teknologi web dan dekstop  ABSTRACT  The use of information and communication technology for online-based financial applications has been widely developed, including in the fields of banking, finance, transportation, buying and selling, health, and so on. Likewise, mobile device-based applications such as cell phones, computers, laptops and others are also common and are widely used by the public. In accordance with these conditions, a community service activity was carried out in several RTs in one RW in Kauman Sub-District, Klojen District, Malang City (specifically RT-02 and RT-03 in RW-03) to use a financial application. The developed application is expected to facilitate financial management at the RT level, so that it becomes more effective, efficient, accurate and transparent. The stages of community service activities began with observations and surveys, especially in RT-02 and RT-03 in RW-03 Kauman Sub-District, Klojen District, Malang. The results of this survey formed the basis for implementing the financial application that was developed. After that, socialization and training on the use of applications that had been successfully developed from selected references were performed, so that the people were more accustomed to using the financial service system. With this application, it is hoped that the management of financial services will become easier and application users will also be facilitated by the features provided. The results of this activity are that RT Financial Management System (SIPUT) can be accessed in various platforms both desktop PC and web devices, and this system uses a user friendly display so that RT-02 and RT-03 Staffs in RW-03 Kauman Sub-District can easily conduct financial management quickly and accurately that improves their performance. Therefore, SIPUT is very suitable with the needs of the object of community service. RT staffs can carry out a variety of management of several activities such as making financial management, mail management, and citizen activity management. Keywords : RT financial management system; Kauman Malang; web and desktop technology

scholarly journals Increased Productivity of Oyster Mushroom Chips Through Business Management, Finance, and Handling Post-Harvest Management

2021 ◽  
Vol 3 (2) ◽  
pp. 110-118
Author(s):  
Desi Ika
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Product Information ◽  
Business Management ◽  
Oyster Mushroom ◽  
Transfer Of Knowledge ◽  
Harvest Management ◽  
Household Finances ◽  
Use Of Social Media ◽  
Partnership Program

The community subjection activities is a partnership program between the Community Partnership Program (PKM) with Dolok Masihul (Domas) Farmer Group partners. The problems are (1) Production aspects include a) Oyster mushroom chips are oily and less crunchy and do not last long; b) Plastics and labels used are still inadequate and straightforward because they are not accompanied by product information as well as packaging for oyster mushroom chips which is even done manually. (2) Aspects of Business and Financial Management, among others: a) Marketing is still carried out conventionally. b) Business management is always simple, carried out in a family manner, and there is no product legality. c) There is no separation between household finances and business finances. d) There are no records or business bookkeeping so that it is difficult to calculate the profits it gets. This community service aims to increase the knowledge, skills, and income of the Domas Farmer Group and the surrounding community through training in production, finance, and marketing. Community service activities are carried out using method 1). Transfer of knowledge, such as lectures and discussions, 2). Training, and 3). Bookkeeping assistance for the Oyster Mushroom Chips business. The results to improve the skills and knowledge of the Domas farmer group include making Oyster Mushroom chips using Deep Fryers and Spinners, knowing the use of social Media for marketing, and being able to make a financial report—publishing the Compilation Guide Book.

scholarly journals THE CAPACITY IMPROVEMENT OF EGG DUCK FARMERS IN DESA KOLAM THROUGH ENHANCING THEIR FINANCIAL MANAGEMENT AND ENTREPRENEURSHIP SKILL

2018 ◽  
Vol 1 (2) ◽  
pp. 107
Author(s):  
Pasca Dwi Putra
Keyword(s):  
Community Service ◽  
Financial Planning ◽  
Financial Management ◽  
Selling Price ◽  
Business World ◽  
Maintenance Costs ◽  
Management Concepts ◽  
Entrepreneurial Management ◽  
Capacity Improvement

AbstractThe purpose of community service is for training and counseling to duck farmers to plan and market their business to be better and can compete in the business world. In addition, the importance of financial management and entrepreneurship helps the farmers to plan their finances and marketing so that people can know the potential they have and see opportunities to develop the livestock business. The results of this dedication show that training and counseling of financial and entrepreneurial management helps farmers in financial planning such as feed and maintenance costs incurred, calculate the reasonable selling price of eggs, and plan future activities in developing the livestock business. Due to background education of farmers not from financial, so deep enough approach is required in explaining financial management and entrepreneurship as well as simple submission so that farmers can more easily understand the application of financial management concepts and entrepreneurship in the business world.Keywords: Financial Management, Entrepreneurship, Duck Farmers, Desa Kolam

scholarly journals Pemberdayaan Perempuan Melalui UMKM Pada Ibu-Ibu Majelis Taklim Namirah

2020 ◽  
Vol 1 (1) ◽  
pp. 30-33
Author(s):  
Muhammad As’ad ◽  
Zaman Zaini ◽  
Syamsiah Badruddin
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Family Income ◽  
Limiting Factor ◽  
Limited Time ◽  
Family Development ◽  
Household Finances ◽  
South Sulawesi ◽  
Women's Participation ◽  
The Right

The economic burden that is so heavy is felt by most housewives as financial managers. Therefore, mothers must be able to manage their finances properly and also empower themselves by increasing income through Micro, Small and Medium Enterprises.Applying the right way of financial management, the housewife is expected to get the maximum benefits from the money she has at this time so that it can ultimately be beneficial for improving the welfare of life while increasing family income through MSMEs.Majelis Taklim/ MT Namirah is a member of the Majelis Taklim who live in Makassar City, South Sulawesi as the partner of this activity. Alternative problem solving is done by conducting public lectures for MT Ibu-ibu Namirah by the post graduate lecturer at the Institut Ilmu Sosial dan Manajemen Stiami, according to their competence, namely Family Development in household, Women's Participation in politics, and Management of Household Finances and Women's Empowerment in MSMEs. Some factors that support the implementation of community service activities by conducting public lectures are the amount of interest and enthusiasm of the mothers as participants in the activities so that the activities take place smoothly and in an orderly manner. While the limiting factor is the limited time for public lectures.This activity can increase the knowledge and understanding of MT Namirah ladies about financial management and types of businesses, knowing tips for dealing with obstacles in managing household finances and MT women’s businesses. Namirah, and get the knowledge and understanding of MT Namirah about the need for halal financial sources in financial management.

scholarly journals Peningkatan Pendapatan Peternak Bebek Melalui Pelatihan Pakan Ternak Dan Kewirausahaan

2018 ◽  
Vol 2 (1) ◽  
pp. 57
Author(s):  
Pasca Dwi Putra ◽  
Hidir Efendi ◽  
Wasis Wuyung Wisnu Brata
Keyword(s):  
Community Service ◽  
Financial Planning ◽  
Financial Management ◽  
Egg Production ◽  
Animal Feed ◽  
Skill Training ◽  
Appropriate Technology ◽  
Poultry Feed ◽  
Livestock Feed ◽  
The Right

ABSTRAK                Tujuan pengabdian kepada masyarakat ini adalah untuk memberikan teknologi tepat guna dalam menghasilkan pakan ternak yang lebih sehat dan alami serta mengurangi penggunaan pakan ternak yang berasal dari pelet. Oleh karena itu, pelatihan dan penyuluhan pembuatan pakan ternak dapat mengurangi biaya pakan ternak dan dapat meningkatkan jumlah produksi telur bebek. Disamping itu, adanya pelatihan ketrampilan bagi peternak dapat meningkatkan kemampuan peternak dalam perencanaan keuangan dan kewirausahaan sehingga peternak dapat lebih mandiri.  Hasil pengabdian ini menunjukkan bahwa adanya penggunaan teknologi tepat guna dalam menghasilkan pakan ternak yang alami dapat meningkatkan jumlah telur bebek yang dihasilkan serta membuat bebek lebih tahan terhadap penyakit dan perubahan cuaca. Disamping itu, adanya pembuatan pakan ternak dapat mengurani pengeluaran peternak bebek sehingga dapat meningkatkan pendapatan peternak dari sebelumnya. Pelatihan dan penyuluhan manajemen keuangan dan kewirausahaan juga meningkatkan ketrampilan peternak dalam perencanaan keuangan dan pemasaran telur bebek sehingga dapat meningkatkan penjualan. Penggunaan teknologi dapat mengurangi ketergantungan peternak dalam penggunaan pelet dan meningkatkan pendapatan peternak. Kegiatan pengabdian masyarakat ini menunjukkan bahwa pakan ternak yang dihasilkan sendiri dapat mengurangi dan mengganti pakan ternak yang berasal dari pelet, pelatihan perencanaan keuangan dapat merencanakan usaha peternak kedepan, dan adanya variasi produk dapat meningkatkan pendapatan peternak. Kata Kunci :   Pakan Ternak, Teknologi Tepat Guna, Kewirausahaan, Manajemen Keuangan, Variasi Produk. ABSTRACTThe purpose of community service is to provide the right technology to produce healthier and more natural animal feed and to reduce the use of poultry feed originating from pellets. Therefore, training and counseling of livestock feed can reduce the cost of animal feed and can increase the amount of duck egg production. In addition, the skill training for farmers can improve the capability of farmers in financial planning and entrepreneurship so that farmers can be more independent. The results of this dedication show that the use of appropriate technology in the production of natural livestock feed can increase the number of duck eggs produced and make ducks more resistant to disease and weather changes. In addition, the creation of animal feed can reduce the expense of duck breeders so as to increase the income of farmers from the previous. Training and counseling of financial and entrepreneurial management also improves farmers' skills in financial planning and marketing of duck eggs so as to increase sales. The use of technology can reduce the dependence of farmers in the use of pellets and increase the income of farmers. These community service activities demonstrate that self-produced livestock can reduce and replace poultry feeds from pellets, financial planning training can plan future farmers, and the variety of products can increase farmers' income. Keywords : Animal Feed, Appropriate Technology, Entrepreneurship, Financial Management, Variaty Product

scholarly journals ESENSI HUTANG DALAM KEUANGAN RUMAH TANGGA YANG ISLAMI

2017 ◽  
Vol 11 (2) ◽  
pp. 391-409
Author(s):  
Mohammad Agus Nugroho
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Financial Instability ◽  
Human Beings ◽  
Household Finances

Debt is permissible in Islam, but debt can bring a person to heaven because of his intention to please help his fellow human beings (hablun minannaas), debt can also bring a person into the fire of hell when not managed properly. So the debt becomes the last alternative is not the first done if the household finances are not stable. Financial management with the corridor of the fulfillment of the benefit can reduce the risk of household financial instability, by making family financial planning aimed at achieving falah (prosperous world and the hereafter), avoiding maisir ways, gharar, riba and unjust both in collecting income and in spend it, give priority to sadaqah even though rizki is narrow, and away from nature wasteful.

scholarly journals The Quality Management Assistance Of Financial Governance On Ud “Dua Putra” Rice Mill Business In Kutorenon Sukodono

2020 ◽  
Vol 3 (1) ◽  
pp. 1-4
Author(s):  
Ainun Jariah
Keyword(s):  
Quality Management ◽  
Human Resources ◽  
Community Service ◽  
Financial Management ◽  
Business Management ◽  
Household Finances ◽  
Financial Governance ◽  
Problems And Solutions ◽  
Service Activity ◽  
Capital Access

The activity aims to provide quality management assistance of financial governance on UD “DUA PUTRA” rice mill business in Kutorenon Sukodono, so that the company is able to improve the human resources ability in managing its business management; strengthen the human resources ability in the preparation of bookkeeping regularly and correctly; improve the ability to separate between business and household finances; find easy capital access. The method used in this community service activity has several stages, including initial surveys, interviews in order to find offered problems and solutions, business management assistance, financial management and UKM operational funding assistance. The weakness of partner mainly lies in the limited human resources ability in manage their business, the unavalaibility of human resources who understand business bookkeeping regularly, unseparated business and household finances and limited capital access. Targets to be achieved, include: increase partner skills in running its business sustainably; strengthening the ability of partners in the preparation of bookkeeping regularly and correctly; increasing the ability of partners in separating business and household finances and obtaining easy capital access.

scholarly journals Faktor yang Memengaruhi Personal Financial Planning pada Masyarakat Kota Kediri

2021 ◽  
Vol 9 (2) ◽  
pp. 359
Author(s):  
Hafida Alviolita Dwi Ningrum
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Services ◽  
Self Esteem ◽  
Cluster Sampling ◽  
The People ◽  
Per Capita ◽  
The Government ◽  
Personal Financial Planning ◽  
Positive Effect

Personal financial planning is essential to have for everyone to achieve their financial goals. This research focuses on the people of Kediri City because BPS data shows that the per capita income of Kediri City is the highest compared to other cities in East Java Province. This research aimed to determine the effect of self-esteem, financial literacy, income, and digital financial services on personal financial planning. This research uses the causality research method and 193 respondents as the sample with cluster sampling obtained from online and offline questionnaires. Data were analyzed using multiple linear regression and processed with SPSS. This research shows results that self-esteem and financial literacy variables have a positive effect on personal financial planning. While the variables income and digital financial services did not affect personal financial planning. The results of the research are expected to be used by the Government of Kediri City in preparing education for its people to have better personal financial planning.

scholarly journals Independent Community Improvement to Manage Family Finances in Supporting OJK Programs

2021 ◽  
Vol 6 (3) ◽  
pp. 170-172
Author(s):  
Khoirul Aswar ◽  
. Ermawati ◽  
Mahendro Sumardjo
Keyword(s):  
Financial Services ◽  
Financial Management ◽  
Negative Impact ◽  
Management Training ◽  
Family Management ◽  
Government Programs ◽  
Household Finances ◽  
The Rich ◽  
The Government ◽  
Community Improvement

Financial control or management is quite important in reducing the gap between the rich and the poor. However, understanding related to family financial management is still quite low. The low level of community soft skills makes it less efficient in family management. This will have a negative impact on family management which will experience a deficit and make financial managers, in this case, housewives, often get into debt in several places. In addition, this service aims to support government programs through the Financial Services Authority (OJK) in family financial planning by providing assistance to housewives living in Unyur. The implementation method in the program uses training and mentoring on family financial management. The results of this dedication show that housewives are very enthusiastic about participating in the financial management training being held. So, housewives are able to manage household finances with programs launched by the government.

scholarly journals Peningkatan Pemahaman mengenai Perencanaan Pensiun pada Guru SMK di Palembang

2021 ◽  
Vol 6 (4) ◽  
pp. 327-332
Author(s):  
Fida Muthia ◽  
Agil Novriansa ◽  
Ichsan Hamidi
Keyword(s):  
Community Service ◽  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Retirement Planning ◽  
Pension Funds ◽  
Sandwich Generation ◽  
Low Level ◽  
Good Level ◽  
Service Activity

One of the reasons for the emergence of the sandwich generation is the inability of parents to plan for retirement. One of the ways to break the sandwich generation chain is to do good financial management and planning. Good financial planning usually needs to be supported by a good level of financial literacy. One reason for the lack of knowledge in retirement planning is the low level of financial literacy in society. Therefore, it needs efforts to increase retirement planning knowledge to reduce the number of sandwich generation in Indonesia. The purpose of this service activity is to increase financial literacy in teachers and introduce retirement planning. The implementation of this community service activity is carried out using the lecture and discussion method. Activities are carried out in the form of webinars using the Zoom application. From the results of these community service activities, it can be assumed that there are still many teachers who do not realize the importance of preparing for pension funds. This is due to a lack of understanding of retirement planning.

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