scholarly journals Bank Capital Ratio, Prudential Regulation and Liquidity Risk Taking: Behavior of Tunisian Banks in a Simultaneous Approach

2015 ◽  
Vol 7 (6) ◽  
Author(s):  
Hichem Maraghni ◽  
Faten Ben Bouheni
Keyword(s):  
Risk Taking ◽  
Liquidity Risk ◽  
Bank Capital ◽  
Prudential Regulation ◽  
Simultaneous Approach ◽  
Risk Taking Behavior

The impact of bank liquidity risk on risk-taking and bank lending: evidence from European bank

2021 ◽  
Vol 6 (2) ◽  
pp. 82-97
Author(s):  
Hongyan Liang ◽  
Zilong Liu
Keyword(s):  
Growth Rate ◽  
Risk Taking ◽  
Fixed Effects ◽  
Liquidity Risk ◽  
Bank Lending ◽  
Basel Iii ◽  
European Banks ◽  
Risk Taking Behavior ◽  
Loan Growth ◽  
The Impact

Objective – This paper uses a sample of annual observations of European banks to examine whether the liquidity risk affects a bank’s risk-taking behavior and its future loan growth. Methodology – A sample of European banks (27 member countries of the European Union plus U.K.) over the period of 2005 to 2019 are used in this study. Liquidity risk is measured by the ratio of liquid assets to total assets. Given the longitudinal nature of the data, the authors use panel regression with bank fixed effects to control for unobserved characteristics that might affect the dependent variable. Findings – The authors find that banks holding more liquid assets take less risk and show a higher subsequent loan growth rate. These results hold for both small and large banks. Novelty – To the authors’ best knowledge, this is one of the earliest studies to carefully examine the effects of liquidity risk on risk-taking behavior and loan growth rate for European banks. Our research suggests that the current Basel III requirement on liquidity ratio can decrease bank’s risking-taking behavior while not necessarily impact their future loan growth. Type of Paper: Empirical JEL Classification: G21, G01, G18. Keywords: Bank Liquidity Risk; Risk-taking Behavior; Loan Growth; Basel III

Predicting Stock Market Performance

2020 ◽  
pp. 1-10
Author(s):  
Thomas Plieger ◽  
Thomas Grünhage ◽  
Éilish Duke ◽  
Martin Reuter
Keyword(s):  
Stock Market ◽  
Risk Taking ◽  
Life Stress ◽  
Price Volatility ◽  
Individual Characteristics ◽  
Self Report ◽  
Financial Behavior ◽  
Market Simulation ◽  
Stock Market Performance ◽  
Risk Taking Behavior

Abstract. Gender and personality traits influence risk proneness in the context of financial decisions. However, most studies on this topic have relied on either self-report data or on artificial measures of financial risk-taking behavior. Our study aimed to identify relevant trading behaviors and personal characteristics related to trading success. N = 108 Caucasians took part in a three-week stock market simulation paradigm, in which they traded shares of eight fictional companies that differed in issue price, volatility, and outcome. Participants also completed questionnaires measuring personality, risk-taking behavior, and life stress. Our model showed that being male and scoring high on self-directedness led to more risky financial behavior, which in turn positively predicted success in the stock market simulation. The total model explained 39% of the variance in trading success, indicating a role for other factors in influencing trading behavior. Future studies should try to enrich our model to get a more accurate impression of the associations between individual characteristics and financially successful behavior in context of stock trading.

Risk-Taking Behavior Associated With Affective States

2014 ◽  
Author(s):  
Ari B. Deutsch ◽  
Michael Koren ◽  
Rachel Moody
Keyword(s):  
Risk Taking ◽  
Affective States ◽  
Risk Taking Behavior

Differences in Risk-Taking Behavior Between Insured and Uninsured Rural Patients

2012 ◽  
Author(s):  
K. Bryant Smalley ◽  
Jacob C. Warren ◽  
Lisa Watson-Johnson ◽  
Nikki Barefoot ◽  
Sean Fowler
Keyword(s):  
Risk Taking ◽  
Risk Taking Behavior ◽  
Rural Patients

An exploratory study of adolescent and young adult drinking and risk-taking behavior

2010 ◽  
Author(s):  
Stacy Simonsen ◽  
Krista Fritson ◽  
Katharine A. Mcintyre ◽  
Shawna Mowrer
Keyword(s):  
Young Adult ◽  
Risk Taking ◽  
Exploratory Study ◽  
Adolescent And Young Adult ◽  
Risk Taking Behavior
Sign in / Sign up

Export Citation Format

Share Document