scholarly journals The Role of Microfinance Services on Increasing Revenue of COOPEC COMICOKA Members, Rwanda (2010-2015)

2017 ◽  
Vol 4 (2) ◽  
pp. 29
Author(s):  
Jean Bosco Harelimana
Keyword(s):  
Regression Analysis ◽  
Positive Relationship ◽  
Pearson Correlation ◽  
Secondary Data ◽  
Productive Activities ◽  
Strong Positive Relationship

The main aim of the study is to find out the role of microfinance ‘services on increasing revenue of COMICOKA'members. With access to these financial savings and credit services, members can start new businesses or improveon the existing businesses and engage in any other productive activities as well as learning how to use money wiselyand consequently improve on their revenue. Both primary and secondary data were collected then analyzed throughMFI Factsheet, SPSS version 16.0 tools (Pearson correlation, and multi regression analysis), so that the correlationand strength between variables can have been determined.The findings revealed that savings services were moderately favorable to members and correlation results indicatesthere is a strong positive relationship between savings services and members’ income (r=0.784, sig=0.000). There isa strong positive relationship between credit services and members’ revenue (r=0.591, sig=0.000). From the findings,the study concludes that savings and credit at COMICOKA have got a significant effect on members’ revenue. Bothsavings and credit services are significantly correlated with members’ revenue and significantly predict member’revenue. Both savings and credit services were rated moderately.

Role of Microfinance for Entrepreneurial Success

2021 ◽  
Vol 11 (1) ◽  
pp. 1-16
Author(s):  
Mufaro Dzingirai ◽  
Neeta Baporikar
Keyword(s):  
Regression Analysis ◽  
Positive Relationship ◽  
Negative Relationship ◽  
Business Owners ◽  
Entrepreneurial Success ◽  
Scale Type ◽  
Correlation And Regression Analysis ◽  
Strong Positive Relationship ◽  
Spearman’S Correlation

The main objective of the paper is to analyze the influence of microfinance on entrepreneurial success of Zimbabwean SMEs. Adopting explanatory research design with a sample that constitutes 120 business owners of SMEs in Gweru district data collection was through questionnaire administering that used Likert scale-type questions. The hypotheses are analyzed using Spearman's correlation and regression analysis in order to empirically establish the influence of microfinance on entrepreneurial success. The main regression results show a strong positive relationship between microfinance and entrepreneurial success, a weak negative relationship between the business owner's age and entrepreneurial success, and a positive relationship between the level of studies and entrepreneurial success of Zimbabwean SMEs.

Effects of Financial Innovations on Profitability for Deposit Taking Microfinancing Institutions in Kenya

2018 ◽  
Vol 9 (6) ◽  
pp. 529-536
Author(s):  
Martin Khoya Odipo ◽  
Keyword(s):  
Financial Institutions ◽  
Positive Relationship ◽  
Financial Institution ◽  
Secondary Data ◽  
Financial Statements ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Financial Innovations ◽  
Strong Positive Relationship

Recent studies have documented that innovations improve profitability of firms. This article documents that deposit taking micro financial institutions that have adopted financial innovations have increased their profitability. The study covered five years between 2009-2013. Both primary and secondary data were used in the study. Primary data was obtained through administration of drop and pick questionnaires to selected employees of the institutions. Secondary data was obtained from financial statements and management reports of these deposit taking microfinance institutions. Data was analyzed using descriptive statistics, return on asset and multi-liner regression model to determine the effect of each financial innovation applied on profitability on the micro-financial institution. The results showed that most deposit taking microfinance institutions adopted these financial innovations in their current operations. There was strong positive relationship between individual innovations and profitability. In line with profitability ROA also showed improvement each year after the adoption of these financial innovations.

Career Plateau and Turnover Intention in Chinese Employees: Career Anchor as Moderator

2015 ◽  
Vol 43 (5) ◽  
pp. 757-766 ◽  
Author(s):  
Yueran Wen ◽  
Liu Liu
Keyword(s):  
Turnover Intention ◽  
Positive Relationship ◽  
Management Practices ◽  
Career Anchor ◽  
Career Plateau ◽  
Strong Positive Relationship ◽  
High Level ◽  
The Relationship ◽  
Moderating Role

Based on a survey of 147 Chinese employees, we examined the relationship between perceived career plateau and turnover intention, and the moderating role of career anchor in challenge in this process. We hypothesized that perceived career plateau would be positively related to turnover intention, and that this relationship would be stronger in employees with a higher level of career anchor in challenge than in those with a lower level. The results showed that perceived career plateau had a strong positive relationship with turnover intention, especially in employees with a high level of career anchor in challenge. These findings have implications for research in career development and turnover intention, as well as in management practices.

scholarly journals Sustainability and Competitiveness of Thailand’s Natural Rubber Industry in Times of Global Economic Flux

2017 ◽  
Vol 14 (1) ◽  
pp. 169
Author(s):  
Palapan Kampan
Keyword(s):  
Natural Rubber ◽  
Positive Relationship ◽  
New Technologies ◽  
Pearson Correlation ◽  
The United States ◽  
Bivariate Correlation ◽  
Synthetic Rubber ◽  
Reinforcing Factors ◽  
Strong Positive Relationship ◽  
Correlation Tests

This study assesses economic, legal, and environmental conditions that Thai rubber farmers face, and evaluates actions they can take to increase incomes. Statistical analyses determine relationships between prices of oil, natural and synthetic rubber. Pearson correlation tests found a strong positive relationship (r = 0.887) between the price of Brent crude and Thai ribbed smoked sheets, and a moderate positive relationship between price changes in Brent and synthetic rubber (r = 0.648). Regression analysis showed Brent oil price is a good predictor of natural rubber prices. Moderate to strong positive relationships were also found between natural rubber price and gross domestic product of Japan, China, and the United States. Criminal antitrust behavior in rubber industries appeared to interfere with normal pricing in rubber markets. No significant bivariate correlation was found between rainfall in Thailand and natural rubber price, production, or export although flooding and other environmental issues clearly affected rubber farms. A survey of options showed Thai rubber farmers can improve livelihoods best through collective purchase and use of new technologies, and by integrating into downstream supply chain industries. At very least, farmers are urged to abandon monocrop methods and supplement incomes with fruit, fish, livestock, or pigs. stment budget, 2) architectural Aesthetic, and 3) utilization. Additionally, background of the interviewees is one of reinforcing factors for decision on universal design investment.

Soldier or actor?

2019 ◽  
Vol 27 (1) ◽  
pp. 94-108
Author(s):  
Amit Shukla
Keyword(s):  
Empirical Evidence ◽  
Design Methodology ◽  
Positive Relationship ◽  
Psychological Ownership ◽  
Matched Sample ◽  
Content Type ◽  
Workplace Fairness ◽  
Strong Positive Relationship

Purpose Though widely studied, organisational citizenship behaviour (OCB) is yet to emerge as a thoroughly understood concept. For instance, citizenship behaviours emanating from self-serving motives remain largely unexplored. The purpose of this study is to investigate the role of psychological ownership in differentiating individuals with genuine motives (“soldiers”) from those with self-serving motives (“actors”). Design/methodology/approach The study defines and operationalises genuineness of OCBs by comparing self-rated and others-rated citizenship behaviours. It is hypothesised that psychological ownership is positively associated with citizenship behaviour, and this relationship is positively moderated by degree of genuineness. All the hypothesised relationships are tested on the basis of empirical evidence produced by a two-wave study on a cross-hierarchical matched sample (n = 338) in a large Indian IT MNC. Findings A strong positive relationship between psychological ownership and citizenship behaviour was observed. A positive moderation by genuineness was also found suggesting that relationship between psychological ownership and citizenship behaviour became stronger with higher genuineness. In a nutshell, the results indicated that soldiers and actors could be differentiated on the basis of their relative scores on psychological ownership. Originality/value Apart from theoretical contributions, the present study offers a headway to managers in identifying employees who engage in citizenship behaviour out of genuine motives toward their organisation. As citizenship behaviours increasingly find prominence in employees’ self-appraisal, this differentiation assumes importance in promoting workplace fairness.

scholarly journals The Role Of Beekeeping On Forest Conservation And Poverty Alleviation In Moshi Rural District,Tanzania

2016 ◽  
Vol 12 (23) ◽  
pp. 366 ◽  
Author(s):  
Gileard S. Minja ◽  
Theresia J. Nkumilwa
Keyword(s):  
Poverty Alleviation ◽  
Forest Conservation ◽  
Group Discussion ◽  
Secondary Data ◽  
Appropriate Technology ◽  
Rural District ◽  
Financial Constraint ◽  
Microsoft Excel ◽  
Strong Positive Relationship

The study examined The Role of Beekeeping in Forest Conservation and Poverty Alleviation in Moshi Rural District. It was guided by the following research objectives firstly to examine the challenges of beekeeping, secondly to identify the market, products and technology used in beekeeping and lastly to examine the contributions of beekeeping on forest conservation and poverty alleviation in Moshi rural district. The study employed mixed research design where by 70 beekeepers were sampled. Both primary and secondary data were employed in this study. Different methods were used in data collection which included house hold questionaire, interviews, wealth ranking, observation and focus group discussion. Statistical package for social science (SPSS) version 16 and microsoft excel were used to analyze quantitative data. Findings revealed that 40% of sampled beekeepers agreed that beekeeping contributed to forest and biodiversity conservation through afforestation programs. which imply Results revealed that there is strong positive relationship (r = 0.718) between numbers of beehives and liters of honey produced in a year in Moshi rural district. Majority, 75% of the sampled beekeepers disagreed to the fact that beekeeping contributes to poverty alleviatio. This is because majority lacks skills, reliable market and appropriate technology. The findings further revealed that financial constraint is the most emerging challenge where by 62% of the respondents said they lack finaces to buy modern beehives.

scholarly journals Fostering Knowledge Transfer through High- Performance HRM Practices: The Mediating Role of Affective Commitment

2017 ◽  
Vol 13 (13) ◽  
pp. 374
Author(s):  
Darius N. Ikyanyon ◽  
Egena Ode
Keyword(s):  
Regression Analysis ◽  
Knowledge Transfer ◽  
High Performance ◽  
Affective Commitment ◽  
Positive Relationship ◽  
Mediating Effect ◽  
Mediating Role ◽  
Hrm Practices ◽  
The Relationship

Due to the importance of knowledge transfer in enhancing competitive advantage of firms, organizations are increasingly developing strategies for effective knowledge transfer. This study examined the relationship between high-performance HRM and knowledge transfer as well as the mediating effect of affective commitment on this relationship. The study is based on data from 136 mangers drawn from six banks in Nigeria. Through the use of regression analysis and mediation analysis using PROCESS macros, we report a positive relationship between highperformance HRM and knowledge transfer. We also found a positive relationship between affective commitment and knowledge transfer. In turn, affective commitment mediated the relationship between high-performance HRM and knowledge transfer. The study therefore concluded that highperformance HRM contributes to knowledge transfer directly and indirectly through affective commitment.

scholarly journals The Role of Self-compassion in Predicting Loneliness and Self-efficacy in the Elderly

Salmand ◽  
2020 ◽  
Vol 15 (2) ◽  
pp. 212-223
Author(s):  
Mehdi Ghezelseflo ◽  
◽  
Mozhgan Mirza ◽  
Keyword(s):  
Psychological Health ◽  
Self Efficacy ◽  
Positive Relationship ◽  
Pearson Correlation ◽  
Negative Relationship ◽  
The Elderly ◽  
Common Humanity ◽  
Significant Positive Relationship ◽  
Self Compassion

Objectives: Giving the growing population of the elderly, it is important to pay attention to their psychological health. The purpose of this study was to examine the role of self-compassion in predicting loneliness and self-efficacy in the elderly. Methods & Materials: This is a descriptive correlational study. Study population consisted of all elderly residents of Gonbad Kavous County in Iran. Of these, 120 (70 women and 50 men) were selected using a convenience sampling technique. Data collection instruments were University of California, Los Angeles (UCLA) Loneliness Scale of Russell et al. (1966), General Self-efficacy Scale of Scherer et al. (1982) and Self-Compassion Scale of Neff (2003). Data analysis was performed by using Pearson correlation coefficient and multiple regression analysis. Results: Loneliness had a significant negative relationship with self-compassion dimensions of self-kindness, common humanity, mindfulness and its overall score, and a significant positive relationship with self-judgment, isolation and over-identification. Moreover, self-efficacy had a significant positive relationship with self-kindness, common humanity, mindfulness and overall self-compassion score, and a negative significant relationship with self-judgment, isolation and over-identification (P≤0.001). Self-kindness, self-judgment, common humanity, isolation, mindfulness and overall self-compassion score can predict 43% of loneliness variance and self-kindness, self-judgment, mindfulness, isolation and overall self-compassion score can predict 38% of self-efficacy variance. Conclusion: Self-compassion have an effective role in reducing loneliness and increasing self-efficacy in the elderly.

scholarly journals The role of ISR disclosure as moderator the relationship between profitability and leverage towards corporate value

2019 ◽  
Vol 1 (2) ◽  
pp. 58-66
Author(s):  
Reni Susanti ◽  
Imanda Firmantyas Putri Pertiwi
Keyword(s):  
Regression Analysis ◽  
Panel Data ◽  
Firm Value ◽  
Quantitative Research ◽  
Sampling Method ◽  
Secondary Data ◽  
Corporate Value ◽  
Purposive Sampling ◽  
The Relationship

The purpose of this research is to find out the role of ISR disclosure as a moderator of the relationship between profitability and leverage on firm value in companies listed in JII for the 2014-2018 period. This research uses quantitative research using Moderated Regression Analysis (MRA). This study uses secondary data in the form of panel data on companies registered in JII for the 2014-2018 period. The populations in this study are all companies registered in JII during the 2014-2018 period. The sampling method is carried out by purposive sampling by using several criteria to obtain 15 companies used as research samples. The results of this study indicate that profitability and leverage affect the value of the company. The results of the Moderated Regression Analysis (MRA) analysis show that disclosure of the ISR is able to moderate the relationship between profitability and firm value but towards the negative. However, ISR disclosure is not able to moderate the relationship between leverage and firm value.

Sustainability and Competitiveness in Thai Rubber Industries

2018 ◽  
Vol 36 (1) ◽  
pp. 50-78
Author(s):  
ADAM TANIELIAN
Keyword(s):  
Natural Rubber ◽  
Positive Relationship ◽  
New Technologies ◽  
Pearson Correlation ◽  
The United States ◽  
Bivariate Correlation ◽  
Synthetic Rubber ◽  
Strong Positive Relationship ◽  
Correlation Tests ◽  
Domestic Products

This article assesses the economic, legal and environmental conditions that Thai rubber farmers face and evaluates actions they can take to increase incomes.Statistical analyses determine relationships between prices of oil, natural and synthetic rubber. Pearson correlation tests found a strong positive relationship (r = 0.887) between the price of Brent crude and Thai ribbed smoked sheets, and a moderate positive relationship between price changes in Brent and synthetic rubber (r = 0.648). Regression analysis showed Brent oil price is a good predictor of natural rubber price. Moderate to strong positive relationships were also found between natural rubber price and the gross domestic products of Japan, China and the United States. Criminal antitrust behaviour in the rubber industries appeared to interfere with normal pricing in rubber markets. No significant bivariate correlation was found between rainfall in Thailand and natural rubber price, production or export, although fl ooding and other environmental issues clearly affected rubber farms. A survey of options showed that Thai rubber farmers can best improve their livelihoods through the collective purchase and use of new technologies and by integrating into downstream supplychain industries. At the very least, farmers are urged to abandon monocrop methods and supplement their incomes with fruit, fi sh, livestock or pigs.

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