Hong Kong’s public housing estates are transforming into areas of growing poverty, with more divorced households. They are increasingly weak neighborhoods for motivating children to higher aspirations. There are doubts about the wisdom of continuing the development of more public rental housing units to solve our shortage of housing units. A far better solution is to build subsidized homes for ownership so that families have a stake to stay together and work for a better future. By keeping families together, more children will be prevented from falling into a state of disadvantage that will be detrimental to their future upward social mobility. Why foster and concentrate the poor and the divorced in publicly subsidized ghettos? Poor children deserve a better deal. A city of homeowners is also less politically divided.