scholarly journals Financial Literacy and Income Distribution of Rice Farmers

2021 ◽  
Vol 2 (3) ◽  
pp. 1-21
Author(s):  
Preachy Mae Sanglay ◽  
Elaine Joy Apat ◽  
Julieta Sumague ◽  
Efren Tec
Keyword(s):  
Income Distribution ◽  
Financial Literacy ◽  
Rice Farmers

scholarly journals The impact of uptake of selected agricultural technologies on rice farmers’ income distribution in Ghana

2022 ◽  
Vol 11 (1) ◽  
Author(s):  
Monica Addison ◽  
Kwasi Ohene-Yankyera ◽  
Patricia Pinamang Acheampong ◽  
Camillus Abawiera Wongnaa
Keyword(s):  
Income Inequality ◽  
Income Distribution ◽  
Empirical Result ◽  
National Development ◽  
Farm Size ◽  
Rice Seed ◽  
Agricultural Technologies ◽  
Rice Farmers ◽  
Rural Income ◽  
The Impact

Abstract Background Government of Ghana’s effort to reduce income inequality consistently poses a major challenge to public policy formulation. The promotion and dissemination of agricultural technologies as a pathway out of income inequality in rural Ghana have received widespread support. Yet, knowledge about the impact of agricultural technologies on rural income inequality remains low. The objective of the study is to evaluate the link between the uptake of improved rice technologies and income distribution in the study area. Methods This paper uses a survey data from 917 smallholder rice producers in selected communities in Ghana. The study employs the Bourguignon, Fournier, and Gurgand (BFG) selection bias correction model, a two-stage model, to empirically analyse the role of agricultural technologies in rural income distribution. Results The empirical result shows that education, farm size, land ownership, participation in relevant extension training programmes enhance adoption, but gender (female) inhibits uptake of the selected technologies. The empirical result further shows that the uptake of the improved rice seed and fertilizer increases rice farmers’ net revenue significantly. The result further indicates that farmers’ choice of the selected agricultural technologies decreases the sample population income inequality, indicating the uptake of the technologies has an equalizing effect on rice farmers’ income distribution. Conclusion The study concludes that the use of the selected technologies has potential to fight rural poverty in Ghana. The findings have implications for National Development Planning Commission (NDPC) agenda of redistribution of wealth in Ghana.

scholarly journals Kajian Distribusi Pendapatan Petani Padi Ciherang (Oryza sativa) di Kecamatan Haruyan Kabupaten Hulu Sungai Tengah Provinsi Kalimantan Selatan

2014 ◽  
Vol 4 (2) ◽  
pp. 246-253
Author(s):  
Ahmad Suhaimi ◽  
Nurlenny Khatimah
Keyword(s):  
Oryza Sativa ◽  
Income Distribution ◽  
Research Design ◽  
Sampling Method ◽  
Design Analysis ◽  
Net Income ◽  
Purposive Sampling ◽  
Rice Farmers ◽  
Descriptive Research

       This study aims to determine income, and income distribution of rice farmers Ciherang paddy in Haruyan District Hulu Sungai Tengah Regency Kalimantan Selatan Province. Research carried out for 3 months from June to August 2014. Research The use descriptive research design, analysis units studied were rice farmers Ciherang .This method of sampling is done with purposive sampling method. The results showed that, farmers' net income ranging from Rp 84 097 - Rp 16,992,279. The results of the analysis of income distribution Ciherang rice farmers through the calculation of figures obtained Gini ratio 0.499, this hi menunjukkandistribusi Ciherang rice farmers' income is at the level of the gap being. Inequality of income distribution is suspected because of a less than optimal use of land, lack of use of a tool or machine that is appropriate and lack of extension's role in providing guidance to farmers how good and proper cultivation.

scholarly journals Corporate share repurchases in the UK

2016 ◽  
Vol 17 (3) ◽  
pp. 331-355 ◽  
Author(s):  
Alpa Dhanani
Keyword(s):  
Income Distribution ◽  
Survey Data ◽  
Financial Literacy ◽  
Univariate Analysis ◽  
Value Added ◽  
Content Type ◽  
Dividend Payments ◽  
Secondary Information ◽  
Private Investors ◽  
The Uk

Purpose The purpose of this paper is to examine motivations underlying UK repurchase activity. Specifically, the paper inquires into the relevance of a range of different explanations for repurchases and perceptions of regulation surrounding them. Emphasis of the paper is, however, on motives linked specifically to repurchases rather than income distribution, more generally. Design/methodology/approach The study uses a survey approach to capture the views on repurchases of corporate managers and investors. It supplements the survey data with secondary information about the companies to better understand repurchase behaviour. Findings Results indicate that repurchase use is influenced by motives linked specifically to this tool rather than those associated with income distribution, more generally. In particular, repurchases are used to return surplus cash to investors, signal undervaluation and influence gearing and earnings per share levels. In the latter case, companies appear to use repurchases to perform a value added role, alongside manipulating the EPS level and thus the latter may simply be a by-product of the former. Private investors may nevertheless be vulnerable to such manipulation, given their limited financial literacy. Research limitations/implications The study relied on a survey of managers and investors and univariate analysis. In the former case, respondent numbers, particularly for the investor community were low, raising questions as to the generalisability of the data. In the latter, the results may be mis-stated owing to the simplicity of the analysis. Practical implications Overall, the survey results suggest that firms use repurchase programmes in different contexts to dividend payments and in appropriate circumstances. While managers and investors broadly share similar views, private shareholders may be in a vulnerable position given their limited financial literacy. Originality/value This is the first UK study on repurchases that examines the relative importance of a range of motives underlying repurchases. Moreover, it assesses in detail the core hypotheses that are linked specifically to repurchase programmes to better understand UK repurchase behaviour. It does so by supplementing the survey data with additional company information and comparing the views of the different audiences surveyed.

scholarly journals The Smart Money is in Cash? Financial Literacy and Liquid Savings Among U.S. Families

2021 ◽  
Vol 2021 (076) ◽  
pp. 1-43
Author(s):  
Neil Bhutta ◽  
◽  
Jacqueline Blair ◽  
Lisa Dettling ◽  
◽  
...  
Keyword(s):  
Income Distribution ◽  
Portfolio Optimization ◽  
Financial Literacy ◽  
Financial Knowledge ◽  
Financial Advisors ◽  
Smart Money ◽  
Parental Resources ◽  
Income Variability ◽  
Emergency Fund

Most financial advisors recommend storing three to six months of expenses in liquid assets in case of an emergency. Yet we estimate that more than half of U.S. families do not have at least three months of their non-discretionary expenses in liquid savings. We find that financial literacy is strongly predictive of having three months of liquid savings, controlling for income, income variability, and even parental resources. We also find that financial literacy predicts liquid savings across the income distribution. These results indicate that accumulation of an emergency fund is not simply a function of income. Finally, financial literacy is predictive of liquid savings even among high illiquid wealth households. This suggests that the phenomenon of "wealthy hand-to-mouth" families may reflect financial mistakes rather than portfolio optimization. Our paper highlights the importance of financial knowledge in explaining families' preparedness to deal with unexpected expenses or disruption in their income.

DISTRIBUSI PENDAPATAN PETANI PADI ORGANIK DI KABUPATEN PURBALINGGA PROPINSI JAWA TENGAH

2020 ◽  
Vol 8 (2) ◽  
pp. 95-105
Author(s):  
Anny Hartati
Keyword(s):  
Income Distribution ◽  
Gini Index ◽  
Survey Method ◽  
Ratio Analysis ◽  
Rice Farming ◽  
Net Income ◽  
Total Cost ◽  
Rice Farmers ◽  
Organic Rice ◽  
Distribution Of Income

The study was to determine the magnitude of the costs and income of farmers and to determine the distribution of farmers' income. The research uses a survey method by taking census samples and data are analyzed by the Gini Index and Gini Ratio analysis. The results showed that organic rice farming benefited farmers because the net income of farmers per hectare per season was Rp 14.645.643 or farmer revenue is Rp 20.095.247,00 and the total cost of farming was Rp 5.449.604 with R/C of 3,687. It means that for each Rp 1.000 will result in Rp 3.687 revenue. The distribution of income of organic rice farmers amounted to 0,4012, meaning that organic rice farming can evenly distribute farmers' income distribution.

scholarly journals ANALISIS STRUKTUR DAN DISTRIBUSI PENDAPATAN RUMAH TANGGA PETANI DI LAHAN RAWA LEBAK

2015 ◽  
Vol 14 (1) ◽  
pp. 97-107
Author(s):  
. Nasir ◽  
Imron Zahri ◽  
Andy Mulyana ◽  
. Yunita
Keyword(s):  
Income Distribution ◽  
Household Income ◽  
Gini Index ◽  
Secondary Data ◽  
Sampling Technique ◽  
Survey Method ◽  
Simple Random Sample ◽  
Rice Farming ◽  
Rice Farmers ◽  
Total Household Income

The purpose of this study are: (1) to determine the structure of the household income of rice farmers in lowland swamp land, and (2) to determine the distribution of household income of farmers in various typologies lebak.Penelitian wetlands was held in Ogan Ilir and Ogan Ogan Ilir in March until May 2013. Sampling technique is simple random sample of 222 farmers, or 10.5 percent of 2,111 respondents used in this research. These respondents were divided into 3 groups: farmers who cultivate land swampy marsh embankment, mid and deep. The method used is a survey method. Data collected consist of primary and secondary data. The structure of household income farmers viewed from the contribution of a business on total household income, while the income distribution is calculated using Gini index. The results showed the contribution of household income on lebak dikes and in largely derived from non farming, to contribute to the embankment of lebak by 63.62% and amounted to 48.43% in the lowland, while in the mid lebak largely derived from rice farming with a contribution of 70.03%. The distribution of household income in the three types of inequality lebak almost evenly with relatively low because it has a Gini index of less than 0.4.Keywords: contribution, distribution, revenue

Role of Commercial Banks in Financial Literacy

PRODUCTIVITY ◽  
2018 ◽  
Vol 59 (2) ◽  
pp. 186-197
Author(s):  
M. SELVAKUMAR ◽  
◽  
P. ANBUCHEZHIENKAMARAJ ◽  
V. Sathyalakshmi ◽  
R. Mohammed Abubakkar Siddique ◽  
...  
Keyword(s):  
Financial Literacy ◽  
Commercial Banks
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