scholarly journals Building Capital at the Library: Financial Literacy Programming and Partnerships

2019 ◽  
Vol 7 (1) ◽  
pp. 54-60
Author(s):  
Emily L. Mross ◽  
Lauren Reiter
Keyword(s):  
Best Practices ◽  
21St Century ◽  
Academic Libraries ◽  
Financial Literacy ◽  
Financial Knowledge ◽  
Literacy Programs ◽  
Daunting Task ◽  
21St Century Literacies ◽  
Economic Vitality

Lack of personal financial knowledge negatively affects both individual and collective economic vitality, making financial literacy programming an important way that libraries can contribute to strong communities. Financial literacy is one of five essential 21st century literacies identified and supported by PA Forward, an initiative of the Pennsylvania Library Association to support libraries in their literacy efforts. Offering these events and workshops is a daunting task, but connecting libraries with partners who are trustworthy financial literacy experts can ease the difficulties. Using examples from public and academic libraries in Pennsylvania, this article will discuss PA Forward Financial Literacy partners, illustrate a variety of programming opportunities, and highlight best practices for library financial literacy programs.

scholarly journals Predicting Fraud Victimization Using Classical Machine Learning

Entropy ◽  
2021 ◽  
Vol 23 (3) ◽  
pp. 300
Author(s):  
Mark Lokanan ◽  
Susan Liu
Keyword(s):  
Machine Learning ◽  
Financial Literacy ◽  
Learning Algorithm ◽  
Demographic Characteristics ◽  
Financial Knowledge ◽  
The Past ◽  
Machine Learning Model ◽  
Long Time ◽  
Regulatory Organization ◽  
Investment Fraud

Protecting financial consumers from investment fraud has been a recurring problem in Canada. The purpose of this paper is to predict the demographic characteristics of investors who are likely to be victims of investment fraud. Data for this paper came from the Investment Industry Regulatory Organization of Canada’s (IIROC) database between January of 2009 and December of 2019. In total, 4575 investors were coded as victims of investment fraud. The study employed a machine-learning algorithm to predict the probability of fraud victimization. The machine learning model deployed in this paper predicted the typical demographic profile of fraud victims as investors who classify as female, have poor financial knowledge, know the advisor from the past, and are retired. Investors who are characterized as having limited financial literacy but a long-time relationship with their advisor have reduced probabilities of being victimized. However, male investors with low or moderate-level investment knowledge were more likely to be preyed upon by their investment advisors. While not statistically significant, older adults, in general, are at greater risk of being victimized. The findings from this paper can be used by Canadian self-regulatory organizations and securities commissions to inform their investors’ protection mandates.

scholarly journals Internet of Samples (iSamples): Toward an interdisciplinary cyberinfrastructure for material samples

GigaScience ◽  
2021 ◽  
Vol 10 (5) ◽  
Author(s):  
Neil Davies ◽  
John Deck ◽  
Eric C Kansa ◽  
Sarah Whitcher Kansa ◽  
John Kunze ◽  
...  
Keyword(s):  
Best Practices ◽  
Built Environment ◽  
21St Century ◽  
Natural Science ◽  
Natural World ◽  
The Internet ◽  
Data Standards ◽  
Meta Data ◽  
Cross Domain ◽  
Data Stewardship

Abstract Sampling the natural world and built environment underpins much of science, yet systems for managing material samples and associated (meta)data are fragmented across institutional catalogs, practices for identification, and discipline-specific (meta)data standards. The Internet of Samples (iSamples) is a standards-based collaboration to uniquely, consistently, and conveniently identify material samples, record core metadata about them, and link them to other samples, data, and research products. iSamples extends existing resources and best practices in data stewardship to render a cross-domain cyberinfrastructure that enables transdisciplinary research, discovery, and reuse of material samples in 21st century natural science.

Genomic Science—From 2001 to Present Day: What School Nurses Need to Know

2018 ◽  
Vol 34 (4) ◽  
pp. 235-239 ◽  
Author(s):  
Elizabeth Barnby ◽  
Mark Reynolds ◽  
Pamela O’Neal
Keyword(s):  
Clinical Practice ◽  
Best Practices ◽  
21St Century ◽  
School Nurses ◽  
Student Population ◽  
Medically Fragile ◽  
Genetic Science ◽  
Genomic Science ◽  
Genomic Sciences ◽  
Information And Technology

Genetic science has made remarkable advances in the 21st century. As genetic and genomic sciences continue to expand, school nurses will become thoroughly immersed in data, information, and technology. As new diseases, treatments, and therapies are discovered, school nurses will need to implement and assess best practices for the complex and medically fragile student population. This article will discuss the top 10 recent discoveries in genomic science and how school nurses can use this information in clinical practice.

Living beyond one’s means: evidence from Malaysia

2015 ◽  
Vol 43 (1) ◽  
pp. 2-18 ◽  
Author(s):  
Yiing Jia Loke
Keyword(s):  
Low Income ◽  
Financial Literacy ◽  
Financial Distress ◽  
Financial Management ◽  
Practical Knowledge ◽  
Financial Education ◽  
Financial Knowledge ◽  
Content Type ◽  
Explanatory Variables ◽  
Financial Behaviour

Purpose – The purpose of the paper is to identify the determinants of the probability of living beyond one’s means. The paper also explores the coping mechanisms of those financially distressed as well as the debt taking behaviour of consumers. Design/methodology/approach – The study uses data obtained from the OECD International Network on Financial Education pilot study on Measuring Financial Literacy in 2010 for the case of Malaysia. A logistic regression model is used to identify the main determinants of the probability that a consumer will live beyond his/her means. The analysis is carried out by using a set of socio-economic factors and the individual’s financial behaviour and attitudinal characteristics as explanatory variables. Findings – The findings indicate that low income and seasonal income earners are more vulnerable to financial distress. Furthermore, having a higher education, higher financial knowledge and prudent financial behaviour and attitude do not necessarily translate into better financial management. Family and friends provide the main source of financial assistance in times of need. Research limitations/implications – The assessment of financial knowledge should go beyond individual’s knowledge on financial concepts and theories. Practical knowledge on financial and cash flow management should be assessed. Practical implications – The study reiterates the importance of financial education. It is imperative to include financial education as part of the schools’ curriculum and also to be incorporated as part of the Continuous Professional Development modules for working adults. Originality/value – The study is based on the first nationwide study of consumer finances in Malaysia. It contributes to the literature by integrating financial behaviour and attitudinal factors into the analysis of the ability of individuals to live within their means. The findings also show the limitations of the existing self-assessment of financial behaviour and attitude and the assessment of financial knowledge.

scholarly journals Some Insights Into Financial Literacy Among Undergraduate Students: A Case of Bosnia and Herzegovina

2021 ◽  
Vol 12 (3) ◽  
pp. 103
Author(s):  
Jasmina Okicic ◽  
Meldina Kokorovic Jukan ◽  
Mensur Heric
Keyword(s):  
Undergraduate Students ◽  
Financial Literacy ◽  
Sampling Technique ◽  
Financial Education ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Financial Attitudes ◽  
Significant Difference ◽  
Financial Behaviour ◽  
The Relationship

The purpose of this research is to provide some insights into financial literacy among undergraduate students focusing primarily on the relationship between financial knowledge, financial attitudes and financial behavior and on possible gender and financial education gap in financial literacy. Using the purposive sampling technique, data collection was carried out from April to June 2020, yielding a sample of 1,046 valid responses. To gain a better understanding of the relationship between financial behaviour, financial attitudes and financial knowledge, we, primarily, use exploratory factor analysis and multiple regression model. The research findings have revealed several important issues. First, findings have suggested that financial knowledge, financial attitudes and gender may be considered as an antecedent of the financial behaviour of undergraduate students. Second, findings have also suggested a statistically - significant difference between the financial literacy of undergraduate students concerning their exposure to formal financial education.

scholarly journals Financial Literacy and the Working Women of the Unorganised Sector with Special Reference to Guwahati City

2019 ◽  
Vol 9 (2) ◽  
pp. 4350-4354
Keyword(s):  
Financial Literacy ◽  
Investment Decision ◽  
Working Women ◽  
Work Force ◽  
Financial Resource ◽  
Financial Knowledge ◽  
Economic Variable ◽  
Financial Investment ◽  
Guwahati City ◽  
Sector Work

Unorganised Work Force Constitutes A Large Portion In India. This Sector Work Force Includes Casual Labourers, Day To Day Vendors, Domestic Vendors, Maids Etc. They Form A Significant Part In Developing An Economy And Women Being A Strong Pillar In Nation Building Demands For Financial Literacy On Their Part Too. In Simplest Language Financial Literacy Is The Financial Is The Financial Knowledge Of Various Financial Instruments And Savings, The Ability To Take Sound Financial/ Investment Decision With The Available Financial Resource. Through This Paper An Attempt Has Been Done To Examine The Scenario Of Financial Literacy Of The Working Women In The Unorganised Sector And To Know If Demographic Profile And Socio Economic Variable Has Any Effect On Financial Literacy. 100 Respondents From Guwahati City Have Been Selected And With The Help Of Schedule Data Has Been Collected.

scholarly journals Teaching With Electronic Portfolios to Develop 21st Century Literacies

2013 ◽  
Vol 6 (2) ◽  
pp. 265-282
Author(s):  
Elizabeth J. Meyer ◽  
Anne Wade ◽  
Philip C. Abrami
Keyword(s):  
21St Century ◽  
Electronic Portfolio ◽  
Electronic Portfolios ◽  
Student Work ◽  
21St Century Literacies

This article introduces an electronic portfolio, ePEARL, and how it has been used in classrooms to promote 21st century literacies. Using NCTE’s 21st Century Literacies framework, the authors provide examples of student work and classroom assignments to demonstrate how an electronic portfolio can support teachers integrating this framework and developing these skills in pedagogically meaningful ways.

scholarly journals The amazing library race

2020 ◽  
Vol 14 (1) ◽  
pp. 66
Author(s):  
Joseph Marmol Yap ◽  
Janice Penaflor
Keyword(s):  
Best Practices ◽  
Information Literacy ◽  
Academic Libraries ◽  
The Philippines ◽  
Young Generation ◽  
Interactive Approach ◽  
Millennial Students ◽  
Reliable Source ◽  
Library Resources ◽  
Collaborative Learning Environment

In this time of disinformation and misinformation, libraries remain a reliable source of truthful and factual information. As they fervently support the agenda of lifelong learning, libraries recognise that there are various influences that redefine the process of student learning. Admittedly, librarians need to be more creative in motivating post-millennial students to help them fully develop their Media and Information Literacy (MIL) skills.   This paper explores how games are adopted and utilised by academic libraries as an interactive approach to entice students to learn essential MIL competencies. It shows how games can be a viable tool not only to deliver information literacy (IL) instruction in a collaborative learning environment but to also effectively engage and attract students to use the library resources and services. While the use of games is not novel, the way it is delivered and re-purposed to meet MIL competencies is vital for today’s young generation of learners. This report demonstrates how two academic libraries in the Philippines and Kazakhstan were able to embed MIL skills through a library race challenge. Furthermore, this paper discusses the practical steps undertaken in the preparation of the game as well as the observations made during and after the activity was conducted. From this, other libraries may gain insights and best practices on how to leverage this method to further champion MIL in their own communities.

scholarly journals Best practices for embedded librarian service: Connecting with students online

2021 ◽  
Vol 82 (2) ◽  
pp. 85
Author(s):  
Michelle Strasz
Keyword(s):  
Distance Education ◽  
Best Practices ◽  
21St Century ◽  
Education Students ◽  
Library Resources ◽  
Long Time ◽  
Embedded Librarian

Embedded librarianship has been around for a long time. It was considered a buzz word and began appearing in journals and conferences early in the 21st century, according to Kathy Drewes and Nadine Hoffman. Embedded librarianship became a way for librarians to provide research help and assistance to distance education students, as more library resources came online. Embedded librarianship has been an important service no more so than now in the new reality of the pandemic world.

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