scholarly journals Blockchains, Real-time Accounting, and the Future of Credit Risk Modeling

Ledger ◽  
2019 ◽  
Vol 4 ◽  
Author(s):  
Hans Byström
Keyword(s):  
Credit Risk ◽  
Real Time ◽  
Risk Measures ◽  
Substantial Effect ◽  
Risk Modeling ◽  
Accounting Data ◽  
Default Prediction ◽  
The Future ◽  
Z Scores

In this paper I discuss how blockchains potentially could affect the way credit risk is modeled, and how the improved trust and timing associated with blockchain-enabled real-time accounting could improve default prediction. To demonstrate the (quite substantial) effect the change would have on well-known credit risk measures, a simple case-study compares Z-scores and Merton distances to default computed using typical accounting data of today to the same risk measures computed under a hypothetical future blockchain regime.

scholarly journals “Is There Anybody There?”

2019 ◽  
pp. 151-172
Author(s):  
Helen Clough ◽  
Karen Foley
Keyword(s):  
Social Media ◽  
Distance Learning ◽  
Real Time ◽  
Academic Libraries ◽  
Open University ◽  
Case Study Approach ◽  
Study Approach ◽  
Communities Of Learners ◽  
The Future

The Open University (UK) Library supports its distance-learning students with interactive, real-time events on social media. In this chapter the authors take a case study approach and concentrate on the examples of Facebook and Livestream to illustrate how live engagement events on social media have helped to build communities of learners in spaces they already occupy, raise the visibility of the library's services and resources with staff and students, and foster collaboration with other departments, while also being effective mechanisms for instruction. The chapter concludes with the library's plans for the future and recommendations for other academic libraries wishing to run live engagement events on social media.

Gendered differences in emigration and mobility perspectives among European researchers working abroad

2014 ◽  
Vol 7 (1) ◽  
pp. 33-41 ◽  
Author(s):  
Elisabeth Scheibelhofer
Keyword(s):  
United States ◽  
Qualitative Research ◽  
Qualitative Study ◽  
Social Relations ◽  
The United States ◽  
Research Strategy ◽  
The Future ◽  
Highly Skilled

This paper focuses on gendered mobilities of highly skilled researchers working abroad. It is based on an empirical qualitative study that explored the mobility aspirations of Austrian scientists who were working in the United States at the time they were interviewed. Supported by a case study, the paper demonstrates how a qualitative research strategy including graphic drawings sketched by the interviewed persons can help us gain a better understanding of the gendered importance of social relations for the future mobility aspirations of scientists working abroad.

Credit Risk Modeling with Delayed Information

2012 ◽  
Author(s):  
Takanori Adachi ◽  
ryozo miura ◽  
Hidetoshi Nakagawa
Keyword(s):  
Credit Risk ◽  
Risk Modeling ◽  
Delayed Information ◽  
Credit Risk Modeling

Pollution based real time control strategies for combined sewer systems

1997 ◽  
Vol 36 (8-9) ◽  
pp. 331-336 ◽  
Author(s):  
Gabriela Weinreich ◽  
Wolfgang Schilling ◽  
Ane Birkely ◽  
Tallak Moland
Keyword(s):  
Real Time ◽  
Control Strategies ◽  
Ammonia Nitrogen ◽  
Simple Extension ◽  
Real Time Control ◽  
Time Control ◽  
Sewer Systems ◽  
Receiving Waters ◽  
Tunnel System

This paper presents results from an application of a newly developed simulation tool for pollution based real time control (PBRTC) of urban drainage systems. The Oslo interceptor tunnel is used as a case study. The paper focuses on the reduction of total phosphorus Ptot and ammonia-nitrogen NH4-N overflow loads into the receiving waters by means of optimized operation of the tunnel system. With PBRTC the total reduction of the Ptot load is 48% and of the NH4-N load 51%. Compared to the volume based RTC scenario the reductions are 11% and 15%, respectively. These further reductions could be achieved with a relatively simple extension of the operation strategy.

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