Handbook of Banking Regulation and Supervision in the United Kingdom

1999 ◽  
Author(s):  
Maximilian Hall
Keyword(s):  
United Kingdom ◽  
Banking Regulation ◽  
The United Kingdom ◽  
Regulation And Supervision ◽  
Banking Regulation And Supervision

scholarly journals Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

2019 ◽  
Vol 55 (3) ◽  
pp. 955-988 ◽  
Author(s):  
W. Scott Frame ◽  
Atanas Mihov ◽  
Leandro Sanz
Keyword(s):  
Banking Regulation ◽  
Internal Controls ◽  
Location Decisions ◽  
Regulatory Arbitrage ◽  
Holding Companies ◽  
Regulation And Supervision ◽  
Country Differences ◽  
Cross Country ◽  
Banking Regulation And Supervision

This study investigates the implications of cross-country differences in banking regulation and supervision for the international subsidiary locations and risk of U.S. bank holding companies (BHCs). We find that BHCs are more likely to operate subsidiaries in countries with weaker regulation and supervision and that such location decisions are associated with elevated BHC risk and higher contribution to systemic risk. The quality of BHCs’ internal controls and risk management plays an important role in these location choices and risk outcomes. Overall, our study suggests that U.S. banking organizations engage in cross-country regulatory arbitrage, with potentially adverse consequences.

Banking regulation and supervision: lessons from the czech republic

1998 ◽  
Vol 7 (1) ◽  
Author(s):  
Roman Matoušek
Keyword(s):  
Banking Sector ◽  
Banking System ◽  
Present Situation ◽  
Banking Regulation ◽  
Banking Supervision ◽  
The Czech Republic ◽  
Regulation And Supervision ◽  
Banking Regulation And Supervision ◽  
Remarkable Progress ◽  
Made In

We have concentrated on the current issues linked to the goals of banking regulation and supervision. Attention has been focused mainly on the problem of entry into and exit form the banking sector and the institutional framework banking supervision as a whole. Although we are aware that the present situation in emerging markets is far from that of standard economies, we argue that remarkable progress has been made in creating an appropriate banking system since the beginning of the 1996.

scholarly journals Protection of the Rights of Individual Depositors in Ukrainian Banking Market

2016 ◽  
Vol 3 (1) ◽  
pp. 83-96
Author(s):  
Sophia Lobozynska
Keyword(s):  
Financial Literacy ◽  
Complex Analysis ◽  
Banking Regulation ◽  
Protection System ◽  
Financial Sustainability ◽  
Legal Norms ◽  
Regulation And Supervision ◽  
Banking Market ◽  
Banking Regulation And Supervision

The complex analysis of deposit operations of individuals in Ukraine was realized. The national legal norms of protection the rights of investors – individuals were investigated. Also the proposals were developed for the further improvement of the protection system of individual depositor rights in Ukraine by improving banking regulation and supervision, the increase of the financial sustainability of the Deposit Guarantee Fund and financial literacy of citizens.

2 The Limitations of Deposit Protection Systems

2015 ◽  
Author(s):  
Kleftouri Nikoletta
Keyword(s):  
Moral Hazard ◽  
Deposit Insurance ◽  
Banking Regulation ◽  
Internal Controls ◽  
Protection System ◽  
Market Incentives ◽  
Regulation And Supervision ◽  
Protection Systems ◽  
The Uk ◽  
Banking Regulation And Supervision

This chapter first analyses the moral hazard problem arising from the provision of deposit insurance. Moral hazard is a powerful force distorting market behaviour, which demands a variety of regulatory techniques, as well as market incentives, to neutralize its destabilizing effects. Corporate governance issues are also relevant, because banks’ internal controls and balances have a key impact on the extent of moral hazard. In addition to a well-designed deposit protection system, it is necessary to enlist the support of banking regulation and supervision to combat moral hazard. Drawing on the UK deposit protection system, the chapter presents a number of ambiguities inherent to the design and functions of a deposit guarantee scheme. It concludes that the existence of effective prudential regulation and supervision are prerequisites for deposit insurance.

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