scholarly journals MICRO INSURANCE: A TOOL FOR DEVELOPMENT OF RURAL INDIA AND THE CHALLENGES FOR ITS IMPLEMENTATION

2021 ◽  
pp. 19-21
Author(s):  
Seena P. C
Keyword(s):  
Low Income ◽  
Poor People ◽  
Low Literacy ◽  
Literacy Rate ◽  
Public And Private ◽  
Insurance Agents ◽  
The People ◽  
Business Perspective ◽  
Micro Insurance

Micro-insurance is originated for the protection of poor and low income people,with feasible insurance schemes to help them to survive and recover from common risks. The main aim of micro insurance is not only to promote business perspective but also to the rural development of our country and the protection of poor people. India is developing country hence 70% of the population is still rural, very poor, poor health and low literacy rate. Micro insurance is an essential part of the financial sector and it assists the people to diversify their risks.It is essential to develop insurance awareness among the people in the each and every corner of our country particularly remote area.The present study focussed the importance of micro insurance for the development of rural people.This paper also discuss about the micro insurance products and the role of various public and private micro insurance agents for the upliftment of rural and poor people.

scholarly journals The Role of Public and Private Insurance Expansions and Premiums for Low-income Parents

Medical Care ◽  
2017 ◽  
Vol 55 (3) ◽  
pp. 236-243 ◽  
Author(s):  
Gery P. Guy ◽  
Emily M. Johnston ◽  
Patricia Ketsche ◽  
Peter Joski ◽  
E. Kathleen Adams
Keyword(s):  
Low Income ◽  
Private Insurance ◽  
Public And Private

scholarly journals The Role of Yemen's Awqaf in Solving the Problem of Low Income Housing: A Case Study of Sana'a Capital

2019 ◽  
Vol 24 (1) ◽  
pp. 41-56
Author(s):  
Abdul Karim Ali Al-Mamary ◽  
Abdul Aziz Ahmed Al-Kabab
Keyword(s):  
Low Income ◽  
Economic Feasibility ◽  
Public And Private ◽  
Scientific Methods ◽  
The Public ◽  
Investment Return ◽  
Societal Problems ◽  
Low Income Housing

This research deals with the extent to which the Waqf has contributed since the mid-1970s to solving the problem of low income housing in cooperation with the public and private sectors, and discusses the multi-faceted aspects of the endowments of land, capital, or both. The factors that led to the decline of the investment sector in the Ministry of Awqaf to continue to adopt this type of projects and most importantly not to achieve the investment return desired. The research aims to highlight the role of the Waqf in contributing to solving the problem of housing in the Municipality of the capital in particular by highlighting the projects of the residential stay in which it was built and the reasons that led to its decline. The importance of the research is to highlight the role of the Waqf in contributing to solving societal problems. The Municipality of the capital, such as the problem of housing with low income, and the possibility of returning again to contribute effectively and achieve the desired objectives, while achieving economic feasibility so as to be able to achieve comprehensive and balanced sustainable development that achieve the interest of the parties endowment and society. The research focuses on the identification and adoption of modern scientific methods in the field of investment. The study concluded several recommendations that contribute to restoring the role of the Waqf in the service of society, especially in the provision of housing for people with low income. Keywords: Waqf, Aian (land, building), Prevention, Low income, Housing.

The Mandwa Project: An Experiment in Community Participation

1988 ◽  
Vol 18 (1) ◽  
pp. 153-164 ◽  
Author(s):  
Noshir H. Antia
Keyword(s):  
Political Factors ◽  
Public And Private ◽  
The Public ◽  
Adequate Knowledge ◽  
Self Help ◽  
The People ◽  
Vested Interests ◽  
Health And Illness ◽  
The Status

The project at Mandwa was designed to study the problems of health in rural India and the delivery of health care by the existing public and private health systems. The results demonstrate the important role of socioeconomic and political factors not only in vital areas such as nutrition, water supply, sanitation, and housing, but also in the delivery of health services. The private sector showed a predominantly curative and monetary orientation, while the public sector demonstrated a lack of accountability to the people it was designed to serve. Under these conditions, an attempt was made to test the possibility of training local women in self-help with a minimal supportive service. The results reveal that adequate knowledge and technology exist for most of the prevalent problems of health and illness in developing countries, and that semiliterate villagers have the capacity to use these effectively if they are provided in a simple manner. This experiment also demonstrates the opposition from local vested interests to any change of the status quo, even in the relatively noncontroversial field of health.

scholarly journals POVERTY ALLEVIATION THROUGH ETHICAL PHILANTHROPY IN THE MIDDLE EAST AND NORTH AFRICA (MENA) REGION

2020 ◽  
pp. 176-186
Keyword(s):  
North Africa ◽  
Low Income ◽  
Poverty Alleviation ◽  
Political Rights ◽  
Mena Region ◽  
Phenomenological Hermeneutics ◽  
The People ◽  
Ethical Role

Poverty using the United Nations’ criteria refers to denial of choices, opportunities, and the lack of capacity as a result of low income for a person to effectively participate in society. Poverty creates problems such as ill-health, inability to acquire the basic necessities of life, deprivation of full exercise of civic and political rights, and so forth. In spite of the enormous wealth in both human and natural resources in MENA, many people in the region are living in abject poverty. Using phenomenological hermeneutics and existential critical analysis, the paper argues for ethical philanthropy to be used to alleviate the poverty in the region. Poverty is an ethical issue for it affects the quality of lives that humans can live as moral beings and impacts human behaviour. It is unacceptable that the enormous wealth of the region is not used for the benefit of all. Outside government efforts and the imperative of efficient political leadership, wealthy individuals and non-governmental groups have a moral responsibility to help to alleviate poverty in the region. It is this ethical role of individuals and groups in rendering philanthropic help to alleviate and if possible end poverty in the region that is the thrust of this paper. The paper affirms that abject and other forms of poverty are present in the region. The paper concludes that individuals and groups have an ethical duty in philanthropy to alleviate poverty in the region. The people of the region will become better and achieve a higher level of happiness and peace through the practice of ethical philanthropy.

Role of Ayurveda for Poor and Pandemics (Covid19) – A Review article

2020 ◽  
Vol 11 (SPL1) ◽  
pp. 923-927
Author(s):  
Anuradha Kishor Ingale ◽  
Pooja Shrivastav
Keyword(s):  
Immune System ◽  
Sedentary Lifestyle ◽  
Large Population ◽  
Poverty Line ◽  
Review Article ◽  
Poor People ◽  
The People ◽  
Better Than ◽  
Rule Out

The goal of Ayurveda is prevention is better than cure. There are a total of 9152 COVID-19 cases reported in India (till April 13, 2020), 308 people were died because of this disease, and 856 patients were treated successfully in our Country. This virus can easily affect or harm those individuals who have an infection, less immunity and especially who all have been aged more than sixty. Most of the countries are worried only for their people's life (health). In contrast, the developing countries like India that has a large population have to consider about the livelihood for people like Below Poverty Line (BPL) or those living in slum areas, equally with their life. The main aim of the article is to aware the people not only Urban but also among Rural and needy individuals to adopt the Ayurveda lifestyle during Covid19 outbreak. For this to study various methods which are described in Ayurveda for boosting immunity among various individuals. This study is a review type of article. All information and references have been collected and compiled from various available Ayurvedic classics texts. Research articles are also searched from various websites related to Covid19 outbreak and its effect on needy individuals. All matters have been analysed for some discussion, and an attempt has been made to rule out some conclusions. During this lockdown, people are mostly living a sedentary lifestyle which not only weakens their immune system but also make them more susceptible to infections. Hence Ayurveda is a science of life that is mainly focusing on strengthening persons by boosting their immune system through improving our lifestyle by using medicines, diets, meditation and activities like Yoga. This article will give insights about poor people and effective strategy to threat COVID-19 through Ayurveda in India.

scholarly journals The role of micro-insurance in the field of public health

2019 ◽  
Vol 29 (Supplement_4) ◽  
Author(s):  
T Novakovic ◽  
M Jevtic ◽  
L j Popović ◽  
D j Ćosić
Keyword(s):  
Public Health ◽  
Health Care ◽  
Low Income ◽  
Social Protection ◽  
Social Systems ◽  
Health Care Financing ◽  
World Health ◽  
Poor People ◽  
The Poor ◽  
Micro Insurance

Abstract Issue/problem It is recognized that is very important to have an instrument to mitigate risks and reduce the vulnerability of poor and low-income households, especially in disasters. Health risks are often identified by the poor people as the greatest and costliest risks they face. Millions of people worldwide fall into poverty as a result of excessive healthcare costs because the state doesn’t provide them health insurance. Health problems not only impact household budget, but also reduce the productivity and reduce the opportunity for growth. Therefore the reform of social systems poses a considerable challenge. Description In order to remedy the situation, global actors like World Health Organization (WHO, International Labour Organization (ILO), the World Bank (WB) advocate for a special category of insurance, health micro-insurance (HMI), as a medium term solution for health care financing, that tends to access equitable and quality health care. HMI was created to promote insurance coverage among economically vulnerable sections of society. It is one of the potential ways that might provides the protection of low-income people against specific perils in exchange for regular premium payment proportionate to the likelihood and cost of the risks involved. Results As a health care financing mechanism, HMI has a short history, but offers the following benefits: it can improve the access of certain vulnerable populations to healthcare, develop more suitable services, facilitate the participation of civil society and limit fraud, educate populations about social security. Lessons This instrument has not been conceptualized to compete or replace public social protection. Rather, it is most effective when embedded into a comprehensive social protection framework which includes informal, private and other risk management strategies of preventive measures, mitigation and suitable coping strategies. Key messages HMI can mitigate the risks of population and groups, ill health and provides hope that the poor will receive reliable and adequate access to affordable health care. HMI can be seen as a tool for better public health in vulnerable and poor communities.

scholarly journals The Poor and the Pandemic: COVID-19

2020 ◽  
Author(s):  
Arati Raut ◽  
Ruchira Ankar ◽  
Sheetal Sakharkar
Keyword(s):  
World Health Organisation ◽  
World Health ◽  
Poor People ◽  
Political Status ◽  
The Poor ◽  
The People ◽  
The World ◽  
History Of ◽  
The Impact

COVID-19 was proven to be a pandemic in early 2020 by the World Health Organisation (WHO). At present, 213 countries have been affected by the COVID-19 pandemic. In the history of global pandemics, COVID-19 has had a major impact on society as it has killed humans, spread human suffering and uprooted the lives of the people. Across the globe, there are 18,705,096 confirmed cases, 11,922,692 recovered cases, 704,385 deaths, and 6,078,019 active cases as of, 5 August 2020. It has affected the world’s economic, social and political status. Poor people belonging to the lower strata of society face more difficulties during pandemics. They are unable to secure their daily bread as well as other basic needs. The impact of COVID-19 on the poor and the role of society have been addressed.

scholarly journals THE MINIMUM INCOME SCHEME REFORM IN LITHUANIA

Ekonomika ◽  
2015 ◽  
Vol 93 (4) ◽  
pp. 24-40
Author(s):  
Romas Lazutka
Keyword(s):  
Low Income ◽  
Social Assistance ◽  
Three Dimensions ◽  
Poor People ◽  
Policy Makers ◽  
Minimum Income ◽  
Recent Reform ◽  
Families With Children ◽  
Changing Role

The article reviews the current social assistance scheme in Lithuania and its recent reform. The aim of this paper is to evaluate the scheme in three dimensions: coverage of poor people, adequacy of benefit amounts, and social assistance reconciliation with work incentives. The analysis of the minimum income protection reform is based mainly on the data from Survey of Income and Living Conditions and Administrative Data from the Ministry of Social Security and Labour. The paper discovers the changing role of the minimum income scheme in the context of an economic cycle, its targeting to low-income strata of the population and an adequate amount at least for families with children. However, the growing incentives of local authorities to reallocate funds envisaged for social assistance to other needs can erode the scheme. The article ends with several recommendations to policy makers.

Negotiating pathways for the continuation of chhaupadi system in remote parts of Nepal

2020 ◽  
Vol 4 (1) ◽  
pp. 3-14
Author(s):  
Aina Bahadur Bam
Keyword(s):  
Mental Health ◽  
Health Risks ◽  
Traditional Society ◽  
Age Group ◽  
Physical And Mental Health ◽  
Low Literacy ◽  
Literacy Rate ◽  
Aged People ◽  
The People ◽  
Menstruating Women

Chhaupadi system, the practice of menstrual segregation of women in separate sheds called chhaugoths, is rooted deeply in Mid-western and Far-western parts of Nepal since long ago. In spite of its evil status identified in society menstrual segregation has been witnessed continuing in traditional society. This study has been carried out in order to investigate negotiating pathways for the continuation of the evil practice, focusing the study to one of the representative traditionalist society called Patala in Kalikot district of Nepal. The respondents were comprised of 150 sample sizes consisting of menstruating women from various age group, religious persons, faith healers, activists, and aged people. The data collected showed the low literacy rate in this study site and all the families observed have made menstrual huts (chhaupadi goths). The main reason for the continuation of this evil practice of chhaupadi is it becomes a tradition for this area and the second most reason is the widespread illiteracy as found in this area shown by the data collected. God will get angry if they try to get rid of this practice, some of the respondents answered. Untouchability, restrictions, taboos, segregation resulting in humiliation, health risks, crimes and injustice have often been observed as violation in physical and mental health of women. The people of this area are fed up with this evil tradition. They are trying to get rid of this system but they cannot.

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