scholarly journals PERCEPTIONS OF USEFULNESS AND PERCEPTIONS OF EASINESS TO EMPLOYEES INTEREST IN USING FINTECH

ACCRUALS ◽  
2020 ◽  
Vol 4 (02) ◽  
pp. 244-252
Author(s):  
Sri Mulyati ◽  
Bambang Sugiharto ◽  
Prini Nurtina Dewi

This study aims to examine the effect of perceived usefulness and perceived convenience on the interests of Lima Motor Subang employees in using fintech. The population used in this study were employees of Lima Motor Subang, with sample selection techniques using saturated sampling, and obtained 47 respondents. Data testing used in this research is multiple regression analysis, then to test the hypothesis using the F test, t test and the coefficient of determination (R2) with SPSS software version 22.0. The results of this study indicate that the variable of perceived usefulness and perceived convenience both partially and simultaneously affect the interest in using fintech.

Author(s):  
Regina Dewi Hanifah

<p align="center"><strong><em>ABSTRACT</em></strong><strong><em></em></strong></p><p>The increase in culinary business in the last few years has become a reinforcement for entrepreneurs in the food and beverage sector. It also forces culinary entrepreneurs to be more creative in offering their main products to compete with other culinary businesses. One of them is the increasing number of restaurants that offer a buffet style concept or commonly known by our society as "All You Can Eat" Restaurant. To be able to differentiate itself from competitors, Gaembull Restaurant chose the Korean and Japanese Barbeque themes to be served to its customers at quite affordable prices with quite a large number of types of food. Of course, with this offer many consumers are interested in this, sometimes consumers must be willing to wait to eat at this restaurant. The purpose of this study is to be able to see The Influence of Food Quality and Price towards Consumer Satisfaction. By using multiple regression analysis methods, f test, t test and looking for the coefficient of determination, the respondents used were 100 consumers of Gaembull Bintaro Branch Restaurant. The results found from this study are the absence of the influence of Food Quality and Price Conformity both simultaneously and partially on Consumer Satisfaction in Gaembull Restaurant.</p><p><strong>Keywords</strong>: Food Quality, Price Match, Consumer Satisfaction, All You Can Eat Restaurants</p><p><strong> </strong></p><p align="center"><strong>ABSTRAK</strong><strong></strong></p><p><strong> </strong></p><p>Peningkatan dalam bisnis kuliner beberapa tahun terakhir menjadi penguat bagi para pengusaha di bidang makanan dan minuman. Hal ini juga memaksa para pengusaha kuliner untuk semakin kreatif dalam menawarkan produk andalannya agar bisa terus bersaing dengan bisnis kuliner lainnya. Salah satunya adalah meningkatnya jumlah restoran yang menawarkan konsep buffet style atau biasa dikenal oleh masyarakat kita sebagai “All You Can Eat” Restaurant. Untuk dapat membedakan dirinya dengan pesaing, Gaembull Restoran memilih tema Korean dan Japanese Barbeque untuk disajikan kepada para pelanggannya dengan harga yang cukup terjangkau dengan jumlah tipe makanan yang cukup banyak. Tentunya dengan penawaran ini banyak konsumen yang tertarik akan hal ini, sehingga seringkali konsumen harus rela menunggu untuk makan di restoran ini. Tujuan dari penelitian ini adalah untuk dapat melihat pengaruh dari <em>Food Quality</em> dan Kesesuaian Harga Terhadap Kepuasan Konsumen. Dengan menggunakan metode analisis regresi berganda, uji f, uji t dan mencari koefisien determinasi, responden yang digunakan adalah 100 orang konsumen Gaembull Restoran Cabang Bintaro. Hasil yang ditemukan dari penelitian ini adalah tidak adanya pengaruh <em>Food Quality</em> dan Kesesuaian Harga baik secara simultan maupun partial terhadap Kepuasan Konsumen di Gaembull Restoran.</p><p><strong>Keywords</strong>: Kualitas Makanan, Kesesuaian Harga, Kepuasan Konsumen, Restoran All You Can Eat</p>


2018 ◽  
Vol 9 (2) ◽  
Author(s):  
Debbianita ◽  
Vinny Stephanie Hidayat ◽  
Ivana

AbstractThe aim of this research is to determine the effect of profitability, solvability, and inventory activity toward the Audit Delay on retail companies that are listed in Indonesia Stock Exchange. The population of this research is whole of the retail companies that are listed in the Indonesia Stock Exchange in 2014-2015. The method used in this research is explanatory research, and the sampling method used was judgement sampling method. Research hypothesis testing using T test, F test, and multiple regression analysis using SPSS version 20.0. The results show that profitability, solvability, and inventory activity have no effect on audit delay on retail companies that are listed in Indonesia Stock Exchange.Keywords: Audit Delay,  Inventory Activity, Profitability, and Solvability 


2021 ◽  
Vol 16 (2) ◽  
pp. 227-248
Author(s):  
Refli Renaldi ◽  
Imamul Khaira

This study is to examine the influence: between atmosphere of the organization and employees’ satisfaction against the employees’ performance partially or simultaneously. The good atmosphere of the organization became more effective in increasing employees’ work satisfaction; and finally obtain good employees’ performance. This situation cannot be found in this company. This study used descriptive methode.  All of employees became sample (36 people). The data was collected by observation, interview and questioner.  The data were analyzed by using multiple regression analysis with F-test (simultaneous) and T-test (partial) at the significance level of 95%. The result of the study provides a conclusion as follow:  1. There is  a significant influence between organization atmosphere against the employees’ performance in PT. Yuri Cakra Brothers.  (2) There is  a significant influence between employees’ satisfaction against the employees’ performance in PT. Yuri Cakra Brothers, (3) There is a significant influence between organization atmosphere and employees’ satisfaction altogether against employees’ performance in PT. Yuri Cakra Brothers.


2017 ◽  
Vol 6 (1) ◽  
Author(s):  
Yunia Wardi ◽  
Hendri Andi Mesta ◽  
Ilda Rahmayeni

This research is aimto analyze the influence of trust and satisfaction on customer loyalty of Mitra Beasiswa AJB Bumiputera 1912 of Pariaman. The population in this research is the Mitra Beasiswa AJB Bumiputera 1912 of Pariaman in 2015. The sample was taken by purposive sampling using the formula of Slovin, with sample size as much as 90 respondents. Data analysis is performed multiple regression analysis and hypothesis testing using F test and t-test. The results of this study show that trust and satisfaction have a significant effect on customer loyalty of Mitra Beasiswa AJB Bumiputera 1912 of Pariaman.


2020 ◽  
Vol 2 (1) ◽  
pp. 1-20
Author(s):  
Zyahratul Wilda ◽  
Syahriyah Semaun ◽  
Arqam

This study aims to determine whether there is an influence of Non-Performing Financing on mudharabah and murabaha financing on the level of profitability and want to know the dominant variables that simultaneously influence the level of profitability at the Sharia xxx Bank. This research is a quantitative research with descriptive method. Data collection is derived from financial statements. The method used to test hypotheses is to use multiple regression analysis techniques, t test, f test, coefficient of determination (R2). The results showed: Based on the results of the t test (partial) which showed that the significance value of Non-Performing Financing (NPF) mudharabah financing was -1,761 with a significance probability of 0.220 which means it was greater than the α value of 0.05, so it can be concluded that Non-Performing Financing (NPF) mudharabah financing has a negative and partially significant effect on profitability (ROA) at the Sharia xxx Bank. And the results of the t test (partial) which shows that the significance value of Non-Performing Financing (NPF) murabaha financing is 2,422 with a significance probability of 1.36 which means it is greater than the α value of 0.05, so it can be concluded that Non-Performing Financing (NPF) murabaha financing has a positive and significant effect on profitability (ROA) at the Sharia xxx Bank. And the dominant variable simultaneously influencing the level of profitability at the Sharia xxx Bank is the Performing Financing (NPF) of murabahahyakni financing at 1.36.


2020 ◽  
Vol 4 (1) ◽  
pp. 106
Author(s):  
Vinny Stephanie Hidayat ◽  
Debbianita Debbianita

The aim of this research is to determine the effect of profitability and liquidity towards the capital structure on retail companies that are listed in Indonesia Stock Exchange. The population of this research is whole of the retail companies that are listed in the Indonesia Stock Exchange in 2014-2015. The method used in this research is explanatory research, and the sampling method used was judgement sampling method. Research hypothesis testing using T test, F test, and multiple regression analysis using SPSS version 20.0. The partially effect is shown by T test, except for profitability variable and the simultaneous effect is shown by F Test. The result of this research shows that the profitability and liquidity affect the capital structure simultaneously. Thus, the hypothesis of the research is empirically supported.Keywords: Capital Structure, Profitability, Liquidity, and Retail Companies


2021 ◽  
Vol 8 (7) ◽  
pp. 251-257
Author(s):  
Tohap Parulian ◽  
A. Mahendra

This research is intended to know the influence of The Fed Rate, Exchange Rate, and Economic Growth on the IHSG, with Inflation as a moderating variable in Indonesia. The population in this research is from Indonesia. The multiple regression analysis conducted estimates. The data used in this study were secondary, consisting of the fed rate, exchange rate, and economic growth on the IHSG for the year 2000-2019. This research shows that the Fed Rate variable has no significant effect based on the partial test (t-test). In contrast, the Exchange Rate and Economic Growth variables have a significant effect on the variables of the IHSG in Indonesia, the simultaneous test (F test), the fed rate, exchange rate, and economic growth have a significant effect on the variables of the IHSG. Inflation can moderate the relationship between the fed rate, exchange rate, and economic growth on the IHSG. Keywords: The Fed Rate, Exchange Rate, Economic Growth, Inflation, IHSG.


2016 ◽  
Vol 1 (2) ◽  
pp. 44-51
Author(s):  
Oyong Lisa

Financing is one of the main activities and a major source of revenue for Islamic Cooperatives. This study aimed to analyze the effect of capital structure, third party funds and non-performing financing to the finance portfolio as well as to analyze the effect of capital structure, deposits, non-performing financing and the distribution of funding to profitability. The analysis technique used is multiple regression analysis, using F test and t test. The results of the analysis showed that the capital structure, third party funds and non-performing financing significantly effect on the distribution of funding. Capital structure, third party funds, and the distribution of funding has a significant effect on profitability, Sharia Cooperative BMT in Indonesia. While non-performing financing does not affect the profitability of Islamic Cooperative Baitul Maal Tamwil in Indonesia.


2021 ◽  
Vol 4 (1) ◽  
Author(s):  
Sudarwati Sudarwati ◽  
Burhanuddin Ahmad Yani

This study aims at determining the influence of the profit-sharing system, security of funds, facilities and services toward Customer's decision to choose sharia banking in Surakarta. The research employs a method survey; it analyzes the Customer's decision to choose sharia banking. The researcher collects the data from the respondents through a questionnaire. The sample is taken by purposive random sampling. 100 customers come from 10 sharia banking in Surakarta. To test the hypothesis, the researcher uses multiple regression analysis, t-test, F test, and determinant coefficient by using SPSS. The finding of the research is that there is significant influence among variable profit-sharing system (X1), the security of funds (X2), facilities (X3), and service (X4) toward Customer's decision to choose sharia banking (Y). However, there is one significant influence. It is a profit-sharing system toward Customer's decision to choose sharia banking. The four variables; profit-sharing system, the security of funds, facilities, and services toward Customer's decision to choose sharia banking is 46.50%. At the same time, the rest is about 53.50 %, derived from another variable which is out of research.


2021 ◽  
Vol 2 (1) ◽  
pp. 106-111
Author(s):  
Edy Anas Ahmadi ◽  
Ulfatul Khasanah ◽  
Rina Sulistyowati

This study aims to determine whether there is a variable influence of Attractiveness, Credibility, and Charisma partially, simultaneously and most dominantly on the Shopee Brand Image. It is suspected that there is a significant effect partially and simultaneously, and the most influential variable is credibility. using quantitative descriptive methods. The sample was determined as many as 89 respondents. The data analysis methods used are: Validity Test, Reliability Test, Multiple Regression Analysis, Multiple Correlation Analysis, Coefficient of Determination, t test, and F test. In the Reliability Test, it is known that all items are reliable. In the Multiple Regression Analysis, the value is 3,100. If all the independent variables increase by one unit, the Brand Image increases with the value of the regression coefficient. The coefficient of determination test results showed that R2 = 0.756 contributed 75%. In the Multiple Correlation Test, it is known that each variable has a degree of closeness. The t test results show that partially there is a significant effect on the Attractiveness and Credibility variables, while the Charisma variable has no significant effect. In the F test it is known that there is a simultaneous significant effect of all independent variables on the dependent variable. The conclusion is that there is a significant effect both partially and simultaneously of the Attractiveness, Credibility, and Charisma variables on the Brand Image. The variable that has the most dominant influence is the credibility variable.


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