scholarly journals Economic and Financial Implications of E-Banking in India

2020 ◽  
Vol 8 (2) ◽  
pp. 22-29
Author(s):  
D C Stalin ◽  
Mahmoud Nayef Al-Manayseh
Keyword(s):  
Online Banking ◽  
Mobile Banking ◽  
Electronic Banking ◽  
Financial History ◽  
Striking Change ◽  
Step Over ◽  
Effective Use ◽  
Number Of Individuals ◽  
The Web

Electronic Banking act, perhaps, the newest ways to provide comfort to the customer in regards to fiscal transactions. The significant idea is to provide a movement of organizations to the customer in the course of the web and cause the customer to feel versatile in getting out straightforward undertakings quicker rather than step over the bank unfailingly. Now, assured, for the most part, pleasing and less danger orchestrated looked by using banking parts the utilization of E-commerce. Electronic Banking is treated to significantly influence banks’ exhibition. An ever-increasing number of individuals are adjusting to this procedure, and the financial business will unquestionably expand. The development of E-Banking started with the usage of ATMs and has incorporated mobile banking, direct invoice section, E-store, and online banking. The present research shows that effective use based on Electronic Banking can empower their nearest banks to reduce working costs and give an unrivaled and snappy help of their customer. It gives a comprehension into various piece of Electronic Banking. The move from the proper banking to Electronic Banking has been a striking change in Indian financial history. In this way, Electronic Banking today ends up being a solid creative instrument in conveying refined and improved administrations to clients. This examination uncovers that the economic and financial implications associated with Electronic Banking in India.

scholarly journals Applying Cryptography in E-Banking Security

2019 ◽  
Vol 8 (9S3) ◽  
pp. 1159-1162
Keyword(s):  
Banking Sector ◽  
Mobile Banking ◽  
Electronic Banking ◽  
The Real ◽  
On Line ◽  
The Web

Electronic Banking that is furthermore define as E –Banking. It could be a supply of getting information concerning bank and its various administrations by means of web. E - Banking is at present the crucial substance of Banking administrations. Information innovation has purchased real changes inside the operational setting of the Banking sector. The creative strategies upheld by banks square measure inside the kind of programmed teller machine Machines – ATM's, on-line Banking, phone Banking, Mobile Banking and so on,. the wellbeing and protection of the learning is that the real concern on the whole web Banking techniques. Additionally the web keeping money industries inclined to assaults related with client validation. The objective of this paper is to discuss various encoding systems upheld science advancements and audit various methods for security in E-Banking

Effective Use of the World Wide Web (WWW) for HF/E Consultants

1998 ◽  
Vol 42 (10) ◽  
pp. 714-718 ◽  
Author(s):  
Anthony D. Andre
Keyword(s):  
World Wide Web ◽  
Human Factors ◽  
World Wide ◽  
Clear Understanding ◽  
Human Factors And Ergonomics ◽  
The World ◽  
Effective Use ◽  
The Web

This paper provides an overview of the various human factors and ergonomics (HF/E) resources on the World Wide Web (WWW). A list of the most popular and useful HF/E sites will be provided, along with several critical guidelines relevant to using the WWW. The reader will gain a clear understanding of how to find HF/E information on the Web and how to successfully use the Web towards various HF/E professional consulting activities. Finally, we consider the ergonomic implications of surfing the Web.

PENGARUH TRANSAKSI PERBANKAN ELEKTRONIK (ELECTRONIC BANKING) TERHADAP KINERJA KEUANGAN ENTITAS PUBLIK PERBANKAN

2021 ◽  
Vol 26 (1) ◽  
pp. 30-40
Author(s):  
Pradivta Alfatihah ◽  
B. Sundari
Keyword(s):  
Return On Investment ◽  
Internet Banking ◽  
Mobile Banking ◽  
Electronic Banking ◽  
Purposive Sampling

Penelitian bertujuan untuk mengetahui pengaruh transaksi perbankan elektronik terhadap kinerja keuangan entitas publik perbankan. Dengan menggunakan teknik purposive sampling, terpilih 42 sampel yang merupakan entitas publik perbankan selama periode 2013-2019. Penelitian menggunakan metode analisis regresi linier berganda, untuk menguji hubungan atau pengaruh variabel dependen dan independen. Hasil penelitian menunjukkan bahwa secara parsial, pemanfaatan teknologi ATM berpengaruh positif signifikan terhadap Return on Investment (ROI), sedangkan pemanfaatan internet banking dan mobile banking berpengaruh positif tetapi tidak signifikan terhadap ROI. Kemudian, penelitian juga menunjukkan bahwa pemanfaatan teknologi ATM, internet banking, dan mobile banking secara simultan berpengaruh positif signifikan terhadap ROI.

scholarly journals Antecedents of E-Banking Services by Customers for the Selected Commercial Banks in Sylhet, Bangladesh

2016 ◽  
Vol 9 (1) ◽  
pp. 47
Author(s):  
Mohammad Zahed Hossain
Keyword(s):  
Mobile Apps ◽  
Age Groups ◽  
Cost Effective ◽  
Internet Banking ◽  
Demographic Variables ◽  
Online Banking ◽  
Primary Data ◽  
Mobile Banking ◽  
Chi Square ◽  
Banking Services

<p>This study is conducted to identify customers view regarding cost effectiveness, time savings and security of different types of e-banking products like online banking, ATM banking, internet banking, mobile banking and telephone banking. E-banking is the alternative delivery channels that banks adopted for providing efficient banking services through the help of internet, computers, mobile phone etc. Banks’ customers were considered as population and primary data were collected through questionnaire. Descriptive statistics and Chi-square test were used for analyzing the data. The results indicated that customers prefer ATM banking services most, next to follow mobile banking and online banking. The customers believed that all types of e-banking products save time and except telephone banking others types of e-banking products were secured. Online banking and ATM banking services were not considered as cost effective. Analysis indicated no relationship between online banking and different demographic variables. ATM banking services was highly influenced by most of the demographic variables whereas internet banking, mobile banking and telephone banking influenced by few demographic variables i.e. age groups, education level, and monthly income. The results help banks to develop varieties of e-banking products and formulate strategies by considering the demographic characteristics of the customers. Customers expect more users friendly e-banking products along with diversify features and suggested to develop latest e-banking products like mobile apps based banking for ensuring long term customers relationship, attracting potential customers and keeping existing customers that may ensure consistent growth and profit as well.</p>

scholarly journals Methodological aspects of the web course of chemical disciplines for non-chemical specialties in universities

2020 ◽  
Vol 1 (1) ◽  
pp. 37-42
Author(s):  
Naila Guliyeva ◽  
Keyword(s):  
Inorganic Chemistry ◽  
Online Training ◽  
Personalized Learning ◽  
Learning System ◽  
Learning Platform ◽  
Web Course ◽  
Effective Use ◽  
Methodological Aspects ◽  
Theoretical Foundations ◽  
The Web

The article analyzes the possibilities of effective use of interactive learning elements, which is a learning platform designed to provide teachers, administrators and students with a reliable, safe and comprehensive learning system to create a personalized learning environment. It is acknowledged that the utilization of online training tools has shown to be effective for studying the “Theoretical Foundations of Chemistry” and “Inorganic Chemistry” disciplines.

scholarly journals Electronic Banking and Financial Performance of Commercial Banks in Kenya

2019 ◽  
Vol 3 (II) ◽  
pp. 293-304
Author(s):  
Maria Mueni Mutisya ◽  
Gerald Atheru
Keyword(s):  
Financial Performance ◽  
Commercial Banks ◽  
Internet Banking ◽  
Business Environment ◽  
Mobile Banking ◽  
Electronic Banking ◽  
Return On Assets ◽  
Independent Variables ◽  
Net Profit ◽  
Automated Teller Machine

Information technology has changed the traditional ways of doing business to a digital and electronic way that has led to globalization. The banking industry has been forced by the wave of electronic payment system in the business environment to change from its traditional ways such as: long queues as customers waited to be served, delay in the clearing house as representatives of different banks waited to settle their dues and manual work that resulted to errors. The main purpose of the study was to determine the effect of electronic banking on the financial performance of commercial banks in Kenya. The specific objectives were to determine the extend of internet, mobile, automated teller machine and debit/credit card banking adoption and its effect on financial performance. The study covered a period of five years that is from the year 2011 to the year 2015 and adopted descriptive research design. The data collected was analyzed by the use of both descriptive and inferential statistics procedures. Primary and secondary data was collected from the 34 commercial banks that responded leading to a respond rate of 79.04% out of the 43 commercial banks. The trade analysis showed that internet banking was recognized and accepted by the Kenyan commercial banks and the Kenyans as a way of transacting. Electronic banking was found to be positive and significantly related to the financial performance of the commercial banks in Kenya. This was attributed by an R Square of 0.688 for Return On Assets, 0.63 for Net Profit and 0.277 for Return On Equity indicating that the independent variables in the study were able to give information of up to 68.8%, 63% and 27.7% respectively while the remaining 31.2%, 27% and 72.3% could not be explained in the study but could be explained using other variables outside the study. All the independent variables were (internet banking, Mobile banking, Automated Teller Machine banking and Debit/Credit banking) found to be positively and significantly related to the Return On Assets while only mobile banking and internet banking were found to be positively and significantly related to Net Profit since their p Values were less 0.05. Automated Teller Machine banking showed a positive relation that was insignificant with the Return On Equity.The study recommends that, electronic banking should be employed by commercial banks through proper management policies since it has shown improved efficiency and financial performance. For further studies, areas of crime technology, quality of banking services, electronic fund transfer and performing loans should be looked at. This is an open-access article published and distributed under the terms and conditions of the Creative Commons Attribution 4.0 International License of United States unless otherwise stated. Access, citation and distribution of this article is allowed with full recognition of the authors and the source.

Adapting Chatterbots’ Interaction for Use in Children’s Education

2014 ◽  
pp. 413-428
Author(s):  
Antonio F. L. Jacob ◽  
Eulália C. da Mata ◽  
Ádamo L. Santana ◽  
Carlos R. L. Francês ◽  
João C. W. A. Costa ◽  
...  
Keyword(s):  
Knowledge Base ◽  
Affective Computing ◽  
Traditional Methods ◽  
Children's Education ◽  
Computing Model ◽  
Wide Range ◽  
Children’S Education ◽  
Effective Use ◽  
The Web

The Web is providing greater freedom for users to create and obtain information in a more dynamic and appropriate way. One means of obtaining information on this platform, which complements or replaces other forms, is the use of conversation robots or Chatterbots. Several factors must be taken into account for the effective use of this technology; the first of which is the need to employ a team of professionals from various fields to build the knowledge base of the system and be provided with a wide range of responses, i.e. interactions. It is a multidisciplinary task to ensure that the use of this system can be targeted to children. In this context, this chapter carries out a study of the technology of Chatterbots and shows some of the changes that have been implemented for the effective use of this technology for children. It also highlights the need for a shift away from traditional methods of interaction so that an affective computing model can be implemented.

Security Issues and Requirements for Online Banking

2017 ◽  
pp. 1-16
Keyword(s):  
Online Banking ◽  
Security Protocol ◽  
Mobile Banking ◽  
Security Issues ◽  
Security Services ◽  
Security Service

When designing a security protocol, it is important firstly to define its security goals. These goals are generally referred to as security services. It is also important to identify the mechanisms which can provide each security service. In this chapter, therefore, we first defined the security services of relevance to this chapter and after that the security mechanisms, which can be used to provide the security services are then examined. In next chapter gives the brief details about Attacks and Authentication for Mobile Banking.

Supporting Navigation and Learning in Educational Hypermedia

2006 ◽  
pp. 574-578
Author(s):  
Patricia M. Boechler
Keyword(s):  
Student Performance ◽  
Learning Style ◽  
Supplemental Instruction ◽  
Electronic Documents ◽  
Complex Interactions ◽  
Educational Environments ◽  
Common Task ◽  
And Gender ◽  
Effective Use ◽  
The Web

Computers have become commonplace tools in educational environments and are used to provide both basic and supplemental instruction to students on a variety of topics. Searching for information in hypermedia documents, whether on the Web or through individual educational sites, is a common task in learning activities. Previous research has identified a number of variables that impact how students use electronic documents. Individual differences such as learning style or cognitive style (Andris, 1996; Fitzgerald & Semrau, 1998), prior topic knowledge (Ford & Chen, 2000), level of interest (Lawless & Kulikowich, 1998), and gender (Beasley & Vila, 1992) all influence performance. Additionally, characteristics of the document such as the inherent structure of the material, the linking structure (Korthauer & Koubek, 1994), and the types of navigation tools that accompany the document can affect student performance and behaviour (Boechler & Dawson, 2002; McDonald & Stevenson, 1998, 1999). In short, the effective use of hypermedia documents in educational settings depends on complex interactions between individual skills (e.g., spatial and reading skills) and the features of the document itself.

Resistance to Internet Banking Adoption in Tunisia

2014 ◽  
Vol 10 (3) ◽  
pp. 32-43
Author(s):  
Wafa M'Sallem ◽  
Mohamed Nabil Mzoughi
Keyword(s):  
Consumer Behavior ◽  
Technology Acceptance ◽  
Internet Banking ◽  
Financial Service ◽  
Influential Factors ◽  
Online Banking ◽  
Theoretical Knowledge ◽  
Mobile Banking ◽  
New Wave ◽  
Lack Of Information

Adoption of online banking has been studied in detail with respect to theories of consumer behavior, yet the adoption of Internet banking still provides an attractive area of research. A new wave of research supports the importance of understanding consumer behavior within the perspective of resistance, and attempts to address the theoretical knowledge gap between technology acceptance and adoption. In this respect, this research examines the factors that inhibit people to adopt and use Internet banking as a complementary financial service. An abductive investigation based on the grounded theory methods has been used. Findings suggest that the important factors which slow the adoption of Internet banking were the lack of information about the service, and the satisfaction with the existing alternative that individuals are currently using (bricks-and mortar, ATMs, and mobile banking). Other influential factors are highlighted. Implications for academicians and practitioners are discussed.

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