scholarly journals Digitainability and Financial Performance: Evidence from the Serbian Banking Sector

2021 ◽  
Vol 13 (23) ◽  
pp. 13461
Author(s):  
Nikola Stefanovic ◽  
Lidija Barjaktarovic ◽  
Alexey Bataev
Keyword(s):  
Financial Performance ◽  
Cross Section ◽  
Banking Sector ◽  
Strong Relationship ◽  
Digital Transformation ◽  
Bank Performance ◽  
Research Results ◽  
The Face ◽  
The Republic ◽  
Insight Into

This study aimed to explore the cross-section of digitalization and sustainability in banking and its effect on bank performance. The sample consisted of all of the banks (n = 25) operating in the Republic of Serbia from 2011 to 2020. The research results show that the banks focusing on digitalization and sustainability are profitable, even in the face of coronavirus disease 2019 (COVID-19). Furthermore, using the Pearson’s correlation, the study shows that the level of investment in digital transformation has a strong relationship with the net result. We advocate that digitainability in banking is an important factor in uncertain times and should be fostered and included in bank strategies in the post-COVID 19 world. To the best of our knowledge, this is the first study that provides insight into digitainability and bank performance.

scholarly journals Effect of Emotional Intelligence and trust on Bank performance (Evidence SME’s in Indonesia)

2019 ◽  
Vol 12 (3) ◽  
pp. 1848-1855
Author(s):  
Titok Waskito Adi ◽  
Budi Prasetyo ◽  
Erlyna Hidyantari
Keyword(s):  
Factor Analysis ◽  
Emotional Intelligence ◽  
Confirmatory Factor Analysis ◽  
Correlation Analysis ◽  
Financial Performance ◽  
Banking Sector ◽  
Bank Performance ◽  
Confirmatory Factor ◽  
The Relationship ◽  
Practical Implications

This study aims to analyze trust in the relationship between staff and customers in the banking sector, its influence on financial performance in the level of emotional intelligence (EI) and their trust. Respondents were asked to complete EI tests and questions related to trust behavior. Exploratory factor analysis and confirmatory factor analysis and correlation analysis are used to identify relationships. Trust's findings are known to consist of three components: trustworthy; knowledge; and expectations. Furthermore, there is a significant correlation between trust and EI, when compared to the financial performance of relationship managers. Research weaknesses/ implications The method used by banks in collecting performance data limits the analysis that can be held. Practical implications increasing relationship manager awareness of their own emotions, and how they perceive and act on the emotions of others, will positively influence financial performance.

scholarly journals Pengaruh Islamic Corporate Governance dan Islamic Social Reporting terhadap Kinerja Keuangan Bank Syariah di Indonesia

2021 ◽  
Vol 1 (1) ◽  
pp. 11-20
Author(s):  
Ibnu Trilaksono ◽  
◽  
Agrianti Komalasari ◽  
Chara Pratami Tidespania Tubarad ◽  
Yuliansyah Yuliansyah ◽  
...  
Keyword(s):  
Corporate Governance ◽  
Financial Performance ◽  
Commercial Bank ◽  
Banking Sector ◽  
Stock Exchange ◽  
Social Reporting ◽  
Bank Performance ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Exchange Contribution

Abstract Purpose: This study examined the effect of Islamic Corporate Governance and Islamic Social Reporting on the Financial Performance of Islamic Banks in Indonesia at Sharia Commercial Bank Companies Listed on the Indonesia Stock Exchange. Research methodology: This study used multiple regression as the method to analyze the result of the research. By using 14 shariah banking data, this research will analyze the performance of the Indonesian general bank. Result: This study indicates that the variables that affect Islamic bank performance in this research are not implemented effectively. Limitations: The sample of this study was only 14 Islamic commercial banks and only used the Islamic banking sector in Indonesia, which is listed on the Indonesia stock exchange. Contribution: This research is helpful for further research. One of the guidelines in choosing which variabels to use and which one to use in the study should be understood in selecting Islamic financial performance.

scholarly journals МЕРЕЊЕ ПЕРФОРМАНСИ БАНКАРСКОГ СЕКТОРА РЕПУБЛИКЕ СРБИЈЕ ПУТЕМ CAMELS МЕТОДА

TEME ◽  
2018 ◽  
pp. 961 ◽  
Author(s):  
Violeta Todorović ◽  
Srđan Furtula ◽  
Danijela Durkalić
Keyword(s):  
Performance Indicators ◽  
Banking Sector ◽  
Comprehensive Analysis ◽  
Bank Performance ◽  
Dynamic Relationship ◽  
Business Results ◽  
Successful Business ◽  
The Republic ◽  
The One

Realization of the undeniable role of banks in the functioning of the economic system assumes their successful business, based on the achievement of key financial performance. Interrelatedness and interdependence of bank performance indicators, their dynamic relationship, and interaction, on the one hand, as well as differences and contradictions, on the other hand, require precise monitoring and harmonization by banks, in order to achieve adequate business results and minimize negative financial developments. In this sense, it is very important to choose appropriate ways to measure and manage bank performance. A key role in this process belongs to a banking rating system, measured by CAMELS model. Therefore, the paper attempts a comprehensive analysis of bank performance measurement, using CAMELS model. The aim is to examine the possibility of applying this model to effectively measure the performance of the banking sector in the Republic of Serbia.

scholarly journals Digital Transformation of Additional Professional Education: Features of the LK-14 Educational Platform

2020 ◽  
Vol 8 (SPE3) ◽  
Author(s):  
Galina I. Alekseeva ◽  
Olga I Mikhaleva ◽  
Vladimir P. Barakhsanov ◽  
Dianida G. Abramova ◽  
Nurgun M. Pavlov
Keyword(s):  
Professional Education ◽  
Professional Knowledge ◽  
Individual Learning ◽  
Digital Transformation ◽  
Research Results ◽  
Learning Paths ◽  
The Republic

The research results include the specifics of APE modernization in the region and the model of targeted personalized training of teachers of the republic. The qualitative novelty of this model stems from the fact that developing teachers’ competencies involves identifying gaps in their professional knowledge and building individual learning paths.

scholarly journals THE INFLUENCE OF THE 1998 ASIAN BANKING CRISIS AND THE 2008 GLOBAL FINANCIAL CRISIS TO GROWTH OF THE THIRD PARTY FUNDS OF BANKING SECTOR IN INDONESIA

2018 ◽  
Vol 3 (01) ◽  
pp. 15
Author(s):  
Rani Nurfaidah ◽  
Fitri Hastuti
Keyword(s):  
Financial Crisis ◽  
Cross Section ◽  
Banking Sector ◽  
Global Financial Crisis ◽  
Banking Crisis ◽  
Third Party ◽  
Bank Performance ◽  
Independent Variables ◽  
Real Gdp ◽  
Macroeconomic Fundamentals

<p>      The purpose of this research is to investigate the influence of macroeconomic fundamentals such as real GDP growth, deposit rate, and return of composite stock price index, and the influence of bank performance such as the growth of secondary reserve and Non Performing Loans to Third Party Funds. The growth of the banking sector in Indonesia in the 1998 Asian Banking Crisis and the 2008 Global Financial Crisis and also to analyze the different influence of independent variables to Third Party Funds growth in both crises. The data used are secondary data with the research object of 101 banks which were established in both crises consistently.</p><p>      The method which is used in this study is the pooled EGLS (Cross-Section Weight) and fixed effect method. The results show that macroeconomic fundamentals such as real GDP growth, deposit rate, and return of IHSG have significant effect to growth of Third Party Funds, and bank performance such as the growth of secondary reserve has a significant effect while NPL has no significant effect to growth of Third Party Funds in both crises. Besides that, there is a different effect of each independent variable in both crisis periods where all the independent variables in the period of the 1998 Asian Banking Crisis is  not according to the theory, while all of the independent variables in the period of the 2008 Global Financial Crisis is according to the theory.</p><p><span class="fontstyle0">JEL Classification: </span><span class="fontstyle2">E50, G01, G21</span></p><p><span class="fontstyle2"><br /></span><span class="fontstyle0">Keywords</span><span class="fontstyle2">: Banking Performance, Crisis, Cross-Section Weight,<br />Macroeconomic Fundamentals Third Party Funds Growth</span></p>

scholarly journals CONCENTRATION EFFECT ON THE EFFICIENCY OF BANKING SECTOR IN THE REPUBLIC OF SERBIA

2017 ◽  
pp. 281
Author(s):  
Eva Eraković
Keyword(s):  
Banking Sector ◽  
Strong Relationship ◽  
Time Interval ◽  
Correlation And Regression Analysis ◽  
Short Period ◽  
Income Ratio ◽  
Business Efficiency ◽  
Key Factor ◽  
The Republic ◽  
The Relationship

For qualitative analysis of the effect of specific activities, such as banking, on other movements in this sector, precise measuring is needed. Due to the transformation of the banking sector in the Republic of Serbia, in a relatively short period of time, there has been a significant reduction in the number of banks and in increasing the concentration. On the other hand, the business efficiency has become a key factor for the survival of banks in the market. In this study, the concentration was measured by Herfindahl-HirschamIndex, while the degree of efficiency was determined by cost to income ratio. A linear correlation and regression analysis examined the relationship between the degree of concentration and the level of efficiency of Serbian banking sector in the time interval from 2008 to 2015, which confirmed the existence of a strong relationship between these variables.

scholarly journals Ownership concentration, ownership identity, and bank performance

2018 ◽  
Vol 13 (1) ◽  
pp. 60-71
Author(s):  
Nehme Azoury ◽  
Andre Azouri ◽  
Elie Bouri ◽  
Danielle Khalife
Keyword(s):  
Corporate Governance ◽  
Financial Performance ◽  
Banking Sector ◽  
Ownership Concentration ◽  
Family Ownership ◽  
Bank Performance ◽  
Managerial Ownership ◽  
Panel Regression ◽  
Policy Makers ◽  
Good Corporate Governance

This paper examines whether ownership concentration and certain type of ownership can affect the financial performance of Lebanese banks. It uses longitudinal data from the largest 35 Lebanese banks over the period 2009–2014 and employs the panel regression model. The empirical results show that ownership concentration and certain type of shareholders play an important role in the area of corporate governance in Lebanese banks. In particular, bank financial performance is positively associated with ownership concentration, managerial ownership, and foreign and institutional ownerships; however, family ownership is not related to bank performance. Also, this paper shows that both ownership concentration and managerial ownership have a U-shaped relationship with bank performance. Several robustness tests largely confirm the findings, with important implications for policy-makers. The findings are crucial to policy-makers and bankers who are interested in tailoring good corporate governance principles for the Lebanese banking sector.

FEATURES OF DIGITALIZATION OF THE BANKING SECTOR OF THE RUSSIAN ECONOMY

2020 ◽  
Vol 5 (10) ◽  
pp. 28-34
Author(s):  
M. A. MAMEDOV ◽  
Keyword(s):  
Financial Services ◽  
Digital Literacy ◽  
Structural Changes ◽  
Banking Sector ◽  
Digital Transformation ◽  
Banking Services ◽  
Disruptive Technologies ◽  
Russian Economy ◽  
Tech Nologies ◽  
The Face

The article discusses the issues of digitalization of the banking sector of the Russian economy. Banks are actively introducing various innovative disruptive technologies into their activities. Innovative tech-nologies have a significant impact on both quantitative and structural changes in banks and changes in their offerings for the products and services provided. As a result, of the increase in digital literacy of the country's population, the face of the consumer of banking services is also changing. Digital transformation leads to the polarization of the banking sector of the economy and the introduction of new non-financial services and products provided by banks to their consumers. The largest banks, through the introduction of various inno-vative technologies, create ecosystems.

scholarly journals TRANSPARENCY OF FINANCIAL STATEMENTS AND COMPARATIVE ANALYSIS OF BANK LIQUIDITY, SOLVENCY AND PROFITABILITY INDICATORS IN THE REPUBLIC OF SERBIA AS AN INDICATOR OF BANK PERFORMANCE MEASUREMENT

2021 ◽  
Author(s):  
Bojana Novićević Čečević ◽  
◽  
Mirjana Jemović ◽  
Jovana Milenović ◽  
◽  
...  
Keyword(s):  
Financial Market ◽  
Banking Sector ◽  
Balance Sheet ◽  
Financial Statements ◽  
Bank Performance ◽  
Significant Information ◽  
Monetary Analysis ◽  
The Republic ◽  
Faster Development

The banking sector is an important segment of the economic system. Strengthening the role of the non-banking sector, liberalization and deregulation on the financial market have encouraged faster development and transformation of the banking sector. The analytical significance of banks’ balance sheet information was previously used primarily for statistical and monetary analysis. In modern conditions, the financial statements of banks are a significant information resource for many internal and external users. The paper aims to, through the analysis of liquidity, solvency and profitability indicators of the 5 largest banks in the Republic of Serbia, according to the criterion of balance sheet assets for the period from 2017 to 2019, point to their trend in the banking sector, bearing in mind that selected banks make half of the balance sheet assets of the sector.

scholarly journals Mergers, Acquisitions, and Corporate Financial Performance in the Financial Technology Inclined Quoted Insurance Companies in Nigeria

2021 ◽  
Vol 18 ◽  
pp. 838-845
Author(s):  
Ogunwale Olurotimi ◽  
Ikpefan Ochei ◽  
Isibor Areghan ◽  
Achugamonu Uzoma ◽  
Folashade Owolabi ◽  
...  
Keyword(s):  
Mergers And Acquisitions ◽  
Financial Performance ◽  
Banking Sector ◽  
Wealth Effects ◽  
Insurance Companies ◽  
Corporate Financial Performance ◽  
Insurance Sector ◽  
Unit Increase ◽  
Drastic Increase ◽  
The Face

The research empirically examines effect of Mergers and Acquisitions on Corporate Financial success of Quoted Insurance Companies in Nigeria. It has become expedient in the face of the drastic increase in Mergers and Acquisitions activity in recent decades and the fact that there has been very little empirical evidence of positive wealth effects and particularly the success of M&A in the insurance sector. This has arisen because most studies in Nigeria have rather focused on the banking sector. Data was obtained from Quoted Insurance Companies from 2003 to 2016 and the Regression Techniques were employed in the study. The result indicated that there exists a positive effect of M&A on Corporate Financial Performance of Insurance Companies. It revealed that a unit increase in merger led to about 4% increase in the Corporate Financial Performance of the merged firms. In effect, a unit increase in Earnings after Merger actually led to about 8% increase in the Corporate Financial Performance of the same firms. The study hereby recommend that Insurance Companies should look at issues of Claims settlement, Product Development and Branding while the National Insurance Commission (NAICOM) should look into the education of insurable clients as well as appropriate polices that would drive Insurance penetration in Nigeria.

Sign in / Sign up

Export Citation Format

Share Document