scholarly journals Financial Literacy and Sustainable Consumer Behavior

2021 ◽  
Vol 13 (16) ◽  
pp. 9145
Author(s):  
Ester Muñoz-Céspedes ◽  
Raquel Ibar-Alonso ◽  
Sara de Lorenzo Ros
Keyword(s):  
Social Networks ◽  
Financial Literacy ◽  
Sustainable Consumption ◽  
Sustainable Society ◽  
Review Of The Literature ◽  
Academic Literature ◽  
Financial Products ◽  
Private And Public ◽  
Sustainable Behavior ◽  
Definition Of

A more sustainable society and economy also implies more sustainable behavior in terms of the consumption of financial products. A possible change in this behavior can be brought about when there is a change in the demand. In other words, more sustainable consumption of financial products is directly related to financial literacy. However, the latter’s definition, object, and scope are far from being agreed upon internationally. One objective of this work was to explore the different interpretations of financial literacy in academic literature. In this exploration we delved into the evolution of the term, and how, in what context, and with what other concepts the term is used in social networks. Scientometric techniques were used for the analysis and review of the literature. The NLP technique was used to analyze comments on social networks. With this technique, ten feelings that were specially selected were analyzed. Positivity, confidence, and anticipation predominated among them. We conclude that it is important to emphasize that greater attention must be given to financial literacy, from both private and public sectors, so that it can be used to drive more sustainable behavior by individual consumers. Finally, a new definition of financial literacy is proposed.

scholarly journals Financial Literacy and Sustainable Consumer Behavior

2021 ◽  
Author(s):  
Ester Muñoz-Céspedes ◽  
Raquel Ibar-Alonso ◽  
Sara Lorenzo-Ros
Keyword(s):  
Social Networks ◽  
Financial Literacy ◽  
Sustainable Consumption ◽  
Sustainable Society ◽  
Review Of Literature ◽  
International Consensus ◽  
Academic Literature ◽  
Financial Products ◽  
Sustainable Behavior ◽  
Definition Of

A more sustainable society and economy also implies a more sustainable behavior in the consumption of financial products. A possible change in focus can come from the demand side, so that more sustainable consumption of financial products have to go hand to hand with financial literacy. However, financial literacy, potential favoring of this sustainable behavior, is far from reaching an international consensus about its definition, object and scope. Two objectives are analyzed; the different interpretations of financial literacy in the academic literature, as well as its evolution and how, in what context and with what other concepts the term is used in social networks. Scientometric techniques and content analysis have been used to carry out a systematic review of literature and also NLP to analyze the comments on Social Networks. Critical moments are identified in the definition of financial literacy. Also ten sentiments are analyzed in social networks in wich positivity, trust, and anticipation predominate. Greater attention to this issue is necessary both from the private initiative and from public policies, so that financial literacy is an effective tool for a more sustainable behavior by consumers. Finally, a new definition is proposed based on our findings.

scholarly journals Defining the Sharing Economy for Sustainability

2019 ◽  
Vol 11 (3) ◽  
pp. 567 ◽  
Author(s):  
Steven Kane Curtis ◽  
Matthias Lehner
Keyword(s):  
Social Enterprise ◽  
Sustainability Science ◽  
Qualitative Content Analysis ◽  
Sustainable Consumption ◽  
Sharing Economy ◽  
Policy Makers ◽  
Academic Literature ◽  
Consumption Practices ◽  
Definition Of ◽  
Semantic Properties

(1) Background: The sharing economy has emerged as a phenomenon widely described by academic literature to promote more sustainable consumption practices such as access over ownership. However, there exists great semantic confusion within academic literature surrounding the term “sharing economy,” which threatens the realisation of its purported sustainability potential. (2) Objective: The aim of this paper is to synthesise the existing academic definitions and propose a definition of the sharing economy from the perspective of sustainability science in order to indicate sharing practices that are consistent with the sustainability claims attributed to the sharing economy. (3) Methods: We conduct a database search to collect relevant academic articles. Then, we leverage qualitative content analysis in order to analyse the authors’ definitions and to synthesise the broad dimensions of the sharing economy in the discourse. (4) Results: We propose the following characteristics, or semantic properties, of the sharing economy for sustainability: ICT-mediated, non-pecuniary motivation for ownership, temporary access, rivalrous and tangible goods. (5) Conclusion: The semantic properties that inform our definition of the sharing economy for sustainability indicate those sharing practices that promote sustainable consumption compared to purely market-based exchanges. This definition is relevant for academics studying the sustainability impacts of the sharing economy in order to promote comparability and compatibility in research. Furthermore, the definition is useful for policy-makers, entrepreneurs, managers and consumers that have the sharing economy on the agenda in order to promote social enterprise and support sustainable consumption.

Conceptualising followership – a review of the literature

Leadership ◽  
2011 ◽  
Vol 7 (4) ◽  
pp. 481-497 ◽  
Author(s):  
Brian Crossman ◽  
Joanna Crossman
Keyword(s):  
Organizational Performance ◽  
Future Research ◽  
Review Of The Literature ◽  
Academic Literature ◽  
Definition Of

Despite growing attention in professional and academic literature, a commonly accepted definition of followership does not seem to have emerged. The authors nevertheless explore some of the implications of followership definitions to date and build on these to offer one of their own. A review of the literature ensues, highlighting descriptive and prescriptive behavioural typologies, and situational theories. The paper argues that understanding the concept of followership better is likely to improve training and organizational performance and concludes with suggestions for future research and some implications for leadership/followership development.

Creating and Capturing Value through Crowdsourcing

2018 ◽  
Keyword(s):  
Information Systems ◽  
Systems Biology ◽  
Computer Science ◽  
Open Innovation ◽  
Product Innovation ◽  
Collective Intelligence ◽  
Innovation Management ◽  
Private And Public ◽  
Definition Of ◽  
The Uk

Examples of the value that can be created and captured through crowdsourcing go back to at least 1714, when the UK used crowdsourcing to solve the Longitude Problem, obtaining a solution that would enable the UK to become the dominant maritime force of its time. Today, Wikipedia uses crowds to provide entries for the world’s largest and free encyclopedia. Partly fueled by the value that can be created and captured through crowdsourcing, interest in researching the phenomenon has been remarkable. For example, the Best Paper Awards in 2012 for a record-setting three journals—the Academy of Management Review, Journal of Product Innovation Management, and Academy of Management Perspectives—were about crowdsourcing. In spite of the interest in crowdsourcing—or perhaps because of it—research on the phenomenon has been conducted in different research silos within the fields of management (from strategy to finance to operations to information systems), biology, communications, computer science, economics, political science, among others. In these silos, crowdsourcing takes names such as broadcast search, innovation tournaments, crowdfunding, community innovation, distributed innovation, collective intelligence, open source, crowdpower, and even open innovation. The book aims to assemble papers from as many of these silos as possible since the ultimate potential of crowdsourcing research is likely to be attained only by bridging them. The papers provide a systematic overview of the research on crowdsourcing from different fields based on a more encompassing definition of the concept, its difference for innovation, and its value for both the private and public sectors.

Financial capabilities development: essential discourse in social work

2019 ◽  
Vol 46 (10) ◽  
pp. 1234-1246
Author(s):  
Lambert K. Engelbrecht ◽  
Abigail Ornellas
Keyword(s):  
Sustainable Development ◽  
Social Work ◽  
Financial Literacy ◽  
Community Education ◽  
Work Practice ◽  
Well Being ◽  
Social Work Practice ◽  
Content Type ◽  
Vulnerable Households ◽  
Definition Of

Purpose Within a neoliberal environment, financial vulnerability of households has become an increasing challenge and there is a requirement of financial literacy education, a necessary activity to facilitate sustainable development and well-being. However, this is seldom a mainstream discourse in social work deliberations. The paper aims to discuss these issues. Design/methodology/approach First, introducing the neoliberal impact on financial well-being and capability for vulnerable households, the authors’ postulation is substantiated on a seven-point argument. The contexts of financially vulnerable households are sketched. Second, a conceptualisation of financial literacy is offered, and third, perspectives on and approaches to financial literacy as a fundamental capability are presented. This is followed by a theoretical foundation of community education as a practice model in social work to develop financial capabilities. In the fifth place, prevailing practices of Financial Capabilities Development (FCD) programmes are offered. Subsequently, the implications of a neoliberal environment for social work practice are examined. Findings The revised global definition of social work encourages the profession to understand and address the structural causes of social problems through collective interventions. As a response, it is argued that community education towards FCD of vulnerable households within a neoliberal environment should be an essential discourse in social development. Originality/value The authors reflect on the significance of FCD, highlighting its contribution towards human security and sustainable development. Although this paper draws on Southern African contexts, the discourse finds resonance in other contexts across the world.

scholarly journals Topological measures for identifying and predicting the spread of complex contagions

2021 ◽  
Vol 12 (1) ◽  
Author(s):  
Douglas Guilbeault ◽  
Damon Centola
Keyword(s):  
Social Networks ◽  
Shortest Path ◽  
Empirical Data ◽  
Path Length ◽  
Centrality Measures ◽  
Social Phenomena ◽  
Node Centrality ◽  
Network Connectedness ◽  
Topological Measures ◽  
Definition Of

AbstractThe standard measure of distance in social networks – average shortest path length – assumes a model of “simple” contagion, in which people only need exposure to influence from one peer to adopt the contagion. However, many social phenomena are “complex” contagions, for which people need exposure to multiple peers before they adopt. Here, we show that the classical measure of path length fails to define network connectedness and node centrality for complex contagions. Centrality measures and seeding strategies based on the classical definition of path length frequently misidentify the network features that are most effective for spreading complex contagions. To address these issues, we derive measures of complex path length and complex centrality, which significantly improve the capacity to identify the network structures and central individuals best suited for spreading complex contagions. We validate our theory using empirical data on the spread of a microfinance program in 43 rural Indian villages.

scholarly journals How Does Retail Engage Consumers in Sustainable Consumption? A Systematic Literature Review

2020 ◽  
Vol 13 (1) ◽  
pp. 96
Author(s):  
Carmen Bălan
Keyword(s):  
Systematic Review ◽  
Sustainable Consumption ◽  
The Body ◽  
Consumer Engagement ◽  
Academic Literature ◽  
Body Of Knowledge ◽  
Food Retailers ◽  
Retail Marketing ◽  
Marketing Actions

The academic literature on consumer engagement and sustainable consumption has developed gradually over the last two decades. The body of knowledge related to the role of food and non-food retailers in this context, however, is only beginning to develop. The purpose of this systematic review is to analyse the existing literature on how retailers fulfil their role in engaging consumers in sustainable consumption. The need for a study with this purpose is proven by the fact that academic literature lacks a systematic review on this topic, despite the ascending trend in the number of published articles in the field. This systematic review is based on a five-step process to ensure quality, replicability, transparency, and reliable conclusions. The reviewed articles were published relatively recently in academic journals from different domains. This review identified seven distinct types of retail marketing interventions (involvement of retailers in marketing actions with the aim to engage consumers in sustainable consumption), 30 types of retail marketing mechanisms (consisting in marketing strategies, techniques, tools, and channels used by retailers), and 14 distinct types of consumer engagement in sustainable consumption patterns. The review suggests an agenda for further research and identifies practical implications for retail management.

Does sustainable consumption make consumers happy?

2021 ◽  
pp. 147078532110304
Author(s):  
Encarnación Ramos-Hidalgo ◽  
Rosalia Diaz-Carrion ◽  
Carlos Rodríguez-Rad
Keyword(s):  
Ethical Behavior ◽  
Unethical Behavior ◽  
Positive Attitude ◽  
Positive Relationship ◽  
Sustainable Consumption ◽  
Structural Equations ◽  
Ethical Consumption ◽  
Theory And Practice ◽  
Sustainable Behavior ◽  
The Relationship

The importance of ethical behavior in consumers has never been so evident, and in recent years, researchers have generated a great deal of knowledge about ethical consumption. The search for happiness in consumption has been a recurrent line of research by academics of the management and, mainly, the marketing fields. Our study analyses the relationship between ethical and sustainable behavior in consumption and the achievement of consumer happiness. Employing structural equations, the findings of the study suggest that there is a positive relationship between consumers’ predisposition toward sustainable behavior and happiness. In addition, the findings indicate that, when there are reasons to justify unethical behavior in consumption, the consumer also manages to be happier. Important implications for theory and practice are derived from the results. Emphasizing the benefits of sustainable consumption for enhancing happiness might instigate sustainable consumption, especially in the case of those consumers who do not have a positive attitude toward sustainable consumption.

scholarly journals Are We Closer to International Consensus on the Term ‘Food Literacy’?: A Systematic Scoping Review of Its Use in the Academic Literature (1998–2019)

Nutrients ◽  
2021 ◽  
Vol 13 (6) ◽  
pp. 2006
Author(s):  
Courtney Thompson ◽  
Jean Adams ◽  
Helen Anna Vidgen
Keyword(s):  
Scoping Review ◽  
International Agency ◽  
Original Research ◽  
International Consensus ◽  
Food Literacy ◽  
Academic Literature ◽  
Review Articles ◽  
Article Type ◽  
Definition Of ◽  
Over Time

(1) Background: The term ‘food literacy’ has gained momentum globally; however, a lack of clarity around its definition has resulted in inconsistencies in use of the term. Therefore, the objective was to conduct a systematic scoping review to describe the use, reach, application and definitions of the term ‘food literacy’ over time. (2) Methods: A search was conducted using the PRISMA-ScR guidelines in seven research databases without any date limitations up to 31 December 2019, searching simply for use of the term ‘food literacy’. (3) Results: Five hundred and forty-nine studies were included. The term ‘food literacy’ was used once in 243 articles (44%) and mentioned by researchers working in 41 countries. Original research was the most common article type (n = 429, 78%). Food literacy was published across 72 In Cites disciplines, with 456 (83%) articles from the last 5 years. In articles about food literacy (n = 82, 15%), review articles were twice as prevalent compared to the total number of articles (n = 10, 12% vs. n = 32, 6%). Fifty-one different definitions of food literacy were cited. (4) Conclusions: ‘Food literacy’ has been used frequently and broadly across differing article types and disciplines in academic literature internationally. However, agreement on a standardised definition of food literacy endorsed by a peak international agency is needed in order to progress the field.

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