scholarly journals The Perception and Knowledge of Financial Risk of the Portuguese

2020 ◽  
Vol 12 (19) ◽  
pp. 8255
Author(s):  
Fernando Tavares ◽  
Eulália Santos ◽  
Vasco Tavares ◽  
Vanessa Ratten
Keyword(s):  
Risk Perception ◽  
Financial Risk ◽  
Measurement Instrument ◽  
Well Being ◽  
Portuguese Population ◽  
One Dimensional ◽  
Financial Decisions ◽  
Low Levels ◽  
Risk Knowledge

This study will help academics, researchers, and professionals to better understand how the Portuguese population perceives financial risk. Thus, the main objective of this study is to analyse and compare the perception and knowledge of financial risk by the Portuguese. The methodology used is quantitative, and the measurement instrument consists of three parts: financial risk perception, financial risk knowledge and sociodemographic characterization of the participants. The sample is composed of 830 Portuguese individuals, over 18 years old. The results demonstrate that financial risk perception is a one-dimensional measurement and that there are low levels of both perception and knowledge of financial risk. It can also be concluded that the Portuguese individuals have a higher level of financial risk perception, when compared to financial risk knowledge, and it is men who have higher levels of perception and knowledge of financial risk. Thus, this study contributes to the literature on financial risk by presenting empirical evidence and relevant conclusions, and it is therefore expected that it will help to improve the perception and knowledge of the financial risk of the Portuguese and, consequently, their financial decisions and financial well-being. Therefore, the study fills a gap, since there are no studies in Portugal that assess the perception and knowledge of financial risk of the Portuguese.

scholarly journals Factors Influencing Financial Risk Tolerance: A Review

2021 ◽  
Vol 12 (1) ◽  
pp. 296-305
Author(s):  
Mubarokah Bunyamin ◽  
Norwazli Abdul Wahab
Keyword(s):  
Financial Market ◽  
Financial Risk ◽  
Industrial Revolution ◽  
Well Being ◽  
Risk Tolerance ◽  
Geographical Differences ◽  
Health Crisis ◽  
Factors Affecting ◽  
Financial Decisions ◽  
Financial Risk Tolerance

High financial risk tolerance level encourages investors’ participation  in financial market. Thus, elevate their capabilities to achieve their financial goals and support national economic growth and well-being. This paper aims to investigate the factors affecting financial risk tolerance from studies around the globe. A comprehensive review of financial risk tolerance is carried out with a particular attention on factors that impact financial risk tolerance on financial decisions. This study indicates that financial risk tolerance can be explained by demographic profiles, psychology, social, geographical differences, and financial capability factors. These  findings will be useful to professionals, technologists, and financial institutions to identify potential investors based on the indicators concluded with the suggestion on financial technology (FinTech) utilisation. Hence, encouraging participation in the Malaysian financial market during global health crisis and  reaching  economic  well-being  towards industrial revolution 4.0 (IR 4.0).

Social Motives Predict Loneliness During a Developmental Transition

2017 ◽  
Vol 76 (4) ◽  
pp. 145-153 ◽  
Author(s):  
Jana Nikitin ◽  
Alexandra M. Freund
Keyword(s):  
Social Relationships ◽  
Well Being ◽  
Social Avoidance ◽  
Social Approach ◽  
Social Motives ◽  
Developmental Transitions ◽  
Avoidance Motivation ◽  
Negative Effect ◽  
Low Levels

Abstract. Establishing new social relationships is important for mastering developmental transitions in young adulthood. In a 2-year longitudinal study with four measurement occasions (T1: n = 245, T2: n = 96, T3: n = 103, T4: n = 85), we investigated the role of social motives in college students’ mastery of the transition of moving out of the parental home, using loneliness as an indicator of poor adjustment to the transition. Students with strong social approach motivation reported stable and low levels of loneliness. In contrast, students with strong social avoidance motivation reported high levels of loneliness. However, this effect dissipated relatively quickly as most of the young adults adapted to the transition over a period of several weeks. The present study also provides evidence for an interaction between social approach and social avoidance motives: Social approach motives buffered the negative effect on social well-being of social avoidance motives. These results illustrate the importance of social approach and social avoidance motives and their interplay during developmental transitions.

Characterization of Minimum Route MTM in One-Dimensional Multi-Hop Wireless Networks

2009 ◽  
Vol E92-A (9) ◽  
pp. 2227-2235 ◽  
Author(s):  
Kazuyuki MIYAKITA ◽  
Keisuke NAKANO ◽  
Masakazu SENGOKU ◽  
Shoji SHINODA
Keyword(s):  
Wireless Networks ◽  
One Dimensional

Solvothermal Synthesis and Characterization of an One-Dimensional Zinc Phosphate

2002 ◽  
Vol 37 (2-3) ◽  
pp. 169-175 ◽  
Author(s):  
K. Yanxiong ◽  
L. Jianmin ◽  
Z. Yugen ◽  
H. Gaofei ◽  
J. Zheng ◽  
...  
Keyword(s):  
Solvothermal Synthesis ◽  
Zinc Phosphate ◽  
Synthesis And Characterization ◽  
One Dimensional

Empathy in context: Socioeconomic status as a moderator of the link between empathic accuracy and well-being in married couples

2021 ◽  
pp. 026540752199075
Author(s):  
Emily F. Hittner ◽  
Claudia M. Haase
Keyword(s):  
Socioeconomic Status ◽  
Life Satisfaction ◽  
Depressive Symptoms ◽  
Marital Satisfaction ◽  
Negative Affect ◽  
Marital Conflict ◽  
Married Couples ◽  
Well Being ◽  
Empathic Accuracy ◽  
Low Levels

The present laboratory-based study investigated socioeconomic status (SES) as a moderator of the association between empathic accuracy and well-being among married couples from diverse socioeconomic backgrounds. Empathic accuracy was measured using a performance-based measure of empathic accuracy for one’s spouse’s negative emotions during a marital conflict conversation. Aspects of well-being included well-being (i.e., positive affect, life satisfaction), ill-being (i.e., negative affect, anxiety symptoms, depressive symptoms), and marital satisfaction. SES was measured using a composite score of income and education. Findings showed that SES moderated associations between empathic accuracy and well-being. Empathic accuracy was beneficial (for well-being and ill-being) or not harmful (for marital satisfaction) at low levels of SES. In contrast, empathic accuracy was not beneficial (for well-being and ill-being) or harmful (for marital satisfaction) at high levels of SES. Results were robust (controlled for age, gender, and race). Findings are discussed in light of interdependence vs. independence in low- vs. high-SES contexts and highlight the importance of socioeconomic context in determining whether empathic accuracy benefits well-being or not.

Employee Experience: Construct Clarification, Conceptualization and Validation of a New Scale

2021 ◽  
pp. 231971452110125
Author(s):  
Mohit Yadav ◽  
Nitin Simha Vihari
Keyword(s):  
Multinational Corporations ◽  
Physical Environment ◽  
Structural Equation ◽  
Design Principle ◽  
Well Being ◽  
Experience Economy ◽  
One Dimensional ◽  
Six Dimensions ◽  
Organizational Constructs ◽  
Employee Experience

The COVID-19 crisis has drawn broader public interest in how companies treat their workers, so going forward, people management would be of an increasing concern. As we make a transition from a service-based economy to experience economy, where time well saved takes a back seat to time well spent, the notion of employee experience (EX) is set to become a fundamental workplace design principle. EX is about the work, not the office. EX aims for a complete redesign of the workplace practices and environment to fit the employees and not the other way around. This article examines and verifies EX scale as one-dimensional as well as multidimensional constructs with six dimensions, namely cohesiveness, vigour, well-being, achievement, inclusiveness and physical environment. Six dimensions were explored with focus group and open-ended survey and validated with closed-ended survey of 299 employees working in multinational corporations across India. Structural equation modelling is used to validate the proposed latest construct. Establishing the EX scale would help researchers as well practitioners in empirically measuring EX and its relationship with various individuals as well organizational constructs.

scholarly journals CD25890, a conserved protein that modulates sporulation initiation in Clostridioides difficile

2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Diogo Martins ◽  
Michael A. DiCandia ◽  
Aristides L. Mendes ◽  
Daniela Wetzel ◽  
Shonna M. McBride ◽  
...  
Keyword(s):  
Life Cycle ◽  
Biofilm Formation ◽  
Regulatory Protein ◽  
Well Being ◽  
Human Intestine ◽  
Healthy Humans ◽  
Clostridioides Difficile ◽  
Nutritional Conditions ◽  
Sporulation Initiation

AbstractBacteria that reside in the gastrointestinal tract of healthy humans are essential for our health, sustenance and well-being. About 50–60% of those bacteria have the ability to produce resilient spores that are important for the life cycle in the gut and for host-to-host transmission. A genomic signature for sporulation in the human intestine was recently described, which spans both commensals and pathogens such as Clostridioides difficile and contains several genes of unknown function. We report on the characterization of a signature gene, CD25890, which, as we show is involved in the control of sporulation initiation in C. difficile under certain nutritional conditions. Spo0A is the main regulatory protein controlling entry into sporulation and we show that an in-frame deletion of CD25890 results in increased expression of spo0A per cell and increased sporulation. The effect of CD25890 on spo0A is likely indirect and mediated through repression of the sinRR´ operon. Deletion of the CD25890 gene, however, does not alter the expression of the genes coding for the cytotoxins or the genes involved in biofilm formation. Our results suggest that CD25890 acts to modulate sporulation in response to the nutrients present in the environment.

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