scholarly journals Redundancy Identification and Optimization Scheme of Branches for Sustainable Operation of Commercial Banks

2019 ◽  
Vol 11 (15) ◽  
pp. 4111 ◽  
Author(s):  
Jian Xue ◽  
Di Zhu ◽  
Laijun Zhao ◽  
Chenchen Wang ◽  
Hongyang Li

With the rapid development of the internet, the number of offline customers in the bank branches decreases, and the existing layout of branches leads to the increase of operation cost, which has an impact on the sustainable operation of commercial banks. Adjusting and optimizing the layout of the physical branches of commercial banks can not only reduce the operation cost of banks and avoid the waste of resources, but is also crucial to the sustainable operation of commercial banks. First, an evaluation index system (deposit; loan; number of vouchers; maintenance, establishment, and modification of customer information; number of counter transactions) is constructed to reflect the operation performance of bank branches. Second, the Technique for Order Preference by Similarity to Ideal Solution (TOPSIS) is used to rank the bank branches. Then, a combination of factor analysis and assignment method is used to identify redundant bank branches. Last, cluster analysis is used to find alternative schemes of redundant bank branches. Finally, Shaanxi Rural Credit Cooperatives Union in Hanzhong, Shaanxi Province, China is selected for empirical analysis. The results show that: four redundant bank branches are identified, and alternative combination schemes of the redundant bank branches are determined. The redundancy identification method in this paper is helpful for commercial banks to allocate various resources rationally and reduce operation cost, so as to ensure the sustainable operation of commercial banks.

2014 ◽  
Vol 4 (1) ◽  
pp. 248
Author(s):  
Hossin Ostadi ◽  
Nastran Monsef

Profitability is an important factor to show this articledoeswhat is the role of the intermediary bank to collect your savings and allocation of loans.  Given the importance of profitability indicators in this study, the factors affecting the profitability of commercial banks in Iranare analyzedwith emphasis on the degree of centralization and bank deposits. Dependent variable is indicators of profitability (ROE, ROA) and bank deposits, bank size, bank capital, focus on liquidity and banking requirements are independent variables. Correlation analysis and OLS regression are used and the research period is 1381 to 1390 that the country's territory where bank branches.Our results indicate that the effect of bank size on profitability is positive and the increase in bank size on profitability is increased. Impact on the profitability of bank deposits is positive, ie increasing the profitability of bank deposits increased. Finally, the impact of bank concentration on profitability is positive. Increasing the bank's focus profitability increases. Moreover, the results adversely affect the liquidity of the index is profit. 


Author(s):  
Lu Yin ◽  
Kyeong Nam Kim ◽  
Alexander Trifonov ◽  
Tatiana Podhajny ◽  
Joseph Wang

The rapid development of wearable sensing and interfacing electronics is facing challenges in sustainability and energy independence. The reliable sustainable operation of such autonomous wearable electronics hinges on the rational...


Author(s):  
Chao Liu

There are many pumps working in generating plant for pumping water in the cooling system. The pumps consume a big amount of electricity especially in large generating plant which operates continuously for long time. Therefore, the electric power cost will increase with increasing of operation cost of the pumping system. It is very important to minimize the operation cost of the pumping system to optimize the use of generating plant assets. In order to optimize the operation of pumping system the method of adjusting pump rotation speeds are often adopted. The fundamental factor of optimizing pump operation is to obtain the operation performance. Theoretically the affinity law (special modeling Equation) of pumps can be applied to convert the performances of pumps under rated speeds to variable rotation speeds. However the affinity law can only be applied in the region of pump operation around Best Efficiency Point with an acceptable precision. Also the affinity law derived from the Modeling Equation can only be valid to pump or pump bowl rather than pumping system. In this paper a method was conducted to determine the performances of pumping system based on the computational and experimental results. The principle of optimizing the pumping system is discussed. Finally the optimizing operation alternative of the pumping system is presented.


2021 ◽  
Vol 245 ◽  
pp. 01060
Author(s):  
Jin Gang ◽  
Zhang JinSuo ◽  
Huang YiXin

In order to achieve a rapid evaluation of the physiological and psychological state of miners and to solve the problem of how to prevent human-caused accidents underground. Based on the existing literature and expert interviews, a rapid evaluation index system consisting of 2 aspects of physiological state and psychological state, 11 indicators such as body temperature, blood pressure and heart rate is established, and the index weights are determined by using AHP hierarchical analysis. Based on the weights, the physiological and psychological status of coal miners is classified into four levels: excellent, good, medium, and poor. Evaluation criteria also is established. A fuzzy comprehensive evaluation model of coal miners’ physiological and psychological states is constructed, and the subordination suitable for the evaluation of coal miners’ physiological and psychological states is given. Degree function. Using MATLAB2016a to randomly simulate 1000 sets of index data and perform evaluation and analysis, the results found that the proportions of evaluation as excellent and good are 36% and 35%, respectively; the proportions of neutral and poor are 16% and 13%, respectively. The evaluation of the physiological and psychological states of five coal miners in a coal mine in Shaanxi Province, with all results above “good”, is verified to be consistent with reality. Through simulation analysis and example verification, it is shown that the model is reasonable and applicable to the group of coal miners, and is expected to provide theoretical support for the development of subsequent rapid assessment software systems.


2021 ◽  
Vol 12 (2) ◽  
pp. 115
Author(s):  
Vu Cam Nhung ◽  
Lai Cao Mai Phuong

This study has explored and measured the composition of social capital of leaders affecting the capital activities, capital use and service provision of Vietnam commercial banks. The research hypotheses are built on previous studies and developed through expert interviews. The research model uses a system of questions to build out 4 scales of social capital of bank leaders. Research results from 243 leaders of bank branches in Ho Chi Minh show that the social capital of bank leaders, expressed through their social relationships with subjects such as friends, colleagues, business partners and managers at all levels, is is very important to the operations of banks. Based on this finding, the social capital of bank leaders should be considered as an important resource to exploit and improve the business performance of the bank.


2013 ◽  
Vol 423-426 ◽  
pp. 2174-2177 ◽  
Author(s):  
Hai Dong ◽  
Shuang Dong

With the development of society, environmental issues have been given more and more attention, and the improvement of public awareness, legal and environmental standards promote the rapid development of green supply chain. Combining with catastrophe progression method (CPM), enterprises who implement green supply chain are provided scientific and effective ways to manage company. Firstly, the evaluation process of CPM is given. Secondly, a set of green supply chain performance evaluation index system is designed on the basis of the connotation of green supply chain and environmental management standards, and the index system is designed by using dimensionless process. Finally, numerical examples show that the performance evaluation of green supply chain based on CPM has a higher scientific and practical application value.


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