scholarly journals Financial Credit Risk Evaluation Based on Core Enterprise Supply Chains

2018 ◽  
Vol 10 (10) ◽  
pp. 3699 ◽  
Author(s):  
WeiMing Mou ◽  
Wing-Keung Wong ◽  
Michael McAleer
Keyword(s):  
Supply Chain ◽  
Credit Risk ◽  
Supply Chains ◽  
Risk Evaluation ◽  
Operating Conditions ◽  
The Core ◽  
Supply Chain Finance ◽  
Enterprise Credit ◽  
Financial Credit ◽  
Core Enterprise

Supply chain finance has broken through traditional credit modes and advanced rapidly as a creative financial business discipline. Core enterprises have played a critical role in the credit enhancement of supply chain finance. Through the analysis of core enterprise credit risks in supply chain finance, by means of a ‘fuzzy analytical hierarchy process’ (FAHP), the paper constructs a supply chain financial credit risk evaluation system, making quantitative measurements and evaluation of core enterprise credit risk. This enables enterprises to take measures to control credit risk, thereby promoting the healthy development of supply chain finance. The examination of core enterprise supply chains suggests that a unified information file should be collected based on the core enterprise, including the operating conditions, asset status, industry status, credit record, effective information to the database, collecting related data upstream and downstream of the archives around the core enterprise, developing a data information system, electronic data information, and updating the database accurately using the latest information that might be available. Moreover, supply chain finance and modern information technology should be integrated to establish the sharing of information resources and realize the exchange of information flows, capital flows, and logistics between banks. This should reduce a variety of risks and improve the efficiency and effectiveness of supply chain finance.

The credit analysis of transportation capacity supply chain finance based on core enterprise credit radiation

2021 ◽  
pp. 1-14
Author(s):  
Xu Lili ◽  
Liu Feng ◽  
Chu Xuejian
Keyword(s):  
Supply Chain ◽  
Financial Institutions ◽  
Profit Maximization ◽  
Credit Guarantee ◽  
The Core ◽  
Credit Line ◽  
Supply Chain Finance ◽  
Enterprise Credit ◽  
Transportation Capacity ◽  
Core Enterprise

This study examines the application of the business model of supply chain finance depending on the core enterprise, to the credit financing of transportation capacity enterprises. It studies the credit transmission characteristics regarding core enterprise credit radiation, presents the core enterprise credit segmentation and credit pricing, and transforms them into the calculation of credit guarantee and the default probability of core enterprises. Credit guarantee is regarded as a constraint of financial institutions’ credit decisions. Using probability density and logistic tools, we construct a profit maximization model for financial institutions and solve their optimal credit decision for a specific interest rate. Through numerical experiments, we verify the validity of the model and conclude that increasing the business volume between financing enterprises and core enterprises or reducing the probability of default can effectively improve financial institutions’ credit line.

scholarly journals Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective

2021 ◽  
Vol 2021 ◽  
pp. 1-9
Author(s):  
Baitong Chen ◽  
Xinzhong Bao ◽  
Kun Xu
Keyword(s):  
Supply Chain ◽  
Credit Risk ◽  
Risk Evaluation ◽  
Evaluation Model ◽  
Development Trend ◽  
Topsis Method ◽  
Research Subjects ◽  
Supply Chain Finance ◽  
Dynamic Perspective ◽  
Rewards And Punishment

In view of problems such as lack of dynamism, limited research subjects, and lack of future development trends in previous studies, the paper takes small and microenterprises (SMEs) as research objects under the background of e-commerce supply chain finance. Based on the perspective of dynamic rewards and punishments, credit rewards and punishment value and time weights are embedded in the static evaluation results obtained by the traditional TOPSIS method. The Grey relative analysis method is used to reflect the development trend of enterprises’ credit and to build the traditional TOPSIS model and the credit risk evaluation model of e-commerce supply chain finance of SMEs by the improved TOPSIS method based on the dynamic perspective of rewards and punishments. Finally, the model is applied to SMEs credit risk evaluation of e-commerce supply chain finance to verify the feasibility and rationality of the model.

scholarly journals Research On The Identification And Evaluation Of Supply Chain Finance Credit Risk

2021 ◽  
Vol 275 ◽  
pp. 01069
Author(s):  
Yinuo Liu
Keyword(s):  
Supply Chain ◽  
Credit Risk ◽  
Financial Institutions ◽  
Credit Rating ◽  
Regulatory System ◽  
Good News ◽  
Credit Risks ◽  
Supply Chain Finance ◽  
Effective Manner ◽  
Financial Credit

Narrow financing channels and high costs have gradually become the main factors restricting the development of small and medium-sized enterprises. The break of the capital chain will restrict the development of the overall supply chain. The emergence of supply chain finance has brought good news for solving the problem of limited capital of small and medium-sized enterprises. However, affected by many factors such as the imperfection of the existing regulatory system, the inefficiency of the credit rating work of financial institutions, and the low moral standards of supply chain member companies, financial institutions bear huge credit risks. Based on the current research of supply chain financial credit risk, this paper analyzes the causes and characteristics of supply chain financial credit risk, finds out the problems and their causes in the identification and evaluation of supply chain financial credit risk, and how to identify and effectively identify and analyze the supply chain financial credit risk in a more timely and effective manner. It is expected to provide reference for financial institutions to strengthen the financial credit risk management of supply chain.

Immune System Research Based on the Core Enterprise of Supply Chain Finance

2012 ◽  
Vol 174-177 ◽  
pp. 2798-2801
Author(s):  
Rui Zhang ◽  
Guo Ping Cheng
Keyword(s):  
Supply Chain ◽  
Immune System ◽  
System Research ◽  
The Core ◽  
Supply Chain Finance ◽  
Biological Immune System ◽  
Core Enterprise

This paper first compares the mapping relationship between biological immune and risk immunization of the core enterprise in supply chain finance.And then it establishes the risk immune system of the core enterprise in supply chain finance by referencing the concept of biological immune system. The main innovation point of the paper is that it realizes the hyperlink between biological immune and risk immunization of core enterprise in supply chain finance.

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