scholarly journals Electronic payment system: A complete guide

2019 ◽  
Vol 1 (2) ◽  
pp. 1-17
Author(s):  
Awais Ahmed ◽  
Abdul Aziz ◽  
Muhammad Muneeb
Keyword(s):  
Payment System ◽  
Electronic Payment ◽  
System A ◽  
Electronic Payment System

scholarly journals A Secure and Efficient Off-line Electronic Payment System forWireless Networks

2010 ◽  
Vol 5 (4) ◽  
pp. 551 ◽  
Author(s):  
Horea Oros ◽  
Constantin Popescu
Keyword(s):  
Bilinear Pairings ◽  
Payment System ◽  
Group Signature ◽  
Electronic Payment ◽  
Electronic Cash ◽  
Signature Schemes ◽  
Limited Bandwidth ◽  
System A ◽  
Payment Protocol ◽  
Electronic Payment System

An electronic cash system allows the exchange of digital coins with value assured by the bank’s signature and with concealed user identity. In an electronic cash system, a user can withdraw coins from the bank and then spends each coin anonymously and unlinkably. In this paper we propose a secure and efficient off-line electronic payment system based on bilinear pairings and group signature schemes. The anonymity of the customer is revocable by a trustee in case of a dispute. Because the amount of communication in the payment protocol is about 480 bits, the proposed off-line electronic payment system can be used in wireless networks with limited bandwidth.

scholarly journals Exploring Electronic Payment System Acceptibility Determinants: A Consumer Outlook

2018 ◽  
Vol 6 (1) ◽  
pp. 21-27 ◽  
Author(s):  
Akanksha Upadhyaya ◽  
Bhajneet Kaur
Keyword(s):  
Age Groups ◽  
Principal Component ◽  
Payment System ◽  
Electronic Payment ◽  
North West ◽  
Rotation Method ◽  
Consumer Perspective ◽  
Best Fitting ◽  
Electronic Payment System ◽  
Security Concern

The aim of this research paper is to explore the electronic payment system (EPS) acceptability determinants, from the consumer perspective. Exploratory factor analysis has been used to explore the factors based on different statements. The study has been conducted in North-West region of Delhi. Data has been collected from male-female of different age groups by using the questionnaire tool of data collection. For extraction of factors Principal component analyses and Varimax with Kaiser Normalization rotation method was used. The rotated component matrix shows best fitting of items to form a factor. As per the convergence of items, 4 factors were extracted and named. These factors are security concern, Knowledge, awareness and acceptability & convenience which are contributing for acceptability of electronic payment system among the consumers.

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