Shale Shocked: Cash Windfalls and Household Debt Repayment

Household debt repayment behaviour: what role do institutions play?

Economic Policy ◽

10.1111/j.1468-0327.2009.00215.x ◽

2009 ◽

Vol 24 (57) ◽

pp. 107-140 ◽

Cited By ~ 48

Author(s):

Burcu Duygan-Bump ◽

Charles Grant

Keyword(s):

Household Debt ◽

Debt Repayment

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Shale Shocked: Cash Windfalls and Household Debt Repayment

SSRN Electronic Journal ◽

10.2139/ssrn.3687938 ◽

2020 ◽

Author(s):

Tony Cookson ◽

Erik Gilje ◽

Rawley Heimer

Keyword(s):

Household Debt ◽

Debt Repayment

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Household insolvency: A review of household debt repayment, delinquency, and bankruptcy

Financial Services Review ◽

10.1016/1057-0810(95)90008-x ◽

1995 ◽

Vol 4 (2) ◽

pp. 137-156 ◽

Cited By ~ 44

Author(s):

S DeVaney

Keyword(s):

Household Debt ◽

Debt Repayment

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Using bounds to investigate household debt repayment behaviour

Research in Economics ◽

10.1016/j.rie.2013.09.007 ◽

2013 ◽

Vol 67 (4) ◽

pp. 336-354 ◽

Cited By ~ 2

Author(s):

Charles Grant ◽

Mario Padula

Keyword(s):

Household Debt ◽

Debt Repayment

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Household Debt Repayment Behaviour: What Role Do Institutions Play?

SSRN Electronic Journal ◽

10.2139/ssrn.1134811 ◽

2008 ◽

Cited By ~ 2

Author(s):

Burcu Duygan-Bump ◽

Charles Grant

Keyword(s):

Household Debt ◽

Debt Repayment

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A Study on Determinants of Household Debt Repayment Using Hazard Model: Focus on Middle and Elderly Household over 45 Years Old

Journal of Money & Finance ◽

10.21023/jmf.34.1.4 ◽

2020 ◽

Vol 34 (1) ◽

pp. 113-151

Author(s):

Ming-Chang Li ◽

Hong-Joo Jung ◽

Moon-Yun Hwang

Keyword(s):

Hazard Model ◽

Household Debt ◽

Elderly Household ◽

Debt Repayment

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Why is the Default Rate So Low? How Economic Conditions and Public Policies Have Shaped Mortgage and Auto Delinquencies During the COVID-19 Pandemic

FEDS Notes ◽

10.17016/2380-7172.2854 ◽

2021 ◽

Vol 2021 (2854) ◽

Author(s):

Lisa Dettling ◽

◽

Lauren Lambie-Hanson ◽

Keyword(s):

Business Cycle ◽

Public Policies ◽

Economic Conditions ◽

Household Debt ◽

Family Finances ◽

Default Rate ◽

Debt Repayment ◽

The Business Cycle

Delinquencies and defaults on household debt typically closely follow the business cycle. As economic conditions deteriorate, falling employment and incomes put a strain on family finances, leading to a rise in missed debt payments and defaults. Yet, against the backdrop of a historic rise in unemployment associated with the COVID-19 pandemic, delinquencies have fallen. This FEDS Note documents trends in delinquency on mortgages and auto loans during the COVID-19 pandemic, and unpacks how changes in economic conditions and public policies have been associated with borrowers’ debt repayment behavior.

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