scholarly journals The Interactions between Financial Inclusion with Microentrepreneurs Firm Performance in Malaysia

2020 ◽  
Vol 4 (1) ◽  
pp. 84-91
Author(s):  
HABSAH MOHAMAD SABLI ◽  
HASNAH BINTI NGAH ◽  
SITI KHADIJAH SEBLI JONEY
Keyword(s):  
Firm Performance ◽  
Measurement Model ◽  
Financial Inclusion ◽  
Decision Makers ◽  
Cross Sectional ◽  
Long Run ◽  
Reflective Measurement

This study is to examine the relationships between financial inclusion with microentrepreneur's firm performance in Malaysia. Cross-sectional data from the questionnaire were collected from 373 micro-entrepreneurs operating under the micro-financing scheme. Hence, the present study aimed to revisit the financial inclusions towards micro-entrepreneur firm performance using the approach in PLS-SEM. The Financial inclusion and micro-entrepreneur firm performance were constructed as a reflective measurement model. The survey findings further revealed that financial inclusion is significantly associated with micro-entrepreneur firm performance. This research's outcomes can benefit decision-makers such as Malaysian governments, microfinance organizations, and the decision-makers regarding distributing funding and promoting successful micro-entrepreneur performance in the long-run.

scholarly journals Top Executives’ Pay For Long-Run Performance And Corporate Governance

2016 ◽  
Vol 32 (2) ◽  
pp. 661
Author(s):  
Ji-Young Ahn
Keyword(s):  
Corporate Governance ◽  
Firm Performance ◽  
Incentive Contracts ◽  
External Control ◽  
Governance Mechanism ◽  
Cross Sectional ◽  
Top Executives ◽  
Dynamic Relationship ◽  
Long Run ◽  
Ceo Pay

This study examines the possibility that the quality of corporate governance has effects on the dynamic relationship between CEO compensation and firm performance. Building on the dynamic view of CEO pay and firm performance and corporate governance literature, we find that firms with weak corporate governance are more likely to provide high powered long-run incentives to CEOs, indicating CEO incentive contracts can be replaced by the role of external corporate control when the external control mechanism is not functioning effectively from the optimal contracting view. Overall, the findings imply that firm’s governance mechanism can generate cross-sectional variations in CEO long-term incentive contracts.

scholarly journals Panel Econometric Analysis on Mobile Payment Transactions and Traditional Banks Effort toward Financial Accessibility in Sub-Sahara Africa

2020 ◽  
Vol 12 (3) ◽  
pp. 895 ◽  
Author(s):  
Cephas Paa Kwasi Coffie ◽  
Hongjiang Zhao ◽  
Isaac Adjei Mensah
Keyword(s):  
Time Series Data ◽  
Unit Root Test ◽  
Panel Cointegration ◽  
Ordinary Least Squares ◽  
Sustainable Growth ◽  
Series Data ◽  
Mobile Payment ◽  
Cross Sectional ◽  
Mobile Payments ◽  
Long Run

The financial landscape of sub-Sahara Africa is undergoing major changes due to the advent of FinTech, which has seen mobile payments boom in the region. This paper examines the salient role of mobile payments in traditional banks’ drive toward financial accessibility in sub-Sahara Africa by using panel econometric approaches that consider the issues of independencies among cross-sectional residuals. Using data from the World Development Index (WDI) 2011–2017 on 11 countries in the region, empirical results from cross-sectional dependence (CD) tests, panel unit root test, panel cointegration test, and the fully modified ordinary least squares (FMOLS) approach indicates that (i) the panel time series data are cross-sectionally independent, (ii) the variables have the same order of integration and are cointegrated, and (iii) growth in mobile payment transactions had a significant positive relationship with formal account ownership, the number of ATMs, and number of new bank branches in the long-run. The paper therefore confirms that the institutional structure of traditional banks that makes them competitive, irrespective of emerging disruptive technologies, has stimulated overall financial accessibility in the region leading to overall sustainable growth in the financial sector. We conclude the paper with feasible policy suggestions.

What Goes Up Might Not Come Down: Modeling Directional Asymmetry with Large-N, Large-T Data

2021 ◽  
pp. 008117502110463
Author(s):  
Ryan P. Thombs ◽  
Xiaorui Huang ◽  
Jared Berry Fitzgerald
Keyword(s):  
Fixed Effects ◽  
Directional Asymmetry ◽  
Cross Sectional ◽  
Monte Carlo Experiments ◽  
Long Run ◽  
Large N ◽  
Fixed Effects Estimator ◽  
Cross Sectional Dependence ◽  
Using Data ◽  
Heterogeneous Panel

Modeling asymmetric relationships is an emerging subject of interest among sociologists. York and Light advanced a method to estimate asymmetric models with panel data, which was further developed by Allison. However, little attention has been given to the large- N, large- T case, wherein autoregression, slope heterogeneity, and cross-sectional dependence are important issues to consider. The authors fill this gap by conducting Monte Carlo experiments comparing the bias and power of the fixed-effects estimator to a set of heterogeneous panel estimators. The authors find that dynamic misspecification can produce substantial biases in the coefficients. Furthermore, even when the dynamics are correctly specified, the fixed-effects estimator will produce inconsistent and unstable estimates of the long-run effects in the presence of slope heterogeneity. The authors demonstrate these findings by testing for directional asymmetry in the economic development–CO2 emissions relationship, a key question in macro sociology, using data for 66 countries from 1971 to 2015. The authors conclude with a set of methodological recommendations on modeling directional asymmetry.

scholarly journals An application of retailing service quality practices influencing customer loyalty toward retailers

2017 ◽  
Vol 35 (7) ◽  
pp. 842-857 ◽  
Author(s):  
Achchuthan Sivapalan ◽  
Charles Jebarajakirthy
Keyword(s):  
Service Quality ◽  
Customer Loyalty ◽  
Measurement Model ◽  
Cross Sectional ◽  
Content Type ◽  
Customer Base ◽  
Quality Practices ◽  
Personal Interaction ◽  
Loyal Customer ◽  
Favorable Evaluation

Purpose Enhancing retailing service quality (RSQ) serves as a basic strategy for gaining competitive advantage in the retailing industry and enables retailers to make a loyal customer base. The purpose of this paper is to propose and empirically investigate a comprehensive mechanism for enhancing customer loyalty to retail stores via service quality practices. This study suggests information on retailers can be the antecedent of the RSQ and its dimensions, thereby proposing a comprehensive mechanism for enhancing customer loyalty to retailers. Design/methodology/approach The data were collected using questionnaire surveys from 2,375 customers of three main supermarkets in Sri Lanka. After testing the measurement model, two structural models were run to test hypotheses. Findings The findings showed that the RSQ positively influenced customer loyalty. From all the RSQ dimensions, the store’s physical aspects, personal interaction and policy had a significant influence on customer loyalty. The findings also demonstrated that information on retailers contributes to enhancing a customer’s favorable evaluation of the supermarket’s physical aspects, personal interaction and retailing policy. Research limitations/implications This study was conducted with supermarket customers in one country using the cross-sectional data. Hence, the model should be replicated among retail customers in other countries with the longitudinal data. Practical implications Practically, this study recommends to retailers which dimensions of service quality they need to focus to enhance customer loyalty to their business. The study furthermore recommends certain dimensions that need to be emphasized while retailers design their promotional and communication programs. Originality/value Information on retailers has been suggested as an antecedent for enhancing supermarkets’ service quality practices. Thus, this study proposes a comprehensive mechanism for enhancing customer loyalty to retailers via service quality practices.

scholarly journals Correlates of Cognitive Load in Surrogate Decision Makers of the Critically III

2018 ◽  
Vol 41 (5) ◽  
pp. 650-666 ◽  
Author(s):  
Grant A. Pignatiello ◽  
Ronald L. Hickman
Keyword(s):  
Emotion Regulation ◽  
Cognitive Load ◽  
Critically Ill ◽  
Decision Aids ◽  
Cross Sectional Study ◽  
Decision Makers ◽  
Expressive Suppression ◽  
Cross Sectional ◽  
Surrogate Decision Makers ◽  
Surrogate Decision

Surrogate decision makers (SDMs) of the critically ill experience intense emotions and transient states of decision fatigue. These factors may increase the cognitive load experienced by electronic decision aids. This cross-sectional study explored the associations of emotion regulation (expressive suppression and cognitive reappraisal) and decision fatigue with cognitive load (intrinsic and extraneous) among a sample of 97 SDMs of the critically ill. After completing subjective measures of emotion regulation and decision fatigue, participants were exposed to an electronic decision aid and completed a subjective measurement of cognitive load. Multiple regression analyses indicated that decision fatigue predicted intrinsic cognitive load and expressive suppression predicted extraneous cognitive load. Emotion regulation and decision fatigue represent modifiable determinants of cognitive load among SDMs exposed to electronic decision aids.

Generalizability of the Self-Care of Diabetes Inventory Across Cultures and Languages: Italy and the United States

2019 ◽  
Vol 43 (1) ◽  
pp. 41-49 ◽  
Author(s):  
Davide Ausili ◽  
Claudio Barbaranelli ◽  
Barbara Riegel
Keyword(s):  
United States ◽  
Unmet Need ◽  
Self Care ◽  
Measurement Model ◽  
The United States ◽  
The Self ◽  
Diabetes Research ◽  
Cross Sectional ◽  
Middle Range ◽  
Range Theory

Measuring self-care behaviors is crucial in diabetes research worldwide. Having a common measure of self-care represents an unmet need limiting the development of the science. The Self-Care of Diabetes Inventory was developed to address limitations of previous tools that were not theoretically grounded, strong in psychometrics, and clinically validated. However, the generalizability and comparability of the Self-Care of Diabetes Inventory has not been tested across cultures and languages. The aim of this study was to test the invariance of the Self-Care of Diabetes Inventory measurement model between Italy and the United States. Data from two multicenter cross-sectional studies were used. Two diabetes clinics and two hospitals in Italy and the United States were involved. We enrolled 200 adults in Italy and 226 in the United States, all with a confirmed diagnosis of type 1 or type 2 diabetes. The Self-Care of Diabetes Inventory was used to measure self-care maintenance, monitoring, and management behaviors as described in the middle range theory of self-care of chronic illness. Configural, metric, scalar, and strict invariance were tested for each scale. Three of the four measurement equivalence levels were supported in the three Self-Care of Diabetes Inventory Scales, whereas strict invariance—the highest level—was reached only by the Self-Care Maintenance and Self-Care Monitoring Scales. Clear support for the use of the Self-Care of Diabetes Inventory in diabetes research was provided. Cross-national comparisons of self-care between groups of Italian and U.S. patients are supported, based on the invariance of the measurement model. Aggregation of research data obtained using the Self-Care of Diabetes Inventory across countries could support knowledge development in the field of diabetes self-care.

scholarly journals Protocol to assess the values and preferences towards SARS-CoV-2 self-testing among the general population and their representatives, healthcare personnel and decision-makers in health: a multi-country mixed methods study (Preprint)

2021 ◽  
Author(s):  
Sonjelle Shilton ◽  
Elena Ivanova Reipold ◽  
Albert Roca ◽  
Guillermo Z. Martínez-Pérez
Keyword(s):  
Mixed Methods ◽  
General Population ◽  
Research Question ◽  
Qualitative Inquiry ◽  
Decision Makers ◽  
Healthcare Personnel ◽  
Surveillance Systems ◽  
Cross Sectional ◽  
Self Testing ◽  
Views And Perceptions

UNSTRUCTURED Background: Accessible, safe and client-centred SARS-CoV-2 testing services are an effective way to halt its transmission. Testing enables individuals to isolate or quarantine to prevent further transmission. In countries with limited health systems and laboratory capacity, the provision of accessible and safe screening for COVID-19 is challenging. Self-testing provides a convenient, private and safe testing option. However, it also raises some important concerns relating to a lack of counselling and a clear pathway to ensure timely reporting of self-test results to national surveillance systems. Investigating community members’ views and perceptions is crucial to inform the most effective and safe strategies for implementing SARS-CoV-2 self-testing. Methods: This study will be conducted in nine countries: Brazil, India, Indonesia, Kenya, Malawi, Nigeria, Peru, Philippines and South Africa. It is a multi-site, mixed methods, observational study that consists of two components: cross-sectional surveys and a qualitative inquiry among four respondent groupings: the general population, general population representatives, healthcare workers and decision-makers. Our main research question is how useful, and under which circumstances, would SARS-CoV-2 self-testing be for populations in low-resource settings, to diagnose and prevent the spread of SARS-CoV-2? The general population and the healthcare worker surveys will be analysed separately, using bivariate and multivariate inferential analysis and descriptive statistics. The qualitative inquiries, which will comprise semi-structured interviews and group interviews, will be audio recorded, transcribed and coded. Thematic analysis will be conducted. Discussion: The views and perceptions of local populations are crucial for leading the discussion around the safest strategies for implementing SARS-CoV-2 self-testing. This study intends to generate evidence about the different sociocultural specificities that may hinder or accelerate the widespread utilisation of SARS-CoV-2 self-testing. Dissemination of results will be via publications, presentations at conferences, and dissemination events specifically targeted at local decision makers, civil society and patient groups.

scholarly journals Validation of the Copenhagen Burnout Inventory in Pharmacists

2021 ◽  
Vol 12 (2) ◽  
pp. 4
Author(s):  
Olajide O. Fadare ◽  
Michael Andreski ◽  
Matthew J. Witry
Keyword(s):  
Logistic Regression ◽  
Community Pharmacists ◽  
Measurement Model ◽  
Criterion Validity ◽  
Work Life ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Work Related ◽  
Valid Instrument ◽  
Practice Methods

Objectives: This study aimed to 1) determine the validity of the Copenhagen Burnout Inventory (CBI) for use in the assessment of burnout in a sample of pharmacists using confirmatory factor analysis (CFA), and 2) use the CBI items and other measures of work-life to assess burnout in pharmacists employed in various types of practice. Methods: A cross-sectional survey was administered to a sample of 2,582 pharmacists in a single Midwestern US state. The survey included the three subscales of the CBI, each of which measures personal, work-related, and patient-related dimensions of burnout. Other items included demographics, practice type, workload, and work-life balance. CFA was used to measure fit, and Cronbach’s alpha was used to assess reliability. Correlation was used to assess criterion validity of the CBI. Logistic regression and bivariate analyses were used to assess pharmacist burnout based on demographics. Results: Following the removal of 2 items from the measurement model, a 17-item 3-factor CBI was found to possess satisfactory psychometric properties for use in pharmacists. The CBI correlated with measures of work-life demonstrating criterion validity. A logistic regression showed that younger pharmacists and community pharmacists experience higher burnout than older pharmacists and clinical pharmacists. Community pharmacists also more often reported high workloads and poorer work-life integration. Both community and clinic pharmacists desired more time providing patient care services and less time dispensing. Conclusion: The CBI is a psychometrically reliable and valid instrument for assessing burnout in pharmacists. Younger pharmacists and community pharmacists warrant attention due to their higher degree of burnout.

scholarly journals CEO Compensation and Firm Performance: The Role of ESG Transparency

2020 ◽  
Vol 4 (2) ◽  
pp. 278
Author(s):  
Chetna Rath ◽  
Florentina Kurniasari ◽  
Malabika Deo
Keyword(s):  
Firm Performance ◽  
Chief Executive Officers ◽  
Ceo Compensation ◽  
Negative Relationship ◽  
Chief Executive ◽  
Long Run ◽  
Ceo Pay ◽  
Executive Officers ◽  
The Impact

Chief executive officers (CEOs) of environmental, social, and governance (ESG) firms are known to take lesser pay and engage themselves in corporate social responsibility activities to achieve the dual objective of the enhancement of firm’s performance as well as benefit for stakeholders in the long run. This study examines the role of ESG transparency in strengthening the impact of firm performance on total CEO pay in ESG firms. A panel of 67 firms for the period of 2014–2019 has been analyzed using the two-step system GMM model, with NSE Nifty 100 ESG Index as the data sample and ESG scores from Bloomberg database as a proxy for transparency. Findings reveal that environmental and governance disclosure scores have the potential to intensify the negative relationship between firm performance and CEO compensation, while social disclosure scores do not. In addition, various firm-specific, board-specific, and CEO-specific attributes have also been considered controls affecting remuneration. This paper contributes to the literature by exploring the effect of exhibiting ESG transparency and its nexus with CEO pay as well as firm performance.

scholarly journals Impact of Financial Inclusion on Income Generation and Savings in Mountain Regions: A Case Study of Rural Households of Uttarakhand

2021 ◽  
Vol 16 (1) ◽  
Author(s):  
Prashant Kandari ◽  
Kusum Dobriyal ◽  
Uma Bahuguna
Keyword(s):  
Positive Impact ◽  
The State ◽  
Financial Inclusion ◽  
Income Generation ◽  
Mountain Regions ◽  
Economic Activities ◽  
Long Run ◽  
Economically Deprived ◽  
Caste Groups ◽  
The Impact

The major drive for financial inclusion started in the country mainly from year 2014 after the launch of Jan Dhan Yojana which focused mainly towards empowering dwellers of resource deprived and underdeveloped regions. Economic empowerment of such deprived sections is possible only when they are provided with ample opportunities for income generation in various economic activities. The prominent aim of financial inclusion is to facilitate residents of such deprived regions by reaching out to them and delivering them facilities so that they could identify and work on their capabilities to generate employment and income earning opportunities. The economically deprived and vulnerable population, through it, could be secured, from falling in the trap of poor informal level activities. These low-level informal activities are not suitable for them and for their overall development in the long run. Financial inclusion thus helps them in getting out of the poverty trap and hence acts as one of the important facility or an instrument which could help in a larger achievement of the goal of the development of residents of such deprived regions. Keeping these aspects in consideration the present study aims to understand the impact of financial inclusion on two important variables i.e. income generation and enhancement of savings among the residents of Mountain regions of the state which also represents the deprived and underdeveloped regions. The study was conducted in three mountain districts of the state and the results of the study shows that financial inclusion has helped in income generation in these regions but the impact of it has been different among different caste categories. Further the study shows that financial inclusion worked to enhance the income generation with larger benefits to households having higher levels of income. The study also depicts the positive impact of financial inclusion on savings but with noticeable variations in its impact on different caste groups.

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