Pengaruh Likuiditas terhadap Profitabilitas Melalui Efisiensi Operasi Bank Umum Syariah di Indonesia

2021 ◽  
Vol 4 (2) ◽  
pp. 1-9
Author(s):  
Hasbi Assidiki Mauluddi
Keyword(s):  
Path Analysis ◽  
Commercial Bank ◽  
Secondary Data ◽  
Operating Efficiency ◽  
Direct Influence ◽  
Indirect Influence ◽  
Analysis Methods

This study aimed to find out the direct influence of liquidity variables on profitability and its indirect influence through variable operating efficiency. Liquidity is proxied with FDR, profitability with ROA, while operating efficiency with BOPO. Path analysis methods are used to analyze the direct or indirect influence of the variables studied. The data used is secondary data of Sharia commercial bank statements in OJK Sharia banking statistics from 2016 to 2020. The results showed that directly the level of liquidity has no significant effect on profitability. Whereas indirectly, through operating efficiency, the level of liquidity has a significant effect on profitability.

scholarly journals ANALISIS PERBEDAAN RASIO KEUANGAN BANK UMUM KONVESIONAL DAN BANK UMUM SYARIAH SERTA PENGARUHNYA TERHADAP PENYALURAN KREDIT ATAU PEMBIAYAAN (Studi empiris yang tedrdaftar di BEI periode 2013-2016)

2017 ◽  
Vol 5 (1) ◽  
pp. 9-23
Author(s):  
Dika Ismawati ◽  
Edy Supriyono
Keyword(s):  
Commercial Bank ◽  
Commercial Banks ◽  
Secondary Data ◽  
Capital Adequacy ◽  
Financial Ratios ◽  
Operating Efficiency ◽  
Analysis Technique ◽  
Significant Difference ◽  
Negative Effect ◽  
General Data

This study aims to obtain evidence of differences in financial ratios of conventional commercial banks and sharia commercial banks, as well as the influence of financial ratios, liquidity, capital adequacy, problem loans, profitability, operating efficiency of lending. This study uses secondary data. The sample in this research is conventional commercial bank and sharia public bank listed on BEI with 4 year observation period (2013-2016). This sample was chosen by purposive sampling method. Independent sample t-test is used to test whether there is difference of average of two interconnected samples, multiple linear regression is used as data analysis technique as many as 148 general data of banking company, conventional bank and syariah commercial bank as many as 44 company data period 2013-2016 . The results of this study indicate that there are differences in average liquidity, problem loans, profitability, operating efficiency, While the average capital adequacy there is no significant difference between conventional commercial banks and sharia banks. While liquidity and profitability have a positive effect on lending, non performing loans and operating efficiency have a negative effect on lending, and capital adequacy does not affect credit disbursement.  

scholarly journals Effect of work ethics on job performance with adversity quotient as a mediator

2019 ◽  
Vol 8 (5) ◽  
pp. 98-103
Author(s):  
Delon Runta ◽  
Neil Aldrin ◽  
Netty Merdiaty
Keyword(s):  
Data Collection ◽  
Job Performance ◽  
Path Analysis ◽  
Direct Influence ◽  
Performance Achievement ◽  
Work Ethics ◽  
Analysis Techniques ◽  
Indirect Influence

This study examines the importance of work ethics for employees in the organization towards performance achievement by bringing up the role of adversity quotient mediator. The study aimed to investigate and explore the direct and indirect influence through mediators by using path analysis techniques with the help of AMOS version 24. The process of data collection was carried out using three research variable scales. The number of research respondents is 220 employees. The results of the analysis prove four hypotheses that have been shown to have direct influence, and the role of the mediator is perfect in mediating the two variables. The results of this study can be useful for organizations and practitioners of psychology in industry and organizations.

scholarly journals ANALISIS FAKTOR DETERMINASI KREDIT SECARA LANGSUNG DAN TIDAK LANGSUNG DI KABUPATEN BERAU

2013 ◽  
Vol 11 (2) ◽  
pp. 247
Author(s):  
. Amiruddin
Keyword(s):  
Interest Rate ◽  
Path Analysis ◽  
Capita Income ◽  
Direct Influence ◽  
Per Capita Income ◽  
Indirect Influence ◽  
Per Capita ◽  
Analytical Tools ◽  
Dominant Influence

The purpose of this study is to (1) analyze the effect of per capita income, inflation, interest rate, savings last year and the savings directly to credit in Berau. (2) analyze the effect of per capita income, inflation, interest rate, savings last year and the savings indirectly to credit in Berau. (3) analyze which variables are dominant influence on credit in Berau Disrict. In order to test the hypothesis analysis the authors use analytical tools path analysis using SPSS 19. The data used in this study is the data per capita income, inflation, interest rate, savings and credit in 2002-2012. The results show that there is a direct influence between per capita income, inflation, interest rate, savings last year and the savings to credit in Berau District, and The results show that there is a indirect influence between per capita income, inflation, interest rate, savings last year and the savings to credit in Berau

scholarly journals ANALISIS PERBANDINGAN PENGARUH LANGSUNG DAN TAK LANGSUNG FAKTOR BUDAYA ORGANISASI DAN KOMITMEN TERHADAP KINERJA KARYAWAN PADA UPTD PARKIR KOTA SURABAYA

2017 ◽  
Vol 13 (2) ◽  
pp. 241
Author(s):  
Lilis Ardini
Keyword(s):  
Organizational Culture ◽  
Path Analysis ◽  
Direct Effect ◽  
Indirect Effect ◽  
Employee Performance ◽  
Employee Commitment ◽  
Organization Culture ◽  
Direct Influence ◽  
Managerial Work ◽  
Indirect Influence

UPTD  Public Parking DISHUB Surabaya intends  to run its working durability which one of them is caused by customer’s high loyalty. Service and post-service are factors that are important to create organizational culture towards managerial work and commitment. Therefore, we should examine the role of service variable to commitment variable as intervening variable.Respondents of this study are 87 samples by using purposive sampling method. Questionnaire consists of 3 variables, those are organizational culture with 26 indicators, then commitment with 15 indicators, and managerial work  with 10 indicators .Suitable method to answer above problem is Path Analysis. The result is that path analysis shows that managerial work  may have direct influence to commitment  and have indirect influence that is from organizational culture to commitment as a new intervening to managerial work. Direct influence of organizational culture  to managerial work  that is  is 0,232. Indirect influence of organizational culture  to commitment  that is 0,810, meanwhile from commitment to managerial work, that is 0,617. Therefore, indirect influence, that (0,810)*(0,617)=0,4997.Hypothesis stating that assumption of organization culture direct effect on performance be higher than organization culture indirect effect via employee performance commitment in UPTD Parkir of Surabaya City are refused. Cause organization culture indirect effect through employee performance are 0,49977 while organization culture direct effect on employee performance are 0,232. This result proving that Organization Culture which created the company as conducive will emerging Employee Commitment. Through this Employee Commitment. Will be effected on Employee Performance then furthermore effecting Organization Performance. Based on those results, it can be suggested that a company should give more emphasize to organizational culture  and commitment  because there is evidence that it may cause customer’s managerial work because organizational culture is a very important factor in guaranteeing UPTD  Public Parking DISHUB Surabaya.

scholarly journals ANALISIS JALUR DALAM FUNGSI PELAYANAN TERHADAP LOYALITAS NASABAH DENGAN PURNA-PELAYANAN SEBAGAI VARIABEL INTERVENING: STUDI KASUS DI BPR PONOROGO

2018 ◽  
Vol 13 (2) ◽  
pp. 157-175
Author(s):  
Khuzaini Khuzaini
Keyword(s):  
Path Analysis ◽  
Information Dissemination ◽  
Sampling Method ◽  
Suitable Method ◽  
Direct Influence ◽  
Indirect Influence ◽  
Total Influence ◽  
Customer's Loyalty ◽  
A Company

Service and post-service are important factors to create customer’s loyalty, therefore, we should examine the role of service variable to loyalty with post-service variable as intervening variable. Data is collected with total respondents of 155 samples by using purposive sampling method because the total of population is not known. Questionnaire consists of 3 variables that include service with 4 indicators (officer precision, service speed, technology ability and security), post-service with 4 indicators (problem soling, responding speed, correction availability and empathy to complaints) and 3 loyalties (product commitment, information dissemination and returning to buy again).A suitable method to answer above problems is Path Analysis. The result shows that service may have direct influence to loyalty and indirect influence that is from service to post-service as a new intervening to loyalty. Direct influence of service to loyalty that is b1 is 0,727. Indirect influence of service to post-service that is b2 is 0,509 meanwhile from post-service to loyalty, that is  b3 is 0,110, therefore indirect  influence, that is b2  times b2 is (0,509)*(0,110)=0,05599. Therefore, total influence of service to loyalty is direct influence that is added to indirect influence of  0,727 + 0,05599 = 0,783. It means that the influence of service and post-service is big enough to loyalty i.e. 78,3%, meanwhile the rest of it  is 21,7% that  is caused by other factor. Based on those results, it can be suggested that a company should give more emphasize to service and post-service because there is evidence that it may cause customer’s loyalty because customer’s loyalty is a very important factor in guaranteeing BPR durability in Ponorogo.

Dimensi Kualitas Layanan dan Pengaruhnya terhadap Loyalitas Mahasiswa dengan Tingkat Kepuasan sebagai Variabel Intervening

2019 ◽  
Vol 7 (2) ◽  
Author(s):  
Mister Candera ◽  
Gumar Herudiansyah
Keyword(s):  
Higher Education ◽  
Service Quality ◽  
Path Analysis ◽  
Student Satisfaction ◽  
Indirect Effect ◽  
Direct Influence ◽  
Indirect Influence ◽  
Student Loyalty ◽  
Quality Dimensions ◽  
Service Quality Dimensions

<p><em>This study aims to analyze and describe the direct influence and indirect influence of service quality dimensions on student loyalty through student satisfaction. This study uses perimer data collected through questionnaires with a total of 350 students. Analysis of the data used is Path Analysis. Based on the results of the analysis it was found that tangible has a direct and indirect effect on student loyalty through student satisfaction. reliable variables, responsiveness, and empathy have a direct but not significant effect on loyalty. These three variables have a significant effect on student satisfaction. Meanwhile, assurances have an effect and are not significant towards student loyalty either directly or indirectly through student satisfaction. The results of this study can be used as information for Higher Education in making and implementing policies, so that students are more loyal to Higher Education as a place for respondents to study. </em></p><p><em> </em></p><p><strong><em>Keywords: Dimensions of Service Quality, Satisfaction, and Loyalty</em></strong></p>

PENGARUH DAYA LEDAK, KOORDINASI MATA TANGAN, DAN PERCAYA DIRI TERHADAP KEMAMPUAN SHOOTING DALAM PERMAINAN BOLA BASKET STKIP YPUP MAKASSAR

2019 ◽  
Vol 1 (1) ◽  
pp. 68-76
Author(s):  
Andi Hasriadi Hasyim
Keyword(s):  
Path Analysis ◽  
Sampling Technique ◽  
Direct Influence ◽  
Purposive Sampling ◽  
Indirect Influence ◽  
Self Confidence ◽  
Analysis Design

The research aimed to discover the influence of explosive, coordination of hand and eyes and self confidence directly toward shooting ability in basketball. And to examine the Indirect influence of explosive and coordination of hand and eyes Toward shooting ability based on self confidence.The research employed Path Analysis design with samples were the members of STKIP YPUP Makassar taken by using Purposive Sampling technique. The result of the reseach based on the regression analysist test stucture 1 and structure 2 showed that the direct influence of explosive toward self confidence was 0,029. Direct influence of coordination of hand and eyes toward self confidence was 0,000. Direct influence of explosive toward shooting ability was 0,026. Direct Influence of coordination of hand and eyes toward shooting ability was 0,023. Direct influence of self confidence toward shooting ability was 0,007. The result of the research based on the score of Standardized Coefficients Beta revealed that indirect influence of explosive toward shooting abilty through self confidence was 0,238. Indirect influence of coordination of hand and eyes toward shooting abilty through self confidence was 0,507.

scholarly journals PENGARUH KEPEMILIKAN ASET, KETERSEDIAAN INFRASTRUKTUR, DAN PENDIDIKAN TERHADAP PENDAPATAN DAN KESEJAHTERAAN RUMAH TANGGA MISKIN

2019 ◽  
pp. 54
Author(s):  
Ni Putu Cahya Agung Tika Meidiana ◽  
A.A.I.N. Marhaeni
Keyword(s):  
Human Capital ◽  
Path Analysis ◽  
Household Income ◽  
Well Being ◽  
Poor Household ◽  
Asset Ownership ◽  
Indirect Influence ◽  
Analysis Methods ◽  
Poor Households ◽  
Development Area

Abstract: Effect of Asset Ownership, Availability of Infrastructure, and Education on Incomeand Well-being of Poor Households. The purpose of this research is to know 1) the influenceof asset ownership, infrastructure availability, and education on poor household income;2) Influence of asset ownership, infrastructure availability, education, and income to poorhouseholds ' welfare; 3) indirect influence of asset ownership, availability of infrastructure, andeducation to prosperity through poor household income. The study uses primary and secondarydata with Path analysis methods. The study took 81 samples in the East Bali development area,a sample withdrawal per district in the East Bali development area is each of 27 samples. Theresults concluded that asset ownership was positively influential but insignificant to revenues.The availability of infrastructure has no effect on revenue, while education is positive andsignificant towards revenue. This reflects that the development of human capital througheducation is a crucial determinant to lower the number of poor households. Variable assetownership does not affect welfare, the availability of infrastructure positively affects the welfare,education and income positively and significantly to the welfare.

scholarly journals SIKAP DAN NIAT BERPENGARUH SECARA LANGSUNG MAUPUN TIDAK LANGSUNG TERHADAP PERILAKU TIDAK MEROKOK REMAJA DI YOGYAKARTA

2020 ◽  
Vol 7 (1) ◽  
pp. 54-61
Author(s):  
Sujono Riyadi ◽  
Sri Handayani
Keyword(s):  
High School ◽  
Path Analysis ◽  
Junior High School ◽  
Junior High ◽  
Smoking Behavior ◽  
Senior High School ◽  
Direct Influence ◽  
Indirect Influence ◽  
The Future ◽  
Smoking Attitudes

Positive intentions and attitudes to not smoking are strong predictors of adolescent non-smoking behavior in the future. The purpose of this study was to identify the attitudes and intentions of adolescents to behave non-smoking in Kulon Progo Yogyakarta. Data in the form of questionnaires distributed to 400 adolescents who study in junior high school and senior high school in Kulon Progo Yogyakarta. the data is then analyzed using path analysis using the stata 13 program. The results there is a direct influence on the intention of adolescents not to smoke towards non-smoking behavior of adolescents in the Kulon Progo Regency of Yogyakarta (b = 1.45; 95% CI = 1.45 to 2.49; p <0.001).There is a direct influence on the attitude of adolescents not to smoke towards non-smoking behavior of adolescents in the Kulon Progo Regency of Yogyakarta (b = 1.17; 95% CI = 0.66 to 1.69; p <0.001). the conclusion there is a direct influence of smoking attitudes and intentions on adolescent non-smoking behavior. There is an indirect influence of attitudes through the intention to adolescent non-smoking behavior in Kulon Progo Yogyakarta.

scholarly journals PENGARUH ORIENTASI PASAR DAN INOVASI PRODUK TERHADAP KEUNGGULAN BERSAING DAN KINERJA PEMASARAN PENGOLAHAN RUMPUT LAUT DI WAKATOBI

2020 ◽  
Vol 5 (2) ◽  
pp. 211-227
Author(s):  
Oktavinus Oktavinus ◽  
Sudirman Zaid ◽  
Hayat Yusuf
Keyword(s):  
Competitive Advantage ◽  
Path Analysis ◽  
Market Orientation ◽  
Product Innovation ◽  
Direct Influence ◽  
Marketing Performance ◽  
Indirect Influence ◽  
Analysis Tools ◽  
Inferential Analysis ◽  
Farmer Groups

The purpose of this study was to find out and analyze the influence of market orientation and product innovation on competitive advantage and the performance of marketing seaweed processing in Wakatobi. The variables of this study are market orientation, product innovation, competitive advantage and marketing performance. The population of this study was seaweed farmer groups with the number of respondents 48. The analysis used was descriptive and inferential analysis with the help of path analysis tools. The results of this study indicate that the direct influence of market orientation, product innovation and competitive advantage has a positive and significant effect on the performance of seaweed processing marketing in Wakatobi. While the indirect influence of market orientation and product innovation on marketing performance through competitive advantage plays a role in pseudo mediating.Tujuan penelitian ini adalah untuk mengetahui dan menganalisis pengaruh orientasi pasar dan inovasi produk terhadap keunggulan bersaing dan kinerja pemasaran pengolahan rumput laut di Wakatobi. Variabel penelitian ini adalah orientasi pasar, inovasi produk, keunggulan bersaing dan kinerja pemasaran. Populasi penelitian ini adalah kelompok petani rumput laut dengan jumlah  responden 48. Analisis yang digunakan adalah analisis deskriptif dan inferensial dengan bantuan alat analisis jalur. Hasil penelitian ini menunjukkan bahwa pengaruh langsung  orientasi pasar, inovasi produk dan keunggulan bersaing berpengaruh positif dan signifikan terhadap kinerja pemasaran pengolahan rumput laut di Wakatobi. Sedangkan pengaruh tidak langsung orientasi pasar dan inovasi produk terhadap kinerja pemasaran melalui keunggulan bersaing berperan dalam memediasi semu.

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