Aplication of Quantitative and Qualitative Methods in Risk Management of Credit Portfolio in the Conditions of the Banking System of the Republic of Tajikistan

2013 ◽  
Vol 8 (3) ◽  
pp. 249-268
Author(s):  
Basgul Fajzullohonovna Isupova
Keyword(s):  
Risk Assessment ◽  
Risk Management ◽  
Qualitative Methods ◽  
Banking System ◽  
Potential Losses ◽  
The Republic ◽  
Credit Portfolio ◽  
Quantitative And Qualitative Methods ◽  
Coefficient Method

In this article, an analysis of the fundamental methods of risk assessment and risk management of credit portfolio is conducted. In particular, complex and qualitative methods of risk management of credit portfolio studied in details, namely analytical, statistical and coefficient methods. Based on the coefficient method the author proposes a number of standards for the assessment of potential losses in credit activity. 

scholarly journals Risk Assessment of Women Involved in Terrorism: Indonesian Cases

2021 ◽  
Vol 04 (09) ◽  
Author(s):  
Zora Arfina Sukabdi ◽  
Keyword(s):  
Risk Assessment ◽  
High Risk ◽  
Qualitative Methods ◽  
Average Risk ◽  
Islamic State ◽  
Front Line ◽  
Counter Terrorism ◽  
Medium Risk ◽  
National Police ◽  
Quantitative And Qualitative Methods

In Indonesia, the involvement of women in terrorism activities have been known as subtle until 2021. In this year of pandemic, a female lone-wolf’s attacking the National Police Headquarter has raised a question if women have taken more front-line roles without direction in terrorism attacks in the country. This study is aimed to investigate the risks of women involved in terrorism organizations in Indonesia. 30 women of the Islamic State (ISIS) and Jamaah Islamiyah (JI) were examined in this study. Both quantitative and qualitative methods were used to analyze the data. The results show that the average risk score of women in terrorism networks in Indonesia is 3,21; which is at “high” risk. Furthermore, their terrorism Motivation and Ideology are both at “high” risk; while their Capability is at “medium” risk. The findings could help counter terrorism practitioners in planning interven-tion for women in terrorism movements.

scholarly journals Interaction between the Republic of Uzbekistan and the Russian Federation in the field of science and education in the context of the innovative culture formation

2020 ◽  
Vol 41 (44) ◽  
pp. 236-249
Author(s):  
Luiza S. MAKHMUTKHODJAEVA ◽  
◽  
Nigora T. TALIPOVA ◽  
Munira Y. ISOXOJAEVA ◽  
◽  
...  
Keyword(s):  
Qualitative Methods ◽  
Russian Federation ◽  
Interstate Relations ◽  
Methods Of Analysis ◽  
Culture Formation ◽  
Science And Education ◽  
The Russian Federation ◽  
The Republic ◽  
Innovative Culture ◽  
Quantitative And Qualitative Methods

sphere on the example of cooperation in science and education of the Republic of Uzbekistan and the Russian Federation. The authors analyzed the trends, approaches and guidelines and used quantitative and qualitative methods of analysis and personal observations. The study found that the dynamics of growing ties in the field of education are largely similar to those of interstate relations as a whole.

scholarly journals Topical issues of building a "strong banking system" in interbank competition: analysis and e

2020 ◽  
pp. 140-148
Author(s):  
Н. Хамитхан ◽  
Н.В. Кабашева ◽  
N. Khamithan ◽  
N. Kabashеva
Keyword(s):  
Asset Management ◽  
Financial Stability ◽  
Banking Sector ◽  
Banking System ◽  
Competition Analysis ◽  
Coverage Ratio ◽  
The Republic ◽  
Credit Portfolio ◽  
Legal Entities

Мақалада банк секторының бәсекеге қабілеттілігін және қаржылық тұрақтылығын арттыру мақсатында қажетті талаптарға сәйкес болмауын анықтау мәселесі туындап отыр. Сол себебті, ҚР банк секторы сапалы өнім ұсыну мен қызмет көрсету мақсатында бәсекеге қабілеттілікте «күшті банк жүйесін» құрудағы қаржылық инновациялардың өзгерістерін бағалау үшін Д. Синки "ФОКУС" («ҚАККТ») тұжырымдамасына сүйене отырыпбанк активтерін басқару сапасын арттыру қажеттілігі туындады. Банк активтерін басқару сапасы активтердің өтімділігімен (кредит портфелінің сапасына) тікелей байланысты. Зерттеу объектісі ретінде банк секторының белсенді қызметі таңдалды. Осы зерттеулерді жүргізе отырып, банк секторының кредит портфелінің сапасының құрылымына, заңды және жеке тұлғалардың кредит портфелінің сапасының құрылымына талдау жүргізі отырып, проблемалық несиелердің әр жыл сайынға жағдайына баға берілді. Сондықтан, 90 күннен астам мерзімі өткен берешегі бар қарыздарды ХҚЕС бойынша провизиялармен жабу коэффициентін анықтаумен байланысты болғандықтан мемлекеттің қаржылай қолдаумен проблемалық несиелерді стандартты несиелермен алмастыруға мүмкіндік бере отырып проблемалық несиелерді есептен шығарылғаны атап көрсетілді. Соның ішінде, заңды және жеке тұлғалардың күмәнді және үмітсіз несиелер көлемі талдау арқылы салыстырмалы түрде бағаланып қорытынды берілді. The article raises the problem of determining non-compliance with the requirements necessary to improve the competitiveness and financial stability of the banking sector.In this regard, in order to assess changes in financial innovations in building a "strong banking system" in the competitiveness of the banking sector of the Republic of Kazakhstan in order to provide quality products and services, it became necessary to improve the quality of asset management of the Bank, based on the concept of D. Sinki "FOCUS".The quality of the Bank's asset management is directly related to the liquidity of assets (the quality of the loan portfolio).Activities of the banking sector was selected as the object of the study.After conducting these studies, analyzing the quality structure of the credit portfolio of the banking sector and the quality structure of the credit portfolio of legal entities and individuals, an assessment of each annual state of problem loans is given.Therefore, due to the determination of the provision coverage ratio under IFRS for loans with overdue debts of more than 90 days, with the financial support of the state, problem loans were written off, allowing to replace them with standard loans.In particular, the volume of doubtful and bad loans to legal entities and individuals was analyzed and conclusions were given.

scholarly journals Analysis of workforce requirements based on WISN in radiology installation of RSU X

2021 ◽  
Vol 10 (1) ◽  
pp. LAYOUTING
Author(s):  
Diaz Farrasizdihar ◽  
Ermi Girsang ◽  
Sri Lestari Ramadhani Nasution
Keyword(s):  
Qualitative Methods ◽  
Health Workers ◽  
Radiological Examination ◽  
Ministry Of Health ◽  
Gap Ratio ◽  
The Republic ◽  
Quantitative And Qualitative Methods

The beginning of 2020 was shocked by the WHO's statement which mentioned Coronavirus-19 (COVID-19) as a pandemic. As many as 37420 confirmed cases of COVID-19 were reported by the Ministry of Health of the Republic of Indonesia until June 2020 and are growing every day. One of the supporting examinations to establish a diagnosis of COVID-19 is a radiological examination. It is undeniable that the increasing incidence of COVID-19 has caused the workload of health workers in hospitals is increase, including in radiology installations in hospital. The purpose of this study was to analyze the need of workforce according to the workload using the Workload indicators of staffing need (WISN) method in the radiology installation of the RSU X. This research uses quantitative and qualitative methods. The results showed that the workload of the workforce in the radiology installation at RSU X was in the optimum category. Based on calculations using the WISN method, it was found that the total number of workers needed at the radiology installation at the RSU X was 15 people and the workforce gap ratio was 1.00.

scholarly journals ANALYSIS OF EXISTING APPROACHES ABOUT MANAGEMENT AND MINIMIZATION OF CREDIT RISK

2019 ◽  
pp. 53-63
Author(s):  
S. Pokhylko ◽  
V. Novikov
Keyword(s):  
Risk Management ◽  
Credit Risk ◽  
Banking System ◽  
Credit Risk Management ◽  
State Of The Economy ◽  
The Government ◽  
Bank Solvency ◽  
Definition Of ◽  
Credit Portfolio ◽  
Banking Credit

The efficiency of banking performance, related to ensuring reliable protection for banks from credit risk by borrowers, requires resolving multiple issues related to the analysis of their creditworthiness and reliability, as well as development of methods and models to predict the consequences of non-repayment or overdue loans from the borrowers‘ side for the further effective functioning of a bank. Taking into account a considerable amount of scientific works devoted to the research of influence of credit risk on banking there is still a necessity in improvement of existing methods of credit risk management. The article is devoted to the research of the influence of credit risk on banking in Ukraine, in regard to the analysis of the domestic and foreign approaches and methods of determining banking credit risk; quality of its management and minimization, analysis of the legislation on the definition of exposure to borrower's credit risk; analytical reviews of indicators of the banking system, in particular, research of the banking credit portfolio structure for revealing the reasons of change of particular indicators. And, consequently, their influence on the financial sustainability and bank solvency. The research pays attention to intermediary organizations as participants of contractual relations between banks and borrowers. The authors give their own vision of the efficiency of measures taken by the government to stabilize banking and assess the introduced models of banking credit risk management from a scientific perspective . The analysis of the indicators showed a growing share of non-performing loans, in particular, the number of overdue assets in the credit portfolio of banks. Which would be caused by the declining production and a decrease in the level of solvency of the population against the background of general political and economic instability in the country. The study identified the lack of effectiveness of the existing legislation related to credit policy and the work with non-performing loans, which would have contributed to the protection of the banking system from the existing credit risk and corresponded to realities of the modern state of the economy. Key words: banking, overdue assets, overdue loans, credit, credit risk, credit portfolio.

Reputational risk management in conditions of credibility gap in the banking system

2019 ◽  
Vol 12 (3) ◽  
pp. 327-343 ◽  
Author(s):  
Karyna Trostianska ◽  
Ilona Semencha
Keyword(s):  
Risk Assessment ◽  
Risk Management ◽  
Banking System ◽  
Management Tool ◽  
Risk Level ◽  
Management Decision ◽  
Specific Factor ◽  
Mathematical Basis ◽  
Content Type ◽  
Reputational Risk

Purpose This paper aims to provide appropriate and effective methods for diagnosing and managing the reputational risk of a bank. Design/methodology/approach Using the data-mining system CONFOR, the authors have defined and arranged in the objective way the factors influencing the reputational risk level of a bank, with specific factor groups assigned. The mathematical tools of the theory of graphs and cognitive mapping are used for building the cognitive map of reputational risk assessment of a bank. To enable choosing which risk management strategies to use, the methods of impulse modeling and scenario analysis are applied for the purpose of prognostication. Findings The authors proposed an integrated approach to the objective determination of the reputational risk level and an easy-to-use choice of risk management scenarios considering all components of management decision making and the main managerial functions. Practical implications The range of tools proposed can be used as a simple measure of the bank's reputational risk level, as a component of risk management model, and as a strategic risk management tool. Implementing this approach at the level of the central bank will facilitate realization of its strategic program for restoring confidence in the banking system as a whole. Originality/value A relatively greater objectivity in the reputational risk assessment of the bank was achieved, with each stage formalized and confirmed by an economic and mathematical basis, risk parameters quantified. The authors have developed a comprehensive approach to the reputational risk level assessment (the integral assessment included) as well as the management algorithm.

Terrorism Risk Assessment to Children: A Study in Poso

2021 ◽  
Vol 1 (1) ◽  
pp. 47-64
Author(s):  
Zora Arvina Sukabdi
Keyword(s):  
Risk Assessment ◽  
Qualitative Methods ◽  
Low Risk ◽  
Average Risk ◽  
Terrorist Organizations ◽  
Terrorism Risk ◽  
Terrorist Groups ◽  
History Of ◽  
Quantitative And Qualitative Methods

The long history of conflict in Poso, Indonesia, causes the trauma of people living in the area, including children. This study aims to examine the risks and needs of children raised amongst terrorist organizations in Poso. 33 children whose parents were involved in terrorist groups were assessed in this study and analyzed using quantitative and qualitative methods. The findings show that the average risk is 1.35, which is at low risk. Moreover, they need to be addressed to prevent them from joining terrorist groups. The findings could help educational and counterterrorism practitioners to plan an intervention for children raised within the terrorism movement in Poso.

Increasing the value of accounting research: An Italian perspective

2017 ◽  
pp. 29-42
Author(s):  
Aldo Pavan ◽  
Isabella Fadda
Keyword(s):  
Qualitative Methods ◽  
Empirical Research ◽  
Policy Recommendations ◽  
Business World ◽  
Accounting Research ◽  
Business Objects ◽  
To Come ◽  
Quantitative And Qualitative Methods

Accounting research has a speculative and normative tradition. Starting at the beginning of the 1970s, empirical methodologies gained prominence and the boundaries of accounting disciplines have become uncertain. Quantitative and qualitative methods tend to overwhelm the accounting and business objects; often they are only suitable to deal with past and narrow phenomena. Empirical methodologies need reference theories, coming from other disciplines and particularly economics and sociology. In this context, it is questioned if accounting research does exist anymore and if it is relevant to the business world. Some scholars have begun to wonder whether it would be appropriate to revalue normative approaches in order to conduct a type of research which is useful to the society and allows the preservation of specific accounting knowledge. A necessity emerges to come back to the prominence of business and accounting issues over methodologies and sociological theories. Research should be directed to tackle wide and current phenomena, not just the narrow and past ones. Speculative thinking has to be reassessed and empirical findings should be used to strengthen it as starting premises. Explaining phenomena is not enough; empirical research has to go beyond its findings; the emphasis should be shifted to the drawing of policy recommendations.

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