scholarly journals Kontribusi UMKM terhadap Pendapatan Masyarakat Ponorogo: Analisis Ekonomi Islam tentang Strategi Bertahan di Masa Pandemi Covid-19

2020 ◽  
Vol 4 (2) ◽  
pp. 147
Author(s):  
Sedinadia Putri
Keyword(s):  
Small And Medium Enterprises ◽  
Field Research ◽  
Business Owners ◽  
Internal Factors ◽  
Two Factors ◽  
Islamic Religion ◽  
Economic Perspectives ◽  
Islamic Economic ◽  
Medium Enterprises ◽  
The Impact

<p><em>The purpose of this study was to determine the impact of MSMEs on the income of community in an Islamic perspective, and also find out how the strategies of micro, small and medium enterprises (MSMEs) can survive in the Covid-19 pandemic. This study was a field research based on qualitative method. The results of showed that MSMEs in Ponorogo district are able to contribute to the surrounding residents, namely by providing jobs. This clearly gives welfare to the community in general and especially to the owner. Micro, Small, and Medium Enterprises (MSMEs) are a strategic economic sector and involve the livelihoods of many people, thus affecting the national economy. In the Islamic economic perspectives, UMKM is a legalized economic activity. There is no prohibition as long as the business being carried out does not deviate from the Islamic religion. The sustainability and existence of the MSME business is influenced by two factors, namely internal factors in the form of economic motives while external factors in the form of the economic environment which are usually used as a person's life theme. In addition, during a pandemic like today, business owners must have a strategy so that their business continues and does not suffer too large losses. No exception sharia business owners must also have a strategy so that Micro, Small and Medium Enterprises are able to recover economic shocks during the Covid-19 pandemic.</em></p><p dir="ltr"><span><br /></span></p><p dir="ltr"><span>Tujuan dari penelitian ini adalah untuk mengetahui pengaruh UMKM terhadap pendapatan masyarakat dalam perspektif Islam, dan bagaimana strategi usaha mikro, kecil dan menengah (UMKM) dapat bertahan dari pandemic Covid-19. Penelitian ini menggunakan metode kualitatif.  Berdasarkan hasil penelitian terlihat bahwa UMKM di kabupaten Ponorogo tersebut mampu memberikan kontribusi terhadap warga sekitarnya, yaitu dengan memberikan lapangan pekerjaan. Hal ini jelas memberikan kesejahteraan terhadap masyarakat pada umumnya dan khususnya pada pemilik.  Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan sektor ekonomi yang strategis dan melibatkan mata pencaharian orang banyak, sehingga berpengaruh terhadap perekonomian nasional. Ekonomi Islam memandang bahwa tidak ada larangan selama usaha yang dijalankan tidak melenceng dari agama Islam. Keberlangsungan dan keberadaan bisnis UMKM dipengaruhi oleh dua faktor, yaitu faktor internal berupa motif ekonomi sedangkan faktor eksternal berupa lingkungan ekonomi yang biasanya dijadikan tempat hidup seseorang. Selain itu, di masa pandemi seperti saat ini pemilik bisnis harus mempunyai strategi agar bisnisnya tetap berjalan dan tidak mengalami kerugian yang terlalu besar. Tak terkecuali pemilik bisnis syariah juga harus memiliki strategi agar Usaha Mikro Kecil Menengah mampu memulihkan guncangan ekonomi dimasa pandemi covid-19.</span></p><div><span><br /></span></div><p><em><br /></em></p><p> </p><p> </p>

scholarly journals The Impact of Entrepreneurial Resilience on the Success of Small and Medium Enterprises in South Africa

2018 ◽  
Vol 10 (7) ◽  
pp. 2527 ◽  
Author(s):  
Olawale Fatoki
Keyword(s):  
South Africa ◽  
Sustainable Development ◽  
Small Business ◽  
Poverty Reduction ◽  
Small And Medium Enterprises ◽  
Business Owners ◽  
Survey Method ◽  
Small Business Owners ◽  
Medium Enterprises ◽  
The Impact

Small and medium enterprises (SMEs) have a significant role to play in a country’s sustainable development. The measures of a country’s sustainable development include economic and social factors. The sustainability of small and medium enterprises is vital to job creation, poverty reduction, and sustainable economic growth. The high failure rate of SMEs negatively impacts on South Africa’s sustainable development. The purpose of the study was to investigate the relationship between entrepreneurial resilience and the success of SMEs in South Africa. Success was measured using both organisational and individual criteria. The Connor–Davidson Resilience Scale 10 (CD-RISC 10) was used to measure entrepreneurial resilience. Data was collected from 170 small business owners through the survey method. The self-administered questionnaire method was used to collect data from the participants. Convenience and snowball methods were used for sampling. Descriptive statistics, confirmatory factor analysis, correlation, and regression analysis were used for data analysis. Cronbach’s alpha was used as a measure of reliability. The results indicated that there is a significant positive relationship between entrepreneurial resilience and individual and organisational success. Ways to enhance the resilience of small business owners in order to ensure the sustainability of SMEs are suggested.

scholarly journals PENERAPAN E-COMMERCE PADA UMKM CENDERAMATA KERAJINAN ALIF

2021 ◽  
Vol 5 (1) ◽  
pp. 190
Author(s):  
Satriadi Satriadi ◽  
Dani Masrianto ◽  
Deri Afrizon ◽  
Hanifa Gustryanda ◽  
Seri Mulyani ◽  
...  
Keyword(s):  
Small And Medium Enterprises ◽  
Secondary Data ◽  
External Factors ◽  
Data Sources ◽  
Internal Factors ◽  
Factors Analysis ◽  
The People ◽  
Analysis Technique ◽  
Medium Enterprises ◽  
The Impact

Penelitian ini bertujuan untuk mengetahui respon masyarakat  terhadap ecommerce, mengetahui dampak penerapan e-commerce terhadap perilaku masyrakat Kota Tanjungpinang, mengetahui tingkat kepuasan Masyrakat dalam melakukan transaksi perdagangan melalui e-commercedan mengidentifikasi faktor internal dan eksternal dalam penerapan e-commerce pada usaha kecil dan menengah. . Jenis penelitian yang digunakan kulitatif, sumber data yang digunakan yaitu sumber data primer dan sekunder. Teknik analisis yang digunakan analisis Internal Factors Analysis dan External Factors Analysis serta analisis Strengths, Weaknesses, Opportunities, dan Threats. Hasil penelitian ini menunjukkan bahwa penerapan e-commerce hampir keseluruhan telah mengenal e-commerce sebagai transaksi jual beli online dengan menggunakan teknologi dan memanfaatkan media internet yang dapat digunakan kapan saja, dalam menggunakan e-commerce kendala yang dihadapi hanya dari jaringan internet yang belum bisa terakses disuatu tempat. E-commerce banyak kemudahan yang didapatkankan, lebih efektif dan efisien serta merasakan kepuasan setelah melakukan pembelian dengan menggunakan di Tanjungpinang. Berdasarkan jumlah kekuatan dan peluang yang lebih dominan dibandingkan kelemahan dan ancaman. E-commerce menjadikan perilaku masyarakat Kota Tanjungpinang menjadi konsumtif tetapi dengan adanya e-commerce masyarakat jugadapat memanfaatkannya untuk menawarkan produknya. Kata kunci: E-commerce, UKM, SWOT, Strategi ABSTRACT This study aims to determine the public's response to e-commerce, determine the impact of the application of e-commerce on the behavior of the people of Tanjungpinang City, determine the level of public satisfaction in conducting trade transactions through e-commerce and identify internal and external factors in the application of e-commerce in small and medium enterprises. . . The type of research used is qualitative, the data sources used are primary and secondary data sources. The analysis technique used is the analysis of Internal Factors Analysis and External Factors Analysis and analysis of Strengths, Weaknesses, Opportunities, and Threats. The results of this study indicate that the application of e-commerce is almost entirely familiar with e-commerce as an online buying and selling transaction using technology and utilizing internet media that can be used at any time, in using e-commerce the constraints faced are only from the inaccessible internet network. at some place. E-commerce has many conveniences, is more effective and efficient and feels satisfaction after making a purchase using Tanjungpinang. Based on the number of strengths and opportunities that are more dominant than weaknesses and threats. E-commerce makes the behavior of the people of Tanjungpinang City consumptive, but with the existence of e-commerce, people can also use it to offer their products. Keywords: E-commerce, UKM, SWOT, Strategy

Structural Modeling of Institute of Entrepreneurship in Russia

2019 ◽  
pp. 34-48
Author(s):  
Svetlana L. Sazanova
Keyword(s):  
Global Economy ◽  
Structural Model ◽  
Institutional Environment ◽  
Small And Medium Enterprises ◽  
Structural Modeling ◽  
Entrepreneurial Activity ◽  
Pattern Modeling ◽  
Medium Enterprises ◽  
The Impact ◽  
The Relationship

Entrepreneurship plays an important role in the modern global economy; the share of products of small and medium enterprises in the gross product and exports not only of the developed but also of developing countries is growing. Innovation processes cover all sectors of the economy, and more and more people are involved in entrepreneurial activity, which contributes to the penetration of entrepreneurial thinking and business values in all areas of the socioeconomic life of society. The Institute of Entrepreneurship plays an increasingly prominent role in the institutional environment of socio-economic systems. This actualizes the problem of studying the relationship of the institution of entrepreneurship with the institutions of law, culture, management. This requires a methodology that allows you to explore the impact on the institute of entrepreneurship not only economic, but also non-economic factors. The methodology of the “old” institutionalism possesses such a tool, it is structural modeling (pattern modeling), which allows to explore the diversity of interrelationships of the institution of entrepreneurship with other components of the institutional and economic environment. The article explored the features of the development of the institution of entrepreneurship in Russia, established the relationship between the institution of entrepreneurship, values, motives and incentives for entrepreneurial activity, built a structural model of the institution of entrepreneurship based on the methodology of the old institutionalism (pattern modeling). The structural model of the institution of entrepreneurship reveals the relationship between the institution of entrepreneurship, the values of entrepreneurial activity, its motives and incentives; as well as the relationship between the institution of entrepreneurship with the institutions of governance, cultural and religious institutions, legal institutions and society.

AFRICA’S RENAISSANCE AND POTENTIAL IN THE LEATHER SECTOR WITH REFLECTION TO THE GLOBAL PERFORMANCE

2015 ◽  
Vol 2 (1) ◽  
pp. 1-17 ◽  
Author(s):  
Mwinyihija M.
Keyword(s):  
Value Chain ◽  
Small And Medium Enterprises ◽  
Middle Level ◽  
Individual Member ◽  
Socioeconomic Indicators ◽  
Value Add ◽  
Medium Enterprises ◽  
The Impact ◽  
Productivity And Competitiveness ◽  
Critical Aspects

Africa’s renaissance is inevitable and rapidly emerging as a reality in tandem with the continent’s continued exploration of its natural resources in a more sustained way than previously done. Currently, the clarion call is to value add, avoid plundering and involve its population through the SME’s to adapt modern methods of entrepreneurship. During the study, critical aspects that are envisaged to trigger the growth and development of Africa, included the entry of major countries of the continent into the global emerging markets such as MINT (Mexico, Indonesia, Nigeria and Turkey) and BRICS (Brazil, Russia, India, China and South Africa). For the leather sector, certain socioeconomic indicators such as the youthful participation in the value chain, ownership status, literacy levels and acquired experiences are all contributing to a vibrant sector. It was observed that these indicators if well aligned with individual member states of African Union Commission and structured than productivity and competitiveness of leather products will be attained. As such, ease of either foreign direct investment, local recapitalization and development of the SME’s could become feasible. Indeed, with the emergence of over 300 million youth at middle level income level is construed to start building on the impact of the continents purchasing power. Therefore, Africa needs to respond by address on development of ICT, develop affordable financial support to provide stimulus packages to SME’s (Small and Medium Enterprises) to transform, improve on inter and intra trade to optimize on unexplored synergies and enhance mobility of persons with in Africa as preamble to Africa’s renaissance.

THE ACCESS TO GOVERNMENT FINANCIAL SUPPORT THROUGH LEGAL CHANNELS OF SMALL AND MEDIUM ENTERPRISES IN FOUR ASIA PACIFIC COUNTRIES

2020 ◽  
Vol 9 (2) ◽  
pp. 298
Author(s):  
Muhamad Marwan
Keyword(s):  
Financial Support ◽  
Small And Medium Enterprises ◽  
Mediation Effect ◽  
Asia Pacific ◽  
Survey Questionnaire ◽  
Access To Finance ◽  
Medium Enterprises ◽  
The Impact ◽  
The Relationship

The aim of this study is to determine the impact of networking on SME’s ability to access government financial support through legal channels in Asia Pacific. This study is quantitative in nature in which the data has been gathered from 281 employees and managers working in SMEs through survey questionnaire. The SEM technique was utilised for the purpose of analysing and testing the mediation effect. The study found that there is a partial mediation of government financial support through legal channels among the relationship between networking with officers and access to finance. This study is restricted to the SMEs operating in the region of Asia Pacific.

The Impact of Financial Literacy on Financial Preparedness for Retirement in the Small and Medium Enterprises Sector in Uganda

2020 ◽  
Vol 9 (3) ◽  
pp. 26-41
Author(s):  
Colin Agabalinda ◽  
Alain Vilard Ndi Isoh
Keyword(s):  
Financial Literacy ◽  
Small And Medium Enterprises ◽  
Group Analysis ◽  
Moderating Effect ◽  
Primary Data ◽  
Retirement Preparedness ◽  
Medium Enterprises ◽  
The Impact ◽  
The Relationship ◽  
Effect Of Age

The study investigated the direct effects of financial literacy (knowledge, skills, and attitudes) on financial preparedness for retirement and the moderating effect of age among the small and medium enterprises in Uganda. Primary data was collected from a sample of n = 380 selected from the SME workforce. Descriptive analysis was run on SPSS, while validity and reliability of the measurement items yielded satisfactory composite reliability scores and average variance explained (AVE) scores for all items. Structural equation modelling (SEM) was used to test the hypotheses and multi-group analysis conducted to test for the moderating effect of age on the relationship between financial literacy and retirement preparedness. The results revealed that knowledge and skills were significant predictors of retirement preparedness. However, ‘attitude' was not a significant predictor, and age had no moderating effect on the relationship between the study variables. These findings present practical implications for policymakers and financial educators in a developing country context.

scholarly journals Analysing spatial interdependence among the 2011 Thailand flood-affected small and medium enterprises for reduction of disaster recovery time period

2021 ◽  
Vol 8 (1) ◽  
Author(s):  
Shubham Pathak ◽  
Jorge Chica Olmo
Keyword(s):  
Disaster Recovery ◽  
Small And Medium Enterprises ◽  
Spatial Econometric ◽  
Middle Income ◽  
Management Planning ◽  
Accurate Perception ◽  
The Government ◽  
Medium Enterprises ◽  
Disaster Management Planning ◽  
The Impact

AbstractNatural disasters have been a significant hurdle in the economic growth of middle-income developing countries. Thailand has also been suffering from recurring flood disasters and was most which are severely affected during the 2011 floods. This paper aims to identify the various factors that impact the speed of disaster recovery among the Small and Medium Enterprises (SMEs) severely affected by the floods in Pathumthani province in central Thailand, and how it is related to its speed decision of neighbours SMEs. The methodology adopts a spatial econometric model, to analysis and understand each of the chosen factors’ impact. The findings include the impact of disaster resilience, mitigation and planning at the SME level as well as the government level. The absence of accurate perception of actual risk, flood insurance and disaster management planning before the 2011 floods had contributed to the severity of the impacts during the 2011 floods.

Impact of Non-Financial Factors on Performance of Small and Medium Scale Enterprises of Furniture Industry in Moratuwa, Sri Lanka

2021 ◽  
Vol 2 (2) ◽  
Author(s):  
W. I. A Perera ◽  
D. H. B. Y. Ranasinghe
Keyword(s):  
Sri Lanka ◽  
Small And Medium Enterprises ◽  
Study Data ◽  
Furniture Industry ◽  
Input Constraints ◽  
Financial Factors ◽  
Empirically Supported ◽  
Regulatory Constraints ◽  
Medium Enterprises ◽  
The Impact

Small and Medium Enterprises in any nation are blessed with the ability to become the backbone of the domestic economy and the sustainability. Therefore, they must concern about the factors which are affecting their performance. Many studies have been conducted by highlighting the financial factors that affect the performance of small and medium enterprises. Furniture industry is also embodied with number of small and medium enterprises around Sri Lanka. But still it is held the reputation in Moratuwa city. As an industry, small and medium enterprises are not sufficiently aware of non-financial factors which affect their performance and struggle to identify the impact of non-financial factors and how they could avoid the barriers from non-financial factors. Though the recent governments and regulatory bodies have designed policies and strategies to encourage small and medium enterprises by providing financial facilities, the information and the knowledge regarding non-financial factors are not sufficient. The purpose of this study is to identify the impact of non-financial factors on performance of Furniture industry in Moratuwa, Sri Lanka. After a comprehensive literature review, Input constraints, Regulatory Constraints, Technology constraints, Infrastructure constraints and Threats of Substitute products are identified as the independent variables of the study. Data collection was done using a structured questionnaire with 30 questions of Likert scales from the selected sample of 100 Furniture small and medium enterprises located in Moratuwa area. The analysis was carried out performing tests on descriptive statistics, validity, reliability, correlation, and regression analyses, and it is empirically supported that there is a significant impact of input constraints and infrastructure constraints on performance of Furniture industry in Moratuwa, Sri Lanka. Thereby, the findings would help the authorities and policy makers to take necessary actions to accomplish fu

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