scholarly journals E-Link Service Synergity, Perceived Risk Management, and Tri Hita Karana in LPD in Driving Financial Inclusion

2020 ◽  
Author(s):  
Sunitha Devi ◽  
Putu Riesty Masdiantini ◽  
Putu Eka Dianita Marvilianti Dewi ◽  
Ida Bagus Raminra Padma Diputra
Keyword(s):  
Risk Management ◽  
Perceived Risk ◽  
Financial Inclusion ◽  
Link Service

Perceived Risk and Risk Management Strategies in Pond Aquaculture

2021 ◽  
Vol 36 (1) ◽  
pp. 43-69
Author(s):  
Md Takibur Rahman ◽  
Rasmus Nielsen ◽  
Md Akhtaruzzaman Khan ◽  
Dewan Ahsan
Keyword(s):  
Risk Management ◽  
Perceived Risk ◽  
Management Strategies ◽  
Pond Aquaculture ◽  
Risk Management Strategies

Perceived Risk of Terrorism and Related Risk Management Practices of NCAA Division 1A Football Stadium Managers

2007 ◽  
Vol 17 (1) ◽  
pp. 27-51 ◽  
Author(s):  
Thomas A. Baker ◽  
Daniel Connaughton ◽  
James J. Zhang ◽  
J.O. Spengler
Keyword(s):  
Risk Management ◽  
Perceived Risk ◽  
Management Practices ◽  
Related Risk ◽  
Football Stadium

scholarly journals Flood Risk and River Conservation: Mapping Citizen Perception to Support Sustainable River Management

2021 ◽  
Vol 9 ◽  
Author(s):  
Anna Scaini ◽  
Ana Stritih ◽  
Constance Brouillet ◽  
Chiara Scaini
Keyword(s):  
Land Use ◽  
Risk Management ◽  
Risk Reduction ◽  
River Basin ◽  
Land Use Planning ◽  
Flood Risk ◽  
Perceived Risk ◽  
Local Community ◽  
River Management ◽  
River Conservation

Involving citizens in river and flood risk management is critical for risk reduction and sustainable development within river basins, but local community input is often limited. This is partly due to the difficulty of quantifying the perceived values and risks related to the rivers, because these are based on personal knowledge and opinions. There is a need for more data on locals’ opinions and how they are spatially distributed across the river basin. Studies analyzing how perceived risks match evidence-based data can be a first step to including local knowledge in the decision-making process and pose the basis to enhance preparedness. Here, we present a blueprint questionnaire to characterize the perception of flood risk and its spatial distribution across the river basin. Respondents are asked their perception of the role of the river in terms of flood risk and management, as well as to pinpoint on a map the areas they identify as the most dangerous during floods. The approach is tested on the Tagliamento River in the Italian Alps, characterized by debates regarding flood protection, flood management and ecological conservation. The flood risk perception map shows good agreement between perceived risk and existing flood risk assessment maps in the lower basin, where major floods happened in recent memory (1966). In the upper basin, despite having suffered frequent floods, participants are more uncertain about the risks. There is interest in being involved in the risk management debate, and most respondents believe that risk reduction and river conservation are compatible. Land use planning is identified as a factor that can increase flood risk. The results point to the necessity to tackle together conservation, risk management and land use planning in order to develop risk-oriented river management strategies. Our study demonstrates how online participatory mapping can be used to improve the understanding of citizens’ perceptions and expectations with regards to their river, and support participation in sustainable river management.

Adoption of Mobile Banking by Microentrepreneurs at the Bottom of the Pyramid

2020 ◽  
Vol 36 (67) ◽  
pp. 79-92
Author(s):  
Leidi Ruano-Arcos ◽  
Augusto Rodríguez-Orejuela ◽  
Miguel Solís-Molina
Keyword(s):  
Developing Countries ◽  
Mobile Phones ◽  
Perceived Risk ◽  
Subjective Norms ◽  
Financial Inclusion ◽  
Relative Advantage ◽  
Bottom Of The Pyramid ◽  
Mobile Banking ◽  
Critical Factors ◽  
Behavior Control

The use of mobile phones has increased globally, offering developing countries the opportunity to improve financial inclusion through mobile banking. However, mobile banking has been little adopted by microentrepreneurs at the bottom of the pyramid, and studies that explain this phenomenon is incipient. Therefore, this study aims to establish factors that influence mobile banking adoption by microentrepreneurs, from the Theory of Planned Behavior (TPB), extended to the relative advantage and perceived risk. Using a sample of 101 microentrepreneurs at the bottom of the pyramid, our findings confirmed that attitude, subjective norms, behavior control, and relative advantages positively affect the appropriation of mobile banking. Thus, banks and mobile services providers can focus on these critical factors to increase the mobile banking adoption rate.

scholarly journals Anxiety levels among health care workers within Irish mental health services during COVID-19: a survey

BJPsych Open ◽  
2021 ◽  
Vol 7 (S1) ◽  
pp. S247-S247
Author(s):  
Ibrahim Elimam ◽  
Mary McCarthy ◽  
Roisin Cooney ◽  
Alin Dumitrescu
Keyword(s):  
Mental Health ◽  
Risk Management ◽  
Perceived Risk ◽  
Information Dissemination ◽  
Protective Factor ◽  
Health Workers ◽  
Negative Relationship ◽  
Mental Health Workers ◽  
Managerial Support ◽  
Anxiety Levels

AimsThe aim of this survey was to assess any fluctuations in anxiety levels experienced by mental health workers during the COVID-19 pandemic and the association between these changes and variables of information dissemination, risk management, and managerial support.MethodA survey was created to assess variables of information dissemination, risk management, and managerial support. The GAD-7 was employed as measure for anxiety during and pre the pandemic The survey was conducted online via an anonymised questionnaire and disseminated by management through the heads of various disciplines within the mental health work force, using the local email portal in the Cork region. It was made available for research participation for a period of one month(JULY).Following this stage, the reported data were analysed utilizing paired samples t-test, Pearson's correlations, and a hierarchical regression. Demographic variables were controlled for during analysis.Result102 mental health healthcare workers participated in the survey (81.2% Female, 18.8% Male). The mean GAD-7 total scores for Pre-COVID-19 doubled in the during COVID-19 condition. The largest effect can be seen on the GAD-7 facet of “feeling afraid as if something awful might happen” with pre-COVID-19 GAD-7 mean scores more than quadrupling during COVID-19 conditions.Managerial support had a moderate negative relationship with GAD-7 scores during the COVID-19 pandemic. Information dissemination total scores also had a moderate positive correlation with managerial support total scores and perceived risk/safety total scores. There was no correlation found between the GAD-7 total scores during COVID-19 pandemic and Information dissemination total scores nor Risk/safety total scores. Childcare was a concern for 64% of staff that it was applicable to; 45% of these staff considered altering work hours; 17% reported issues from management regarding these requests.ConclusionMental health workers have seen a dramatic increase in anxiety since the COVID-19 pandemic, particularly in the context of expecting something bad to happen. Managerial support appears to be a protective factor for increased anxiety levels in this population. Childcare has been a predominant concern and altering working hours to accommodate this has been problematic for almost 1 in 5 mental health workers. Staff satisfaction with information dissemination positively affects perceived managerial support and perceived risk management.This study is limited by the utilization of a novel self-created measure for examining variables specific to the COVID-19 pandemic and to the employment of a retrospective measure to obtain baseline anxiety scores of staff members before the pandemic.

scholarly journals Specifics of the Internationalization Process of Czech Engineering SMEs

2015 ◽  
Vol 63 (3) ◽  
pp. 947-956 ◽  
Author(s):  
Lea Kubíčková ◽  
Martina Toulová ◽  
Marcela Votoupalová
Keyword(s):  
Risk Factors ◽  
Risk Management ◽  
Data Collection ◽  
Perceived Risk ◽  
Success Factors ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Internationalization Process ◽  
Key Success Factors ◽  
Questionnaire Surveys

The aim of this paper is to define the specifics of the internationalization process of Czech engineering small and medium-sized enterprises (SMEs). Based on primary data collection among Czech engineering SMEs there were defined the main motives of the internationalization. There were also identified the factors subjectively considered by SMEs as the key success factors of the internationalization process. Attention was also paid to subjectively perceived risk factors of the internationalization process and to the issue of risk management in the internationalization process, while it was investigated whether the risk management affects the intensity of export of Czech engineering SMEs. Data were collected via electronic questionnaire surveys conducted in 2011 and 2012. In total 194 respondents (engineering SMEs) filled the questionnaires. The obtained data were processed on the basis of descriptive statistics. Moreover hypothesis testing was performed.

scholarly journals Mobile Banking Adoption Among Rural Consumers: Evidence from India

2020 ◽  
Vol 23 (2) ◽  
pp. 300-315
Author(s):  
Malaya Ranjan Mohapatra ◽  
Nirmalkumar Singh Moirangthem ◽  
Pankaj Vishwakarma
Keyword(s):  
Low Income ◽  
Perceived Risk ◽  
Banking System ◽  
Financial Inclusion ◽  
Unified Theory ◽  
Mobile Banking ◽  
Use Of Technology ◽  
Effort Expectancy ◽  
Convenience Sampling ◽  
Facilitating Conditions

Recently, Financial Inclusion has received greater attention, as it is a key to economic growth and equality, growth of the business, and stability of financial and banking systems. In the process of understanding how technology is useful for financial inclusion, the study tries to understand the elements that prompt the perceived acceptability of mobile banking among the low income and low literate stratum. To explore these elements, the current piece of work utilized the Unified theory of acceptance and use of technology and with the addition of component of perceived risk. The research utilized convenience sampling to collect data from the respondents having Jan Dhan account. The results show that performance expectancy, effort expectancy, social influence, and perceived risk have a significant influence on intention to use mobile banking among financial inclusion stratum. Surprisingly, the facilitating conditions were found insignificant. The outcomes of the research can guide banks and technology houses to develop a more user-acceptable mobile banking system. Also, the outcome will help policymakers to enhance mobile banking system adoption for financial inclusion by considering influencing elements.

Perceived Risk Management

2010 ◽  
pp. 299-314
Author(s):  
Magali Dubosson ◽  
Emmanuel Fragnière
Keyword(s):  
Risk Management ◽  
Perceived Risk ◽  
Case Study Research ◽  
Control Process ◽  
Integrated Approach ◽  
Point Of View ◽  
Control Measures ◽  
Added Value ◽  
Perceived Risks ◽  
Knowledge Based

Purpose – To contribute to the theoretical work on service-perceived risk management of knowledge-based services (i.e. intangible and heterogeneous) and experience-based services and to suggest a framework that helps to formalize these risks and the value associated with their management, by arguing that this risk management relies on a sequence of risks (Threat, Event, Ignorance and Damage, called the TEID model) and on 3 categories of control measures (preventative, detective and protective). Design / methodology / approach – A case study research using the guidelines developed by Eisenhardt (1989) in the context of travel agency industry about how to deliver added value by selling the expertise that helps to reduce customer-perceived risks. Risk management and control process constructs were compared in order to confirm the relevance of this approach. Findings – Customers feel that travel services which are bought encompass a lot of uncertainties and annoyances (risks) about what they will be experiencing. At present customers are not willing to pay for advice that they regard as free. In order to charge and deliver more added-value, knowledge-based service providers have to make their role more tangible, aiming at reducing and managing risks. By categorizing customer-perceived risks, and by integrating control measures and assurances into their offer, providers can design new and valuable services. Service value-chains involve various providers (implicitly or otherwise) who may engender annoyance and damages as risks are a sequence of events. For their effective management risks have to be considered from the customer’s point of view as this is the only way to apply an integrated approach. Originality / value – This chapter holds the potential to contribute to extending an understanding and management capacity of customer-perceived risks of knowledge-based services. It brings into play a new framework and new risk management process. It also helps with formalizing and making tangible customer added-value.

Towards Program Risk Management and Perceived Risk Management Barriers

2015 ◽  
Vol 8 (5) ◽  
pp. 323-338 ◽  
Author(s):  
Shahid Rasheed ◽  
Chang Feng Wang ◽  
Faiza Yaqub
Keyword(s):  
Risk Management ◽  
Perceived Risk
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