The actuarial cost and fiscal impact of expanding the Jordan Civil Insurance Program for health coverage to vulnerable citizens

Author(s):  
Yara A. Halasa-Rappel ◽  
Taisser Fardous ◽  
Manal Jrasat ◽  
Ihab Al-Halaseh ◽  
Muien Abu-Shaer ◽  
...  
Getting By ◽  
2019 ◽  
pp. 329-428
Author(s):  
Helen Hershkoff ◽  
Stephen Loffredo

This chapter addresses the issue of health care for low-income people. The United States, virtually alone among developed nations, does not offer universal access to health care, leaving many millions of individuals without health insurance or other means of obtaining necessary medical services. In 2010, Congress enacted the landmark Patient Protection and Affordable Care Act (ACA)—popularly known as “Obamacare”—marking an important but incomplete response to the nation’s health care crisis. This chapter examines the ACA in detail, including its impact on Medicaid and Medicare, the major government health programs in the United States, its creation of Health Insurance Exchanges and tax credits to help low-income households obtain private health coverage, and the reform of private health insurance markets through a patient’s bill of rights, which, among other measures, prohibits insurance companies from refusing coverage for preexisting medical conditions. Perhaps the most critical aspect of the ACA was its expansion of Medicaid to cover virtually all low-income citizens (and certain immigrants) who do not qualify for other health coverage. Although several states opted out of the ACA’s Medicaid expansion, the Medicaid program nevertheless remains the largest single provider of health coverage in the United States. This chapter also provides a detailed description of Medicaid, its eligibility criteria and scope of coverage; the Child Health Insurance Program (CHIP), a government-funded health insurance program for children in households with too much income to qualify for Medicaid; and Medicare, the federal health insurance program for aged, blind, and disabled individuals.


Author(s):  
Shyamkumar Sriram

The WHO report on the path to Universal Health Coverage (UHC) emphasizes that every person should receive the necessary healthcare without enduring financial hardship at the time of getting care. United Nations’ Sustainable Development agenda incorporates one goal (Goal 3) that is related to health and well-being of the population and one of the specific targets of the goal is to improve financial risk protection through the achievement of universal health coverage. More than 100 countries in the world have either started their reforms towards UHC or have already achieved it and India is one of the countries trying to achieve UHC. Out of the 1.324 billion people in India, only 11% of the population has any form of health insurance coverage. Around, 42% of India’s population is Below Poverty Line (BPL). Rashtriya Swasthya Bima Yojana is a health insurance program started in 2007 that provides a wide range of healthcare services for BPL families. Rajiv Aarogyasri Community Health Insurance is a state health insurance program started in Andhra Pradesh as one of the first programs in India to provide health insurance to poor people. In India, 39 million people are being impoverished due to OOP health expenditures each year, and a quarter of these expenditures are contributed by hospitalization Out-of-pocket expenditures even after the financial protection provided by a number of health insurance programs. This review will critically evaluate the two health insurance approaches which aim to achieve UHC in India by providing health protection to the indigent.


2020 ◽  
Vol 5 (3) ◽  
pp. 142-151
Author(s):  
@febri Laksana

World health organization, WHO, guarantees that every  community in the world gets a good standard of health services. Through Universal Health Coverage, it is hoped that countries around the world are able to raise the level of health services that have so far been overlooked. This is done as an effort to guarantee human rights that guarantee rights freedom of life and the right to health services. But the health standard system (UHC) is still lacking in its application in Indonesia. This is seen from several important points that occur in Indonesia. Hospital facilities are still inadequate, especially hospitals in the region. In this paper I will provide information regarding evaluations carried out on the health insurance program in Indonesia with case studies of how to deal with Covid 19 in Indonesia whether it is in accordance with health standards or not.


2020 ◽  
Vol 4 (2) ◽  
pp. 219
Author(s):  
Adityo Pratikno Ramadhan ◽  
Budiyono Budiyono ◽  
Djonet Santoso

This research aimed to investigate the percentage of university students at the University of Bengkulu, Indonesia, who participated in the national health insurance program, and why the students did or did not participate in the national health insurance program. This research was performed with the inductive approach and sampled 366 university undergraduate students from eight faculties at the University of Bengkulu, Indonesia. The data collection was conducted by survey technique using a questionnaire. The results show that only 58.2% of university students who participated in the national health insurance program and their parents played an important role in determining whether they participated in the program. Pseudo universal health coverage would probably happen in Indonesia since some students participated in the national health insurance program. However, their premium payments were overdue, so that their insurance coverage became inactive. The unique finding of this research is that 1.96 percent of students mentioned that they did not participate in the national health insurance program because they perceived this program categorized as usury, which is forbidden in Islam. Penelitian ini bertujuan untuk mengetahui persentase mahasiswa Universitas Bengkulu yang mengikuti program jaminan kesehatan nasional, dan mengapa mahasiswa mengikuti atau tidak mengikuti program jaminan kesehatan nasional. Penelitian ini dilakukan dengan pendekatan induktif dan mengambil sampel 366 mahasiswa sarjana dari delapan fakultas di Universitas Bengkulu, Indonesia. Pengumpulan data dilakukan dengan teknik survei menggunakan kuesioner. Hasil penelitian menunjukkan bahwa hanya 58,2% mahasiswa yang mengikuti program jaminan kesehatan nasional dan orang tuanya yang berperan penting dalam menentukan keikutsertaan mereka dalam program tersebut. Pertanggungan kesehatan universal semu mungkin akan terjadi di Indonesia karena beberapa pelajar berpartisipasi dalam program jaminan kesehatan nasional. Namun, pembayaran premi mereka terlambat, sehingga pertanggungan asuransinya menjadi tidak aktif. Temuan unik dari penelitian ini adalah 1,96 persen mahasiswa menyatakan tidak mengikuti program jaminan kesehatan nasional karena menganggap program ini termasuk riba yang dilarang dalam Islam.


Ob Gyn News ◽  
2008 ◽  
Vol 43 (15) ◽  
pp. 38
Author(s):  
MARY ELLEN SCHNEIDER
Keyword(s):  

2007 ◽  
Vol 41 (6) ◽  
pp. 59
Author(s):  
ERIK L. GOLDMAN
Keyword(s):  

Sign in / Sign up

Export Citation Format

Share Document