scholarly journals Microfinance Institutions and Social Empowerment in Palastinian Refugees Camps in Jordan (Al-Baqa'a Camp as a Model)

2020 ◽  
Vol 10 (4) ◽  
pp. 89-96
Author(s):  
Areej Mofeed Derbas et al., Areej Mofeed Derbas et al., ◽  
Keyword(s):  
Microfinance Institutions ◽  
Social Empowerment

scholarly journals EMPOWERMENT INEQUITY OF MICROFINANCE INTERVENTION: ROLE OF COMMUNICATION IN COMMUNITY PARTICIPATION

2020 ◽  
Vol 11 (10) ◽  
pp. 247-259
Keyword(s):  
Community Participation ◽  
Stakeholder Participation ◽  
Voluntary Association ◽  
Economic Empowerment ◽  
Microfinance Institutions ◽  
Self Help ◽  
The Social ◽  
Self Help Groups ◽  
Social Empowerment

It is assumed that microfinance through self-help groups is an accelerator of development and change. A self-help group is a voluntary association of 10 to 20 women from the disadvantaged section of the population who come together to save and avail credit from microfinance institutions and banks through a facilitating agency such as NGO. This paper reviews the scope and limitations of self-help groups in having an impact on the economic and social upliftment of its members by focussing on empirical research conducted in the state of Jharkhand and review of existing literature. Majority of the available literature focuses on the economic empowerment of women through microfinance intervention with a minuscule focus on social empowerment through identified social empowerment variables. This study points out that economic empowerment has not translated into desired social empowerment for the beneficiaries of this program. The social empowerment of the marginalized is still a mirage. This paper investigates the reason for the same and the role of communication in gender sensitization and stakeholder participation as communication is a facilitator of social change. It aims towards understanding the linkage of community participation and communication for empowerment and propose suggestions for the same.

Upscaling with a focus on microfinance institutions' largest market: women entrepreneurs

2014 ◽  
Vol 25 (3) ◽  
pp. 201-210
Author(s):  
Tetsuro Narita ◽  
Francisco Rojo ◽  
Luis Eduardo Marquez
Keyword(s):  
Women Entrepreneurs ◽  
Microfinance Institutions ◽  
Market Women

Effects of Financial Innovations on Profitability for Deposit Taking Microfinancing Institutions in Kenya

2018 ◽  
Vol 9 (6) ◽  
pp. 529-536
Author(s):  
Martin Khoya Odipo ◽  
Keyword(s):  
Financial Institutions ◽  
Positive Relationship ◽  
Financial Institution ◽  
Secondary Data ◽  
Financial Statements ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Financial Innovations ◽  
Strong Positive Relationship

Recent studies have documented that innovations improve profitability of firms. This article documents that deposit taking micro financial institutions that have adopted financial innovations have increased their profitability. The study covered five years between 2009-2013. Both primary and secondary data were used in the study. Primary data was obtained through administration of drop and pick questionnaires to selected employees of the institutions. Secondary data was obtained from financial statements and management reports of these deposit taking microfinance institutions. Data was analyzed using descriptive statistics, return on asset and multi-liner regression model to determine the effect of each financial innovation applied on profitability on the micro-financial institution. The results showed that most deposit taking microfinance institutions adopted these financial innovations in their current operations. There was strong positive relationship between individual innovations and profitability. In line with profitability ROA also showed improvement each year after the adoption of these financial innovations.

Transforming Microfinance Institutions

2006 ◽  
Author(s):  
Joanna Ledgerwood ◽  
Victoria White
Keyword(s):  
Microfinance Institutions

ANALISIS DETERMINASI PENGHAMBAT PELAPORAN AKUNTANSI SUMBER DAYA MANUSIA

2018 ◽  
Vol 3 (2) ◽  
Author(s):  
Amir Hamzah
Keyword(s):  
Human Resources ◽  
Human Resource ◽  
Variable Cost ◽  
Significant Positive Effect ◽  
Microfinance Institutions ◽  
Sample Number ◽  
Human Resource Accounting ◽  
Resource Accounting ◽  
Accounting Report ◽  
Positive Effect

This study aims to analyze the determination of inhibiting reporting of human resource accounting at Shariah microfinance institutions in Kuningan Regency, with the sample number of 70 respondents of shariah microfinance institutions.��������� This study used a qualitative descriptive research method and verification with interview or questionnaire technique. Research data were tested using instrument test, classical assumption test, multiple regression test.��������� The results showed partially variable cost of human resources have a significant positive effect on human resources accounting report, variable measurement of human resources value has a significant positive effect on the human resources accounting report and together show that the variable cost of human resources and measurement value human resources to the accounting reports of human resources.�Keywords: Human Resource Cost, Human Resource Measurement Value, Human Resource Accounting Report

Competition and Commercialisation of Microfinance Institutions: Implications for the Sector

Think India ◽  
2018 ◽  
Vol 21 (2) ◽  
pp. 1-16
Author(s):  
Joyeeta Deb
Keyword(s):  
Low Income ◽  
Development Programme ◽  
Microfinance Institutions ◽  
Dependent Development ◽  
Social Mission ◽  
Low Income Population ◽  
Development Institutions ◽  
Potential Impact ◽  
Intensity Of Competition ◽  
Theoretical Standpoint

Until 1990s microfinance was mainly seen as an impact – driven development programme based on the support of government and private donors. However, the failure of many subsidy dependent development institutions advocated for microfinance institutions to be self-sufficient and sustainable. This prompted MFIs to be commercially oriented and profit motivated. Also, with the growing proliferation of new providers of microcredit and influx of commercial investment in the sector, there is an increasing intensity of competition in the sector. Increased competition coupled with commercialisation helped in integrating the low-income population into a more formal financial system. But critics view that, this process has led the MFIs to search for better off clientele, thereby in many cases, departing from their social mission. Increasing competition followed by saturation in the sector has led to the mission drift of MFIs and has become a major cause of concern globally. However, some view this process to be a “win-win’ scenario whereby there exists scope for widening outreach and attaining sustainability. The present paper is devoted to examine the process of commercialisation and gauge the potential impact of competition and commercialisation of microfinance institutions on MFI performance from a theoretical standpoint.

AKIBAT HUKUM PENDIRIAN LEMBAGA KEUANGAN MIKRO OLEH BADAN HUKUM KOPERASI

2018 ◽  
Vol 4 (1) ◽  
pp. 35-50
Author(s):  
Zakiah Noer
Keyword(s):  
Microfinance Institutions ◽  
Microfinance Institution ◽  
Legal Consequences ◽  
Year 2013

This research is underlined by the existence of cooperative business activities which collect and distribute funds over its members, and also to its non-members. In order to avoid the violation of the provisions in Act No. 25 Year 1992 about Cooperatives, cooperative has established a microfinance institution (MFI) which called as Cooperative MFI. The establishment of microfinance institutions causes the legal consequences on several aspects because of the different regulations between Cooperative and MFI according Act No. 25 Year 1992 about Cooperatives and Act No.1 Year 2013 about Microfinance Institutions

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