Analysis of Banks’ Online Information Regarding Mortgages as a Basis for Financially Literate Decision-Making in First-Time Homebuying

2016 ◽  
pp. 63-80 ◽  
Author(s):  
Bärbel Fürstenau ◽  
Mandy Hommel ◽  
Claudia Leopold ◽  
Héctor Ponce ◽  
Mario López
Keyword(s):  
Decision Making ◽  
Online Information ◽  
First Time

Deterministic policies based on maximum regrets in MDPs with imprecise rewards

2021 ◽  
pp. 1-16
Author(s):  
Pegah Alizadeh ◽  
Emiliano Traversi ◽  
Aomar Osmani
Keyword(s):  
Decision Making ◽  
Decision Process ◽  
Process Models ◽  
Sequential Decision Making ◽  
Sequential Decision ◽  
Exact Procedure ◽  
Markov Decision ◽  
Intuitive Idea ◽  
First Time ◽  
Maximum Regret

Markov Decision Process Models (MDPs) are a powerful tool for planning tasks and sequential decision-making issues. In this work we deal with MDPs with imprecise rewards, often used when dealing with situations where the data is uncertain. In this context, we provide algorithms for finding the policy that minimizes the maximum regret. To the best of our knowledge, all the regret-based methods proposed in the literature focus on providing an optimal stochastic policy. We introduce for the first time a method to calculate an optimal deterministic policy using optimization approaches. Deterministic policies are easily interpretable for users because for a given state they provide a unique choice. To better motivate the use of an exact procedure for finding a deterministic policy, we show some (theoretical and experimental) cases where the intuitive idea of using a deterministic policy obtained after “determinizing” the optimal stochastic policy leads to a policy far from the exact deterministic policy.

Timing of Vaccine Decision-Making Among First-Time Parents

2021 ◽  
Author(s):  
J. Nathan Yarnall ◽  
Carl Seashore ◽  
Carrie A. Phillipi ◽  
Joseph E. Hatch ◽  
Beth King ◽  
...  
Keyword(s):  
Decision Making ◽  
Vaccine Decision Making ◽  
First Time

scholarly journals A consumer perspective of advertising by attorneys

1991 ◽  
Vol 17 (1) ◽  
Author(s):  
C. Boshoff
Keyword(s):  
South Africa ◽  
Decision Making ◽  
Information Needs ◽  
Communication Strategies ◽  
Legal Services ◽  
Marketing Communication ◽  
Advertising Agencies ◽  
The Public ◽  
Consumer Perspective ◽  
First Time

Attorneys in South Africa may soon be permitted to advertise their services for the first time. This recommendation put forward by the Association of Law Societies, though still to be ratified by the four provincial law societies, has come amid increasing competition between attorneys and non- professionals. The marketing fraternity is, however, uncertain as to how members of the public are likely to react to legal services advertising. This study attempts to provide some tentative guidelines for decision-making on advertising by attorneys. Interested parties like attorneys, marketing consultants, and advertising agencies could use the researched information to structure marketing communication strategies which will not transgress the ethical code of the attorneys' profession, but which will satisfy the information needs of consumers. The study reports the findings of a survey conducted among 1 000 members of the public. Indications are that consumers not only think that advertising should be permitted, but also that it will benefit both themselves and the legal profession. Opsomming Prokureurs mag moontlik binnekort toegelaat word om hul dienste te adverteer. Die aanbeveling van die Vereniging van Prokureursordes, wat nog deur die vier provinsiale wetsgenootskappe bekragtig moet word, is geneem as gevolg van toenemende mededinging tussen prokureurs en nie-professionele praktisyns. Bemarkingsdeskundiges is egter onseker oor wat die publiek se reaksie sal wees. Die studie poog om enkele tentatiewe riglyne voor te stel vir bemarkingskommunikasiestrategieë wat nie die regsprofessie se etiese kode sal oortree nie, maar tog voldoende inligting aan verbruikers sal beskikbaar stel. Die bevindinge van 'n opname onder 1 000 lede van die publiek dui daarop dat reklame nie alleen verwelkom sal word nie, maar dat dit moontlik tot voordeel van sowel die publiek as die regsprofessie sal strek.

scholarly journals Adoption of management decisions based on programming methods as a subgroup of methods for optimizing performance indicators

2019 ◽  
Vol 4 (9) ◽  
pp. 34-44
Author(s):  
А. Тебекин ◽  
A. Tebekin
Keyword(s):  
Decision Making ◽  
Performance Indicators ◽  
Management Decision ◽  
Management Decisions ◽  
General Classification ◽  
Managerial Decisions ◽  
Management Decision Making ◽  
First Time

The author's classification of management decision-making methods, including twenty-five classes of methods, is presented for the first time. As part of the general classification of management decision-making methods, the role and place of a group of methods for making managerial decisions based on the optimization of performance indicators was demonstrated. In the group of methods for making managerial decisions based on the optimization of performance indicators, a subgroup of programming methods (linear, nonlinear and dynamic) is considered in detail. The features of use and application are shown when making managerial decisions of a subgroup of programming methods.

Mechanisms for Indigenous Representation, Participation and Consultation in Constitutional Systems: International Examples to Inspire Chile

2021 ◽  
Author(s):  
Shireen Morris
Keyword(s):  
Decision Making ◽  
Indigenous Peoples ◽  
Power Relationship ◽  
Political Systems ◽  
Constitutional Convention ◽  
Constitutional Design ◽  
State Institutions ◽  
Indigenous Representation ◽  
Institutional Structures ◽  
First Time

Indigenous peoples in Chile have suffered dispossession and discrimination by colonizing forces, like many Indigenous peoples globally, and did not have a fair say in the development of successive constitutions establishing new political systems on their land. In the October 2020 referendum, Chileans voted to create a new constitution. This presents an opportunity for Indigenous peoples to create a fairer power relationship with the Chilean state. For the first time, the constitutional convention includes a specific quota for 17 Indigenous representatives. This will enable Indigenous peoples to contribute to the constitutional design process. This report presents comparative examples of self-determinative institutional mechanisms that empower Indigenous peoples to be heard by and influence decision making in state institutions. The focus of the paper is on options for institutional structures that enable Indigenous representation, participation and consultation with respect to Indigenous peoples’ own affairs.

Ethics and Social Networking

2019 ◽  
pp. 1893-1923
Author(s):  
Ludwig Christian Schaupp ◽  
Lemuria Carter
Keyword(s):  
Decision Making ◽  
Social Media ◽  
Information Systems ◽  
Social Networking ◽  
Online Communities ◽  
Information Disclosure ◽  
Online Information ◽  
Comprehensive Review ◽  
Research And Practice ◽  
Ethical Implications

Thanks to recent technological advancements, social networking has seen unprecedented growth. Services such as Facebook, Twitter and LinkedIn have evolved from niche communities to active cyber-societies. In addition to an increase in the diffusion of social media, there has also been an increase in the amount and type of information that participants share in these online environments. In this paper, the authors integrate decision making research from three disciplines -marketing, theology and information systems - to explain information disclosure in online communities. They use these disciplines to provide a comprehensive review of existing literature and present innovative recommendations for research and practice. In particular, the authors recommend Potter's Box as a useful framework for evaluating the ethical implications of online information disclosure.

Cybersecurity Research: A Review of Current Research Topics

2018 ◽  
Vol 03 (04) ◽  
pp. 1850014 ◽  
Author(s):  
Yang Lu
Keyword(s):  
Systematic Review ◽  
Decision Making ◽  
Work Setting ◽  
Research Topics ◽  
Individual Level ◽  
Integrative Framework ◽  
Organization Level ◽  
R Project ◽  
Decision Making Processes ◽  
First Time

This paper presents a systematic review of empirical research on cybersecurity issues. 14 empirical articles about cybersecurity, published in the two top IS journals, MISQ (12) and ISR (2), between 2008 and 2017, were selected and analyzed, classified into three categories: individual level (non-work setting), employee level (work setting), and organization level (policy/regulation environment). This paper provides a holistic picture of cybersecurity issues, for instance, fundamental theories, impressive research methods, and influencing factors. More importantly, for the first time an integrative framework was developed by R Project, which potentially text-mines end-users’ behaviors and decision-making processes toward cybersecurity under the circumstance of security breach. Some explanations of extant empirical study and potential research are addressed and discussed as well.

scholarly journals Neutrosophic Modeling of Talcott Parsons’s Action and Decision-Making Applications for It

Symmetry ◽  
2020 ◽  
Vol 12 (7) ◽  
pp. 1166
Author(s):  
Cahit Aslan ◽  
Abdullah Kargın ◽  
Memet Şahin
Keyword(s):  
Decision Making ◽  
Similarity Measure ◽  
Similarity Measures ◽  
Theory Of Action ◽  
Grand Theory ◽  
Important Place ◽  
Social Theories ◽  
Measure Of Similarity ◽  
First Time ◽  
The Ideal

The grand theory of action of Parsons has an important place in social theories. Furthermore, there are many uncertainties in the theory of Parsons. Classical math logic is often insufficient to explain these uncertainties. In this study, we explain the grand theory of action of Parsons in neutrosociology for the first time. Thus, we achieve a more effective way of dealing with the uncertainties in the theory of Parsons as in all social theories. We obtain a similarity measure for single-valued neutrosophic numbers. In addition, we show that this measure of similarity satisfies the similarity measure conditions. By making use of this similarity measure, we obtain applications that allow finding the ideal society in the theory of Parsons within the theory of neutrosociology. In addition, we compare the results we obtained with the data in this study with the results of the similarity measures previously defined. Thus, we have checked the appropriateness of the decision-making application that we obtained.

Retail Location Decision Using an Integrated DEMATEL-ANP Method

2018 ◽  
Vol 9 (1) ◽  
pp. 51-65 ◽  
Author(s):  
Satyendra Sharma ◽  
Srikanta Routroy ◽  
Rohan Desai
Keyword(s):  
Decision Making ◽  
Integrated Model ◽  
Location Decisions ◽  
Location Decision ◽  
Analytical Network Process ◽  
Scientific Methods ◽  
Network Process ◽  
Retail Location ◽  
Retail Chains ◽  
First Time

This study focuses on developing a model for making retail location decisions which addresses the limitations of existing methods. The integrated DEMATEL-ANP method used here successfully accounts for interdependencies between the selected criteria. After reviewing the existing methods for decision making, the Decision Making Trial and Evaluation (DEMATEL) and the Analytical Network Process (ANP) methods were chosen. DEMATEL evaluates the degrees of influence the criteria have on each other. ANP is used to assign weights to criteria and the sub-criteria, and eventually derive the weights for the alternative locations. The integrated model helps prioritize among the available alternatives based on scientific methods, much more reliable than intuition and experience based methods still practiced today. Adopting this method can help retail chains make more informed decisions. This is the first time an integrated DEMATEL-ANP method has been applied in the context of retail location decision.

Online information search and decision making: Effects of web search stance

2016 ◽  
Vol 56 ◽  
pp. 103-118 ◽  
Author(s):  
Rod D. Roscoe ◽  
Carola Grebitus ◽  
Joseph O'Brian ◽  
Adam C. Johnson ◽  
Irfan Kula
Keyword(s):  
Decision Making ◽  
Information Search ◽  
Web Search ◽  
Online Information
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