Market Discrimination against the Poor and the Impact of Consumer Disclosure Laws: The Used Car Industry

1979 ◽  
Vol 13 (3) ◽  
pp. 695 ◽  
Author(s):  
Kenneth McNeil ◽  
John R. Nevin ◽  
David M. Trubek ◽  
Richard E. Miller
Keyword(s):  
Car Industry ◽  
The Poor ◽  
Used Car ◽  
Disclosure Laws ◽  
The Impact

Private Agricultural R&D: Do the Poor Benefit?

2021 ◽  
Vol 0 (0) ◽  
Author(s):  
Jock R. Anderson ◽  
Regina Birner ◽  
Latha Najarajan ◽  
Anwar Naseem ◽  
Carl E. Pray
Keyword(s):  
Poverty Reduction ◽  
Agricultural Research ◽  
Farming Systems ◽  
Agricultural Technologies ◽  
Policy Makers ◽  
The Public ◽  
The Poor ◽  
The World ◽  
Agricultural Research And Development ◽  
The Impact

Abstract Private agricultural research and development can foster the growth of agricultural productivity in the diverse farming systems of the developing world comparable to the public sector. We examine the extent to which technologies developed by private entities reach smallholder and resource-poor farmers, and the impact they have on poverty reduction. We critically review cases of successfully deployed improved agricultural technologies delivered by the private sector in both large and small developing countries for instructive lessons for policy makers around the world.

The effects of debt restructurings on income inequality in the developing world

2021 ◽  
pp. 135406612110014
Author(s):  
Glen Biglaiser ◽  
Ronald J. McGauvran
Keyword(s):  
Developing Countries ◽  
Panel Data ◽  
Income Inequality ◽  
Income Distribution ◽  
Government Spending ◽  
Tax Reform ◽  
Social Spending ◽  
The Poor ◽  
The Rich ◽  
The Impact

Developing countries, saddled with debts, often prefer investors absorb losses through debt restructurings. By not making full repayments, debtor governments could increase social spending, serving poorer constituents, and, in turn, lowering income inequality. Alternatively, debtor governments could reduce taxes and cut government spending, bolstering the assets of the rich at the expense of the poor. Using panel data for 71 developing countries from 1986 to 2016, we assess the effects of debt restructurings on societal income distribution. Specifically, we study the impact of debt restructurings on social spending, tax reform, and income inequality. We find that countries receiving debt restructurings tend to use their newly acquired economic flexibility to reduce taxes and lower social spending, worsening income inequality. The results are also robust to different model specifications. Our study contributes to the globalization and the poor debate, suggesting the economic harm caused to the less well-off following debt restructurings.

scholarly journals Bayes Theorem and Protopathic Bias: Methodological Concerns When Addressing the Impact of Fetal Heart Rate Patterns on the Cesarean Section Rate

2020 ◽  
Vol 10 (03) ◽  
pp. e342-e345
Author(s):  
Jacques Balayla ◽  
Ariane Lasry ◽  
Yaron Gil ◽  
Alexander Volodarsky-Perel
Keyword(s):  
Heart Rate ◽  
Caesarean Section ◽  
Fetal Heart Rate ◽  
Predictive Power ◽  
Fetal Heart ◽  
Caesarean Section Rate ◽  
Bayes Theorem ◽  
The Poor ◽  
Clinical Scenarios ◽  
The Impact

AbstractOver the last 30 years, the caesarean section rate has reached global epidemic proportions. This trend is driven by multiple factors, an important one of which is the use and inconsistent interpretation of the electronic fetal monitoring (EFM) system. Despite its introduction in the 1960s, the EFM has not definitively improved neonatal outcomes, yet it has since significantly contributed to a seven-fold increase in the caesarean section rate. As we attempt to reduce the caesarean rates in the developed world, we should consider focusing on areas that have garnered little attention in the literature, such as physician sensitization to the poor predictive power of the EFM and the research method biases that are involved in studying the abnormal heart rate patterns—umbilical cord pH relationship. Herein, we apply Bayes theorem to different clinical scenarios to illustrate the poor predictive power of the EFM, as well as shed light on the principle of protopathic bias, which affects the classification of research outcomes among studies addressing the effects of the EFM on caesarean rates. We propose and discuss potential solutions to the aforementioned considerations, which include the re-examination of guidelines with which we interpret fetal heart rate patterns and the development of noninvasive technologies that evaluate fetal pH in real time.

Cooperation dynamics of polycentric climate governance

2015 ◽  
Vol 25 (13) ◽  
pp. 2503-2517 ◽  
Author(s):  
Vítor V. Vasconcelos ◽  
Francisco C. Santos ◽  
Jorge M. Pacheco
Keyword(s):  
Common Good ◽  
Evolutionary Game ◽  
Wealth Inequality ◽  
Small Scale ◽  
The Poor ◽  
Viable Solution ◽  
The Rich ◽  
Global Coordination ◽  
The Impact ◽  
Climate Change Governance

Global coordination for the preservation of a common good, such as climate, is one of the most prominent challenges of modern societies. In this manuscript, we use the framework of evolutionary game theory to investigate whether a polycentric structure of multiple small-scale agreements provides a viable solution to solve global dilemmas as climate change governance. We review a stochastic model which incorporates a threshold game of collective action and the idea of risky goods, capturing essential features unveiled in recent experiments. We show how reducing uncertainty both in terms of the perception of disaster and in terms of goals induce a transition to cooperation. Taking into account wealth inequality, we explore the impact of the homophily, potentially present in the network of influence of the rich and the poor, in the different contributions of the players. Finally, we discuss the impact of polycentric sanctioning institutions, showing how such a scenario also proves to be more efficient than a single global institution.

Silane Functionalized Ethylene/Diene Copolymer Modifiers in Composites of Heterophasic Polypropylene and Microsilica

2007 ◽  
Vol 15 (5) ◽  
pp. 343-355 ◽  
Author(s):  
S. Lipponen ◽  
P. Pietikäinen ◽  
U. Vainio ◽  
R. Serimaa ◽  
J.V. Seppälä
Keyword(s):  
Glass Transition ◽  
Transition Temperature ◽  
Glass Transition Temperature ◽  
Impact Strength ◽  
Ambient Temperature ◽  
Metallocene Catalyst ◽  
The Poor ◽  
Rubber Toughened ◽  
Rubbery Phase ◽  
The Impact

Ethylene/1,7-octadiene copolymer was polymerised with metallocene catalyst and hydrosilylated to form silane functionalised polyethylenes (PE-co-SiX, X=Cl, OEt, Ph). The functionalised species were tested as modifiers in composites of rubber toughened polypropylene (heterophasic PP, hPP) and microsilica filler (μSi). A metallocene-based functionalised PE (PE-co-SiF) produced earlier in our laboratory and three commercial grades of functionalised polyolefins (one PE- and two PP-based) were used as reference modifiers. Major differences were seen in the toughness of the composites both above and below the glass transition temperature (Tg) of PP. In addition to increasing the stiffness, the microsilica filler enhanced the toughness of the heterophasic polypropylene by over 200% at ambient temperature. Below the Tg of PP (at −20 °C), the influence of μSi was the opposite and the impact strength of the hPP/μSi composite was below that of unfilled hPP. With the addition of just 2 wt% of functionalised polyethylene, the poor cold toughness of hPP/μSi composite was improved by nearly 100%. With the same addition, the toughness of the composites at ambient temperature was improved by 50 to 100% compared with the unfilled hPP. This behaviour was explained by significant changes in the fracture mechanism. Addition of functionalised PE increased the concentration of microsilica in the rubbery phase, allowing the crack to enter that phase. The rubbery phase was also able to absorb a large amount of impact energy below the glass transition temperature of PP.

The Impact of Reading Competence on the Ability to Take a Perspective

1979 ◽  
Vol 11 (1) ◽  
pp. 21-25 ◽  
Author(s):  
Mark Grabe ◽  
Walt Prentice
Keyword(s):  
Reading Instruction ◽  
Reading Ability ◽  
Significant Interaction ◽  
Poor Readers ◽  
Vocabulary Test ◽  
Control Groups ◽  
Good Readers ◽  
Reading Competence ◽  
The Poor ◽  
The Impact

Students grouped as good or poor readers on the basis of a vocabulary test were asked to read a story from a certain perspective or with instructions to read carefully. While the groups given a perspective recalled more information than the control groups, the most interesting results came from the significant interaction of reading ability, reading instruction and type of information. Relative to good readers in the control condition, good readers given a perspective responded with greater recall of information related to the perspective. The poor readers appeared unable or unwilling to use the perspective in differentially processing the perspective relevant sentences.

Towards a New Model of Conversion Careers: the Impact of Personality and Contingency Factors

Exchange ◽  
2005 ◽  
Vol 34 (2) ◽  
pp. 149-166 ◽  
Author(s):  
Henri Gooren
Keyword(s):  
Religious Conversion ◽  
Religious Affiliation ◽  
Point Of View ◽  
Small Scale ◽  
Central Question ◽  
Roman Catholicism ◽  
Guatemala City ◽  
Practical Point ◽  
The Poor ◽  
The Impact

AbstractThe central question of this article — why people may change their religious affiliation or become disaffiliated — is relevant from both an academic and a practical point of view. The article makes first an inventory of existing literature on religious conversion. Next I sketch the contours of the new conversion careers approach I am currently working on. I make some comparisons with a region that is not usually mentioned in the literature on conversion: Latin America. These comparisons are based on my earlier fieldwork on Roman Catholicism, Pentecostalism, and Mormonism in Costa Rica and Guatemala (H. Gooren, Rich among the Poor: Church, Firm, and Household among Small-scale Entrepreneurs in Guatemala City, Amsterdam: Thela Thesis 1999).

SOCIO-ECONOMIC EMPOWERMENT OF WOMEN THROUGH MICRO CREDIT: AN EMPIRICAL STUDY

2021 ◽  
pp. 58-60
Author(s):  
T. Indumathi ◽  
G. Savaraiah
Keyword(s):  
Rural Women ◽  
Poverty Reduction ◽  
Rural Poverty ◽  
Poverty Line ◽  
Economic Empowerment ◽  
Political Empowerment ◽  
The Poor ◽  
The Government ◽  
The Impact ◽  
Micro Credit

The World Bank's Andhra Pradesh Rural Poverty Reduction Project supports the self helf groups of the women members. It promotes women's social, economic, legal and political empowerment to reduce poverty among the poor and the poorest of the poor. The important object of this article is to examine the impact of micronance on the socio economic empowerment of the rural women supported by the national reputed NGO- Rashtriya Seva Samithi (RASS). 184 women members of the SHGs promoted by Rasthriya Seva Samathi (RASS) an NGO which located in Tirupati town. 184 samples are selected randomly from 15 SHGs scattered throughout the Tirupati rural mandal (Taluk) from the area of the study have been considered to conduct the present research study. The study reveals that 87.71 percent of the sample women were below the poverty line before joining the SHGs. As a result of SHG, about 40 percent of the sample women crossed the poverty line. The highest intensive value indicates that more women have participated in social agitations for the welfare of the children and the society. The second highest intensity reveals that considerable numbers of women of SHGs have participated in the government sponsored schemes. The 1st point secured 3rd rank with total intensity value of 605 which status that the micro credit has resulted in increased social status and empowerment.

scholarly journals The Impact of Interest Rate Ceilings on Microfinance Industry

2015 ◽  
Vol 2 (2) ◽  
pp. 10
Author(s):  
Ali Saleh Alshebami ◽  
D. M. Khandare
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Low Income ◽  
Secondary Data ◽  
Research Subject ◽  
Access To Credit ◽  
The Poor ◽  
Good Intention ◽  
The Interest Rate ◽  
The Impact

<p>Imposing ceilings on the interest rate has recently become one of the new hottest topics in microfinance industry; various debates have been discussing this issue to know the effect of interest rate ceilings on the supply of credit in particular and on microfinance industry in general. However in spite of the good intention behind these ceilings, there was no absolute result stating that ceilings have really contributed to the improvement or protection of the poor clients, indeed, these ceilings have hurt those low income people instead of helping them, due to these ceilings most of MFIs left the market or reduced their scale due to the inability to continue operating with low interest rate leaving the very poor clients without access to credit. Thus, the purpose of this paper is to review the impact of imposing such ceilings on the interest rates and to find out what alterative solutions can be employed as substitutes for them. This paper is entirely based on the secondary data collected from various records related to microfinance such as microfinance books, official websites and reports, published papers, and other sources related to the research subject.</p>

scholarly journals Challenges Facing Financial Inclusion Due to the COVID-19 Pandemic

2020 ◽  
Vol 3 (2) ◽  
pp. 50
Author(s):  
Tea Kasradze
Keyword(s):  
Low Income ◽  
Small And Medium Enterprises ◽  
Financial Inclusion ◽  
Financial Resources ◽  
Financial Products ◽  
The Poor ◽  
Wide Range ◽  
Medium Enterprises ◽  
The Impact ◽  
Poor Population

Financial inclusion is often considered as an access to financial resources for the wide public and small and medium-sized businesses, although it is a much broader concept and includes a wide range of access to quality financial products and services, including loans, deposit services, insurance, pensions and payment systems. Mechanisms for protecting the rights of consumers of financial products and services are also considered to be subject to financial inclusion. Financial inclusion acquires great importance during the pandemic and post-pandemic period. The economic crisis caused by the pandemic is particularly painful for low-income vulnerable population. A large part of the poor population who were working informally has lost source of income due to lockdown from the pandemic. Remittances have also been reduced / minimized, as the remitters had also lost jobs and are unable to send money home. Today, when people die from Coronavirus disease, it may be awkward to talk about the financial side of a pandemic, but the financial consequences can be far-reaching if steps are not taken today to ensure access to and inclusion of financial resources. The paper examines the impact of the pandemic on financial inclusion and the responses of the governments and the financial sectors to the challenge of ensuring the financial inclusion of the poor population and small and medium enterprises.

Sign in / Sign up

Export Citation Format

Share Document