Industry-Wide Information Systems Standardization as Collective Action: The Case of the U.S. Residential Mortgage Industry

MIS Quarterly ◽  
2006 ◽  
Vol 30 ◽  
pp. 439 ◽  
Author(s):  
Markus ◽  
Steinfield ◽  
Wigand
1998 ◽  
Vol 9 (3) ◽  
pp. 411-433 ◽  
Author(s):  
Peter R. Monge ◽  
Janet Fulk ◽  
Michael E. Kalman ◽  
Andrew J. Flanagin ◽  
Claire Parnassa ◽  
...  

Author(s):  
Lorenz Graf-Vlachy ◽  
Tarun Goyal ◽  
Yannick Ouardi ◽  
Andreas König

AbstractThere is a lack of clarity in information systems research on which factors lead people to use or not use technologies of varying degrees of perceived legality. To address this gap, we use arguments from the information systems and political ideology literatures to theorize on the influence of individuals’ political ideologies on online media piracy. Specifically, we hypothesize that individuals with a more conservative ideology, and thus lower openness to experience and higher conscientiousness, generally engage in less online media piracy. We further hypothesize that this effect is stronger for online piracy technology that is legally ambiguous. Using clickstream data from 3873 individuals in the U.S., we find that this effect in fact exists only for online media piracy technologies that are perceived as legally ambiguous. Specifically, more conservative individuals, who typically have lower ambiguity intolerance, use (legal but ambiguously perceived) pirated streaming websites less, while there is no difference for the (clearly illegal) use of pirated file sharing websites.


2007 ◽  
Vol 28 (2) ◽  
Author(s):  
Dania Thomas ◽  
Javier García-Fronti

AbstractOur examination of changes in the period leading up to the Argentine debt exchange and after, reveals that with Collective Action Clauses (CACs), the sovereign debt market is increasingly reliant on good faith as a standard of fair dealing to ensure fair and orderly debt restructurings in the future. Unlike the entrenched, enforceable, doctrinal good faith in domestic jurisdictions such as the U.S., the norm relied on in the sovereign debt market is a contextual open norm similar to the notion of Treu und Glauben, section 242 BGB of the German civil code. It is not a legal rule with specific requirements that need to be fulfilled. This paper reveals that reliance on a contextual, open norm is evidence of a shift in the framework that regulates sovereign debt restructurings: a shift from enforcement to voluntary compliance. Further, we argue that in the absence of a multilateral, regulatory, framework that embeds good faith as a specific standard of fair dealing, this reliance will exacerbate not solve the problem of sovereign debt restructurings.


2004 ◽  
Author(s):  
Dale Foster ◽  
Ben Hough ◽  
Galen Barbose ◽  
William Golove ◽  
Charles Goldman

Author(s):  
Wei Li

The case has been used in a first-year required course called Global Economies and Markets in a module on monetary policy. On October 24, 2005, President Bush nominated Ben S. Bernanke to be chairman of the board of governors of the Federal Reserve System for a term of four years along with a 14-year term on the board of governors. With the U.S. Senate confirmation widely anticipated, Bernanke was expected to take over stewardship of the U.S. monetary policy from Chairman Alan Greenspan when he retired in January 2006. While the U.S. economy was in good shape at the end of 2005, Bernanke had to prepare to deal with two challenges when charting a course for managing U.S. monetary policy. First, the sharp rise in energy prices that began in 2002 had the potential to bring back the specter of inflation and dampen desired consumer and business spending. Second, the housing boom could turn into a housing bust, throwing the mortgage industry into turmoil and weakening consumer business confidence. There was also the possibility that the housing bust could affect broader financial markets. Bernanke had to consider his options for dealing with contingencies in the not-so-distant future.


Author(s):  
George Nezlek ◽  
Gerald DeHondt

This paper investigates trends and changes in the gender earnings gap for individuals employed in clerical and professional level information systems positions in the U.S. labor market for the period of 1991 through 2008. It examines changes in the earnings gap for IS workers, specifically considering changes relative to the so-called “Internet bubble” observed primarily during the late 1990s. Quantitative analysis of changes in the wage gap, adjusted for key determinants, is based on data from the Current Population Survey (CPS). Examination of these data suggests that the gender earnings gap is persistent despite frequent claims to the contrary from industry surveys and that the gap is narrower for professional level positions. Furthermore, the data suggest that female IS workers, particularly in professional level occupations, may have experienced a beneficial effect from the internet bubble, but it is unclear whether or not that beneficial effect may be fading in the post-bubble internet bust of the early 21st century.


Author(s):  
Chung S. Kim ◽  
Dane K. Peterson

This study investigated the perceptions of information systems (IS) developers from the United States and Japan with regards to the relative importance of 18 strategies that prior research has indicated are important for the successful implementation of an IS. The results of a principal components analysis revealed that the 18 IS strategies could be reduced to five components: (1) Organizational Integration, (2) Communications, (3) Characteristics of the Project Leader, (4) Characteristics of the Project Team Members, and (5) Project Development Techniques. The analysis also indicated that there were a significant difference in the perceptions of developers from the U.S. and Japan with respect to the importance of the five components. The developers from the U.S. viewed Communications as the most critical component and Project Leader Characteristics as the least important component. Conversely, developers from Japan perceived the Project Leader as the most crucial component for determining the success of an IS project. Team Member Characteristics was viewed as the least important component by developers from Japan. The results were discussed in terms of cultural differences.


Author(s):  
Benjamin Ngugi ◽  
Jafar Mana ◽  
Lydia Segal

As the nation confronts a growing tide of security breaches, the importance of having quality data breach information systems becomes paramount. Yet too little attention is paid to evaluating these systems. This article draws on data quality scholarship to develop a yardstick that assesses the quality of data breach notification systems in the U.S. at both the state and national levels from the perspective of key stakeholders, who include law enforcement agencies, consumers, shareholders, investors, researchers, and businesses that sell security products. Findings reveal major shortcomings that reduce the value of data breach information to these stakeholders. The study concludes with detailed recommendations for reform.


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