scholarly journals Evaluation of electronic readiness level: A case of financial institution

2021 ◽  
Vol 34 (3) ◽  
pp. 401-413
Author(s):  
Hossein KardanMoghaddam ◽  
Nafiseh Sarboland

Electronic readiness is the ability to accept, use and apply information and communication technology in an organization. To effectively implement information and communication technologies, the first step is to measure the electronic readiness of companies and organizations to adopt these new technologies. In this research, the level of electronic readiness of Mellat Bank has been studied in Khorasan Razavi province in Iran, from the perspective of the employees in cities of Feyz Abad, Kashmar, Bajestan, Gonabad and Bazar and Central branches in Khorasan Razavi province. Electronic readiness levels of Bank Mellat have been evaluated in the following dimensions: Strategy readiness and IT policies, IT infrastructure readiness, management readiness, legal-juridical readiness, culture and human resource (personnel) readiness and Process readiness. This research is based on descriptive research design and applied purpose. The statistical population of the personnel includes people with sufficient and necessary information in the field of financial and banking activities regarding e-commerce issues and e-readiness, which was a total population of 74 people. 50 questionnaires consisting of 30 questions were distributed using non-probability convenience sampling method of which 42 questionnaires were accurate. The SPSS15 software was used for analysis. The results of the analysis showed that the level of electronic readiness of Mellat Bank in Khorasan Razavi province in the studied branches is significantly higher than the average theoretical score (3) (p <0.001) in total and its components. This demonstrates the level of electronic readiness of Mellat Bank in Khorasan Razavi is high (above average) from the perspective of the studied personnel. Also, there is no significant difference in the average score of the perspective of personnel based on gender, age, years of service, level of education, field of study and organizational position concerning the level of electronic readiness in Mellat Bank in Khorasan Razavi.

2021 ◽  
Vol 18 ◽  
pp. 411-423
Author(s):  
Inese Mavlutova ◽  
Tatjana Volkova ◽  
Aivars Spilbergs ◽  
Andris Natrins ◽  
Ilja Arefjevs ◽  
...  

The development of new technologies provided by Information and communication technologies, robotics, artificial intelligence and their application have an essential influence on the business model of the financial sector companies. Changes are taking place through a variety of technology processes in different industries of the financial sector such as payment systems (including cryptocurrencies, smart chaining), customer acquisition and management, crowdfunding, P2P lending. The aim of the research is to study the role of Fintech firms in the changes in the financial sector landscape, as well dynamics of changes in investments in Fintech by regions and by segments. This study provides empirical evidence on the development of alternative financial services and their role in the development of the financial sector. Based on the research results there is strong evidence about statistically significant difference between investments allocated to Fintech firms by regions and vintage. There have been changes in the regional distribution of investment, with North America (85-90%) dominating in the first years of the decade, and Asia and the Pacific accounting for more than a third and Europe for more than 20% of total investment in recent years. Contemporary statistics data analysis also indicates different trends in investments in various Fintech segments by years.


2021 ◽  
Vol 18 (6) ◽  
Author(s):  
Yasamin Abedini

The present study aims to compare the creativity of students in virtual and classroom courses at University of Isfahan and study its prediction based on the personality traits of these students. The statistical population of the study consisted of all faculty members and students at University of Isfahan in academic year 2017‑2018. Among them, 150 subjects were selected using Morgan Table and random sampling method. The data collection was done through Abedi’s Creativity Questionnaire (1993) and Costa and McCrae Personality Questionnaire (1992). Data were analyzed by T‑test for independent groups, Pearson correlation coefficient and multiple regression analysis. Results show that there is a significant difference in creativity scores of students attending virtual courses and those attending classroom courses, as well as between female and male students. However, the relationship between personality traits and creativity was significantly stronger among classroom students than the virtual students, and these traits were better predictors of creativity in classroom students than in virtual students. Based on findings, it can be concluded that more usage of the information and communication technologies such as internet, wireless networks, cell phone, etc.(ICTs) by virtual students not only increases their creativity, but also, as an important environmental and intrapersonal factor, affects the relationship between personality traits and creativity among these students and weakens it. This finding shows the great role of acquisitive‑digital factors in students’ creativity.


2016 ◽  
Vol 4 (12) ◽  
pp. 215-229
Author(s):  
Nikolas Ioannis Apostolakis ◽  
Panagiotis Antoniou ◽  
Alexandros Karipidis ◽  
Panagiotis Anastasiades

Creativity and the Information and Communication Technologies are considered as key factors for social and personal development. New technologies are valuable tools on learner's creativity cultivation. When the children act as movers they modify, adapt and combine fundamental movements. When creativity is expressed with a movement, is defined as a creative movement and its outcome as a creative product. The aim of the present study was to investigate if the proposed educational technique has been effective and furthermore to investigate the effects of a Digital Learning Environment (DLE) focused on basketball elements on the motor creativity of elementary school students. 86 students divided in 2 groups participated in the study. According the results, the DLE and its content effect with no significant difference among the three subgroups of the experimental group and help the students to express themselves, to improve their previous divergent movement ability.


2014 ◽  
Vol 25 (4) ◽  
pp. 279-287 ◽  
Author(s):  
Stefan Hey ◽  
Panagiota Anastasopoulou ◽  
André Bideaux ◽  
Wilhelm Stork

Ambulatory assessment of emotional states as well as psychophysiological, cognitive and behavioral reactions constitutes an approach, which is increasingly being used in psychological research. Due to new developments in the field of information and communication technologies and an improved application of mobile physiological sensors, various new systems have been introduced. Methods of experience sampling allow to assess dynamic changes of subjective evaluations in real time and new sensor technologies permit a measurement of physiological responses. In addition, new technologies facilitate the interactive assessment of subjective, physiological, and behavioral data in real-time. Here, we describe these recent developments from the perspective of engineering science and discuss potential applications in the field of neuropsychology.


2020 ◽  
Vol 88 (3) ◽  
pp. 55-67
Author(s):  
Lucia V. Vakhidova ◽  
◽  
Elvira M. Gabitova ◽  
Lira R. Saitova ◽  
Oksana G. Startseva ◽  
...  

The article describes the process of training future specialists under the program "Professional education", its features, conditions for implementation, aspects of further development, as well as some of the difficulties that arise during its organization. The focus of the department on how to create a new architecture of the educational process within the program "Professional education" is set by the leading principles: modularity, integrability, flexibility and dynamism, and methodological approaches - competence, activity-based, subject-oriented, environmental – were the basis for its development. As a result the authors presented a model for training a modern specialist with formed professional skills and personal and professional qualities, capable of being in demand in the labor market. The research results can be used in the educational process in the context of how to implement relevant programs in accordance with the new requirements in the educational services market. The rapid technologization of the socio-economic development of our society was reflected in the system of vocational education, designed to prepare highly qualified and competent specialists for the modern economy, science and industry. The transformation of the educational sphere is taking place under the influence of new technologies and human practices that change the social order. The determined infrastructural spheres have the greatest impact on this transformation, we are talking about "Communication Infrastructure": the sphere of information and communication technologies that affect all processes of accumulation and transmission of information; "Infrastructure of production and consumption": a financial and investment sphere, which sets the general rules for interaction in the economic and educational system. The above said made it possible to determine the further vector of educational activities of the Department of Pedagogy and Psychology of Vocational Education in training the specialists in "Professional Education" field both at the bachelor and master degrees.


Agriculture ◽  
2021 ◽  
Vol 11 (6) ◽  
pp. 514
Author(s):  
Javier Jorge-Vázquez ◽  
Mª Peana Chivite-Cebolla ◽  
Francisco Salinas-Ramos

The digitization of the agri-food sector is a strategic priority in the political agenda of European institutions. The opportunity to improve the competitiveness and efficiency of the sector offered by new technologies comes together with its potential to face new economic and environmental challenges. This research aims to analyze the level of digitalization of the European agri-food cooperative sector from the construction of a composite synthetic index. Such an index is to be based on a diverse set of variables related to electronic commerce and the services offered through the internet. It also evaluates how European cooperatives influence the degree of technological adoption depending on their size or the wealth of the country where they carry out their activity. The empirical analytical method is thus used, through the analysis of frequencies and correlations. The results obtained reveal the existence of a suboptimal and heterogeneous degree of digitization of European agri-food cooperatives, clearly conditioned by their size and the wealth of the country where they operate. In this situation, it is recommended to promote public policies that guarantee high-performance digital connectivity, an improvement in training in digital skills and the promotion of cooperative integration processes.


Episteme ◽  
2009 ◽  
Vol 6 (1) ◽  
pp. 25-37 ◽  
Author(s):  
Luciano Floridi

ABSTRACTThe paper develops some of the conclusions, reached in Floridi (2007), concerning the future developments of Information and Communication Technologies (ICTs) and their impact on our lives. The two main theses supported in that article were that, as the information society develops, the threshold between online and offline is becoming increasingly blurred, and that once there won't be any significant difference, we shall gradually re-conceptualise ourselves not as cyborgs but rather as inforgs, i.e. socially connected, informational organisms. In this paper, I look at the development of the so-called Semantic Web and Web 2.0 from this perspective and try to forecast their future. Regarding the Semantic Web, I argue that it is a clear and well-defined project, which, despite some authoritative views to the contrary, is not a promising reality and will probably fail in the same way AI has failed in the past. Regarding Web 2.0, I argue that, although it is a rather ill-defined project, which lacks a clear explanation of its nature and scope, it does have the potentiality of becoming a success (and indeed it is already, as part of the new phenomenon of Cloud Computing) because it leverages the only semantic engines available so far in nature, us. I conclude by suggesting what other changes might be expected in the future of our digital environment.


2020 ◽  
Vol XIII (XIII) ◽  
pp. 72-77
Author(s):  
L.D. KRIVYKH ◽  
◽  
O.B. BAGRINTSEVA ◽  

The article deals with the application of new technologies in teaching foreign languages. Substantiates the importance of the development of other forms and methods of teaching English to students of information technology disciplines. As well as drawing attention to the use of new information and communication technologies of the Internet. The article includes examples of the use of podcasts in the development of listening skills. The article is written for foreign language teachers, all interested in the methodology of teaching foreign languages, based on new technologies.


2020 ◽  
Vol 45 (4) ◽  
pp. 115-123
Author(s):  
A. Igibayeva ◽  
◽  
D. Erbolatuly ◽  
G. Turarova ◽  
◽  
...  

The development of the modern world is very complex and rapid, and the process is characterized by high rates of development of information and communication technologies. The Internet space is a means of searching and obtaining information, as well as a medium for communication, virtual interaction, and has a significant impact on the formation of stereotypes of behavior of the young generation, as well as ideals, spiritual values, personal and social worldview. The article identifies the positive aspects of the development of cyberspace by young people, and also notes the threats and barriers to cyber socialization for modern youth. The necessity of conducting psychological and pedagogical research on cyber socialization is actualized, a conclusion is made about the use of new technologies for the purpose of positive cyber socialization of the younger generation.


2006 ◽  
Vol 31 (3) ◽  
Author(s):  
Chang-de Liu

Abstract: Through in-depth interviews with Taiwanese newspaper workers, this paper illustrates the “de-skilling” effects of information and communication technologies (ICTs) on journalists. In recent years, Taiwanese reporters have experienced an increase in workload and an intensification of managerial control due to the introduction of new technologies in the newsroom. Using ICTs in the workplace consequently has harmed journalists’ working conditions and autonomy. Moreover, ICTs have led to a trivialization of reporting tasks and devaluation of reporters’ experience and knowledge. The degradation of reporting work resulting from the use of ICTs has enabled managers at Taiwanese newspapers to hire young employees to fill the jobs of experienced reporters and to reduce salary costs. Résumé : En se fondant sur des entretiens en profondeur menés avec les employés de quotidiens taiwanais, cet article illustre la déqualification de journalistes causée par les technologies de communication et de l’information (TCIs). Depuis quelques années, les reporters taiwanais ont subi une augmentation de leur charge de travail et du contrôle administratif exercé sur eux à la suite de l’introduction de nouvelles technologies dans les salles de nouvelles. Ainsi, les TCIs au travail ont porté atteinte aux conditions de travail et à l’autonomie des journalistes. En outre, les TCIs ont banalisé les tâches des reporters et ont dévalué leur expérience et leur savoir. La dégradation du travail journalistique résultant de l’introduction des TCIs a permis aux dirigeants des quotidiens taiwanais d’engager de jeunes employés à la place de reporters expérimentés et de réduire les salaires.


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