scholarly journals Kontribusi PT. Telkom dalam Pengembangan UMKM Perkotaan di Kota Yogyakarta

2020 ◽  
Vol 33 (2) ◽  
Author(s):  
Cika Fauziyah ◽  
Tri Kuntoro Priyambodo ◽  
Sri Rum Giyarsih
Keyword(s):  
Small And Medium Enterprises ◽  
Information Access ◽  
Online Marketing ◽  
Economic Independence ◽  
Descriptive Research ◽  
Job Opportunities ◽  
Depth Interview ◽  
Wide Range ◽  
Qualitative Descriptive ◽  
Medium Enterprises

Penelitian ini bertujuan untuk mengetahui kontribusi PT. Telkom dalam pengembangan Usaha Mikro Kecil dan Menengah perkotaan dan implikasinya terhadap ketahanan wirausaha ekonomi pemuda. Penelitian ini bersifat deskriptif kualitatif. Pengumpulan data dilakukan melalui metode wawancara mendalam, observasi, dan dokumentasi. Teknik pengolahan dan analisis data  dilakukan dengan reduksi data, kategorisasi, display data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa PT. Telkom telah berkontribusi terhadap pengembangan UMKM perkotaan yaitu : memberikan informasi  secara cepat, memberikan akses pasar melalui pameran/promosi, memberikan jangkauan pelayanan yang luas, dan memberikan akses untuk peluang bisnis. Penelitian ini juga menemukan bahwa UMKM perkotaan berimplikasi untuk peningkatkan ketahanan wirausaha ekonomi pemuda dalam hal : memiliki jiwa kreatif dan pantang menyerah, memiliki daya saing yang tinggi, meningkatnya kemandirian ekonomi pemuda, meningkatnya kesempatan kerja, bertambah majunya usaha yang ditekuni pelaku UMKM perkotaan, dan meningkatnya keterampilan pemasaran online pelaku UMKM perkotaan.  This study aimed to determine the contributions of PT. Telkom to the development of urban Micro, Small, and Medium Enterprises (MSMEs) and their implications in the entrepreneurial resilience of youth economy. This qualitative descriptive research employed in-depth interview, observation, and documentation for data acquisition. The data analysis involved several steps, namely data reduction, categorization, display, and conclusion. The results affirmed several contributions of PT. Telkom to the development of urban MSMEs, namely the provisions of : quick information, access to market through exhibition/promotion, a wide range of services, and  access to business opportunities. This research also found that the urban MSMEs had implications in the entrepreneurial resilience of youth economy. For instance, the application has successfully increased creativity and tenacity, high competitiveness, economic independence, job opportunities by improving the business run by the urban MSMEs, and the online marketing skills of the urban MSMEs.

scholarly journals Web-Based Micro Small and Medium Enterprises Product Brand Development

2021 ◽  
Vol 1 (1) ◽  
pp. 11-16
Author(s):  
Trustorini Handayani ◽  
I Widianingsih ◽  
S Julianti ◽  
D N Pebriani
Keyword(s):  
Information System ◽  
Industrial Revolution ◽  
Small And Medium Enterprises ◽  
Global Market ◽  
Human Engineering ◽  
Web Based ◽  
Descriptive Research ◽  
Brand Development ◽  
Qualitative Descriptive ◽  
Medium Enterprises

This research aims to determine the development of Industrial Revolution 4.0 technology in the Micro, Small, and Medium Enterprises (MSMEs) sector, to improve the standard of quality business product brands by creating a web-based information system. To support this research, we used qualitative descriptive research methods to describe existing phenomena, both natural and human engineering, that pay more attention to the characteristics, quality, and interrelationships between activities. The results show that product brand development for web-based small and medium enterprises is compelling so that it will be able to compete with other business product brands globally. This is due to a web-based information system created to introduce various products, the owners of MSMEs products. The information system was designed to input the MSME owners' data, starting from product brands, catalogs, and services. Therefore, the information system can help marketing and improve the owners' ability in the product brand development that can be used to compete in the global market. That way, the society can access various information about superior products from the MSME owners who have a product quality is no less good than other excellent products.

scholarly journals ENTREPRENEURSHIP FOR DEVELOPING SMALL AND MEDIUM-SCALE FARMERS IN AGRICULTURAL CLUSTER

TRIKONOMIKA ◽  
2020 ◽  
Keyword(s):  
Small And Medium Enterprises ◽  
Research Result ◽  
Entrepreneurship Policy ◽  
Descriptive Research ◽  
Marginalized Groups ◽  
West Sumatra ◽  
Qualitative Descriptive ◽  
Research Questions ◽  
Medium Enterprises

The entrepreneurship possesses the energy to generate innovation and improvement of agricultural clusters. However, it somehow has yet been successful to reach marginalized groups including Small and Medium Enterprises (SMEs) in agricultural clusters. The research questions to be addressed are thus: (1) how public policy at both national and regional levels contribute to entrepreneurship capacity-building in developing agricultural cluster in order to achieve SMEs empowerment. (2) Empiric actuality of entrepreneurship in agricultural cluster development. The research is a qualitative-descriptive research, case study on agricultural cluster at Subdistrict Lembah Gumanti of Solok Regency in the province of West Sumatra. Research result indicates that entrepreneurship policy has indeed yet at its best in the development of SME-based agricultural clusters due to the fact that entrepreneurial policy in agricultural clusters is still dominated by personal/private and corporation-based entrepreneurship.

scholarly journals STUDI DAMPAK PEMBERDAYAAN SISTEM KEUANGAN SYARIAH AL-IJARAH BAGI PELAKU UMKM

El Dinar ◽  
2020 ◽  
Vol 8 (2) ◽  
pp. 115-129
Author(s):  
Umrotul Khasanah ◽  
Meldona Meldona ◽  
Muhammad Djakfar
Keyword(s):  
Data Analysis ◽  
Small And Medium Enterprises ◽  
Financial System ◽  
Management Skills ◽  
Descriptive Research ◽  
Qualitative Descriptive ◽  
Main Instrument ◽  
Medium Enterprises ◽  
Gradual Approach ◽  
The Impact

Al-Ijarah's Islamic Financial System has produced strategic results. The Islamic financial system to differentiate from conventional financial systems based on interest (interest), the Islamic financial instrument is the al-ijarah (lease) system. This study aims to reveal the impact of Micro, Small, and Medium Enterprises (MSME) business actors on the Islamic financial system using the al-ijarah instrument; reveal the effect of business land managers leased to MSMEs regarding the Islamic financial system using the al-ijarah instrument. This research puts forward a qualitative descriptive research method with case studies of culinary business actors and providers of land for rent in Malang Raya, East Java. Data analysis uses a gradual approach, namely: analyzing important statements, formulating, describing, reducing data towards findings, propositions, and conclusions. The researcher, as the main instrument, performs data analysis simultaneously. Researchers prioritize observation and interviews. This research found two things: (1) Al-Ijarah business actors successfully overcame obstacles and obstacles. However, they initially applied their abilities as they were, but they could use their management skills quite well after developing. (2) The benefits for entrepreneurs who provide business / al-ijarah land leases are that they are successful in delivering strategic places, easy to reach, availability of parking spaces, and security aspects.

scholarly journals Digitalization of Marketing in Amadanom Dampit Coffee SMEs

2021 ◽  
Vol 1 (7) ◽  
pp. 652-659
Author(s):  
Rezhania Jelly Kriteria
Keyword(s):  
Small And Medium Enterprises ◽  
Online Marketing ◽  
Digital Marketing ◽  
Natural Background ◽  
Business Units ◽  
Marketing Activities ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Cooperative Relationship ◽  
Medium Enterprises

This study aims to determine and analyze how the application of digitalization of marketing in Small and Medium Enterprises Coffee Amadanom in Dampit District, Malang Regency. This research is a research with a qualitative descriptive approach. Researchers want to do research with a natural background or according to the existing context. The researcher wants to reveal the facts related to marketing management in an effort to digitize marketing in the Amadanom Coffee Small and Medium Enterprises, Dampit District. Sources of research data obtained through interviews and observations on six specified informants. The results showed that online marketing activities were carried out very well in UKM Tani Harapan. Offline and online marketing play a role in supporting business marketing. The application of online marketing has a significant impact on increasing income every year. With the implementation of digital marketing, the company's goals are easier to achieve and facilitate integration with other companies. It can be concluded that the application of digital marketing not only facilitates marketing activities carried out by business units but also improves the cooperative relationship between these business units and other business actors.

scholarly journals Menguak Penilaian Tingkat Kesehatan Koperasi Wanita

2021 ◽  
Vol 4 (2) ◽  
pp. 199-220
Author(s):  
Riko Agus Pramono ◽  
Driana Leniwati
Keyword(s):  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Descriptive Research ◽  
Management Efficiency ◽  
Qualitative Descriptive ◽  
Productive Asset ◽  
Final Score ◽  
The Republic ◽  
Asset Quality ◽  
Medium Enterprises

The purpose of this study is to found see how healthy the Teratai Women Cooperative in Merjoyo Village, Purwoasri District, Kediri Regency. The aspects of capital, productive asset quality, management, efficiency, liquidity, independence and growth, as well as the cooperative's identity, are used to assess cooperatives, as per the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and medium enterprises of the Republic of Indonesia Number 6 of 2016. This sort of research combines qualitative descriptive research with secondary data gathered from management accountability reports presented at Annual Member Meetings, specifically the cooperative financial accounts for 2018-2020. The results of the analysis show that the Teratai Women's Cooperative's health level rating in 2018-2020 had an average final score of 56.18, indicating that the predicate is under supervision.

Analisis Kinerja Keuangan untuk Menilai Tingkat Kesehatan pada Koperasi Simpan Pinjam dan Pembiayaan BMT Projo Artha Sejahtera (PAS) di Bantul

2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Mujino Mujino ◽  
Ratih Kusumawardhani ◽  
Diah Cahyani
Keyword(s):  
Small And Medium Enterprises ◽  
Financial Statements ◽  
Collection Method ◽  
Descriptive Research ◽  
Health Level ◽  
Savings And Loan ◽  
The Subject ◽  
Management Aspect ◽  
Quantitative Descriptive ◽  
Medium Enterprises

This study aims to investigate the health level of the savings and loan cooperatives and financing of BMT PAS in terms of: 1) Capital aspect; 2) Management aspect; 3) Liquidity aspect; 4) Aspect of compliance with syariah. This research is a type of quantitative descriptive research. The subject of this research is the savings and loan cooperatives and financing of BMT PAS in Bantul. The object of this research is the financial statements of 2015 to 2019. The data collection method were used documentation and questionnaire. The calculation use PAP technique was based on Deputy Regulation for the Supervision of the Ministry of Cooperatives and Small and medium Enterprises of Republic Indonesia Number 07/Per/Dep.6/IV/2016. The result of this research shows that health level of the savings and loan cooperatives and financing of BMT PAS 2015 to 2019 seen from; 1) Capital aspects of BMT PAS Bantul in 2015 to 2019 criteria are quite healthy; 2) Aspects management of BMT PAS Bantul in 2015 to 2019 criteria are quite healthy; 3) Aspects of liquidity of BMT PAS Bantul in 2015 to 2019 are healthy criteria; 4) Aspects of compliance with syariah principles BMT PAS Bantul from 2015 to 2019 healthy criteria. Keywords : Financial performance, health level, savings and loan cooperatives and syariah financing.

scholarly journals Challenges Facing Financial Inclusion Due to the COVID-19 Pandemic

2020 ◽  
Vol 3 (2) ◽  
pp. 50
Author(s):  
Tea Kasradze
Keyword(s):  
Low Income ◽  
Small And Medium Enterprises ◽  
Financial Inclusion ◽  
Financial Resources ◽  
Financial Products ◽  
The Poor ◽  
Wide Range ◽  
Medium Enterprises ◽  
The Impact ◽  
Poor Population

Financial inclusion is often considered as an access to financial resources for the wide public and small and medium-sized businesses, although it is a much broader concept and includes a wide range of access to quality financial products and services, including loans, deposit services, insurance, pensions and payment systems. Mechanisms for protecting the rights of consumers of financial products and services are also considered to be subject to financial inclusion. Financial inclusion acquires great importance during the pandemic and post-pandemic period. The economic crisis caused by the pandemic is particularly painful for low-income vulnerable population. A large part of the poor population who were working informally has lost source of income due to lockdown from the pandemic. Remittances have also been reduced / minimized, as the remitters had also lost jobs and are unable to send money home. Today, when people die from Coronavirus disease, it may be awkward to talk about the financial side of a pandemic, but the financial consequences can be far-reaching if steps are not taken today to ensure access to and inclusion of financial resources. The paper examines the impact of the pandemic on financial inclusion and the responses of the governments and the financial sectors to the challenge of ensuring the financial inclusion of the poor population and small and medium enterprises.

scholarly journals Employee Turnover Intention of SMEs: A Case Study in China

2019 ◽  
Vol 2 (2) ◽  
pp. 41-48
Author(s):  
Yixuan Yao ◽  
Hongjun Zeng
Keyword(s):  
Organizational Commitment ◽  
Turnover Intention ◽  
Small And Medium Enterprises ◽  
Employee Turnover Intention ◽  
Job Opportunities ◽  
Confirmatory Factor ◽  
Medium Enterprises ◽  
Internal And External Factors ◽  
The Impact ◽  
Salary Distribution

Through the empirical analysis and test of 2106 valid questionnaires of employees of small and medium enterprises(SMEs) in China, the article presents the influence mechanism of the sense of fairness of salary distribution on employees' turnover intention based on the cross angle of internal and external factors. The theory of organizational commitment and perception of external job opportunities was introduced and applied AMOS 22.0 to conduct confirmatory factor analysis on the scale. Then applies SPSS 23.0 to establish a hierarchical linear regression model to analyze the impact of the fairness of salary distribution on turnover intention and analyze organizational commitment and the mediating and regulating role of external job opportunities. The results indicate that the sense of fairness in salary distribution and organizational commitment can effectively reduce employees' turnover intention, and employees' perceived external job opportunities moderate this inhibition.

scholarly journals Implementasi Sistem Bagi Hasil Mudharabah pada Koperasi Serba Usaha Amanah Desa Bunobogu Kecamatan Bunobogu Kabupaten Buol

Al-Buhuts ◽  
2017 ◽  
Vol 13 (2) ◽  
pp. 109-126
Author(s):  
Abdul Latif
Keyword(s):  
Small And Medium Enterprises ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Revenue Sharing ◽  
Profit Sharing ◽  
Primary Data ◽  
Analysis Method ◽  
Qualitative Descriptive ◽  
Medium Enterprises ◽  
Made In

This study aims to determine the system for the results of Mudharabah on Business Multipurpose Cooperative (KSU) Amanah Desa Bunobogu with Qualitative Descriptive Analysis method. This study uses primary data sources and secondary data relating to the annual revenue sharing system Mudharabah (2010-2014). The results of this study indicate that the profit sharing system is implemented by the Multipurpose Business Cooperative (KSU) Amanah Desa Bunobogu in the form of Mudharabah financing. With a guarantee statement on the process akadnya. In the event of negligence made by members who resulted in his business losing the goods made in the guarantee will be seized by the cooperative. Businesses that are established by members are mostly small and medium enterprises so often encountered bookkeeping that is not clear and just make a budget booklet at random. However, it does not become alaasan and hamper the growth of cooperatives which each year has increased the remaining results of operations. Unclear budget bookkeeping can result in member earnings manipulation, by lowering the profits earned and the effect on the revenue share installments

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