scholarly journals Mengapa masyarakat sektor informal belum memiliki asuransi BPJS kesehatan: persepsi dari pengusaha online?

2017 ◽  
Vol 33 (12) ◽  
pp. 623
Author(s):  
Firman Firman ◽  
Helfi Agustin

Why don't online shop workers enroll in BPJS health insurance? a case study from the City of YogyakartaPurposeThis study aimed to explore why an informal sector group has not decided to become a part of BPJS health by identifying knowledge or health insurance literacy.MethodThis research was a qualitative study with a phenomenology approach. Determination of informants was used by snowball sampling technique. Data collection was conducted with in-depth interviews with 15 people from an online entrepreneurs group who live around the city of Yogyakarta. Data were identified with inductive thematic analysis related to health insurance literacy to determine any relationship pattern of re­search variables.ResultsThe majority of informants have knowledge health insurance as a health care program used to seek treatment when sick. Specifically, informants have difficulties in understanding and explaining the basic terms about BPJS health insurance such as membership type, premium, benefits package, services procedure, the way of registration. The main determinant is caused by personal factors of informants themselves who are not seeking information about BPJS health because busy with works, still young, unmarried, and get ill rarely. Another factor is informants more often rely on getting insurance information from friends or family, while information from the Government and BPJS organization itself is very rare.ConclusionLow health insurance literacy is the main cause why informants decide not to be participants in BPJS health insurance. So it’s necessary to educate people about the BPJS health insurance both from the government, BPJS organization, and especially health providers in health facilities.

2020 ◽  
Vol 3 (1) ◽  
pp. 58
Author(s):  
Lydiana Salim ◽  
Akhmad Ramdhon

<p>The May 1998 riots that occurred were the result of a collection of political, social and economic events that occurred during the New Order. Events of the May 1998 riots in the city of Surakarta had a great influence on the lives of the victims. In the aftermath of the May 1998 riots, several victims were declared traumatized to the extent of damaging their homes and businesses. The purpose of this study was to determine the chronology of the May 1998 riots and analyze the dynamics of the May 1998 riots in the city of Surakarta. The theory in this research is the Conflict theory from Ralf Dahrendorf. This type of research is a qualitative research with an ethnographic approach in the city of Surakarta. The sampling technique with snowball sampling technique. The research informants consisted of student activists and formal organizations, journalists, religious leaders and victims of the May 1998 incident. Data were collected by observation, in-depth interviews and documentation. To test data validity with source triangulation. The data analysis technique uses an interactive analysis model from Miles and Huberman.<strong> </strong>The results showed that the May 1998 riots which occurred for two days caused damage and material losses. Mass amok movements occur regularly by doing damage, looting to arson in every corner of the city. After the May 1998 riots, the city's economic sector did not work. Some entrepreneurs were forced to stop production for a while due to the damage they experienced. Post-disaster economic reconstruction is carried out by the government and community groups by providing assistance to victims. From social conditions, after the May 1998 riots some victims decided to flee to areas that were safe from conflict. After the riots of May 1998 victims were pressured by the community in the form of negative stigma. Discomfort and fear experienced by the people after the riots began to be addressed by involving religious institutions. Religious institutions work together in creating communication forums between communities. in terms of the psychological condition of the people after the riots, some victims experienced trauma from witnessing firsthand the atrocities that occurred.<strong></strong></p>


2019 ◽  
Vol 7 (2) ◽  
pp. 50-54
Author(s):  
RIZKY PRIGIONILA ◽  
LUCKY RACHMAWATI

Abstrak Program relokasi dilakukan oleh pemerintah sudah berjalan sesuai dengan rencana. Namun saat ini jumlah PKL berkurang disebabkan masih banyaknya permasalahan yang dihadapi oleh para pedagang sejak awal menempati sentra PKL Jalan Benteng Pancasila. Berdasarkan hal tersebut, maka penulis ingin meneliti tentang permasalahan yang dihadapi pedagang kaki lima pasca relokasi dan upaya yang dilakukan pedagang dalam mengatasi permasalahan tersebut dalam meningkatkan pendapatan pedagang kaki lima jalan Benteng Pancasila kota Mojokerto dengan tujuan (1) untuk menjelaskan permasalahan yang dihadapi pedagang kaki lima pasca relokasi di Sentra PKL jalan Benteng Pancasila kota Mojokerto, (2) untuk menjelaskan upaya yang dilakukan pedagang kaki lima dalam menghadapi permasalahan yang ada serta dalam peningkatan pendapatan di Sentra PKL jalan Benteng Pancasila kota Mojokerto. Jenis penelitian ini adalah penelitian deskriptif. Subjek penelitian ini adalah pedagang kaki lima di sentra PKL jalan Benteng Pancasila sebanyak 10 informan. Penentuan informan dalam penelitian ini menggunakan teknik snowball sampling. Analisa data terdiri dari reduksi data, penyajian data, menarik kesimpulan atau verifikasi. Hasil penelitian menunjukkan bahwa permasalahan yang dihadapi pedagang kaki lima pasca relokasi adalah pemasaran, permodalan, sarana prasarana, kurangnya dukungan pemerintah dan teknologi. Permasalahan tersebut berpengaruh terhadap tingkat pendapatan yang diperoleh pedagang. Upaya dari pedagang dalam menghadapi permasalahan yang ada adalah meningkatkan pelayanan dan bekerja sama dengan para pedagang, berjualan di lokasi lain dan mengganti jenis barang dagangan. Kata Kunci: Relokasi, Pedagang Kaki Lima, Pendapatan. Abstract The relocation program carried out by the government has gone according to plan. But now the number of street vendors is decreasing because there are still many problems faced by traders since the beginning of occupying the center of street vendors in the Pancasila Fortress. Based on this, the authors want to examine the problem faced by street vendors after relocation and efforts made by traders in overcoming these problems in increasing the income of street vendors at the Pancasila Fortress in the city of Mojokerto with the aim of (1) to explain the problems faced by street vendors after relocation in the center of the street at the Pancasila Fortress in the city of Mojokerto, (2) to explain the efforts made by street vendors in dealing with existing problems and in increasing revenue in the center of the street at the Pancasila Fortress in the city of Mojokerto. This type of research is a descriptive study with a qualitative approach. The subjects of this study were street vendors who were in the PKL center on Pancasila Fortress as many as 10 informants. Determination of informants using the snowbal sampling technique. Data analysis consists of data reduction, data presentation, drawing conclusions or verification. The results showed that the problems faced by street vendors after relocation were marketing, capital, infrastructure, lack of government support and technology. These problems greatly influence the level of income obtained by traders. Efforts made by traders in dealing with existing problems are to improve service and cooperate with traders, selling in other locations and replacing types of merchandise. Keywords: Relocation, Street Vendor, Income.


2021 ◽  
Vol 4 (1) ◽  
pp. 33-48
Author(s):  
Yesi Mutia Basri ◽  
Gusnardi Gusnardi

This study aims to observe how local government financial management is in the face of the Covid-19 Pandemic—in particular, observing how budgeting, administration, and accountability of the Riau Provincial Government regarding the Covid-19 Pandemic. The research method used is a qualitative method with a type of case study. The data collection techniques used in-depth interviews, observation, and documentation. To ensure the validity of the data, triangulation was carried out by carrying out source triangulation and technical triangulation. The informants in this study consisted of key informants, primary informants, and supporting informants. Key informants are the head of the budget, the head of the treasury, and the head of the accounting and reporting sub-section. While the primary informants and supporting informants were selected using the snowball sampling technique. Data analysis was carried out by collecting data, reducing data display data, and making conclusions. The results of the analysis show that the impact of the Covid-19 Pandemic caused the Riau Provincial Government to refocus and reallocate the budget four times. At the administrative and accountability stages, there are problems with recording Unexpected Expenditures, namely the absence of technical guidelines regarding the administration of Unexpected Expenditures, determining spending limits for emergencies and urgency. Another problem is the absence of valid data for the distribution of aid funds for MSMEs affected by Covid-19 as well as valid documents in the recording of grant assistance from third parties. This research contributes to the government in making policies in financial management in a disaster emergency.Keyword: The Covid-19 Pandemic, Financial Management, Refocusing, Reallocation, Administration, Accountability AbstrakPenelitian ini bertujuan untuk mengobservasi bagaimana pengelolaan keuangan Pemerintah Daerah dalam menghadapi Pandemi Covid-19 ini. Secara khusus mengobservasi bagaimana penganggaran, penatausahaan dan pertanggungjawan Pemerintah Provinsi Riau terkait Pandemi Covid-19. Metode penelitian yang digunakan adalah metode kualitatif dengan jenis studi kasus. Teknik pengumpulan data menggunakan teknik wawancara medalam, observasi dan dokumentasi. Untuk meyakinkan keabsahan data, triangilasi dilakukan dengan melaksanakan triangulasi sumber dan triangulasi teknik. Informan dalam penelitian ini terdiri dari informan kunci, informan utama dan informan pendukung. Informan kunci adalah Kabid anggaran, kabid perbendaharaan dan kasubid akuntansi dan pelaporan. Sedangkan informan utama dan informan pendukung dipilih dengan teknik snowball sampling. Analisis data dilakukan  dengan tahap pengumpulan data, reduksi data display data dan melakukan membuat kesimpulan. Hasil analisis menunjukkan bahwa Dampak Pandemi Covid-19 menyebabkan Pemerintah Provinsi Riau melakukan refocusing dan realokasi anggaran sebanyak empat kali pergeseran anggaran. Pada tahap penatausahaan dan pertanggungjawaban terdapat permasalahan pencatatan pada Belanja Tidak Terduga yaitu tidak adanya juknis tentang penatausahaan Belanja Tidak Terduga, penentuan batasan belanja untuk keadaan darurat dan mendesak.  Permasalahan lainnya yaitu tidak  adanya data yang valid untuk penyaluran dana  bantuan bagi UMKM yang terdampak Covid-19 serta dokumen yang valid dalam pencatatan bantuan hibah dari pihak ke tiga. Penelitian ini memberikan kontribusi kepada pemerintah dalam membuat kebijakan dalam pengelolaan keuangan pada keadaan darurat bencana. Kata Kunci :  Pandemi Covid-19, Pengelolaan Keungan, Refocusing, Realokasi, Penatausahaan, Pertanggungjawaban


2020 ◽  
Vol 43 (1) ◽  
pp. 43
Author(s):  
Delima Canda Mustika ◽  
Eny Lestari ◽  
Sugihardjo Sugihardjo

<p>The Tegalsari village is the large village with the second largest population in Bruno District, Purworejo Regency. It makes Tegalsari village have several potentiality to become ecotourism place. The government wants to develop ecotourism in Tegalsari Village to boost the economy and the welfare condition that categorized as poor village. The first stage of ecotourism development is planning stage to know the public perception of the development of ecotourism in Tegalsari Village.This research aims to examine public perceptions of the development plan of Tegalsari Village ecotourism, Bruno District, Purworejo Regency. This research uses qualitative basic methods with interactive inductive data analysis methods. The research location was chosen intentionally or purposively. Determination of informants in this study using the snowball sampling technique. The number of informants is 14 informants. The validity of the data is obtained using data triangulation. The results of this study indicate that the community provides a positive perception of ecotourism development. Ecotourism development was initiated and welcomed by the local community. The community hopes that Bukit Sitetepan ecotourism development can improve people’s welfare. There are several supporting factors and obstacles to the process of developing ecotourism and ecotourism development also bring positive and negative impacts. According to the community, the positive impact caused is greater than the negative impact.</p>


2021 ◽  
Vol 6 (1) ◽  
pp. 77-88
Author(s):  
Christina Utami ◽  
Metta Padmalia

The purpose of this study is to estimate and analyze the willingness to pay  and fax tor the factors that affect the willingness to pay at High School in the of Semarang. The method used is Contingent Valuation Method (CVM) and multiple linear regression analysis. The number of samples in this study were 238 respondents, the sampling technique was done by snowball sampling. The results of this study indicate that the average willingness to pay (WTP) of households in High Schools in Semarang is Rp.559.034,00. Factors that have a significant influence on WTP values are income variables, number of household dependents, age and length of access. Whereas the factors that have no effect on willingness to pay (WTP) are parents' education variables. Based on the results of the study, the suggestions that can be put forward are the management or the government to improve the quality of the Vocational School as well as the development of a transparency policy on the collection and allocation of user fees and other resources.


2019 ◽  
Vol 10 (5) ◽  
pp. 40
Author(s):  
Arman Hj Ahmad ◽  
Izian Idris ◽  
Regina Moy Li Jing

Introduction: With the rise and fall of many communication platforms embedded into our everyday lives and the on-going maturity of the digitalization era, social media usage has tremendously increased over the past decade. The purpose of this research is to identify to what extent self-esteem and the influence of friends’ impact children's perception of their body image through social media and how powerful social media in influencing the body image of children.Methodology: The theoretical implication of this study is to expand the usage of Signalling theory, Sociocultural theory and Social Comparison theory towards better explaining children’s behaviours and the factors that impact children view of their body image. 282 children were recruited using the snowball sampling technique and data collected were analysed using Smart-PLS to see the impacts and relationship between all variables.Results: This study found that the self-esteem and friends do impacts body comparison on social media. However, the self-esteem is negatively correlated. The study also identified that there is a significance direct relationship between the direct impacts of self-esteem and friends towards the body image. On the other hand, the social media is found to have no direct impact on body image.Conclusion/- and Recommendations: This study provides a better insight for the government on the importance of regulation of advertisements particularly via social media and for the society at large to create a more socially supportive environment for adolescents to communicate and help them grow their mind-set on the acceptable and realistic standards of beauty as well as contributes to the existing knowledge on the role of social media and adds knowledge to how powerful social media in giving impacts to body image among adolescences.


2018 ◽  
Vol 4 (02) ◽  
Author(s):  
Pallavi V ◽  
Anuradha P S

Tax planning involves an efficient application of various provisions and loopholes of tax laws to reduce the incidence of tax and tax burden of an assessee. This research paper aims at studying the investment pattern and the awareness of various tax planning schemes available for investment for academicians. Structured questionnaire was used to collect the data and 385 respondents were selected for the study by adopting stratified sampling technique from private educational institutions across the city of Bengaluru. The study revealed that the level of awareness among the academicians on various tax saving schemes is low and personal factors influence the investment decisions. Further, bank deposits are preferred investment avenues.


Author(s):  
Hamdan Daulay

This study aims to explain the concept of policy that needs to be implemented by the government in counteracting of religious intolerance. Based on the factors of population equality and economic prosperity, the government must be regarding the socio-religious aspect of the migration program in the interior of Duri Bengkalis, Riau. In order to realize the ideals of national social development, the portrait of the process of migrating Christian Bataks’ to the interior of Duri must be an outlook for the social conflicts that occur. Highlighting the case of intolerance between Christian Bataks’ and Malay Muslim tribes Duri is important to be contextually examined through a research approach. As a literacy for developing unlimited tolerance in the frame of pluralism, it is very appropriate if this study is analyzed using the perspective of the sociology of development. The process of developing nation-building through a migration program, I take field data through qualitative research. The data source was taken directly to the informant with the snowball sampling technique. After the data were analyzed by the process of data reduction, data display, and conclusion, I found that government policy was not optimal in accommodating the migration program. There are still occur caused by the inferior of people for the meaning of pluralism. Although in general, the community has lived up to the philosophy of Pancasila, these implications are lowly in everyday life. Efforts to reduce conflicts that occur in Bengkalis, the government needs to develop a roadmap for policies on religious dialogue. Religious harmony is very important. It is impossible to realize tolerance without limits if the supporting instruments are not a priority agenda. Especially in areas prone to an inter-religious conflict which are actually caused by economic disparity and political oligarchy.Studi ini bertujuan untuk menjelaskan tentang konsep kebijakan yang perlu diterapkan oleh pemerintah dalam menangkal intoleransi beragama. Selain faktor pemerataan penduduk dan kesejahteraan ekonomi, penting kiranya pemerintah memperhatikan aspek sosial-keagamaan atas kasus migrasi yang terjadi di pedalaman Duri Bengkalis, Riau. Agar cita-cita pembangunan sosial secara nasional dapat terwujud, potret proses migrasi suku Batak Kristen ke pedalaman Duri harus menjadi outlook atas konflik sosial yang terjadi. Menyoroti kasus intoleransi antara suku Batak Kristen dan Muslim Melayu Duri menjadi penting untuk ditelaah secara kontekstual melalui pendekatan riset. Sebagai acuan mengembangkan toleransi tanpa batas dalam bingkai pluralisme, sangat pantas jika kajian ini, dianalisis menggunakan perspektif sosiologi pembangunan. Proses mengembangkan pembangunan bangsa melalui program migrasi, penulis mengambil data lapangan melalui penelitian kualitatif. Sumber data diambil langsung kepada informan dengan teknik snowball sampling. Setelah data dianalisis dengan proses reduksi data, display data, dan penarikan kesimpulan, penulis menemukan optimalnya kebijakan pemerintah dalam mengakomodir program migrasi. Hal utama yang menjadi pemicunya adalah masih rendahnya masyarakat memahami makna pluralisme. Walaupun secara umum masyarakat sudah menghayati falsafah Pancasila, tetapi masih rendahnya implikasi tersebut dalam kehidupan sehari-hari. Upaya meredam konflik yang terjadi di Bengkalis, pemerintah perlu menyusun roadmap kebijakan tentang dialog agama. Kerukunan agama sangat penting ditegakkan. Mustahil dapat mewujudkan sikap toleransi tanpa batas jika instrumen pendukungnya bukan menjadi agenda prioritas. Terutama di daerah-daerah yang rawan konflik antar umat beragama yang sejatinya disebabkan oleh faktor kesenjangan ekonomi dan oligarki politik.


2016 ◽  
Vol 2 (2) ◽  
pp. 62
Author(s):  
Susiana Sariyati ◽  
Sundari Mulyaningsih ◽  
Hamam Hadi

<p>Family planning is part of the needs of the community, todays, by the government has given to the community. This condition was used by BKKBN as a trigger to improve toward independence. Yogyakarta Province (DIY) as the one province in Indonesia which has high number of active acceptors. In 2012, active acceptors has reached 34.373 (73.29%) of 47 339 couples of productive age (BKKBN 2012). This research aimed to know representation of KB independence in couples of childbearing age (EFA) in Yogyakarta 2013. This is a descriptive research with descriptive survey approach. The population of study was an active family planning participants with a sample size of 521. Sampling techniques was done by Probability Proportional to Size (PPS), while respondents were determined with random sampling technique. Data was analyzed using univariate analysis. In this study, contraception was widely obtained by couple of childbearing age with fully paying and health insurance total of 143 (52.2%) with the reason of having KB independence was because of economic factors at 128 respondents (46.7%). In conclusion, Independence KB in Yogyakarta can be represented that mostly KB is provided through paying full as the majority have a health insurance.</p>


2019 ◽  
Vol 16 (2) ◽  
pp. 50
Author(s):  
Ida Ayu Diah Tirta Kosala ◽  
Agus Fredy Maradona

ABSTRACT                 Based on the Minister of Health Regulation Number 28 of 2014 concerning the National Health Insurance Program Implementation Program which is needed to fulfill the basic needs of every person who has to pay contributions or contributions that are approved by the government. Health is a basic human need to be able to live a decent and productive life, for this reason it is necessary to carry out quality-controlled health care and costs, through the National Health Insurance (JKN) program organized by the Social Security Organizing Agency (BPJS). Hospitals are needed to implement business strategies with display-based resources in order to be able to compete in a tiered, competency-based referral system.         This research was conducted at the Tabanan Regency BRSUD with the aim of finding out the business strategy and efforts made by government hospitals in improving excellent service in the JKN era. This study uses qualitative research with a case study approach. Data collection by interview and documentation study. The sampling technique with purposive sampling, Credibility Test (internal validity) using source triangulation techniques.        From the results of the study it can be concluded that the applied business strategy is to improve core competencies (core competency) and hospital capabilities, innovating in all forms of service support and efforts to support excellent service are improving quality, efficiency and financial supply chain to achieve sustainable competitive advantage.


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