scholarly journals Relevant requirements to the liquidity management process in a Russian commercial bank

2016 ◽  
Author(s):  
Aleksandr Vyacheslavovich Pavlov ◽  
Keyword(s):  
Commercial Bank ◽  
Management Process ◽  
Liquidity Management

Impact of liquidity on profitability in Nepalese Commercial Bank

Patan Pragya ◽  
2019 ◽  
Vol 5 (1) ◽  
pp. 180-187
Author(s):  
Shiva Prasad Pokharel
Keyword(s):  
Monetary Policy ◽  
Commercial Bank ◽  
Significant Relationship ◽  
Commercial Banks ◽  
Development Bank ◽  
Liquidity Management ◽  
Agriculture Development

This study explores the influence of liquidity on the profitability in the Nepalese commercial banks. 5 commercial banks in Nepal; Agriculture Development Bank, Everest Bank, Prime Commercial Bank, Sunrise Bank and Citizens Bank International are randomly selected among 28 commercial banks of Nepal as a sample and analyzed for the current study over the period 2010/11 to 2016/17 AD. Since liquidity management can increase the bank’s profitability. the study has examined their liquidity management as well as profitability positions using various statistical and financial tools. The article indicates largely zigzag trend of average profitability of commercial banks, although the trend of liquidity ratios of the bank is unstable. The research concluded that bank’s liquidity ratios have below the prescribed standard. Similarly CRR is extremely heavy than prescribed by monetary policy 2016/17. The CRR and IGSCA are positively correlated with ROA while CRR and CBBISD are inversely correlated with ROA. In case of liquidity-ROE Relation, CR is inversely correlated to ROE but all other ratios (CRR, CBBISD and IGSCA) are positively correlated with ROE. It also has reported there is significant relationship between liquidity ratios with profitability, except between IGSCA and ROA.

Impact of liquidity on banks’ productivity: A study on selected commercial banks in Bangladesh

IIUC Studies ◽  
2020 ◽  
Vol 15 ◽  
pp. 59-71
Author(s):  
Nazneen Jahan Chaudhury
Keyword(s):  
Commercial Bank ◽  
Financial Institutions ◽  
Commercial Banks ◽  
Secondary Data ◽  
Stock Exchanges ◽  
Liquidity Management ◽  
Global Standards ◽  
Time Period

Financial institutions are the directories responsible for allocating liquidity to its most productive uses. A bank’s liquid assets are significant not only for defending a bank against definite kinds of distresses but also increasing its productivity. This study analyzes the influence of liquidity on banks’ productivity throughout the time period 2007-2016. The study is curbed to five Commercial Banks enlisted under Stock Exchanges in Bangladesh. Here the researcher has taken only the secondary data into account. The outcomes of the study substantiate the hypothesis that Liquidity and Productivity are both positively and significantly correlated. The liquidity management of bank is the administration of fund flowing into and out of the bank in a way that will maintain profitability, solvency, liquidity and productivity. The management of a commercial bank ought to be efficient in order to fulfill these objectives. To attain the aforementioned objectives, a feasible structure has been built up to direct banks’ liquidity management in accordance with the attached guidelines, global standards and greatest practices. IIUC Studies Vol.15(0) December 2018: 59-71

DIRECTIONS FOR IMPROVING LIQUIDITY IN THE BANKING SECTOR

2021 ◽  
Author(s):  
Екатерина Петровна Рамзаева ◽  
Оксана Викторовна Кравченко
Keyword(s):  
Commercial Bank ◽  
Banking Sector ◽  
Liquidity Management ◽  
Modern Methods ◽  
Made In

В статье проанализированы современные методы управления ликвидностью коммерческого банка. Авторами выделены основные преобразования, произведенные в банковской сфере за последние годы Цетробанком, а также проанализированы основные инструменты регулирования ликвидности банковского сектора. The article analyzes modern methods of liquidity management in a commercial bank. The authors highlight the main transformations made in the banking sector in recent years by Cetrobank, and also analyze the main instruments for regulating the banking sector's liquidity.

scholarly journals Theoretical aspects of liquidity management in a commercial bank

2020 ◽  
pp. 61-69
Author(s):  
S. V. Solonina
Keyword(s):  
Risk Management ◽  
Organizational Structure ◽  
Commercial Bank ◽  
Management System ◽  
Liquidity Risk ◽  
General System ◽  
Point Of View ◽  
Credit Institution ◽  
Management Tools ◽  
Liquidity Management

The study presents various approaches to the interpretation of the concept of liquidity of a credit institution and its essence. Differences are highlighted that reflect the priority aspects in assessing the liquidity of a commercial Bank from the authors ‘ point of view. The Bank of Russia’s liquidity ratios and ratios are also presented. The research resulted in a change in the Bank’s structure, since the most important element of the formation of a commercial Bank’s liquidity management system is the improvement of the organizational structure responsible for forecasting liquidity and selecting management tools. When improving such a structure, it should be ensured that the structure is integrated into the unified management system of a commercial Bank, that it is linked to other structural divisions of the Bank, and that it has a comprehensive approach to managing liquidity risk, along with other risks. It is concluded that the most effective model is the creation of a single risk management Department, which includes a liquidity management Committee. At the same time, all structural divisions of the Bank should be included in the General system. The recommendation to evaluate the obligations taking into account the possibility of their early repayment is justified.There is no conflict of interests.

scholarly journals Liquidity management by South African banks

2012 ◽  
Vol 9 (3) ◽  
pp. 52-58
Author(s):  
Wessel Lourens Crafford ◽  
Frederik J. Mostert ◽  
Jan Hendrik Mostert
Keyword(s):  
South Africa ◽  
South African ◽  
Banking Industry ◽  
Emerging Market ◽  
Management Process ◽  
Literature Study ◽  
Liquidity Management ◽  
Financial Decision Making ◽  
Empirical Survey ◽  
Financial Decision

The management of liquidity is of prime importance to banks. This management process should be carefully planned and continuously managed to master a global and/or national financial crisis. The objective of this research paper embodies the improvement of financial decision-making by banks regarding the management of their liquidity. To achieve this objective, a literature study was initially done. An empirical survey followed thereafter, focusing on the 10 biggest banks in South Africa. They are the leaders of the South African banking industry, and as South Africa is a developing country with an emerging market economy, the conclusions of the study may also be valuable to banking industries of similar countries. The importance of the liquidity management factors, the problem areas surrounding this topic, as well as how often the requirements are adjusted to ensure proper and effective liquidity management are addressed.

scholarly journals Improving the Methodology of Liquidity of Commercial Banks in the Digital Economy

2021 ◽  
Vol 04 (05) ◽  
Author(s):  
Boburjon Bakhriddinovich Izbosarov ◽  
Keyword(s):  
Comparative Analysis ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Digital Economy ◽  
Liquidity Management ◽  
Approaches To Studying ◽  
Theoretical Approaches

This article discusses theoretical approaches to studying the nature of commercial bank liquidity. The article also discusses the essence of the Bank’s economic content, liquidity and solvency. A comparative analysis of the liquidity management methods of a commercial bank is analyzed.

Commercial bank liquidity management as a component of its financial stability

2015 ◽  
Vol 3 (3) ◽  
pp. 261-269
Author(s):  
Наталья Шира ◽  
Natalya Shira
Keyword(s):  
Commercial Bank ◽  
Financial Stability ◽  
Insurance Companies ◽  
Liquidity Management ◽  
Banking Institution ◽  
Competitive Products

The article describes the concept of commercial bank liquidity management. The algorithm for commercial bank liquidity management, with the help of which the bank has the ability to identify liquidity reduction objects, identify threats that have impact on banking institution liquidity,is offered. The ways of maintaining the bank liquidity, which include the introduction of new competitive products, improving credit and deposit policy, cooperation with insurance companies and the like, are determined.

scholarly journals Commercial Banks as a Key Element in Regulating Cash Flows in the Business Environment

2019 ◽  
Vol 8 (4) ◽  
pp. 4537-4543 ◽  
Keyword(s):  
Commercial Bank ◽  
Cash Flow ◽  
Commercial Banks ◽  
Financial Stability ◽  
Banking System ◽  
Cash Flows ◽  
Business Environment ◽  
Liquidity Management ◽  
Flow Regulator ◽  
Commercial Organization

One of the main tasks of the banking system since its inception is the regulation and redistribution of cash flows in the business environment. A key element of this system are commercial banks, which are the basis of the banking system.Being a commercial organization, the bank is primarily interested in maximizing profits, but at the same time, it is the process of maximizing profits that triggers the regulation and redistribution of cash flows in the business environment. The attraction and accumulation of liabilities, as well as the issuance of loans and credits, is carried out by commercial banks solely within the framework of the expediency of their activities, and this very activity helps to stimulate the redistribution of cash flows in the business environment.Traditionally, the bank’s liquidity indicators are associated with its financial stability, but this article will address the liquidity of a commercial bank in order to fulfill its functions as a cash flow regulator. Liquidity management methods are methods of influencing cash flows in a business environment; commercial bank liquidity management activities lead to changes in cash flows

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