Mortgage Interest Rates, Country Risk and Maturity Matching in Colombia

2007 ◽  
Author(s):  
Arturo José Galindo ◽  
Marc Hofstetter
Keyword(s):  
Interest Rates ◽  
Country Risk ◽  
Mortgage Interest ◽  
Mortgage Interest Rates

Racial Discrepancy in Mortgage Interest Rates

2014 ◽  
Vol 51 (1) ◽  
pp. 101-120 ◽  
Author(s):  
Ping Cheng ◽  
Zhenguo Lin ◽  
Yingchun Liu
Keyword(s):  
Interest Rates ◽  
Mortgage Interest ◽  
Mortgage Interest Rates

scholarly journals Mortgage volume and macroeconomic factors: Evidence from Turkey

2021 ◽  
Vol 9 (4) ◽  
pp. 1504-1520
Author(s):  
Tuğba Güneş ◽  
Ayşen Apaydın
Keyword(s):  
Interest Rates ◽  
House Prices ◽  
Mortgage Market ◽  
Mortgage Loan ◽  
Response Analysis ◽  
Mortgage Loans ◽  
Macroeconomic Factors ◽  
Mortgage Interest ◽  
Mortgage Interest Rates ◽  
Turkish Lira

This paper investigates the impacts of several macroeconomic variables on Turkey's volume of mortgage loans. Johansen cointegration test, vector error correction model, Granger causality tests, variance decomposition, and impulse-response analysis is employed for the econometric analysis to show short and long-run relationships between the variables using time series monthly data from January 2010 to March 2020. Paper results demonstrate that growth of housing credit size negatively correlates with mortgage interest rates, US Dollar/Turkish Lira exchange rate and level of real estate supply. At the same time, there is a positive correlation with house prices. Causal relationships between mortgage volume and macroeconomic indicators are bidirectional for all variables, except for mortgage interest rates. There is a one-way causality relationship from mortgage rates to mortgage loan volume. Econometric analyses show that the recent steep depreciation in the Turkish Lira hurts the Turkish mortgage market. In conclusion, a stable economic environment is essential to build a robust mortgage market.

Determinants of Mortgage Interest Rates: Treasuries versus Swaps

2013 ◽  
Vol 50 (1) ◽  
pp. 34-51 ◽  
Author(s):  
C. Stace Sirmans ◽  
Stanley D. Smith ◽  
G. Stacy Sirmans
Keyword(s):  
Interest Rates ◽  
Mortgage Interest ◽  
Mortgage Interest Rates

Housing appreciation, mortgage interest rates, and homeowner mobility

1991 ◽  
Vol 30 (3) ◽  
pp. 271-292 ◽  
Author(s):  
Yasuhiro Nakagami ◽  
Alfredo M. Pereira
Keyword(s):  
Interest Rates ◽  
Mortgage Interest ◽  
Mortgage Interest Rates
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