Better than Cash? Consumer Protection and the Global Debit Card Deluge

2005 ◽  
Author(s):  
Arnold S. Rosenberg
2021 ◽  
pp. 102-115
Author(s):  
A.I. Lyga ◽  
◽  
◽  

The article examines the development of legal regulation of consumer rights in the basic legislation of the USSR and modern Ukraine. This was achieved through the definition of basic consumer rights in the global sense given to Consumer International and acts of International Law, as well as in the Constitution of Ukraine. The list of basic acts in this area in the modern period was supplemented by the Economic Code of Ukraine. In the context of consumer protection, this is justified by the fact that in contrast to the rules of Civil Law aimed at legal regulation of the general rights of consumers without taking into account the individual characteristics of consumers in the market, economic legislation aims to take into account such features. Possible violation of consumer rights and settlement of issues not regulated by private law. There are four main periods of development of law in this area. The period of origin of legal regulation (from 1922 to 1963) can be described as a period in which the rules of law were mainly aimed at protecting the interests of the seller, his counterparty was actually determined by the buyer-enterprise, the consumer in such legal relations was almost not taken into account. In contracts of sale performed functions uncharacteristic of it of the act of the economic legislation. The period of improvement of legal regulation (from 1963 to 1991) is characterized as economic-civil. During this period, there are legal norms for buyers (organizations) and buyers (individuals). Consumer rights and mechanisms for their implementation in this period are expanded, improved and concretized (with some rules and definitions were better than modern counterparts). The period of legitimization and development of legal regulation (from 1991 to 2014) can be defined as the period in which the formation of the main basic regulations in the field of consumer protection of Ukraine. But in the legal field the boundaries and the order of their legal application and interaction were not properly regulated. The current period of legal regulation (since 2014) is characterized by the proclaimed European integration aspirations of Ukraine. Despite the incompleteness of the period, its main trends show that these aspirations in the field of consumer protection remain declarations. Much more often under the "mask" of adaptation to the norms of European Law there are directly opposite processes. Basically, it can be described as a period of stagnation. Also in the article, the shortcomings and advantages of regulating the basic rights of consumers in the basic acts of law at each historical stage were analyzed and the dynamics of transformation of certain legal norms was studied. In addition, the possibilities of im proving the definition of rights enshrined in the Constitution of Ukraine were considered, the need to disclose the potential of the Economic Code of Ukraine in regulating consumer rights and their protection, as well as limited opportunities for regulation only within the Civil Code of Ukraine.


1972 ◽  
Vol 1 ◽  
pp. 27-38
Author(s):  
J. Hers

In South Africa the modern outlook towards time may be said to have started in 1948. Both the two major observatories, The Royal Observatory in Cape Town and the Union Observatory (now known as the Republic Observatory) in Johannesburg had, of course, been involved in the astronomical determination of time almost from their inception, and the Johannesburg Observatory has been responsible for the official time of South Africa since 1908. However the pendulum clocks then in use could not be relied on to provide an accuracy better than about 1/10 second, which was of the same order as that of the astronomical observations. It is doubtful if much use was made of even this limited accuracy outside the two observatories, and although there may – occasionally have been a demand for more accurate time, it was certainly not voiced.


Author(s):  
J. Frank ◽  
P.-Y. Sizaret ◽  
A. Verschoor ◽  
J. Lamy

The accuracy with which the attachment site of immunolabels bound to macromolecules may be localized in electron microscopic images can be considerably improved by using single particle averaging. The example studied in this work showed that the accuracy may be better than the resolution limit imposed by negative staining (∽2nm).The structure used for this demonstration was a halfmolecule of Limulus polyphemus (LP) hemocyanin, consisting of 24 subunits grouped into four hexamers. The top view of this structure was previously studied by image averaging and correspondence analysis. It was found to vary according to the flip or flop position of the molecule, and to the stain imbalance between diagonally opposed hexamers (“rocking effect”). These findings have recently been incorporated into a model of the full 8 × 6 molecule.LP hemocyanin contains eight different polypeptides, and antibodies specific for one, LP II, were used. Uranyl acetate was used as stain. A total of 58 molecule images (29 unlabelled, 29 labelled with antl-LPII Fab) showing the top view were digitized in the microdensitometer with a sampling distance of 50μ corresponding to 6.25nm.


Author(s):  
A. V. Crewe

We have become accustomed to differentiating between the scanning microscope and the conventional transmission microscope according to the resolving power which the two instruments offer. The conventional microscope is capable of a point resolution of a few angstroms and line resolutions of periodic objects of about 1Å. On the other hand, the scanning microscope, in its normal form, is not ordinarily capable of a point resolution better than 100Å. Upon examining reasons for the 100Å limitation, it becomes clear that this is based more on tradition than reason, and in particular, it is a condition imposed upon the microscope by adherence to thermal sources of electrons.


Author(s):  
Li Li-Sheng ◽  
L.F. Allard ◽  
W.C. Bigelow

The aromatic polyamides form a class of fibers having mechanical properties which are much better than those of aliphatic polyamides. Currently, the accepted morphology of these fibers as proposed by M.G. Dobb, et al. is a radial arrangement of pleated sheets, with the plane of the pleats parallel to the axis of the fiber. We have recently obtained evidence which supports a different morphology of this type of fiber, using ultramicrotomy and ion-thinning techniques to prepare specimens for transmission and scanning electron microscopy.


Author(s):  
P.R. Swann ◽  
A.E. Lloyd

Figure 1 shows the design of a specimen stage used for the in situ observation of phase transformations in the temperature range between ambient and −160°C. The design has the following features a high degree of specimen stability during tilting linear tilt actuation about two orthogonal axes for accurate control of tilt angle read-out high angle tilt range for stereo work and habit plane determination simple, robust construction temperature control of better than ±0.5°C minimum thermal drift and transmission of vibration from the cooling system.


Author(s):  
K.C. Newton

Thermal effects in lens regulator systems have become a major problem with the extension of electron microscope resolution capabilities below 5 Angstrom units. Larger columns with immersion lenses and increased accelerating potentials have made solutions more difficult by increasing the power being handled. Environmental control, component choice, and wiring design provide answers, however. Figure 1 indicates with broken lines where thermal problems develop in regulator systemsExtensive environmental control is required in the sampling and reference networks. In each case, stability better than I ppm/min. is required. Components with thermal coefficients satisfactory for these applications without environmental control are either not available or priced prohibitively.


Author(s):  
D. Cherns

The use of high resolution electron microscopy (HREM) to determine the atomic structure of grain boundaries and interfaces is a topic of great current interest. Grain boundary structure has been considered for many years as central to an understanding of the mechanical and transport properties of materials. Some more recent attention has focussed on the atomic structures of metalsemiconductor interfaces which are believed to control electrical properties of contacts. The atomic structures of interfaces in semiconductor or metal multilayers is an area of growing interest for understanding the unusual electrical or mechanical properties which these new materials possess. However, although the point-to-point resolutions of currently available HREMs, ∼2-3Å, appear sufficient to solve many of these problems, few atomic models of grain boundaries and interfaces have been derived. Moreover, with a new generation of 300-400kV instruments promising resolutions in the 1.6-2.0 Å range, and resolutions better than 1.5Å expected from specialist instruments, it is an appropriate time to consider the usefulness of HREM for interface studies.


Author(s):  
H.A. Cohen ◽  
W. Chiu ◽  
J. Hosoda

GP 32 (molecular weight 35000) is a T4 bacteriophage protein that destabilizes the DNA helix. The fragment GP32*I (77% of the total weight), which destabilizes helices better than does the parent molecule, crystallizes as platelets thin enough for electron diffraction and electron imaging. In this paper we discuss the structure of this protein as revealed in images reconstructed from stained and unstained crystals.Crystals were prepared as previously described. Crystals for electron microscopy were pelleted from the buffer suspension, washed in distilled water, and resuspended in 1% glucose. Two lambda droplets were placed on grids over freshly evaporated carbon, allowed to sit for five minutes, and then were drained. Stained crystals were prepared the same way, except that prior to draining the droplet, two lambda of aqueous 1% uranyl acetate solution were applied for 20 seconds. Micrographs were produced using less than 2 e/Å2 for unstained crystals or less than 8 e/Å2 for stained crystals.


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