Fintech Toolkit: Smart Regulatory and Market Approaches to Financial Technology Innovation

2020 ◽  
Author(s):  
Dirk Andreas Zetzsche ◽  
Douglas W. Arner ◽  
Ross P. Buckley ◽  
Attila Kaiser-Yücel
Keyword(s):  
Technology Innovation ◽  
Financial Technology

scholarly journals Persepsi Masyarakat Kota Medan Terhadap Penggunaan Financial Technology

2018 ◽  
Vol 3 (1) ◽  
pp. 184
Author(s):  
Tri Inda Fadhila Rahma
Keyword(s):  
Data Collection ◽  
Public Interest ◽  
Financial Services ◽  
Qualitative Method ◽  
Public Perception ◽  
Technology Innovation ◽  
The Public ◽  
Analysis Technique ◽  
Depth Interviews ◽  
Financial Technology

<span>This research aimed to find out the public perception of the use of financial technology (Fintech). The informant in this research is the citizen of Medan as a user fintech or not. Data collection techniques by using in-depth interviews to 10 informants with different ages and professions background. The analysis technique by using descriptive qualitative method that is useful to provide facts and data. The result shows that public perception toward the use of financial technology (fintech) includes attitude, interest, understanding, motivation, and expectation. Where attitude of society towards the use of fintech, providing support to the progress of financial technology innovation in Indonesia is very helpful for the community, while the public interest to use fintech has been proven from interviews 9 out of 10 respondents have been interested by using it. The society has understood the benefits and usage of fintech because using fintech is more efficient and effective than other financial services so that people are motivated to use fintech. The society hope to the organizers of fintech in order to provide socialization to the public and practicality in using the service, so that people who lack understanding of technology can use it easily.</span>

Building the future of financial healthcare technology practices

2020 ◽  
Author(s):  
Becky Inkster ◽  
Andrea Stevenson ◽  
Bilal A. Mateen ◽  
Peggy Loo
Keyword(s):  
Financial Stability ◽  
Technology Innovation ◽  
Well Being ◽  
Financial Health ◽  
Healthcare Technology ◽  
Individual Privacy ◽  
The Future ◽  
Digital Footprints ◽  
Health And Well Being ◽  
Financial Technology

Given the demands for services that intersect financial health and well-being, and that people are increasingly operationalizing their digital footprints, we argue for the co-evolution of healthcare practices and financial technology. Innovation bridged across finance, health and technology could inform new practice/operating models, whilst fostering environments that value and prioritize health, financial stability and individual privacy.

scholarly journals FINTECH AND BANK: PAST, PRESENT, AND FUTURE

2021 ◽  
Vol 7 (1) ◽  
pp. 94-99
Author(s):  
Mercurius Broto Legowo ◽  
Steph Subanidja ◽  
Fangky Antoneus Sorongan
Keyword(s):  
Research Method ◽  
Qualitative Method ◽  
Technology Innovation ◽  
Descriptive Analysis ◽  
Scientific Journals ◽  
The Past ◽  
Banking Institutions ◽  
Financial Technology

Financial Technology has long been applied to the financial and banking sectors until the emergence of financial technology innovation called FinTech. Referring to the evolution of FinTech until now, FinTech influences the Bank's activities from the past, present, and future. Based on these facts, this research aims to present a descriptive analysis of FinTech and Bank in the past, present, and future, especially in Indonesia as a case study.  This study uses a descriptive analysis research method and using qualitative method approaches. This descriptive analysis is carried out by critically reviewing various relevant scientific journals, the facts of the FinTech phenomenon in Indonesia, and documentation papers from banking institutions. The results of this analysis reveal what happened to FinTech and the Bank in the past, present, and future. The contributions from this study can provide insight and understanding related to FinTech and banks in the past, present, and future more in-depth.  

scholarly journals Research on Financial Technology Innovation and Application Based on 5G Network

IEEE Access ◽  
2019 ◽  
Vol 7 ◽  
pp. 138614-138623 ◽  
Author(s):  
Man-Wen Tian ◽  
Lukun Wang ◽  
Shu-Rong Yan ◽  
Xiao-Xiao Tian ◽  
Zheng-Qiao Liu ◽  
...  
Keyword(s):  
Technology Innovation ◽  
5G Network ◽  
Financial Technology

scholarly journals UAS Teokom - Afry Anti Umaeroh (180900028) Review Jurnal

2021 ◽  
Author(s):  
Afry Anti Umaeroh
Keyword(s):  
Social Media ◽  
Young People ◽  
Technology Innovation ◽  
New Technology ◽  
Payment System ◽  
Innovation Theory ◽  
Goods And Services ◽  
Industrial Sectors ◽  
Financial Technology ◽  
Lack Of Knowledge

The presence of E-Wallet in various industrial sectors, both private and government, is a newbreakthrough in fintech (financial technology) innovation that allows people to make transaction inbuying and selling goods and services more easily. This new technology provides a more transparentelectronic payment system. However, until now there are still so many people who have not adopted andused E-Wallet due to their lack of knowledge of this new financial technology. The approach to diffusionof innovation theory is carried out to see the effect of the use E-Wallet fintech on changes in the sale andpurchase transaction patterns. The results show that the diffusion of fintech promotional messagesthrough social media and the adaptation to the use of E-Wallet have an effect on changes in buying andselling transaction patterns among young people in Jakarta.

scholarly journals Proportionality Principle on Online Lending Contract in Indonesia

Notaire ◽  
2019 ◽  
Vol 2 (1) ◽  
pp. 19
Author(s):  
Chesa Ramadhan ◽  
Adimas Rakyandani Saksono
Keyword(s):  
Research Method ◽  
Technology Innovation ◽  
Initial Amount ◽  
Alternative Funding ◽  
Lending Activity ◽  
Online Lending ◽  
Proportionality Principle ◽  
Financial Technology

AbstractOnline lending is form of alternative funding resulted from financial technology innovation. Until February 2019 there are 99 financial technology corporations that engaged in lending activity that operated officially, legally, and recognized by Otoritas Jasa Keuangan. However, many problems arise form this innovation in form of online lending. Many consumers became the victims of either illegal or even legal online lending platforms. Started from the paramount loan interest applied in the online lending agreement until the amount of loan that need to be paid did not in accordance to the initial amount of debt, become core of the problems for the online lending consumers that treated unfair and unjustly by the online lending platform organizer. Moreover, online lending contract commonly belonged to the standard clause agreement that have been pre-arranged by one of the contracting parties. This research has purpose to determine the urgency of application of the proportionality principle on online lending contract. This research using doctrinal research method followed by conceptual and statute approaches. This research expected to generates conclusion on the notions of application of proportionality principle on online lending contract that included as standard clause contract in order to distribute contracting parties’ rights and obligations proportionally. Therefore, in future the online lending agreement could generate justice and proportional contract for contracting parties and the substance of the contract can reflect this proportionality principle. 

A Digital Economy Model for Talent Prediction Data Analytic

2019 ◽  
Vol 2 (4) ◽  
pp. 260-266
Author(s):  
Haru Purnomo Ipung ◽  
Amin Soetomo
Keyword(s):  
Business Model ◽  
Industrial Revolution ◽  
Technology Innovation ◽  
Cost Effective ◽  
Sharing Economy ◽  
Token Economy ◽  
Economy Model ◽  
New Business ◽  
The Cost ◽  
Data Analytic

This research proposed a model to assist the design of the associated data architecture and data analytic to support talent forecast in the current accelerating changes in economy, industry and business change due to the accelerating pace of technological change. The emerging and re-emerging economy model were available, such as Industrial revolution 4.0, platform economy, sharing economy and token economy. Those were driven by new business model and technology innovation. An increase capability of technology to automate more jobs will cause a shift in talent pool and workforce. New business model emerge as the availabilityand the cost effective emerging technology, and as a result of emerging or re-emerging economic models. Both, new business model and technology innovation, create new jobs and works that have not been existed decades ago. The future workers will be faced by jobs that may not exist today. A dynamics model of inter-correlation of economy, industry, business model and talent forecast were proposed. A collection of literature review were conducted to initially validate the model.

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