FinTech Alternatives to Short-Term Small-Dollar Credit: Helping Low-Income Working Families Escape the High-Cost Lending Trap

2017 ◽  
Author(s):  
Todd H. Baker
Keyword(s):  
Low Income ◽  
Short Term ◽  
Working Families

Dampak Insentif Pajak Perumahan Terhadap Potensi Penerimaan Pajak Negara Dan Peningkatan Pendapatan Masyarakat : Kasus Provinsi Papua

2016 ◽  
Vol 1 (1) ◽  
pp. 13-22
Author(s):  
Towaf Totok Irawan
Keyword(s):  
Low Income ◽  
House Prices ◽  
Tax Incentives ◽  
High Price ◽  
Short Term ◽  
Primary Input ◽  
State Revenue ◽  
Long Run ◽  
The Government ◽  
The Impact

Until now the government and private sector have not been able to address the backlog of 13.5 million housing units for ownership status and 7.6 million units for residential status. The high price of land has led to the high price of the house so that low-income communities (MBR) is not able to reach out to make a home purchase. In addition to the high price of land, tax factors also contribute to the high price of the house. The government plans to issue a policy for the provision of tax incentives, ie abolish VAT on home-forming material transaction. This policy is expected to house prices become cheaper, so the demand for housing increases, and encourage the relevant sectors to intensify its role in the construction of houses. It is expected to replace the lost tax potential and increase incomes. Analysis of the impact of tax incentives housing to potential state revenue and an increase in people's income, especially in Papua province is using the table IO because in addition to looking at the role each sector can also see the impact on taxes (income tax 21 Pph 25 Pph, VAT), and incomes (wage). Although in the short-term impact is still small, but very rewarding in the long run. Keywords: Backlog, Gross Input, Primary Input, Intermediate Input

scholarly journals Movable Possessions: alternative housing through adaptable design

2021 ◽  
Author(s):  
Lisa Marshall
Keyword(s):  
Affordable Housing ◽  
Low Income ◽  
Design Research ◽  
Vernacular Architecture ◽  
Design Principles ◽  
Short Term ◽  
Adaptable Design ◽  
Alternative Housing ◽  
The World

Poor communities around the world have developed architecture without architects. Subsidized low-income housing has been built as if to provide only a shortterm solution. Poverty and lack of affordable housing is not a short-term problem but an ongoing issue that demands creative adaptable solutions for a changing world. Adaptable architecture is essential for the redesign of affordable housing that is environmentally, economically, and socially sustainable. In order to mend the broken bond between lower-incomes and the architectural quality of space, this design research strives to both defend and produce affordable architectural alternatives to housing through the use of adaptable design principles and strategies found within Barbados’ Vernacular Architecture, the Chattel house.

scholarly journals Conformity of Vertical Public Housing's Performance With Resilience Agenda in Bandung Metropolitan Area

2018 ◽  
Vol 3 (1) ◽  
pp. 53
Author(s):  
Allis Nurdini ◽  
Nur Fitra Hadianto
Keyword(s):  
Public Housing ◽  
Low Income ◽  
Short Term ◽  
Performance Benchmarking ◽  
Post Occupancy Evaluation ◽  
Measurement Results ◽  
Two Factors ◽  
Survey Instruments ◽  
Design Type ◽  
Existing Housing

The ideas of resilient housing have been rapidly developed for better future quality improvement. On the other side, resilience is a critical framework, which is not only for housing in the future but also for those that have been built and already inhabited. Therefore, it is necessary to conduct a study that can identify the compatibility of existing housing performance with the framework of resilience. Five vertical housing in Bandung were selected as case studies. These five housing are vertical public-housing prototype from national government that have been used in many cities for low income people. Post occupancy evaluation was used to assess the performance. Benchmarking and occupant survey instruments were combined in this study. The performance measurement results were then compared with critical resilient framework for housing to support community livelihood, reduce the vulnerability of resident to environmental risk and stresses, enhance personal security, and empower communities. It is concluded that the resilience of existing vertical public housing is differentiated according to the corridor design type and the occupant behavior to adapt the design. These two factors are closely linked to the achievement of resilient housing framework and are key inputs for short-term improvements in the vertical public housing that have been built.

Short-term community-based exercise programs in low-income older women: Does exercise intensity and modality matters?

2021 ◽  
pp. 111591
Author(s):  
Vanessa Teixeira do Amaral ◽  
Bianca Fernandes ◽  
Awassi Yuphiwa Ngomane ◽  
Isabela Roque Marçal ◽  
Gabriel de Souza Zanini ◽  
...  
Keyword(s):  
Older Women ◽  
Low Income ◽  
Exercise Intensity ◽  
Short Term ◽  
Exercise Programs ◽  
Community Based

A Decade After the 2009 Global Recession: Macroeconomic Developments

2021 ◽  
pp. 2150011
Author(s):  
Wee Chian Koh ◽  
Shu Yu
Keyword(s):  
Low Income ◽  
Developing Economies ◽  
Emerging Market ◽  
Bank Lending ◽  
Low Income Countries ◽  
Short Term ◽  
Fiscal Stimulus ◽  
Cross Border ◽  
Global Recession ◽  
The Impact

Emerging market and developing economies (EMDEs) weathered the 2009 global recession relatively well. However, the impact of the global recession varied across economies. EMDEs with stronger pre-crisis fundamentals — such as large foreign exchange reserves, sound fiscal positions, and low inflation — suffered milder growth slowdowns, in part due to their greater capacity to engage in monetary and fiscal stimulus. Low-income countries were also resilient, as foreign aid and inflows of remittances remained relatively stable. In contrast, EMDEs that were heavily dependent on short-term capital flows — such as portfolio investment and cross-border bank lending — fared less well, especially those in Europe and Central Asia. A key lesson for EMDEs is the need to strengthen macroeconomic frameworks and create policy space to prepare for future global downturns.

The Development and Sustainability of School-Based Parent Networks in Low-Income Latinx Communities: A Mixed-Methods Investigation

2020 ◽  
Vol 57 (6) ◽  
pp. 2450-2484
Author(s):  
David E. Rangel ◽  
Megan N. Shoji ◽  
Adam Gamoran
Keyword(s):  
Elementary School ◽  
Mixed Methods ◽  
Low Income ◽  
Family Engagement ◽  
Short Term ◽  
Building Relationships ◽  
School Based ◽  
Quantitative Results ◽  
Over Time

Research suggests that school-based parent networks have significant benefits for children’s education, yet scholars know very little about how such relationships form and develop over time. This study uses interview and survey data with elementary school parents in predominantly low-income Latinx communities to examine how parents meet one another; how deeper, more trusting relationships develop; and how the size and quality of parent networks change over time in the presence and absence of a family engagement program. Interview data suggest few and infrequent opportunities for parents to meet one another, which makes building relationships characterized by trust and shared expectations more difficult. The quantitative results show positive short-term effects of the program but differential effects over time.

scholarly journals Does Money Matter More in the Country? Education Funding Reductions and Achievement in Kansas, 2010–2018

AERA Open ◽  
2020 ◽  
Vol 6 (4) ◽  
pp. 233285842096368
Author(s):  
Emily Rauscher
Keyword(s):  
Low Income ◽  
Rural Areas ◽  
Economies Of Scale ◽  
State Level ◽  
Department Of Education ◽  
Block Grant ◽  
Short Term ◽  
Rural Districts ◽  
Before And After ◽  
Funding Cuts

The U.S. Department of Education made recent technical changes reducing eligibility for the Rural and Low-Income School Program. Given smaller budgets and lower economies of scale, rural districts may be less able to absorb short-term funding cuts and experience stronger negative achievement effects. Kansas implemented a state-level finance change (block grant funding) after 2015, which froze district revenue regardless of enrollment and reduced funding in districts where enrollment increased. Difference-in-differences models compare achievement before and after block grant implementation to estimate effects of funding cuts separately in rural and nonrural districts. Between-state and within-state comparisons offer complementary identification strategies in which the strengths of one approach help address limitations of the other. Revenue/spending reductions are similar by geography but represent a larger fraction of rural district budgets. Results indicate that revenue reductions have larger implications for achievement in rural areas, where they represent a larger proportion of the total budget.

Short-term weight loss in overweight/obese low-income women improves plasma zinc and metabolic syndrome risk factors

2010 ◽  
Vol 24 (4) ◽  
pp. 271-276 ◽  
Author(s):  
Venkata Saroja Voruganti ◽  
Guowen Cai ◽  
Deborah M. Klohe ◽  
Kristine C. Jordan ◽  
Michelle A. Lane ◽  
...  
Keyword(s):  
Risk Factors ◽  
Metabolic Syndrome ◽  
Weight Loss ◽  
Low Income ◽  
Plasma Zinc ◽  
Short Term ◽  
Low Income Women

scholarly journals Anti-Poverty Policy for Families in the Next Century: From Welfare to Work—and Worries

2000 ◽  
Vol 14 (1) ◽  
pp. 187-198 ◽  
Author(s):  
David T Ellwood
Keyword(s):  
Social Policy ◽  
Single Mothers ◽  
Low Income ◽  
Single Parents ◽  
Work Incentives ◽  
Welfare To Work ◽  
Working Families

This paper reveals that recent changes in social policy have included both sharp cutbacks in welfare for non-working families and dramatic increases in supports for low income working families. It explores the reasons for these changes, and documents how they have radically changed work incentives for some persons, notable single mothers. The result has been a large increase in work by low wage single parents. The paper concludes by examining several potential dangers of this new direction and explores the challenges that remain for the next century.

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