scholarly journals Measuring Racial/Ethnic Retirement Wealth Inequality

2020 ◽  
Author(s):  
Wenliang Hou ◽  
Geoffrey Sanzenbacher
Keyword(s):  
Wealth Inequality ◽  
Retirement Wealth ◽  
Racial Ethnic

scholarly journals Measuring Racial/Ethnic Retirement Wealth Inequality

2020 ◽  
pp. jor.2020.1.079
Author(s):  
Wenliang Hou ◽  
Geoffrey T. Sanzenbacher
Keyword(s):  
Wealth Inequality ◽  
Retirement Wealth ◽  
Racial Ethnic

scholarly journals Retirement plan wealth inequality: measurement and trends

2020 ◽  
pp. 1-21
Author(s):  
Teresa Ghilarducci ◽  
Siavash Radpour ◽  
Anthony Webb
Keyword(s):  
Wealth Inequality ◽  
Past Research ◽  
Study Data ◽  
Health And Retirement Study ◽  
Inequality Measurement ◽  
Older Employees ◽  
Retirement Plan ◽  
Lifetime Earnings ◽  
Retirement Wealth ◽  
Retirement Study

Abstract Using Health and Retirement Study data linked to summary plan descriptions and W-2s, this study reports trends in retirement wealth inequality of older employees 1992–2010. The study identifies and corrects methodological flaws in past research. Retirement wealth is highly unequally distributed; the top lifetime earnings quintile holds half of all retirement wealth, the bottom quintile, only 1%. The top earnings quintile fared better in 2010 than in 1992, whereas bottom-quintile earners fared worse. But retirement wealth inequality mainly reflects inequality within earnings quintiles, resulting from inadequate savings, not outsize accumulations. Systemic flaws reduce median retirement wealth by 84%

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