The Economic Impact of Distributing Financial Products on Third-Party Online Platforms

2019 ◽  
Author(s):  
Claire Yurong Hong ◽  
Xiaomeng Lu ◽  
Jun Pan
Keyword(s):  
Economic Impact ◽  
Third Party ◽  
Financial Products ◽  
Online Platforms

scholarly journals Economic Impact of Infected Total Knee Arthroplasty

2012 ◽  
Vol 2012 ◽  
pp. 1-6 ◽  
Author(s):  
Maximilian Haenle ◽  
Christina Skripitz ◽  
Wolfram Mittelmeier ◽  
Ralf Skripitz
Keyword(s):  
Economic Impact ◽  
Average Length ◽  
Health Information System ◽  
Third Party ◽  
Matched Pair ◽  
Drg System ◽  
Infected Total Knee Arthroplasty ◽  
Cost Effective Treatment ◽  
German Drg System ◽  
Total Knee

Background.An enormous economic impact can be observed for infected total knee arthroplasties (TKA). The aim of the present study was to evaluate whether a cost covering treatment of infected TKA is feasible in the German DRG System.Patients and Methods.Average total treatment costs were evaluated for infected TKA and compared with a matched pair of primary TKA. Data was generated using the health record and the hospitals’ health information system. Results were evaluated and compared regarding the total personnel and material costs with respect to the financial receipts.Results.A total of 28 patients diagnosed with an infected TKA were included. A significant increase in the average length of stay, use of medical supplies and third party medical examinations were found for the infected TKA. An average deficiency of 6,356€ per patient was observed for the infected TKA. An average profit of 927€ per patient was made performing primary TKA.Conclusions.A cost-effective treatment of infected TKA was not feasible with the receipts from the German DRG System. An adaption of the receipts has to be evaluated. Moreover, other measures have to be considered in order to achieve a comprehensive medical yet financial reasonable standard in the treatment of infected TKA and THA.

Japan: Leveraging National Regulatory Reform and the Economic Modeling of Trade Agreements

2019 ◽  
pp. 459-476 ◽  
Author(s):  
Kenichi Kawasaki ◽  
Atsushi Sunami ◽  
Yoko Ikeda ◽  
Michael C. Huang
Keyword(s):  
United States ◽  
Economic Impact ◽  
Regulatory Reform ◽  
Trade Agreements ◽  
The United States ◽  
Economic Modeling ◽  
Third Party ◽  
Global Trade ◽  
Cge Model ◽  
Macroeconomic Impact

After the withdrawal of the United States from the Trans-Pacific Partnership (TPP) in 2017, Japan has taken the lead in advancing the TPP framework via the CPTPP to reform its highly regulated sectors such as agriculture and medical services. This chapter analyzes Japan’s participation in the TPP regime by (1) examining the expected impact of changes in rules and regulations that have come to be institutionalized as “entrenched regulations” or ganban in those sectors; and (2) simulating the macroeconomic impact of TPP membership on Japan and other TPP member countries, using a GTAP database and a CGE model to analyze global trade outcomes. The simulation scenarios show the framework of TPP12 and model the economic impact of and third party country spillover from the reduction of non-tariff measures (NTMs).

scholarly journals Antitrust Liability in the Context of Online Platforms. Case Comment to the Preliminary Ruling of the Court of Justice of 21 January 2016 ‘Eturas’ UAB v Lietuvos Respublikos konkurencijos taryba (Case C-74/14)

2016 ◽  
Vol 9 (14) ◽  
pp. 293-298
Author(s):  
Bartosz Targański
Keyword(s):  
Maximum Level ◽  
Third Party ◽  
Sufficient Evidence ◽  
Preliminary Ruling ◽  
Antitrust Enforcement ◽  
Online Platforms ◽  
Court Of Justice ◽  
Competitive Actions

In its judgment of 21 January 2016 in Case C-74/14 (hereinafter, judgment), the Court of Justice (hereinafter, CJ) responded to a preliminary question submitted by the Supreme Administrative Court of Lithuania. The latter asked whether the mere dispatch of an email relating to the maximum level of rebates may constitute sufficient evidence to establish that its addressees can be found liable for illegal concerted practices within the meaning of Article 101(1) TFEU. The CJ judgment raises novel issues specific to antitrust enforcement in e-commerce in two areas: (i) can users of a third party online booking platform be found liable for an anti-competitive practice purely on the basis of receiving unprompted email messages, even if they were not aware of their content, and (ii) what steps should they take in order to distance themselves from anti-competitive actions in an e-commerce environment.

How Does Online Lending Influence Bankruptcy Filings?

2021 ◽  
Author(s):  
Hongchang Wang ◽  
Eric M. Overby
Keyword(s):  
Instrumental Variables ◽  
Policy Implications ◽  
Easy Access ◽  
Difference In Differences ◽  
Access To Credit ◽  
Financial Products ◽  
Online Platforms ◽  
Level Data ◽  
Online Lending ◽  
The Impact

By providing quick and easy access to credit, online lending platforms may help borrowers overcome financial setbacks and/or refinance high-interest debt, thereby decreasing bankruptcy filings. On the other hand, these platforms may cause borrowers to overextend themselves financially, leading to a “debt trap” and increasing bankruptcy filings. To investigate the impact of online lending on bankruptcy filings, we leverage variation in when state regulators granted approval for a major online lending platform—Lending Club—to issue peer-to-peer loans. Using a difference-in-differences approach, we find that state approval of Lending Club led to an increase in bankruptcy filings. A complementary instrumental variables analysis using loan-level data yields similar results. We find suggestive evidence that the ease of receiving a Lending Club loan causes some borrowers to overextend themselves financially, leading to bankruptcy. Our results suggest that recent initiatives from online lending platforms to control how borrowers use loans, such as Lending Club’s “balance transfer loans” that send loan funds directly to creditors, can help these platforms provide safe and affordable credit. Our study adds to the literature that examines how online platforms influence society and the economy; it contributes to the literature that examines how financial products, services, and regulations influence bankruptcy filings; and it has policy implications for online lending design and regulation. This paper was accepted by Lorin Hitt, information systems.

scholarly journals Resolusi Konflik Sosial melalui Pendekatan Komunikasi di Lingkungan Monjok dan Karang Taliwang Kota Mataram

2019 ◽  
Vol 9 (2) ◽  
pp. 210-234
Author(s):  
Siti Nurul Yaqinah
Keyword(s):  
Conflict Resolution ◽  
Economic Impact ◽  
Social Impact ◽  
Social Conflict ◽  
Third Party ◽  
Extra Time ◽  
The Social ◽  
Communication Approach ◽  
The Impact ◽  
The City

The conflict is one of the phenomena that occurs as part of the dynamics of thecommunity. Among the social conflict that rooted strongly in the community of the city ofMataram was the conflict Monjok and Karang Taliwang. Therefore, this research aims toknow the background of the occurrence of social conflict, the impact of conflict on thelives of communities and communications in an effort to approach conflict resolution inan environment of Monjok and Karang Taliwang. This research uses a qualitativedescriptive method, data obtained through interviews, observation and documentation.The analysis used was the reduction of the data, the presentation of data, and thewithdrawal of the conclusion. To test the validity of the data, the researchers conductingthe study, extra time triangulation of methods and sources, and the associatedexamination. The results obtained in this study are a conflict that occurs between thecitizens of Monjok and Karang Taliwang triggered by the removal of the trash containerby Karang Taliwang minimal coordination and dissemination so as to trigger the action of the destruction caused by the citizens Monjok. Another trigger is a young man's disputeand the existence of a third party that provokes the situation for transferability. So, theimpact on the conflict; psychological society, communication, economic impact andstalled social impact. Therefore, some approaches used in handling the conflict approachis communication through Consolas, the communication approach through negotiationsor deliberations, approach to communication through mediation and communicationapproaches involving stakeholders.

scholarly journals Online platforms: concept, role in the conclusion of contracts and current legal framework in Europe = Plataformas en línea: concepto, papel en la conclusión de contratos y marco legal actual en Europa

2020 ◽  
Vol 12 (1) ◽  
pp. 863
Author(s):  
Joana Campos Carvalho
Keyword(s):  
Business Models ◽  
Legal Framework ◽  
Sharing Economy ◽  
Point Of View ◽  
Third Party ◽  
Online Platform ◽  
Goods And Services ◽  
Online Platforms ◽  
The Way

Abstract: Companies like Airbnb, Amazon or Craigslist have challenged the traditional business models and are altering the way people have access to goods and services. This article explores why the concept of online platform is adequate to analyse this new reality from a contractual point of view. It then challenges the idea that all companies where the product or service is supplied by what appears to be a third-party are online platforms, using the example of Uber. Finally, it provides a brief overview at the current EU framework to provide a reflection on how a regime for online platforms could look like.Keywords: sharing economy, online platforms, Uber.Resumen: Empresas como Airbnb, Amazon o Craigslist han desafiado los modelos de negocio tradicionales y están cambiando la forma en que las personas tienen acceso a los bienes y servicios. Este artículo explora por qué el concepto de plataforma en línea es adecuado para analizar esta nueva realidad desde un punto de vista contractual. A continuación, se cuestiona la idea de que todas las empresas en las que el producto o servicio es proporcionado por lo que parece ser un tercero son plataformas en línea, utilizando el ejemplo de Uber. Por último, se aporta una breve visión general del marco actual de la UE para reflexionar sobre cómo podría ser un régimen para las plataformas en línea.Palabras clave: economía colaborativa, plataformas en línea, Uber.

scholarly journals The Use of the VEC Model to Study the Impact of the Third Party Payment on the Interest Market in China

2017 ◽  
Vol 9 (2) ◽  
pp. 100
Author(s):  
Yaqian Pan ◽  
Shubing Li ◽  
Xinxin Chen ◽  
Shiqi Yu ◽  
Lijuan Yu
Keyword(s):  
Interest Rate ◽  
Third Party ◽  
Financial Deepening ◽  
Interest Rate Liberalization ◽  
The Third ◽  
Financial Products ◽  
Vec Model ◽  
Internet Finance ◽  
The Interest Rate ◽  
The Impact

This paper aims to study the effects of cross section of Internet finance and mobile payment on the Internet financial deepening and the interest rate liberalization. Because more than 50% of online payment is completed by way of mobile payments and financial products in Internet finance also have such two ways as online transactions and mobile client transactions, the interest rate index on behalf of the Internet finance can be largely replaced by the return of financial products in it. The study of the relationship between return of common monetary fund in transactional Internet finance and quasi benchmark fund—SHIBOR helps to determine the effect of Internet mobile payment on Internet financial deepening and the interest rate liberalization. First, ensure the stability of time series data on SHIBOR, Yu’E Bao returns, payment of the third party with ADF test and Johansen co-integration test and then build the VEC model and perform T test and AR stationary test, then make response analysis on impulse function to describe the impact of endogenous variables. Finally, make analysis and risk prevention suggestions according to empirical results based on the market situation.

scholarly journals ANALISIS VARIABEL-VARIABEL YANG MEMPENGARUHI PEMBIAYAAN MURABAHAH PADA BANK SYARIAH MANDIRI PERIODE 2008.01-2011.12

Media Ekonomi ◽  
2017 ◽  
Vol 19 (1) ◽  
pp. 27
Author(s):  
Mustika Rimadhani ◽  
Osni Erza
Keyword(s):  
Secondary Data ◽  
Least Square ◽  
Profit Margin ◽  
Third Party ◽  
Islamic Banks ◽  
Ordinary Least Square ◽  
Financial Products ◽  
Analysis Technique ◽  
Monthly Period ◽  
Rate Of Profit

<p>Murabaha financing is the most dominant in Indonesia Islamic banking compared to other financial products, it also dominates the Islamic banks in other countries. This method is becoming very popular because it is the nature of murabaha financing has required rate of profit that is definitely in accordance with the terms agreed upon. This study aims to determine the variables that influence the murabaha financing at Bank Syariah Mandiri, which consists of Third Party Funds (TPF), Profit Margin, Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR). The data used in this study is a secondary data with monthly period 2008:012011:12. The analysis technique used is the Multiple Linear Regression by OLS (Ordinary Least Square). Based on the research results that the Third Party Funds (TPF) has positive and significant, Margin keutungan negative and insignificant, NPF has positive and significant effect, FDR has negative and insignificant.<br />Keywords :Murabaha Financing, Third Party Funds (TPF), Profit Margin, NonPerforming Financing (NPF), Financing to Deposit Ratio (FDR)</p>

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