(The Lending Policy of Financial Institutions in Georgia and Its Impact on the Economic Development)

Bank are financial institutions that play a role in supporting economic development in a region, where the activitiesof raising funds and channeling funds in the form of loans or lending is a from of money circulation to stabilize the economy. The purpose of this study was to conduct an analysis of the level of bank financial health of the PT. Bank Perkreditan Rakyat (BPR) Batang Palangki, for the years 2014-2018. Historical data is taken from bank financial reports that have been published. Analysis of bank financial soundness using the CAMEL method (Capital, Assets, Management, Earning, Liquidity). The results showed that the 2014-2018 PT. BPR Batang Palangki financial health level showed a healthy category, where the average value of the CAR ratio was 28,66%, the KAP ratio was 1,15%, the NPM ratio was 24,88%, the ROA ratio was 3,38%, BOPO ratio of 74,83%, and LDR ratio of 56,30%. It is expected that in the in the future BPR Batang Palangki can continue to maintained according to the provisions that apply.

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PERAN STRATEGI POLITIK ISLAM TERHADAP PEREKONOMIAN DI INDONESIA

Mutawasith: Jurnal Hukum Islam ◽

10.47971/mjhi.v3i1.185 ◽

2020 ◽

Vol 3 (1) ◽

pp. 18-43

Author(s):

Hisyam Ahyani ◽

Elah Nurhasanah

Keyword(s):

Economic Development ◽

Business Ethics ◽

Financial Institutions ◽

Financial Services ◽

Legal Aspects ◽

Agriculture Industry ◽

Strategic Role ◽

Islamic Business Ethics ◽

Islamic Economic ◽

Medium Businesses

The development of Islamic economics is in a position to develop forward to very rapidly (Up to date), this starts with the emergence of several sharia financial institutions that have emerged along with efforts to accelerate economic growth in the community. Among the characteristics of the Islamic economic system is the emergence of demands to put more emphasis on the legal aspects and Islamic business ethics. So that the existing system in the Islamic economy there is an obligation to apply the principles of sharia and Islamic business ethics as well. Philosophically why the principles in Islamic economics must meet several criteria, including the principles of worship (al-tauhid), equality (al-musawat), freedom (al-hurriyat), justice (al-'adl), help- help (al-ta'awun) and tolerance (al-tasamuh). The strategic role of Islamic economics provides a very positive power for accelerating economic development in Indonesia through business partnerships with small and medium businesses. Empowerment of Islamic economics through a business partnership between Islamic financial institutions and small and medium businesses by developing real sector business activities in agriculture, such as agriculture, industry and trade as well as Islamic financial services and institutions, needs to be empowered and carried out to encourage the acceleration of national economic development and efforts to improve the economic welfare of the Indonesian people themselves.

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Unpleasant Truths about Institutional and Financial Development

Beating the Odds ◽

10.23943/princeton/9780691192338.003.0003 ◽

2019 ◽

pp. 44-74

Author(s):

Justin Yifu Lin ◽

Célestin Monga

Keyword(s):

Economic Growth ◽

Economic Development ◽

Financial Institutions ◽

Institutional Development ◽

Failed State ◽

Poor Countries ◽

Level Of Economic Development ◽

State Interventions ◽

Economic Development Strategies ◽

Theoretical Issues

This chapter refutes the linear and almost teleological approach in vogue in development economics on political and financial institutions. It briefly discusses the theoretical issues at hand and suggests that policies take into account the requirements of both time and place, which emphasizes the importance of the development level. The chapter acknowledges that institutional development problems are indeed major impediments to economic growth. But contrary to conventional wisdom, it argues that they are often correlated with the level of economic development. Seen from that perspective, the well-known weaknesses in the governance and financial sectors of many poor countries today often reflect their low level of development and the results of failed state interventions and distortions originating from erroneous economic development strategies.

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Journey of Financial Inclusion Driven by Indian Banking Industry

Marketing Techniques for Financial Inclusion and Development - Advances in Marketing, Customer Relationship Management, and E-Services ◽

10.4018/978-1-5225-4035-9.ch010 ◽

2018 ◽

pp. 186-223

Author(s):

Abhineet Saxena ◽

Ashish Sharma

Keyword(s):

Economic Development ◽

Financial Institutions ◽

Rural Areas ◽

Rural Population ◽

Banking Industry ◽

Financial Inclusion ◽

North Eastern ◽

North Eastern Part ◽

Made In

Financial institutions, especially banks, have proved to be a boon for the economic development of a country like India. An attempt has been made in the present chapter to analyze the state of financial inclusion and the role of banking in achieving full financial inclusion in India. The journey of financial inclusion through banking in India has been critically appraised. Some of the important outcomes that can be highlighted are increased banking access of rural population in past few years together with the huge expansion in banking infrastructure in rural areas. Banking in India has been transformed with the introduction of PMJDY, BC Model, etc. Increasing trend has been observed in IMPS and M-Wallet penetration. North-eastern part of the country is still a challenge in the way of financial inclusion. The journey of financial inclusion on the wheels of Indian banking industry is still in search of the ultimate destination, and it will take miles to achieve full financial inclusion.

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