scholarly journals Credit Risk and Bank Competition in Sub-Saharan Africa

Author(s):  
Michael Brei ◽  
Luc Jacolin ◽  
Alphonse Noah
2020 ◽  
Vol 44 ◽  
pp. 100716
Author(s):  
Michael Brei ◽  
Luc Jacolin ◽  
Alphonse Noah

2018 ◽  
Vol 18 (256) ◽  
pp. 1 ◽  
Author(s):  
Azanaw Mengistu ◽  
Hector Perez Saiz

2021 ◽  
Author(s):  
Bijoy Rakshit

Abstract Using a dataset of 12504 firms from World Bank Enterprise Survey (WBES), this paper investigates the role of bank competition, financial stability and gender gap in access to finance in Sub-Saharan Africa. We empirically test the existence of market power hypothesis according to which pro-competitive policies alleviate credit constraints from the banking industry. Results obtained through probit model and probit model of sample selection (PSS) confirm that a higher degree of market power negatively affected firm financing in the region. Findings further reveal that the lower rate of female ownership partnerships creates difficulties in obtaining formal finance for female entrepreneurs. Financial stability does not affect access to finance in SSA as indicated by the estimation results. We discuss several policy implications for the region.JEL Classification: D22 . G20 . L11


2018 ◽  
Vol 8 (2) ◽  
pp. 141-153 ◽  
Author(s):  
Trust R. Mpofu ◽  
Eftychia Nikolaidou

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