Board Regulation and its Impact on Composition and Effects - Evidence from German Cooperative Banks

Urgency of the research. One of the most essential sources of supporting regional and local development is the banking system. Target setting. The study presented describes cooperative banking, represented by Bank Polskiej Spółdzielczości S.A. and Bank Spółdzielczy w Kielcach. The use of the statistical data analysis method allowed to demonstrate the strong position of cooperative banking in the market, fostering regional and local development. Actual scientific researches and issues analysis. The foundations for the modern cooperative banking sector were laid by cooperative financial organisations functioning more than 150 years ago [Pawlik, 2017, s. 152]. Its history is connected with difficulties faced in the period of partitions, work at the foundations after the end of World War I and Poland’s regaining its national independence. Uninvestigated parts of general matters defining. At present, cooperative banking functions as a result of the adoption by the Sejm of the Republic of Poland on 7 December 2000 of the act on the functioning of cooperative banks, their associations and associating banks, which ensured new legal conditions for the functioning of the sector2. The research objective. The article formulates the hypothesis that nowadays activities of cooperative banks will contribute to regional and local development. The statement of basic materials. One of the most essential sources of supporting regional and local development is the banking system. This system can guarantee the stabilisation of the local financial system. By supporting the development of regional and local entrepreneurship through loans, investment activities of the banks and financial and investment consulting, it will determine the identity of the region concerned. Conclusions. The use of the statistical data analysis method allowed to demonstrate the strong position of cooperative banking in the market, fostering regional and local development.

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Cooperative Banks & Local Government Units - Areas of Collaboration (Poland Case Study - Research Results)

SSRN Electronic Journal ◽

10.2139/ssrn.1139648 ◽

2008 ◽

Author(s):

Joanna Przybylska

Keyword(s):

Local Government ◽

Case Study Research ◽

Research Results ◽

Study Research ◽

Cooperative Banks

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Investigating Occupation Wise Perception of Customers Towards Access to Cooperative Banking Services

International Journal on Customer Relations ◽

10.21863/ijcr/2016.4.1.013 ◽

2016 ◽

Vol 4 (1) ◽

Author(s):

Neetu Andotra ◽

Tarsem Lal

Keyword(s):

Secondary Data ◽

Principal Component ◽

Himachal Pradesh ◽

Primary Data ◽

Varimax Rotation ◽

Banking Services ◽

Banking Service ◽

Total Data ◽

Cooperative Banks ◽

Secondary Information

The present paper aims at investigating the occupation-wise perception of customers towards access to cooperative banking services. The study is both expressive and evaluative in nature. In order to investigate the perception of customers towards access to cooperative banking services, both primary and secondary data has been collected. The primary data have been collected from 540 customers of cooperative banks operating in three northern states of India i.e J&K, Himachal Pradesh, and Punjab. The technique of factor analysis has been used through SPSS (version 17.00) with Principal Component Analysis along with varimax rotation for summarisation of the total data into minimum factors. Secondary information was collected from published sources i.e books, journals, files, cooperative bulletins, organizational reports, annual drafts of Planning and Statistical Department (Government of J&K, Himachal Pradesh, and Punjab), RBI reports, magazines, and Internet. ANOVA has been applied for data analysis. The results of the study shows that there exits significant means difference between perception of customers towards access to Cooperative banking service.

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Market Structure and Financial Stability: the Interaction between Profit-Oriented and Mutual Cooperative Banks in Italy

Journal of Financial Services Research ◽

10.1007/s10693-021-00360-1 ◽

2021 ◽

Author(s):

Adalgiso Amendola ◽

Cristian Barra ◽

Marinella Boccia ◽

Anna Papaccio

Keyword(s):

Market Structure ◽

Financial Stability ◽

Cooperative Banks

AbstractIn this study, we analyze the relation between market structure and financial stability both theoretically and empirically by considering two types of agents: profit-oriented banks and mutual cooperative banks in the context of Italy. The main findings show that under the condition that mutual cooperative banks are not dominated by borrowers, there is an inverted U-shaped relation in which a less concentrated market structure increases stability for both types of banks but a more concentrated market structure reduces it.

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