scholarly journals The Effects of Student Loans on the Provision and Demand for Higher Education

2017 ◽  
Author(s):  
Rodrigo Azuero ◽  
David Zarruk Valencia
Keyword(s):  
Higher Education ◽  
Student Loans

scholarly journals Another Missed Opportunity? Underfunding Australian Higher Education

2017 ◽  
pp. 17
Author(s):  
Anthony Welch
Keyword(s):  
Higher Education ◽  
International Student ◽  
Student Loans ◽  
Higher Education Institutions ◽  
Federal Budget ◽  
Long Period ◽  
Student Fees ◽  
Missed Opportunity

In the context of a long period of underfunded highereducation in Australia, the latest federal budget will do nothing to address theproblem. While the worst elements of former proposals were averted, the shifting ofmore of the burden of repaying student loans on to students, as well as failing tofund the full costs of research, and, in addition, imposing further “‘efficiencydividends”’ on higher education institutions, will only add to institutionalpressures to diversify income, increasing international student fees.

scholarly journals Student Loans Financing in Tanza:

2021 ◽  
Vol 8 (1) ◽  
pp. 91-115
Author(s):  
Hillary A. Dachi
Keyword(s):  
Higher Education ◽  
Low Income ◽  
Higher Education Policy ◽  
Student Loans ◽  
Student Loan ◽  
Education Student ◽  
Means Testing ◽  
The Public ◽  
Policy Objectives ◽  
Financing Higher Education

This study examined the mechanisms employed to finance student loans in Tanzania and who benefits and how. The findings show that student loans are financed by the public exchequer. The number of students fromhigh-income families accessing these loans is disproportionate to their representation in Higher Education Institutions, while the share for middle and low-income students reflects their representation. There is also animbalance between male and female beneficiaries across programmes, notably in the Science, Technology, Engineering, and Math (STEM) disciplines. It is concluded that such disparities are the result of the fact thatthe student loan scheme seeks to satisfy a number of government policy objectives in relation to higher education beyond access and equity, and that means testing is not rigorously conducted. Key words: Higher Education, higher education policy, financing higher education, higher education student loans, public subsidisation of higher education

Open Universities Australia

2013 ◽  
pp. 83-98
Author(s):  
Michael Crock ◽  
Janet Baker ◽  
Skye Turner-Walker
Keyword(s):  
Higher Education ◽  
Open Access ◽  
Federal Government ◽  
Technological Innovation ◽  
Teaching And Learning ◽  
Student Loans ◽  
Future Directions ◽  
History Of ◽  
Insight Into ◽  
Future Plans

This chapter analyses the history of, and future directions for, higher education studies undertaken through Open Universities Australia (OUA), Australia’s unique higher education conduit. Founded to provide open access to units that allow individuals to undertake individual units or achieve qualifications from leading Australian universities, and supported by a federal government student loans scheme, OUA’s experience and future plans provide significant insight into the potential and pitfalls of the technological innovation in both higher education distance, and increasingly, on-campus, teaching and learning. The need for an ongoing emphasis on innovation, adaptability, and cooperation in an extraordinarily rapidly changing environment is highlighted.

Open Universities Australia

2015 ◽  
pp. 320-335
Author(s):  
Michael Crock ◽  
Janet Baker ◽  
Skye Turner-Walker
Keyword(s):  
Higher Education ◽  
Open Access ◽  
Federal Government ◽  
Technological Innovation ◽  
Teaching And Learning ◽  
Student Loans ◽  
Future Directions ◽  
History Of ◽  
Insight Into ◽  
Future Plans

This chapter analyses the history of, and future directions for, higher education studies undertaken through Open Universities Australia (OUA), Australia's unique higher education conduit. Founded to provide open access to units that allow individuals to undertake individual units or achieve qualifications from leading Australian universities, and supported by a federal government student loans scheme, OUA's experience and future plans provide significant insight into the potential and pitfalls of the technological innovation in both higher education distance, and increasingly, on-campus, teaching and learning. The need for an ongoing emphasis on innovation, adaptability, and cooperation in an extraordinarily rapidly changing environment is highlighted.

The Viability of Tuition-Free Community College

2020 ◽  
pp. 089590482095111
Author(s):  
Matthew P. Ison
Keyword(s):  
Higher Education ◽  
Community College ◽  
Large Scale ◽  
Student Loans ◽  
College Education ◽  
Underrepresented Populations ◽  
Higher Education System ◽  
American Higher Education ◽  
Political Implications ◽  
Policy Discussion

Free higher education has become a major policy discussion of the past few years, one that is often debated or supported along partisan lines. Those supporting this policy initiative often point to the rising cost of a college education and the barrier it creates for underrepresented populations hoping to access higher education. Others point to a broken financial aid system that leaves more individuals financing their education through student loans, adding to a massive national loan debt now exceeding a trillion dollars. Various arguments for and against a free-tuition program within the American higher education system are addressed. While an argument can be made that all public American higher education should be tuition-free, limiting a large-scale federal program to the American community college has economic and political implications that could make the policy more feasible for a larger percentage of the American public.

scholarly journals Widening access to higher education for low-income students: a Brazilian case study (1990s-2016)

2018 ◽  
Vol 23 (0) ◽  
Author(s):  
LEONARDO CIVINELLI TORNEL DA SILVEIRA
Keyword(s):  
Higher Education ◽  
Low Income ◽  
Student Loans ◽  
Higher Education Institutions ◽  
Access To Higher Education ◽  
Higher Education Access ◽  
Widening Access ◽  
Education Participation ◽  
The Government ◽  
The Impact

ABSTRACT This article analyses the widening access policies implemented by Brazil during the 1990s and in 2016. It cites and evaluates the different strategies used by the government, such as student loans, needs-based and race-based quotas. In the context of a highly privatized sector, in which for-profit higher education institutions account for over half of the existing higher education institutions in Brazil, the results display a relative growth in higher education access based on minorities and needs-based communities. However, it also showcases some trends not achieved as originally planned by the government (specially increasing higher education participation in regions other than the south and the southeast) and serves as a point requiring further research to evaluate the influence on the lives of students and graduates. This study uses government and publicly available sources to analyse the impact of this strategy over time.

What Are The Alternatives To Student Loans In Higher Education Funding?

2010 ◽  
Vol 3 (1) ◽  
pp. 19 ◽  
Author(s):  
Anthony Stokes ◽  
Sarah Wright
Keyword(s):  
Higher Education ◽  
Financial Market ◽  
Financial Support ◽  
Student Loans ◽  
Student Loan ◽  
Education Funding ◽  
Higher Education Funding ◽  
The Government ◽  
Market Instability ◽  
The Cost

In a period of student loan scandals and U.S. financial market instability impacting on the cost and availability of student loans, this paper looks at alternative models of higher education funding. In this context, it also considers the level of financial support that the government should provide to higher education.

A Value-Added Model To Measure Higher Education Returns On Government Investment

2011 ◽  
Vol 4 (2) ◽  
pp. 15 ◽  
Author(s):  
Roland J. Sparks
Keyword(s):  
Higher Education ◽  
Student Loans ◽  
College Education ◽  
Value Added ◽  
Quality Model ◽  
Government Investment ◽  
Financial Return ◽  
Default Rates ◽  
The Government ◽  
The Cost

The cost of college is increasing faster than inflation with the government funding over 19 million student loans that have a current outstanding balance of over $850 billion in 2010. Student default rates for 2008 averaged 7% but for some colleges, default rates were as high as 46.8%. Congress is demanding answers from colleges and universities about the quality of their education and the return on the governments investment. Current practices measure universities effectiveness by self-developed and measured outcomes. This system does not seem to be effective in measuring the value-added by a college education. This paper develops a model to evaluate the value-added through higher education. The model uses financial return on investment as viewed by the government lenders. A service quality model is introduced to help identify factors that are significant and easy to measure in determining a universitys ability to return the governments investment.

scholarly journals Washington Hotline

2020 ◽  
Vol 81 (6) ◽  
pp. 306
Author(s):  
Kevin Maher ◽  
Carrie Russell
Keyword(s):  
Higher Education ◽  
Student Loans ◽  
Economic Security ◽  
Department Of Education ◽  
Institutions Of Higher Education ◽  
Student Aid ◽  
Budget Cuts ◽  
Research Libraries ◽  
Aid Relief

COVID-19 relief for academic librariesWhile budget cuts for college and research libraries are taking place at many institutions, ALA continues to advocate for libraries to be included in federal relief packages. The $2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L.116-136), passed in April, would benefit college and research libraries. The majority of the CARES Act Education Stabilization Fund is reserved for institutions of higher education (IHE) centers around student aid and encourages maximum flexibility. For example, the Department of Education (ED) is suspending payments on federal student loans until September 30, 2020, and no interest would accrue during this period of suspension. However, as much as 49% of the Education Stabilization Fund may be expended (to cover any costs associated with significant changes to the delivery of instruction due to the coronavirus), with only a few constraints.

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