When Do Households Fail to Repay Their Debt? The Role of Financial Literacy and Gender

2016 ◽  
Author(s):  
Tobias Meyll ◽  
Thomas Pauls
Keyword(s):  
Financial Literacy ◽  
And Gender

scholarly journals Financial Literacy in the Family Context: The Role of Spousal Education and Gender Among Older Couples

2020 ◽  
Vol 4 (Supplement_1) ◽  
pp. 475-475
Author(s):  
Yang Li
Keyword(s):  
Financial Literacy ◽  
Family Context ◽  
Limited Attention ◽  
Older Couples ◽  
Actor Partner Interdependence Model ◽  
The Family ◽  
And Gender ◽  
Using Data ◽  
Spousal Education

Abstract Despite recent advances in the literature on the association between one’s own education and financial literacy, the role of the family context in financial literacy has received limited attention. I examine whether spousal education is associated with one’s own financial literacy among older couples and whether this association differs by gender. Using data from the 2016 Health and Retirement Study (n=1,220), I employ a multilevel actor-partner interdependence model to examine the cross-partner effect of spousal education on own financial literacy among older couples. I analyze a set of regression models on pairwise data to estimate the moderating effect of gender. I find that having a college-educated spouse was associated with a higher likelihood of being financially literate and that wives’ education attainment was associated with a higher likelihood of financial literacy for husbands. Understanding the role of spousal education in late-life financial literacy adds to our knowledge about the role of the family context as related to individual financial knowledge and skills. Older adults may acquire financial literacy within the family, such as learning from a spouse.

scholarly journals Effect of Emotional Intelligence on Behavior of Investment: Possible Role of Financial Literacy and Gender

2018 ◽  
Vol 2 (2) ◽  
pp. 79-83 ◽  
Author(s):  
Irfan Ullah Munir ◽  
Shen Yue ◽  
Muhammad Shahzad Ijaz ◽  
Syeda Yumna Zaidi ◽  
Saad Hussain
Keyword(s):  
Emotional Intelligence ◽  
Stock Market ◽  
Significant Relationship ◽  
Financial Literacy ◽  
Investment Decisions ◽  
And Gender ◽  
The Relationship ◽  
Emotionally Intelligent ◽  
Investment Behaviour

Individuals who have control over their emotions can make better and effective investment decisions than those who are less emotionally intelligent. Individuals who have more knowledge about financial terms and stock market can make efficient and effective investment decisions than those who are less financially literate. Positive and significant relationship was found between emotional intelligence and investment behaviour and between financial literacy and investment behaviour. It was found that gender has impact on investment behaviour and that it moderates the relationship between emotional intelligence and investment behaviour and males have higher financial literacy and tend to invest more than females.

scholarly journals Landscaping Pre-Service Teachers’ Stress Caused by Lack of Financial Management

2018 ◽  
Vol 8 (3) ◽  
pp. 172
Author(s):  
Ramanaidu Rao Ramesh ◽  
Ghanaguru Sharmini ◽  
Antonysamy Carolina Assunta ◽  
Prakash Nair Sadhna
Keyword(s):  
Logistic Regression ◽  
Distinctive Feature ◽  
Financial Literacy ◽  
Financial Management ◽  
Online Survey ◽  
Financial Behavior ◽  
And Gender ◽  
The Relationship ◽  
Determinant Factor

Age plays an important role in the financial behavior of people. Financial matters are usually more seriously perceived at later stages of life. Nevertheless, the role of age in financial behavior is inconclusive. This study intends to add to the literature on financial behavior by focusing on the relationship between expenditure planning, gender and stress. The distinctive feature of this study is its scope and the sample of people participating in it. Besides being young, the participants are pre-service teachers. Hence, studying their financial behavior also augurs well for the nation, for these are the shapers of its future. Using an online survey, 127 pre-service teachers responded to 17 questions, dwelling mainly on their financial behavior. Logistic regression was then used to identify whether expenditure planning is related to stress and gender. The findings reveal that the failure to plan one’s expenditures could cause stress and in which gender could be the determinant factor. Thus, it is recommended to take actions on higher rate of financial literacy among pre-service teachers.

Empirical Analysis of Clinical Evaluations on Children Involved in the Child Protection System: The Role of Age and Gender

2000 ◽  
Author(s):  
Erika Felix ◽  
Anjali T. Naik-Polan ◽  
Christine Sloss ◽  
Lashaunda Poindexter ◽  
Karen S. Budd
Keyword(s):  
Empirical Analysis ◽  
Child Protection ◽  
Protection System ◽  
Age And Gender ◽  
Clinical Evaluations ◽  
And Gender

The role of masculine norms and gender role conflict on prospective well-being among men.

2019 ◽  
Vol 20 (1) ◽  
pp. 142-147 ◽  
Author(s):  
Aylin Kaya ◽  
Derek K. Iwamoto ◽  
Jennifer Brady ◽  
Lauren Clinton ◽  
Margaux Grivel
Keyword(s):  
Gender Role ◽  
Role Conflict ◽  
Gender Role Conflict ◽  
Well Being ◽  
Masculine Norms ◽  
And Gender

Role of Commercial Banks in Financial Literacy

PRODUCTIVITY ◽  
2018 ◽  
Vol 59 (2) ◽  
pp. 186-197
Author(s):  
M. SELVAKUMAR ◽  
◽  
P. ANBUCHEZHIENKAMARAJ ◽  
V. Sathyalakshmi ◽  
R. Mohammed Abubakkar Siddique ◽  
...  
Keyword(s):  
Financial Literacy ◽  
Commercial Banks

Formation of financial literacy in training of informatics teachers on the basis of the 1С:Enterprise system

2020 ◽  
Vol 1 (1) ◽  
pp. 11-18
Author(s):  
M. A. Rodionov ◽  
I. V. Akimova
Keyword(s):  
Financial Literacy ◽  
Basic Knowledge ◽  
State University ◽  
Science And Literature ◽  
Successful Development ◽  
Mathematics History ◽  
School Subjects ◽  
Personal Finances ◽  
The Right

In the submitted study the problem of the formation of financial literacy of students at informatics lessons and relevant training of future informatics teachers is considered. Financial literacy is understood as a set of basic knowledge in the field of finance, banking, insurance, as well as budgeting for personal finances that allow a person to choose the right financial product or service, soberly assess and take risks that may arise during the use of these products, correctly accumulate savings and identify doubtful (fraudulent) investment schemes. The authors conclude that successful development of meaningful lines of the course of financial literacy requires integration of a few school subjects, such as mathematics, history, informatics, social science and literature. The role of modern informatics teacher in the formation of financial literacy of students is great. Therefore, in the training of a future informatics teacher, it should be paid the attention to issues related to the study of elements of financial literacy in informatics lessons. In order to solve the problem, the authors propose to use the special course “Basics of work in 1С:Enterprise”, which is implemented at Penza State University. The article contains a program of the course and the methodological recommendations for its implementation.

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