scholarly journals Debt Collection Agencies and the Supply of Consumer Credit

2015 ◽  
Author(s):  
Viktar Fedaseyeu
Keyword(s):  
Consumer Credit ◽  
Debt Collection

scholarly journals Digital Debt Labour: Migration, Deportation and Offshoring in Mexico

2020 ◽  
Vol 18 (1) ◽  
pp. 304-321
Author(s):  
Enda Brophy ◽  
Rodrigo Finkelstein
Keyword(s):  
Mexico City ◽  
Return Migration ◽  
Labour Force ◽  
Consumer Credit ◽  
Forced Migration ◽  
Call Centre ◽  
Undocumented Migrants ◽  
Labour Process ◽  
Debt Collection

This article explores the convergence of debt, deportation, and digital labour in Mexico by describing the making of a labour force working on the frontlines of transnational debt collection, performing what we call digital debt labour. Drawing on dozens of interviews in Tijuana and Mexico City conducted between 2016 and 2019, we relate the growth of a debt collection labour force in Mexico. To theorise the intersection between debt, migration, and digital labour, this article explores three overlapping, converging, and expanding forms of migration: debt migration, or the circulation of consumer credit through markets for, or processes of, debt collection; virtual migration or the outsourcing of call centre work to offshore locations and the return migration of call centre workers in the labour process; and forced migration, or the deportation of undocumented migrants. Our core argument is that this case study demonstrates the manner in which a highly financialised and digital variant of capitalism is evolving to develop a multi-faceted and opportunistic relationship with the growing trends of migration and deportation.

scholarly journals MANFAAT PEMBINAAN BAGI NARAPIDANA SAAT MENJALANI PIDANA PENJARA

to-ra ◽  
2018 ◽  
Vol 3 (3) ◽  
pp. 663
Author(s):  
Petrus Irwan Panjaitan
Keyword(s):  
Credit Card ◽  
Consumer Credit ◽  
Modern Society ◽  
Payment System ◽  
Credit Crunch ◽  
Credit Card Debt ◽  
Legal Certainty ◽  
Debt Collectors ◽  
The Law ◽  
Debt Collection

Abstract Consumer nancing business in the form of Credit Card as a form of less cash society is developing in Indonesia has even become a culture in modern society coupled with the support of fast payment system, safe, ef cient and reliable, smoothness in payment, providing legal certainty for the community in doing transaction, but consumer nance business though very attractive but does not mean this business has no risk at all, as credit giving, the risk will still exist at the time of stalled payment of credit card arrears by consumers. In the event of a consumer credit crunch, banks usually use debt collection services known as debt collectors. Often debt collectors in doing debt collection services work unprofessionally even sometimes tend to do acts against the law, so it will cause harm to customers and credit card issuing bank, because it is not in accordance with what is expected.     Keywords: payment system; Credit Card; debt collectors; accordance.

scholarly journals PERBUATAN MELAWAN HUKUM DALAM PENAGIHAN UTANG KARTU KREDIT OLEH DEBT COLLECTOR DAN PERTANGGUNGJAWABAN BANK

to-ra ◽  
2018 ◽  
Vol 3 (3) ◽  
pp. 653
Author(s):  
Nanin Koeswidi Astuti
Keyword(s):  
Credit Card ◽  
Consumer Credit ◽  
Modern Society ◽  
Payment System ◽  
Credit Crunch ◽  
Credit Card Debt ◽  
Legal Certainty ◽  
Debt Collectors ◽  
The Law ◽  
Debt Collection

Abstract Consumer nancing business in the form of Credit Card as a form of less cash society is developing in Indonesia has even become a culture in modern society coupled with the support of fast payment system, safe, ef cient and reliable, smoothness in payment, providing legal certainty for the community in doing transaction, but consumer nance business though very attractive but does not mean this business has no risk at all, as credit giving, the risk will still exist at the time of stalled payment of credit card arrears by consumers. In the event of a consumer credit crunch, banks usually use debt collection services known as debt collectors. Often debt collectors in doing debt collection services work unprofessionally even sometimes tend to do acts against the law, so it will cause harm to customers and credit card issuing bank, because it is not in accordance with what is expected.     Keywords: payment system; Credit Card; debt collectors; accordance.

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